The question is incomplete! Complete question along with answer and step by step explanation is provided below.
Question:
Suppose both Adrian and Clemens invest $10,000 in a mutual fund.
Lets think of it another way so that we can see the impact of compounding on this investment. For simplicity's sake, we will assume that Adrian's rate of return is effectively 5.7% annually (7% - 1.3% fee) and Clemens's rate of return is effectively 6.8% annually (7% - 0.2% fee).
7. How much will Adrian have if he allows his investment to remain in the mutual fund for 10 years?
8. How much will Clemens have if he allows his investment to remain in the index fund for 10 years?
9. How much more value does Clemens's investment generate than Adrian's in 10 years' time?
10. What about over 40 years time?
Answer:
7. Adrian's amount = $17,408
8. Clemens's amount = $19,306
9. Difference in amount after 10 years = $1,898
10. Difference in amount after 40 years = $47,114
Explanation:
7. How much will Adrian have if he allows his investment to remain in the mutual fund for 10 years?
Adrian will have a amount given by
[tex]A = P\times(1+r)^{n}[/tex]
Where P is the invested amount, r is the annual rate of return and n is the number of years.
Here P = 10,000, r = 0.057, n = 10
[tex]A = 10,000\times(1+0.057)^{10}\\\\A = 10,000\times 1.7408\\\\A = \$17,408[/tex]
8. How much will Clemens have if he allows his investment to remain in the index fund for 10 years?
Clemens will have a amount given by
[tex]A = P\times(1+r)^{n}[/tex]
Here P = 10,000, r = 0.068, n = 10
[tex]A = 10,000\times(1+0.068)^{10}\\\\A = 10,000\times 1.9306\\\\A = \$19,306[/tex]
9. How much more value does Clemens's investment generate than Adrian's in 10 years' time?
[tex]\text {Difference} = \$19,306 - \$17,408 = \$1,898[/tex]
Therefore, Clemens's investment generate $1,898 more as compared to Adrian's in 10 years time period.
10. What about over 40 years time ?
Adrian's amount:
Here P = 10,000, r = 0.057, n = 40
[tex]A = 10,000\times(1+0.057)^{40}\\\\A = 10,000\times 9.1833\\\\A = \$91,833[/tex]
Clemens's amount:
Here P = 10,000, r = 0.068, n = 40
[tex]A = 10,000\times(1+0.068)^{40}\\\\A = 10,000\times 13.8947\\\\A = \$138,947[/tex]
[tex]\text {Difference} = \$138,947 - \$91,833 = \$47,114[/tex]
Therefore, Clemens's investment generate $47,114 more as compared to Adrian's in 40 years time period.
Look at the image of a company's advertisement. The colored bars signify their spending in education, community service, environmental care,
and marketing. The green bar shows their yearly spending on environmental care. What kind of appeal is the company making by highlighting
their spending on environmental care?
150
Answer:
logical appeal
Explanation:
Answer:
The company has used a graph to make a logical appeal to people who support environmental care.
Explanation:
hoped helped
Mazie Supply Co. uses the percent of accounts receivable method. On December 31, it has outstanding accounts receivable of $137,500, and it estimates that 3% will be uncollectible.
Prepare the year-end adjusting entry to record bad debts expense under the assumption that the Allowance for Doubtful Accounts has:
(a) a $2,338 credit balance before the adjustment.
(b) a $688 debit balance before the adjustment.
Answer:
a)
Dr Bad debts expense 1,787
Cr Allowance for doubtful accounts 1,787
b)
Dr Bad debts expense 4,813
Cr Allowance for doubtful accounts 4,813
Explanation:
Mazie Supply Co. Journal entry
a)
Dr Bad debts expense 1,787
($4813-$2,338+$688)
($4,813-$3,036)
Cr Allowance for doubtful accounts 1,787
b)
Dr Bad debts expense 4,813
(3%×$137,500+$688)
($4125+$688)
Cr Allowance for doubtful accounts 4,813
Final answer:
The question is about making year-end adjusting entries for bad debts expense using the percent of accounts receivable method, given a certain accounts receivable balance and different existing balances in the Allowance for Doubtful Accounts. In Scenario (a), a $1,787 adjustment is needed, whereas in Scenario (b), a $4,813 adjustment is necessary.
