Answer:
redlining
Explanation:
Redlining refers to an unethical technique that puts facilities (financial and other as such) out of control from race, ethnicity or gender for residents of some specific areas.
Instead of personal credentials and ability to repay, redlining can be viewed in the systemic refusal of loans, mortgages, insurances and other location-based financial services. In particular, members of minority areas worry the most about the strategy of redlining.
Thus, from the above we can conclude that the correct option is B .
The discriminatory practice of a lender refusing to make loans based on property location is known as redlining.
Explanation:A lender who refuses to make loans on property in certain neighborhoods is demonstrating the discriminatory practice of redlining. Redlining is the intentional and discriminatory withholding of services, such as loans, to residents of certain areas based on racial or ethnic makeup. Banks and other financial institutions practiced redlining by refusing to issue mortgages or loans to people from racial or ethnic minorities living in neighborhoods that were deemed "hazardous" to investment, while providing such services to White people with similar economic status. This practice has been illegal and contributes to the institutional discrimination that perpetuates educational and financial disparities across different communities.
The owner of ProPhone has charted the company's marginal revenue and marginal cost for its latest line of smartphones, the Blazer. Use the chart to calculate the company's profit. If ProPhone sells four phones, the company will
a. break evenb. lose moneyc. maximize profitsd. make some profit
Answer: I found the Chart
Quantity / Price / Total Revenue / Marginal Revenue / Total Cost / Marginal Cost
0 220 0 0 90 0
1 200 200 200 170 80
2 180 360 160 200 30
3 160 480 120 290 90
4 150 600 120 340 50
5 140 700 100 400 60
6 135 810 90 500 100
7 130 910 100 620 120
Explanation: The correct answer is "d. make some profit".
Because while he is getting a little profit (600 - 340 = 260), he would maximize his earnings if he sold 6 units, (810 - 500 = 310).
Which styles of handling conflict is most appropriate whenever there is enough time, trust can be established, the issue is important to both sides and buy-in is needed?
Answer: the answer is confrontation
Explanation:
Confrontation is a style of conflict resolution whereby all the conflicting groups brings all the issues in the open in an attempt to resolve the conflict.
Its is most effective when the groups need to cooperate to get the jib done effectively and there is a maximum level of trust among the group.
Johnson Waterworks Corporation provides plumbing services. Transactions during the first year of operations are provided below.
a) Received $14,000 cash and issued common stock to Mitchell Johnson.
b) Paid $1,300 for equipment to be used for plumbing repairs.
c) Borrowed $15,000 from a local bank and deposited the money in the checking account.
d) Paid $300 in rent for the year.
e) Paid $400 for plumbing supplies to be used on various jobs next year.
f) Completed a plumbing repair for a law firm and received $3,200.
Calculate the amount of total assets at the end of the first year. Assume the plumbing supplies of $400 are left at the end of the year.
A. $3,400
B. $20,200
C. $10,000
D. $12,000
Answer:
The correct answer is 31,900 dollars.
Explanation:
This problem requires us to calculate the increase in total asset of JW corporation. Summary of transactions are given in the question.
We can easily find the increase in total assets by adding all cash receipt and than subtracting all payment made from it. However please note that payment made to acquire an other asset (property, plant and equipment) will not be taken as reduction from total assets. As these payment are not accounted as an expense but reduction of one asset in order to build an other asset. Detail Calculation is given below.
Receipt = a+c+f = 32,200 -A
Payment = (d) = (300) -B*
Total Asset = 31, 900 dollars
*Only rent payment will be taken as reduction.
Rent expense Debit 300
to Cash credit 300
A competitive car wash currently hires 4 workers, who together can wash 80 cars per day. The market price of car washes is $5 per wash, and the price of workers is $60 per day. The car wash should hire a fifth worker if it would increase total production to at least:______
a. 92 cars per day.
b. 100 cars per day.
c. 104 cars per day.
d. 110 cars per day.
