Describe at least two negative outcomes of having too little money and credit in the economy. (2-4 sentences) Answer:

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Answer 1
Final answer:

Having too little money and credit in the economy can lead to decreased consumer spending and reductions in business investment, both of which can result in job losses and an overall economic downturn.

Explanation:

Two negative outcomes of having too little money and credit in the economy are a decrease in consumer spending and a reduction in business investment. First, when access to credit is limited, consumer spending typically declines, as people do not have the financial means to purchase goods and services, which leads to a slowdown in economic activity. Second, businesses that cannot secure financial capital tend to halt or reduce physical capital investments, which is vital for job creation. As a result of decreased investment, companies may lay off employees, leading to a ripple effect where decreased income results in further reduced demand and more layoffs. This cycle can be exacerbated as financial institutions become more hesitant to provide loans, thus amplifying the economic downturn.

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Related Questions

A channel of distribution is defined as a group of individuals and organizations thata) consumes about one-half of every dollar spent on products in the United States.b) directs the flow of products from producers to customers.c) links producers to other marketing intermediaries.d) takes title to products and resells them.e) manages transportation and warehousing functions.

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A channel of distribution is defined as a group of individuals and organizations that b) directs the flow of products from producers to customers.

A channel of distribution is the channel where products move from each stage all the way down into the consumers hands. Different company's and their products may have differences in their distribution path but, they allow follow a path of some sort.

Final answer:

A channel of distribution is defined as a group of entities that directs the flow of products from producers to consumers, including transportation, distribution, and retailing. Technological advances and globalization have expanded the reach of these channels, allowing for increased competition and the fragmentation of the value chain.

Explanation:

A channel of distribution is defined as a group of individuals and organizations that directs the flow of products from producers to customers. This encompasses all the processes involved in moving goods and services from the production stage to the final consumer, including transportation, distribution, wholesale, and retail sales. The major grocery stores in the United States, for instance, are part of such a channel, as they are organized into various departments such as dairy, meats, produce, and others, providing customers with a wide array of products to consume.

In light of the technological advancements and globalization, the way we understand markets and channels of distribution has evolved. The internet has revolutionized this by allowing consumers to order products from anywhere around the world, increasing competition among local retailers and enabling business-to-business communications across the globe. In this modern economy, the value chain has also become more fragmented, making it common for different stages of production and services to be carried out in various locations worldwide.

Which of the following statements is false? A) Battery acid cannot be neutralized B) Batteries should never be stored on metal trays or outside in the elements C) Do not stack batteries on top of each other D) Never put a damaged battery in a dumpster

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Answer:

The answer is (A) battery acid cannot be neutralized.

Explanation:

Battery acid can be neutralized. Since battery acid is lower in pH, a person must increase battery acid’s pH so that it would be neutralized. Usually, to do this, people utilizes baking soda since it has a higher pH. Neutral pH is a pH of 7, so one must carefully add the baking soda to the battery acid until when tested, the pH value has arrived at a neutral range.  

Suppose the united states eliminates its tariff on ball bearings used in producing exports. ball bearing prices in the united states would be expected to

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Eliminating the tariff on ball bearings is expected to decrease their price in the United States, as it increases supply and lowers production costs for U.S. exporters.

If the United States eliminates its tariff on ball bearings used in producing exports, the prices in the United States would be expected to decrease. This is because the removal of tariffs reduces the cost of imports and makes the imported goods cheaper. In economic terms, the supply of ball bearings would increase, leading to a lower market price assuming demand remains constant. Moreover, U.S. companies that use ball bearings as inputs would face lower production costs, potentially reducing the prices of the final goods they export.

For example, if a U.S. automobile manufacturer uses imported ball bearings in their cars, the elimination of the tariff would reduce their cost for this input. This could allow the manufacturer to lower the price of their automobiles or increase their profit margins. Ultimately, this could enhance the competitiveness of U.S. products that require ball bearings in the international market.

It is worth noting that these price effects are similar to other trade policy instruments like taxes on exports, subsidies, taxes on imports, and trade restraints. Each policy affects the cost and availability of goods, and thereby the market equilibrium, albeit in different ways.