Explanation:
The subject of this question is business, specifically focusing on accounting practices for estimating and adjusting for doubtful accounts in accounts receivable. When dealing with the percent of accounts receivable method, the following adjusting entries are used to record bad debts expense:
Scenario (a): $2,338 credit balance before the adjustment
Bad Debt Expense = 3% of $137,500 accounts receivable = $4,125
Adjustment = $4,125 - $2,338 (existing credit balance) = $1,787
Adjusting Entry:
Debit Bad Debts Expense $1,787
Credit Allowance for Doubtful Accounts $1,787
Scenario (b): $688 debit balance before the adjustment
Bad Debt Expense = 3% of $137,500 accounts receivable = $4,125
Total Adjustment needed = $4,125 + $688 (cancel out the debit balance) = $4,813
Adjusting Entry:
Debit Bad Debts Expense $4,813
Credit Allowance for Doubtful Accounts $4,813
One positive consequence of conflict is that people often ______.
a.
Enjoy the drama caused by conflict
b.
Have to find new jobs afterwards
c.
Learn more about each other
d.
Keep their silly ideas to themselves
Answer:
One positive consequence of conflict is that people often learn more about each other.
Explanation:
The positive consequence is the founding of positivity in the negative matter. The positive consequence of conflict is people get to know each other.
What is a conflict?The conflict is given as the disagreement or the argument between the two individuals or the groups. The disagreement can be related to a personal cause or to a social matter.
The conflict may result in an increase in the difference between the groups and sometimes may lead to violence as well. The positive consequence of the conflict is however given, as people learn to know more about each other. Thus, option C is correct.
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The below are all considered savings accounts EXCEPT *
O
Certificates of Deposit
O
Checking Accounts
O
Money Market Funds
O
Money Market Deposit Accounts
Answer:
The correct answer is C)
Money Market Funds
Explanation:
Money Market Funds is not a Savings Account.
Any mutual fund that invests in short-term debt instruments, cash, and cash equivalents such as Treasury Bill and Commercial Paper which is high in quality may be refered to as a money market fund. So it is essentially an investment not a savings account.
Cheers!
Answer:
Money Market Funds
Explanation:
A savings account is an account where money can be saved especially those money you do not want to spend immediately. Savings account keep those money save and accessible when needed and also pay interests proportion to the money in the savings account. Example of savings account are Certificate of deposit account, checking accounts, money market deposit account, basic savings account, student account.
The market forces such as demand, supply, competitive pricing and so on fail to incentivize the reduction of which cost?
In a free market, market forces include demand, supply, competitive pricing, and so on. These forces do not incentivize a reduction of_______costs.
Answer:
Production costs.
Explanation:
The market forces fail to incentivize a reduction in costs of production and this is because production cost.
This is because in a market with demand, supply and competitive pricing, it is not ideal for production costs to be reduced, rather it is advantageous if the costs are increased, in order to scale up production.
An increase in the level of output will therefore serve the purpose of competitive pricing, because manufacturer can now afford to reduce the price of commodities in order to increase sales.
Answer:
external environmental
When writing your résumé, you need to start by analyzing the job description to determine what relevant experience and qualifications you have for the position. Then, you should list your job history, using ______to make them easy to read. Review the layout to make sure that it is easy to read and ________.
Answer:
1. Bulletpoints 2. Scan
Explanation:
When writing your resume, A person should list the job history, using bullet points to make them easy to read. Review the layout to make sure that it is easy to read and Scan.
What is resume?A resume is also known as a curriculum vitae. It is a document that a person creates and uses to present their background, skills, and accomplishments. Resumes can be used for a variety of reasons, but they are most commonly used to find new employment.
To employers and recruiters, the person's resume communicates the qualifications as well as the brand to whom a person is and what sets them apart. In a competitive job market, a person need a resume that will help you stand out from the crowd.
The ultimate goal of a strategically targeted, polished resume is to land anyone an interview.
Therefore, A person should list their job history on their resume, using bullet points to make it easier to read.