Answer:
Number of car washed is 92
So option (a) is correct answer
Explanation:
It is given that 4 workers can wash 80 cars per day
Means initially 80 cars are washed per day
And it is given that rate of car wash is $5 per car
Now price of workers is $60 per day
As per car wash is $5
So number of extra car washed [tex]=\frac{60}{5}=12[/tex]
So total number of car washed = 80 + 12 = 92 cars per day
So option (a) is correct answer
Hall and Donnell reported findings of five separate studies involving over 12,000 managers that explored the relationship between managerial achievement and attitudes toward subordinates. Overall, they found that managers who strongly subscribed to Theory X beliefs
A. were unlikely to have a pessimistic view of others.
B. were unlikely to rely on coercive, external control methods to motivate workers.
C. were highly likely to believe that workers were naturally motivated to work.
D. were highly likely to be in their lower-achieving group.
Answer:
D) were highly likely to be in their lower-achieving group.
Explanation:
Theory X refers to a motivation theory developed by Douglas McGregor. Theory X can be described as a pessimistic view of humanity and human workers. Managers who support theory X tend to dislike their own work and believe everyone else dislikes their work, are not ambitious and believe everyone else is not ambitious either, and finally don't like to assume responsibility over their actions and believe everyone else is like them.
So it shouldn't be a surprise that managers who support theory X are underachievers.
Hall and Donnell's studies found that managers who intensely align with Theory X tenets are highly likely to belong to the lower-achieving group. Theory X implies that employees are innately lazy and require continuous oversight.
Explanation:The studies conducted by Hall and Donnell into the attitudes of managers discovered that those who primarily identified with Theory X values were more likely to be members of the lower-achieving group. This is likely because Theory X presupposes that employees are inherently reluctant to work and need to be strictly supervised, which can result in negative managerial attitudes. An answer to your question is option D.
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Of the securities listed below, which would be exempt from the registration requirements of the Uniform Securities Act?I. Securities issued by a railroad common carrier companyII. Securities issued by a federal credit union established for teachersIII. Securities issued by a trust companyIV. Securities issued by a corporationA. I onlyB. I and III onlyC. I, II, and III onlyD. I, II, III, and IV
Securities issued by a railroad common carrier company, a federal credit union for teachers, and a trust company are typically exempt from registration under the Uniform Securities Act, while those issued by a generic corporation are not.
Among the securities listed that would be exempt from the registration requirements of the Uniform Securities Act are securities issued by a railroad common carrier company, securities issued by a federal credit union established for teachers, and securities issued by a trust company. According to the act, such entities are typically granted exemptions due to their regulated nature or government affiliations, which render registration unnecessary for investor protection or public interest purposes. However, securities issued by a corporation are generally required to undergo registration unless they meet specific criteria for exemption under regulations like SEC Regulation D or may fall under private placement exemptions.
The natural rate of unemployment is 4%, and the economy is producing 95% of its potential output. Okun's law predicts an unemployment rate of _____%.
A. 4
B. 5
C. 6.5
D. 9
Answer:
so correct option is C. 6.5
Explanation:
given data
natural rate of unemployment = 4%
economy producing = 95%
solution
we know here as Okun's law for the every 1 percentage increase in unemployment rate
GDP of country = 2% lower than potential GDP
but here is country GDP = 5% lower than potential GDP
so there is increase in the unemployment rate = 5% ÷ 2 = 2.5%
and unemployment rate is given = 4%
so effective unemployment rate will be
effective unemployment rate = 4% + 2.5%
effective unemployment rate = 6.5%
so correct option is C. 6.5
Which form of advertisement works well for an agent that deals with specialized properties?
Answer: newsletters
Explanation: A newsletter is a written or digital publication that includes information about a company or institution's operations that were sent to their stakeholders, clients, workers or other subscribing parties. Newsletters usually contain each of their users ' key topics of interest.