Expert power is based on​ ________.

a. identification with a person who has desirable resources or personal traits

b. compliance because it produces positive benefits

c. influence wielded as a result of​ expertise, special​ skill, or knowledge

d. formal authority to control and use organizational resources based on structural position in the organization

e. the fear of negative results from failing to comply

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♫ - - - - - - - - - - - - - - - ~Hello There!~ - - - - - - - - - - - - - - - ♫

The correct option would be C. influence wielded as a result of​ expertise, special​ skill, or knowledge.

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Suppose a potential home buyer is interested in taking a $500,000 mortgage loan that has a term of 30 years and a fixed mortgage rate of 5.25%. what is the monthly mortgage payment that the homeowner would need to make if this loan is fully amortizing?

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On a 30 year 5.25% rate on a $500,000 mortgage loan you would be looking at monthly payments of $2761.02

Firms pursuing a(n) ________ are more centralized than enterprises pursuing a localization or international strategy. international strategy global standardization strategy transnational strategy localization strategy

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Global Standardization Strategy

What is the responsibility of judges when their personal opinions are in conflict with the rule of law in the case before them?

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they can’t get involved emotional. they just have to do the job and go by the law wether they agree or not it’s part of job which means they gotta follow the job.

Every major contraction in the U.S. Economy has either been created or greatly exacerbated by monetary instability. Every major inflation has been caused by monetary expansion. Which of the following economists made this statement?

a. Milton Friedman
b. John Maynard Keynes
c. Adam Smith
d. Paul Samuelson

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a. Milton Friedman

Milton Friedman was part of a group of economist in the mid-1900's known as the Monetarists. Monetarists believed that monetary instability is the major cause of big fluctuations in GDP, and that rapid monetary expansion causes inflation.

A manufacturer produces 1,000 units, regardless of the market price. for this firm, the price elasticity of supply is

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Zero.

Price elasticity of supply is a measure of how much supply changes in response to a change in price. Since this company doesn't change their supply at all depending on the price, their elasticity of supply is zero.

PLEASE HELP!!!!!
You are attending college in the fall and you need to purchase a computer. You must finance the purchase because your parents will not purchase it for you, and you do not have the cash on hand to purchase it.

In blank #1 determine which type of credit would you use to finance your purchase (installment, non-installment, or revolving credit).


In blank #2 defend your credit choice by explaining why your financing option is the best option for you.


In blank #3 please explain why you selected that credit option over the other two options available.

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In a situation like this, installment credit would probably be the best option for you.

Installment credit allows you to purchase an item, and then pay for it in installments. The reason that this would be the best option for you is that you do not have the money now to make the purchase, but you are able to make small monthly payments for a computer.

Installment credit is better than revolving credit for new borrowers. Revolving credit would allow you to charge more purchases on your revolving credit account. The installment pla only finances one item, rather than a credit card which is how revolving credit works. You would not choose non-installment credit because this would require you to make this payment all at once in a short period of time. It would not allow you to spread the payments out over time.

Business cycles examine __________ time horizons, while the aggregate demand-aggregate supply model considers __________ time horizons.

a. both short- and long-run; long-run

b. short-run; both short- and long-run

c. long-run; short-run

d. short-run; long-run

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Answer:

The answer is: b

Explanation:

Business cycles are the cumulative periods of expansion, contraction, recession and recovery in an economy. These periodic fluctuations can be observed via analysing the real output produced by a country within a specified period. These fluctuations occur in a period of 5 years or less. The aggregate demand- aggregate supply model is a macroeconomic model that examines the relationship between real output and prices. This model provides a basis of examining both short run as well as long run changes in a country's national output.

• what are the four characteristics of capital acquisition and repayment cycle that significantly influence the audit?

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There are four chararacteristics, which are:

1. Relatively few transactions affect the account balances, but each transaction is often highly material

2. The exclusion or misstatement of a single transaction can be material

3. A legal relationship exists between the client entity and the holder of the stock, bond, or similar ownership document

4. A direct relationship exists between the interest and dividends accounts and debt and equity  

How has globalization of this business affected operations and its supply chain?