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How can tech companies increase goodwill and indirectly affect profits for parent companies?
Answer:
The only way goodwill can be increased is through the acquisition of another company as a subsidiary. Assume a business acquires a subsidiary for a price that exceeds the total value of the subsidiary's assets.
Explanation:
A fire causes $25,000 in damage to company's tools and equipment. If the company has a commercial property insurance policy with $5,000 deductible , how much will the company have to pay to repair the damage? A. $5,000 B. $20,000 C. $25,000 D. $12,500
Answer: the right answer is $5,000
Governments collect money through which of the following?
A. Taxes
B. Bonds
C. Selling resources
D. All of the above
Match the element of the communication process with the correct example.
Group of answer choices
Creating a TV ad
Placing an ad in the newspaper
Consumer purchases a product
Nike (the company doing the advertising)
College basketball player looking to buy shoes
Printing money
• Regulating trade
• Declaring war
These government activities are examples of
A. reserved powers
B. delegated powers
C. denied powers
D. concurrent powers
Answer:
B. Delegated powers
Explanation:
ツ
the answer is delegated powers but I'm pretty sure this should be labeled as history, that's where I learned this info
Businesses created in the United States are required to comply with U.S. laws and must act ethically. Recall that the law creates a minimum amount of behavior obligatory by businesses in humanity, whereas ethics requires more. Ethics is a major consideration in examining the actions of managers and the function of business organizations. An ethically minded business focuses on the following:
• Integrity: Focusing on the character of the individuals involved in the decision or action
• Consequences: Focusing on good and bad decisions
• Duties, obligations, and principles: Focusing on fairness, justice, and respect for individuals and property
As the manager of your restaurant, you want to have a clear understanding of how to handle ethical issues that arise. You conduct some research and discover there are six steps to ethical decision making.
Tasks:
1. List, explain, and give an example of the six steps of ethical decision making that businesses can follow.
2. Choose a business that you believe acts ethically and is socially responsible. Once you select a business, provide examples of how your company is acting with social responsibility.
3. Finally, decide whether your restaurant is going to be socially responsible by implementing a corporate social responsibility plan; provide an argument that supports or challenges the decision to implement the corporate social responsibility plan for the restaurant. Provide research, legal terminology, and cite a legal case to support your argument.
I am needing help on how to start this.
Answer:
McDonalds reacts ethically as an example
Explanation:
Hope it helped
Answer:
(Answers may vary.)
Businesses thrive as a part of society. Society has certain expectations of businesses, apart from the goods and services that companies provide. Stakeholders prefer to work with organizations that have good reputations. Businesses prosper if they win the confidence of their customers and stakeholders. For this to happen, businesses need to conduct themselves in a manner that will not harm society. Therefore, businesses need to embrace corporate social responsibility. If a business slips into unethical activities, it may lose its goodwill in society. Every business tries to comply with its own set of ethical standards. To ensure the implementation of appropriate ethical decisions, I will provide my employees with ethical standards or guidelines to ensure that they perform their activities in line with accepted norms. Such guidelines are useful to them for reference in any ethically challenging situation
Explanation:
Plato
How much does an iPhone 11 cost in Cuba??
Answer:
about 1000
Explanation:
The price of an iPhone 11 in Cuba can vary due to various factors, such as import costs, taxes, and local market conditions. The average wage in Cuba is about $20 per month, making purchasing an iPhone 11 a significant expense. Cuba has restrictions on technology imports and limited internet access.
Explanation:The price of an iPhone 11 in Cuba can vary due to various factors, such as import costs, taxes, and local market conditions. However, it is important to note that the average wage in Cuba is about $20 per month, which makes purchasing an iPhone 11 a significant expense for most people in the country.
Additionally, Cuba has restrictions on technology imports, which can increase the price of electronic devices. Internet access is also limited in Cuba, so the full functionality of an iPhone may not be available.
For the most accurate and up-to-date information on the price of an iPhone 11 in Cuba, it is recommended to check with local retailers or online marketplaces that cater to the Cuban market.
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Using sources the audience will relate to is especially important when developing speeches on questions of value.Please select the best answer from the choices provides. T or F
THE CORRECT ANSWER IS TRUE .