A newsletter might be regarded as gray literary works. E-newsletters are distributed digitally through e-mail or, if e-mail advertising has been sent unprompted, can be perceived as spam.
Thus, the agent selling specialized property can use this medium as the information will be sent only to interested parties.
In order for a broker to write an offer for a buyer on a HUD-acquired property, the broker must use a:
Answer:
HUD sales contract
Explanation:
An HUD sales contract is a form that is filled by a broker concerning the sale of a property or properties. Filling an HUD sales contract is a very important knowledge that a sales agent must possess as it could either impress or discourage a buyer from purchasing a property. An HUD sales contract is also called HUD-9548.
I hope this helps.
Peter Parker, the HR vice-president of a well-known IT firm, called his team members for a meeting to discuss the measures to be taken by the company to fight recession. Peter suggested downsizing the workforce and also cutting salaries and benefits of the rest of the employees. Peter's team reached a consensus without critically testing, analyzing, and evaluating his ideas. This is an example of ________.
Answer:
groupthink
Explanation:
In team discussions and debates, groupthink is a common phenomenon where team members tend to agree with others without a constructive discussion filled with arguments. It is very common when an authoritative person (manager) is leading the discourse of discussion.
In this example, the reached consensus is an example of groupthink, since the team members did not critically evaluate the troublesome issue.
Final answer:
The given situation is an example of Groupthink
Explanation:
In the given case, a well-known IT company's vice-president of human resources, Peter Parker, scheduled a meeting with his team to discuss the steps the company would take to combat the recession. Peter recommended reducing staff numbers as well as the other employees' pay and benefits.
Groupthink occurs when a group of people reaches a consensus without critically testing, analyzing, and evaluating ideas. In this case, Peter's team accepted his suggestion of downsizing the workforce and cutting salaries without questioning or considering alternative solutions. This can be detrimental because it limits diverse perspectives and can result in flawed decision-making.
Final answer:
The given situation is an example of Groupthink
Explanation:
In the given case, a well-known IT company's vice-president of human resources, Peter Parker, scheduled a meeting with his team to discuss the steps the company would take to combat the recession. Peter recommended reducing staff numbers as well as the other employees' pay and benefits.
Groupthink occurs when a group of people reaches a consensus without critically testing, analyzing, and evaluating ideas. In this case, Peter's team accepted his suggestion of downsizing the workforce and cutting salaries without questioning or considering alternative solutions. This can be detrimental because it limits diverse perspectives and can result in flawed decision-making.
Matt Shaw buys 100 shares of common stock for $8,000 in January. The value of the stock fluctuates in a narrow range (averaging $8,700) throughout the year. In November, when it has a value of $9,500, he donates it to a nonprofit entity. On December 31, the stock has a fair value of $8,200. At what amount should the nonprofit entity value the stock on its December 31 statement of financial position? Select one: a. $8,200
b. $8,000
c. $9,500
d. $8,700
Answer:
a. $8,200
Explanation:
The value of a stock is the price it can fetch from the market if it were to be sold immediately. Naturally, the price of a stock fluctuates as demand and supply level changes. If a company that issued the stock is performing well, its shares will be in demand leading to appreciation in price.
Mart Shaw will record the market price as the true value of the stock. Stock is a current asset. The market price is an accurate representation of the stock value. Any other price will be a misrepresentation which is against the accounting reporting principles.
The empirical method of study is based on ________. a. guesswork b. practice c. observation d. statistics
Answer:
Observation
Explanation:
Empirical studies is observational evidence-based analysis. It refers to a way of obtaining insight through directly and indirectly evaluation or practice. Empiricism views more than most types of work. It is possible to mathematically or subjectively evaluate empirical proof.
Research design in such studies varies depending on the area and the problem being examined. Several scientists combine theoretical and practical types of study to adequately respond to comments that can not be examined in laboratory conditions, especially in humanities and learning.
Thus, from the above we can conclude that the correct option is C.