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Globalization increases both oppurtunities like more customers and threats like competition. Supply chain members could be more spread out, but it could also lead to lower cost options.

Answer:

Profits decrease due to increased competition.

Explanation:

The commercial for-profit segment of the food-service industry is very narrow t or f

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The commercial for-profit segment of the food-service industry is actually pretty wide, so the answer would be false.

List at least two things you would be sure to tell a borrower in preparation for closing

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Final answer:

Three key things a borrower should know before closing a loan include the requirement for income documentation, the implementation of a credit check, and potentially the need for a cosigner or collateral.

Explanation:

There are several crucial things a borrower must know in preparation for closing a loan. Firstly, the financial institution will require the borrower to fill out forms detailing income sources to assess their ability to repay the loan. It is thus essential to have all financial documentation in order and readily available.

Secondly, the bank will conduct a credit check. This process evaluates the borrower's creditworthiness based on their past borrowing and repayment behavior. Consequently, the borrower should maintain good credit scores and clear any outstanding debts where possible.

Additionally, the lender may require a cosigner or collateral. A cosigner is another person who promises to pay the loan if the borrower cannot. Collateral, on the other hand, is property or assets that the bank can seize and sell if the borrower fails to repay the loan. Therefore, the borrower should understand any obligations related to cosigners or collateral before closing.

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A researcher hired by a department store wants to examine whether manipulating the room temperature to be hotter as opposed to cooler affects sales of air conditioners. the best method for answering this question would be

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This would be a controlled experiment. You would randomly assign people into groups and watch their behavior as they interact with different temperatures. You would have two experimental groups and one control group.

To be certain that contamination from raw meats to other food or surfaces does not happen in a kitchen a good practice would be to

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Store raw meat at the bottom of the fridge to stop any leaking juices – which often contain live bacteria – dripping onto other foods.

Norma receives an increase in her nominal income. she complains that the current inflation rate of six percent erodes the real purchasing power of her additional nominal income. this is true

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Only if the increase in her nominal income is less than six percent. Raises should be equal to or greater then the rate of inflation

Why is vocabulary important?
What is Promotion?
Why is Promotion important in marketing?

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Vocabulary is important because ( my opinion) using betters words instead of saying something in a more simplistic way, shows you have more knowledge on what your talking about and just makes you seem smarter in general.

Promotion is a activity that supports or provides active encouragement for the furtherance of a cause, venture, or aim

Promoting is very important in marketing because it allows whatever product or information you are trying to get out expands across to different platforms and audiences.

Final answer:

Vocabulary is crucial for clear communication and understanding complex ideas. Promotion in marketing refers to techniques aimed at increasing product or service awareness and sales. Effective promotion is vital for building brand reputation and driving a competitive edge.

Explanation:

Importance of Vocabulary

Vocabulary is essential as it enhances communication skills and helps to express ideas clearly and effectively. A rich vocabulary allows individuals to comprehend more complex texts and engage in more nuanced discussions. In academics, being familiar with specific vocabulary related to a subject matter is crucial for understanding and learning new concepts.



What is Promotion?

Promotion is a marketing strategy used by businesses to communicate with consumers about their products or services. It involves a variety of techniques aimed at increasing awareness, creating interest, and inducing sales.



Importance of Promotion in Marketing

Promotion is a critical component of the marketing mix as it directly influences consumer behavior. Effective promotion increases visibility, informs potential customers, and can lead to increased sales. It is important for building brand reputation and driving a competitive edge in the market.

1. Why has Le Pliage been so successful? To what do you attribute its popularity and longevity? What is the role of the Longchamp brand in its success?

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Le Pliage has been successful because of its emphasis on quality and effective marketing mix that applies the 4p's masterfully. This emphasis on quality and core marketing principals are foundational elements of longevity. The Longchamp brand increased trade and had strong brand awareness.