Describe the improvement method for a persuasive speech?The method need to start via way of means of growing the thesis declaration. Once the thesis declaration has been created, most important thoughts need to be developed. Appropriate helping substances need to be selected and integrated into the speech.
When finalizing the speech, the pupil need to make sure that the reassets used are current, credible and applicable. The very last layout of the speech need to emphasis common sense and evidence. Finally, the speech need to virtually join examples and records to the principle thoughts.
What are the facts for a speech?There are numerous distinctive forms of reassets that can be applicable in your speech topic.
Those consist of periodicals, newspapers, books, reference tools, interviews, and websites. It is essential which you understand the way to examine the credibility of every kind of supply material.
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A _______ is a piece of data that's sent to the browser along with an HTML page
when someone visits a site. It allows the website to recognize which visitors are
return visitors.
widget
plugin
cookie
hyperlink
Answer:
cookie
Explanation:
textbook chapter 34
A business owner who wants to make adjustments to her company's production would make use
of which of the following?
O
Inventory accounting
O
Managerial accounting
O
Production accounting
O
Financial accounting
Answer:
Option A. Inventory accounting.
Explanation:
Inventory accounting refers to the kind of accounting which deals with the valuation and accounting for any type of change that may occur in inventoried assets.
A company's inventory is made up of the following:
- raw goods,
- in-progress goods, and
- finished goods that are ready for sale.
The goods listed above are in the three stages of production.
The purpose of inventory accounting is to attach a value to the items which exist in any of the three stages of production and therefore, record them as company assets.
Therefore, in the scenario given above if the business owner is to make any change to her company's production, she should make use of inventory accounting, because this is where a record of the materials for production is kept.
Final answer:
A business owner seeking to adjust the company's production would primarily utilize managerial accounting, which provides the necessary information for internal management decisions regarding operational and strategic considerations.
Explanation:
When a business owner is looking to make adjustments to their company's production, they would most likely turn to managerial accounting. This branch of accounting focuses on providing internal management with the information necessary to make informed decisions about production, budgeting, and other operational concerns. Managerial accounting involves analyzing costs, setting prices, determining production quantities, and managing resources efficiently to fulfill a company's objectives.
While inventory accounting deals with the valuation and management of inventory assets, and financial accounting involves the preparation of financial statements for external users, managerial accounting is specifically designed to assist in internal decision-making processes. It provides information to monitor and control business operations and helps in scenario analysis, making it a practical tool for adjusting production levels in response to fluctuating demand or other strategic considerations within the firm.
59. Which term refers to a pricing policy whereby a firm charges a high introductory price, often coupled with heavy
promotion?
a. Price skimming
b. Penetration pricing
c. Status quo pricing
d. Sales maximization
The term that refers to a pricing policy whereby a firm charges a high introductory price, often coupled with heavy promotion is a. Price skimming
What is Price skimming?
The phrase for a pricing strategy in which a business offers a product at a high initial cost, frequently in conjunction with intensive promotion, is Price skimming
Setting a high starting price for a good or service with the goal of attracting early adopters or clients prepared to pay more is known as price skimming. This tactic is frequently applied to recently released or cutting-edge products. In order to optimize revenue from various consumer categories, the corporation intends to gradually cut the price over time.
Millions of investors trade in primary and secondary markets. To protect their interests and to help maintain market_______ , these markets are regulated by government bodies.
a-valuation
b-transparency
c-profitability
Answer:
its B FOR PLATO USERS
Explanation:
Answer:
B. transparency
Explanation:
correct on plato
The standard format rules for a professional letter should be followed.
True or false.
Answer:
True.
Explanation:
To write a professional letter, some standard format rules need to be followed.
It is necessary that the letter is written using a formal vocabulary, with clear and precise information, in the appropriate format, containing date, information about your professional profile, about the company and a final greeting.
To achieve an important objective, such as getting a job, it is important to have good writing skills to write a professional letter, in order to demonstrate through your arguments, your skills and competences, which can contribute to the success of a company.
Answer:
FALSE
Explanation:
I picked true and got it wrong through OW
In product development, what are "specifications"?