The empirical method refers to a type of study based primarily on observation. Researchers in various fields use this method to gather and interpret data to draw conclusions.
Explanation:The empirical method of study is based primarily on observation. In essence, the empirical method involves using data collected through observation or experimentation to learn about the world. This type of study is often employed in the social and natural sciences, where researchers observe, record, and interpret data to draw conclusions. For example, a psychologist might use the empirical method to understand the impact of specific behaviors on mental health, by observing and compiling data from multiple patients' experiences with these behaviors.
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If a manager has a __________, the manager’s primary desire is to establish and maintain warm relationships and to be liked. The need for power is a desire to influence others, and the need for achievement is a desire to be very good at one's job.
1. need for affiliation2. need for achievement3. need for self-actualization4. need for power
The correct question should be:
If a manager has a __________, the manager’s primary desire is to establish and maintain warm relationships and to be liked.
The answer is: need for affiliation
Explanation:
An individual with a high need for affiliation, always seek to be liked by others and also to belong to a social group.
Need for affiliation is used to describe individual who always seek the approval of others, and always love to belong to a social group.
Ron is interested at working at Gas’N’Go, but whenever he looks on their company Web site he doesn’t see any openings listed. What should Ron do?a.Ron should wait for six months before checking the company site again.b.Ron should check the company Web site once a week to look for openings.c.Ron should send a prospecting letter to see if there are any unadvertised openingsd.Ron should give up and look at different companies
Answer:
C) Ron should send a prospecting letter to see if there are any unadvertised openings
Explanation:
Since Ron doesn't see any openings at Gas N Go's website, he should send a prospecting letter to the company.
A prospecting letter is a formal document (along with a resume) that job applicants send to businesses to let them know they are interested in working there. This way the company can consider them in case a future opening shows up.
The difference between the required rate of return on a given risky investment and that on a riskless investment with the same expected return is the
Answer:
The correct answer is risk premium.
Explanation:
Remember it with simple saying "With great risk there comes greater reward." Risk premium represents the extra return above the risk-free rate that an investor wants in order to be compensated for the risk. In other words, the riskier the investment, the higher the return the investor wants.
Lee's department store uses the every day low prices strategy. This strategy hinges upon the store's ability to obtain consumer goods at the cheapest possible price and passes these savings on to consumers. Lee's store also developed its own distribution network for supplying its retail outlets with consumer goods. This distribution network allowed them to cut out external suppliers and middlemen thereby driving down business costs further. This implies that the competitive strategy used by this store would most likely focus on ________.A) supply chain efficiencyB) supply chain visibilityC) supply chain effectivenessD) operational CRME) analytical CRM
Answer: (A) Supply chain efficiency
Explanation:
The supply chain efficiency is one of the competitive strategy in an organization where the various types of technology, activities are the resources are used for selling the products and the services from the supplier to the customers.
According to the given situation, this competitive strategy has the ability for obtaining the customer products and the services and this strategy is using the supply chain efficiency process.
Therefore, Option (A) is correct.
Which field of economics deals primarily with the problems faced by low-income countries?
Answer:
Development economics
Explanation:
Development economics is a field which deals with the problems dealt by low-income countries and low-middle income countries. The focus of development economics is to solve the development problems by using economic tools and to push these low-income countries to start trade with developing or developed countries. Development economics gained popularity, especially after globalisation, because it provided low-income countries with an opportunity to interact with other countries.
Elle Inc. is a firm that holds frequent reviews and feedback sessions for its employees. It demands that the same person should review the employees of a team to ensure that the performance evaluation is consistent; tests—retests are conducted periodically to make sure the evaluation is consistent. These two steps taken by Elle focus on the _____ of performance management.
a) reliability
b) strategic congruence
c) specificity
d) acceptability
e) validity
Answer:
a) reliability
Explanation:
Based on the information provided within the question it can be said that these two steps taken by Elle focus on the reliability of performance management. This refers to making sure that you can count on the results that are gathered from the performance evaluation on the employees. Thus allowing you as a manager to manage the performance of those employees and provide correct feedback or decisions based on the results.
Suppose that a firm in a competitive market is currently maximizing its short run profit at an output of 50 units. If the current price is $9, the marginal cost of the 50th units is $9, and the average total cost of producing 50 units is $4, what is the firm's profit?a. $0
b. $450
c. $250
d. $200
Answer: b
Explanation:
$250 is the firm's profit. Thus, option C is correct.
What is the price?
Price, which is decided upon during a deal, is the dollar value of the a good, commodity, or resource. That whenever a seller or manufacturer has monopoly power, they are referred to as price producers. Alternatively, pricing can be established by the marketplace on its own when businesses are price takers.
The total revenue will be determined as:
Total Revenue = Price x Output
Total Revenue = $9 x 50
Total Revenue = $450
The total cost of the firm product will be determined as
Total Cost = ATC x Output
Total Cost = $4 x 50
Total Cost = $200
The profit of the firm will be determined within the market
Profit = Total Revenue - Total Cost
Profit = $450 - $200
Profit = $250
Therefore, option C ($250) is correct.
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Consumer sovereignty is more likely to be observed in what type of economic system?
Answer: Mixed economy
Explanation:
The consumer sovereignty is simply defined as the ability of consumers to control the type of goods and services available in the market by their demand behavior.
The mixed economy is a form of economic system where there is balance between the activities of the private companies and the government.
In the mixed economy the demand of consumers is the major determinant of products in the market, which indicates consumer sovereignty.
A team of surgeons is working in the neuroscience unit of ColdMont Medical Hospital. The team has informally agreed to explain to the medical students interning at the hospital the specific procedures that are involved in a brain surgery. However, there are no formal guidelines mandating that students should be given an explanation. The team's agreed-on standards can be best categorized as _____
A) job descriptionsB) hierarchiesC) stretch goalsD) norms
Answer:
d)
Explanation:
Norms.
A restaurant purchased kitchen equipment on Jan 1, 2016 for $40,000. It is estimated that the equipment will have a $4,000 salvage value at the end of its 10-year useful life. Using the straight-line method of depreciation, the amount to be recorded as depreciation expense at December 31
Answer:
$3,600
Explanation:
Asset was purchased on 1 January
Cost of Kitchen Equipment = $40,000
Salvage value = $4,000
Useful years = 10 years
Annual depreciation = ($40,000 - $4,000)/10
= $36,000/10
= $3,600
Depreciation to be recognized by December 31 is $3,600
What are the necessary capital investments for starting a free-range poultry farm?
Answer:
chicks, chickens feed, roosting perches
Explanation:
chicks, chickens feed, roosting perches are the necessary capital investments for starting a free-range poultry farm.As the capital investment means funds or thing require to start any business so for poultry form chicks, chickens feed, roosting perches are most necessary thing.
In the long run a company that produces and sells candy bars incurs total costs of $1,200 when output is 2,400 candy bars and $1,400 when output is 2,900 candy bars. The candy bar company exhibits
a. diseconomies of scale because total cost is rising as output rises.b. diseconomies of scale because average total cost is rising as output rises.c. economies of scale because total cost is rising as output rises.d. economies of scale because average total cost is falling as output rises.
Answer:
Option (d) is correct.
Explanation:
Economies of scale occurs when the average total cost decreases as the output increases.
Dis-economies of scale occurs when the average total cost increases as the output increases.
In the long-run,
When output is 2,400 candy bars, the total cost is $1,200
Average total cost = Total cost ÷ Output
= $1,200 ÷ 2,400
= $0.5
When output is 2,900 candy bars, the total cost is $1,400
Average total cost = Total cost ÷ Output
= $1,400 ÷ 2,900
= $0.48
In the given case, average total cost is falling as output rises.
So, the candy bar company exhibits economies of scale because average total cost is falling as output rises.