O A. Statements of what the product will be like
O B. Trials of the marketing plan in a limited area
O C. Sample products that marketers can use in research
O D. Positive facts about the product
Answer:
the answer is A. Statements of what the product will be like
Explanation:
hope this helps <3 xoxo :)
In product development statements of what the product will be like are specifications. The answer is OPTION A.
Product specifications outline the precise attributes and features of a product, serving as a roadmap for its development. These statements detail key characteristics such as dimensions, materials, performance metrics, and functionalities.
Specifications act as a common reference for design, engineering, and quality assurance teams, ensuring a unified understanding of the end goal. Clear and comprehensive specifications streamline the development process, enhance communication, and facilitate the creation of a product that aligns with customer expectations.
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Shanon will pay for an annual gym membership that costs $420.00. She has 152.62 in her checking account. What are the pros and cons of using a credit card and debit card for this purchase?
Answer:
I think it’s Debit Card !
Explanation:
Credit cards don’t take directly from your bank, and checks are almost like a “written promise” to pay a little later.
Final answer:
Shanon has to decide between using a debit card, which directly withdraws funds from her account, and a credit card, which allows for immediate purchase but can incur interest. The pros of a debit card include budget control and no debt, while the cons include limited funds and no credit-building. The opposite is true for credit cards, providing rewards and credit-building opportunities at the risk of debt and interest.
Explanation:
When Shanon is considering whether to use a credit card or debit card to pay for her annual gym membership of $420.00, there are multiple factors to consider. The choice depends on her financial situation, benefits associated with each payment method, and her personal spending habits.
Pros of Using a Debit Card:
Directly withdraws money from Shanon's checking account, ensuring she only spends what she has.
Avoids potential interest rates and debt accumulation associated with credit cards.
Helps with budget management and prevents overspending.
Cons of Using a Debit Card:
Limited to the funds available in her account, which in Shanon's case is $152.62; not enough for the full cost of the gym membership.
No credit-building opportunities, as debit card usage is not reported to credit bureaus.
Lacks the rewards and protections that many credit cards offer.
Pros of Using a Credit Card:
Allows Shanon to make the purchase immediately, even if she doesn't have the full amount in her account.
Opportunity to earn rewards, such as air miles for every dollar charged, which can be valuable if she travels.
Can help build Shanon's credit history when used responsibly.
Cons of Using a Credit Card:
If not paid off promptly, she will incur interest on the balance, which can be substantial over time.
Can lead to debt accumulation if not managed carefully.
May encourage spending beyond her means due to the availability of credit.
Considering Shanon's current account balance, using a credit card may seem like the only option if she can't cover the remaining amount with cash or savings. However, she should be wary of the interest costs and ensure she has a plan to pay off the balance to avoid falling into a cycle of debt, especially considering the examples of how carrying a balance can be costly.
19. Why does the government carefully monitor horizontal mergers?
A.The new firm may discontinue some of the original firms' products.
B.The resulting single firm might gain monopoly power in its market.
C. It's possible for control to shift to a foreign-owned corporation.
D. Employee layoffs usually result.
Answer:
B
Explanation:
Horizontal mergers are closely monitored by the government to
prevent a monopoly from being created when the companies merge.
Huge benefits can be gained by the merged companies when a
competitor disappears from the same market and for the consumer the
prices are driven upwards, which can be bad news.
(please vote me brainliest)
Under what circumstance would sugar be considered a commodity?
A. If it was in its raw state
B. If it was refined
C. If it was regulated by the government
D. If it was used in a recipe
Answer:
A) If it was in it's raw state
Hope this helps!
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How would you describe Black Diamond’s ethics in terms of how it treats its employees at the company’s factory partners in Vietnam, China, and Bangladesh?
Answer:
Explanation:
Black diamond showed a strong ethical perspective on how it handles its employees and partners elsewhere. Black diamond offers additional services for everyone to ensure that people are treated equally and equitably in order to meet their basic needs for healthcare, food, housing and education.
They secured their out-of-country offices with strict enforcement and also qualification processes and trust them as demonstrated when the owner sent his daughter alone to the location for a period of time. By doing so, Black diamond ensures that its workers are treated fairly, so as to promote and uphold the highest standards of ethics that was in the company.