The candy bar company has been termed to exhibit the economies of sales as there has been a drop in the cost with rising in the sales. Thus, option D is correct.
In microeconomics, economies can be given as the decrease in sales, with the increase in the per-unit production cost. While diseconomies can be given as the increase in sales, with the decrease in the per-unit production cost.
The per-unit production cost can be given as:
Production cost = [tex]\rm \dfrac{Total\;cost}{Total\;sales}[/tex]
The production cost with total costs of $1,200 when output is 2,400 candy bars:
Production cost = [tex]\rm \dfrac{1200}{2400}[/tex]
Production cost = 0.5
The production cost with total costs of $1,400 when output is 2,900 candy bars:
Production cost = [tex]\rm \dfrac{1400}{2900}[/tex]
Production cost = 0.48
With the increase in the sales from 2400 candy to 2900 candy, the production cost has been decreased from 0.5 to 0.48. Thus, the condition has been termed as economies of sales as there has been a drop in the cost with rising in the sales. Thus, option D is correct.
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Consider an industry with two firms producing similar products. Each firm’s total cost (in dollars) is given below. Mega Corp: TC = 5,000 + 100Q Big Inc: TC = 4,000 + 200Q When each firm produces 8 units, ______ has a lower total cost, and when each firm produces 12 units, ______ has a lower total cost.
When each firm produces 8 units, Big Inc has a lower total cost, and when each firm produces 12 units, Mega crop has a lower total cost.
Explanation:
When each product is made 8 units, Big Inc does have a smaller total cost, and when each company produces 12 units, Mega Crop does have a smaller total cost.
A single company producing goods without near competition has a monopoly, whereas an oligopoly market does have an amount limited of extremely large companies producing similar or slightly separate goods. For both cases, the entrance of other businesses is significantly impeded.
By nationalization of a good or service like postal system a government could create a monopoly.
if estimated land value is 225,000 total net operating income is 85,000 and interest on the estimated land value is 14% per year the annual net income residual to the building on the land is___________.
Answer:
Residual income is $53,500
Explanation:
To compute residual income, we have to find first the required minimum return by multiplying the value of an asset by the rate of return. Afterwards, we will deduct the minimum rate of return from the total net operating income of the period.
Residual income = net operating income - (minimum rate of return x value of an asset)
• = $85,000 - ( 14% x $225,000 )
• = $85,000 - $31,500
• = $53,500 (answer)
When firms successfully implement poor strategies (perhaps due to good luck) or do a poor job of implementing good strategies, it can be difficult to:
Answer:
evaluate performance and make adjustments.
Explanation:
Phillip, owner of Technology Sales, said, "We have to focus on our customers and how can we beat the competition, so we have to be flexible." He encourages his R&D department to develop innovative products and focuses on being quick to respond to market changes. Technology Sales has a(n) _____.
1. market culture2. goal-driven agenda3. adhocracy culture4. clan culture5. focused approach
Answer:
2 goal driving agenda
Explanation:
The goal customer satisfaction. And that can only be achieved through understanding the competitors strength and weakness. A defined goal can make future earnings more lucrative.
The transactions demand for money varies __________ with nominal GDP, i.e. more money is held for transactions when GDP is higher..
Answer:
varies directly
Explanation:
The transactions demand for money varies varies directly with nominal GDP.
i.e. more money is held for transactions when GDP is higher.
Online retailers face tough _________ problems when selling online because of the need to design systems to accept and process a huge volume of small orders, to physically pick items from warehouse shelves and put them into boxes, to be sure that the correct labels are applied, and to accept returns.
Answer:
order fulfilment and logistics
Explanation:
Based on the information provided within the question it can be said that the problem that these online retailers are facing are order fulfilment and logistics. This is because (as described in the question) processing huge volumes of small orders takes up too much time in the logistics side of the business such as finding the product in the warehouses and making sure the correct labels are applied, and this causes many orders to not be fulfilled because of it.