QUESTION 4 of 10: The Motley Fool is:
ОООО
a) A rock band
b) A source of financial information that targets expert investors
c) A source of financial information that targets teens
d) A written report that provides detailed information about a fund's holdings
The correct answer is b. A source of financial information that targets expert investors.
The Motley Fool is a private financial and investing advice company that provides financial-oriented content and services to the public. It was founded in 1993 by brothers David and Tom Gardner, and it has built a reputation for offering investment guidance, stock analysis, and personal finance advice. The company's name is derived from Shakespeare's "As You Like It," where the court jester is the only one who can speak the truth to the king and queen without having his head lopped off—hence the idea that The Motley Fool can provide honest and straightforward financial advice.
The Motley Fool primarily targets individual investors and offers a range of free and subscription-based services, including stock market news, analysis, and data; a portfolio tracking tool; and a stock advisor service. While it does not exclusively target expert investors, it is known for providing in-depth analysis and information that can be valuable to both novice and experienced investors. It is not a rock band, nor is it specifically targeted towards teens, and it is not a written report that provides detailed information about a fund's holdings, although it may discuss such information in its analyses.
If the variable costs of producing two books are $100, what is the marginal cost of producing one more book?
Answer:Hi Martina, okie anyway Im taking the test rn too I just answered Tanya, its $25
Explanation:
1 book= 50
2 books= 100
100-50=50
Then 50/2=25
The U.S. Bureau of Labor Statistics has a website that can be of great help when researching careers. It contains many types of information, including:
career outlook.
career locations and environments.
Answer choice:
Interests
Salary
Skills
Enjoyment
Answer
Salary
Explanation:
The U.S. Bureau of Labor Statistics' Occupational Outlook Handbook provides in-depth career information, such as career outlook, salary data, required skills, and expected employment growth rates, aiding in career decision-making. Hence, the correct options are B and C.
The U.S. Bureau of Labor Statistics provides a valuable resource via its Occupational Outlook Handbook. This tool offers comprehensive information about various careers, including career outlooks, salary ranges, skills necessary for the job, and the environment where those careers are commonly practiced. Whether you are a student or a job seeker, this resource allows you to research and assess different occupations based on factors such as education requirements, median pay, and projected job growth rates. It's essential for making informed decisions about career paths and understanding what to expect in terms of compensation and job availability.
To use the Occupational Outlook Handbook effectively, you can start by selecting an 'occupation group, which will provide details such as the level of education required, the median pay, and whether on-the-job training is available for careers within that category. Moreover, it showcases statistics like job growth projections, helping to gauge the future demand for certain professions.
Cerina likes to make products while ensuring that accidents are kept to a minimum. Which career pathway would be the best fit for cerina?
Answer:
The aanswer is D. Health, Safety, and Environmental Assurance
Explanation:
Cerina likes to make products while ensuring that accidents are kept to a minimum. The career pathway that would be the best fit for Cerina is Health, Safety, and Environmental Assurance. Thus option (D) is correct.
What is health?The health is a state or condition of complete physical, mental, and social well-being and not only the absence of disease or infirmity. The health can also be defined as the ability of a body to adapt to new threats and infirmities.
Nowadays the lifestyle of a person is changing everyone wants to have more growth and success in life. So with physical health the focus should also be given the mental health which refers to a person’s emotional, social, and psychological well-being.
Cerina likes to make products while ensuring that accidents are kept to a minimum. The career pathway that would be the best fit for Cerina is Health, Safety, and Environmental Assurance. Therefore, option (D) is correct.
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to participate in conservation efforts,
It is important for
a government
b. business
C. citizens
d. all of the above
Please select the best answer from the choices provided
О
А
When thinking of the process of deciding on a career, it is best to think of the process as a _____.
straight path (start here and go there)
final destination (just pick one)
circle (keep going around and around)
spiral in (keep going around and around but narrowing the choices)
Answer:
Spiral in
Explanation:
Straight path can lead you to a random career choice that you do not like. Final destination does not give you enough time to choose something you will be doing for the rest of your life. However, circling will never get you to decide, so the last option is most ideal