House's path-goal theory focuses primarily on a leader's charisma.T/F

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Final answer:

False, House's Path-Goal theory does not focus primarily on a leader's charisma but rather on how leaders can motivate and support employees to achieve goals. Charismatic leadership is related to the leader's personal qualities and their ability to inspire followers, which is separate from the Path-Goal theory.

Explanation:

The statement that House's path-goal theory focuses primarily on a leader's charisma is false. The Path-Goal theory of leadership actually emphasizes how leaders can motivate and support their subordinates to achieve goals.

It is concerned with the way a leader influences subordinates' perceptions of their work goals, personal goals, and paths to goal attainment. It does not focus on the charisma of the leader as its primary component. Instead, it centers on how a leader's behavior influences subordinates' motivation, satisfaction, and performance.

In contrast, discussions on charismatic leadership are concerned with certain personal qualities of the charismatic leader, such as how they can inspire and motivate followers through their personal vision and personality.

Charismatic leaders influence followers through their own personal attributes and the devotion and loyalty they inspire; for example, the phenomenon of a personality cult often accompanies charismatic leadership.

It is important to distinguish between charisma as a leader's inherent trait and the strategic behaviors suggested by the Path-Goal theory. The Path-Goal theory encourages leaders to adapt their style to the needs of their subordinates and the work environment to promote high performance and satisfaction.

For most small businesses, the primary motivation for going global is to

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Develop new markets to increase sales

When prices rise, what happens to income? It goes down. It buys less. It is used to buy different things. It rises to meet prices.

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It buys less, based on the information we can't assume income will rise

Final answer:

When prices rise, your income buys less, effectively decreasing your real income. You may then need to adjust your spending habits, perhaps buying different items or spending less. Incomes usually do not immediately adjust to match rising prices.

Explanation:

When prices rise, the purchasing power of a given income will decrease. This means that the same amount of income can purchase fewer goods and services than before, effectively leading to a reduction in real income. This is also known as inflation, where the cost of living rises and affects the value of money.

People on a fixed income or wage may find themselves needing to adjust their spending habits, possibly buying different items than they used to, or cutting back on certain expenditures.

However, it's not necessarily correct to say that income rises to meet prices. Most often, income adjustments to keep pace with inflation occur annually or biannually, and not immediately when prices rise. So, in the short term, a rise in prices can reduce the purchasing power of people's income, making them feel like they are 'earning less' even if their wage has stayed the same.

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A what is when a group of companies illegally work together and essentially create a monopoly in order to increase prices and their profits.

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A cartel is when a group of companies illegally work together and essentially create a monopoly in order to increase prices and their profits.

Obligations issued in the name of a government on behalf of a nongovernmental entity is called

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Conduit debt, which are bonds or other debt products issued by the government on behalf of a 3rd party non-government entity. This is often used to finance building projects that will benefit the public interest.

1. Cost-volume-profit analysis assumes all of the following EXCEPT:
a. total variable costs remain the same over the relevant range
b. units manufactured equal units sold
c. all costs are variable or fixed
d. total fixed costs remain the same over the relevant range

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All are assumed except A. Total variable costs remain the same over the relevant range.

Cost-volume-profit analysis examines how changes in cost in volume affect income. Variable costs are ones that go up and down depending on production levels, so it would not make sense to assume that variable costs stayed the same over the relevant range.

Maggie's apparel inc. manufactures apparel for men and women. it calls on other retailers to sell its products. the salespeople at maggie's apparel also travel to its customers' locations to finalize sales deals. in this scenario, the salespeople at maggie's apparel are _____.

Answers

Answer:

The answer is business-focused sales people.

Explanation:

These type of salespeople generally tend to be more strategic compared to the consumer-focused salespeople. They tend to have greater power, which in turn gives them higher responsibility as well. They do not merely focus on selling the products according to the set target that has been given to them by a higher-up, they also make deals with other companies to aid them in achieving their sales targets. The main difference between business-focused and consumer-focused salespeople lie in the sales location – business-focused salespeople go to the customers, while consumer-focused salespeople generally provide their products in one place and expect consumers to come to their store.

A key technique for increasing employee motivation is

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Answer:

The answer is behavior modification.

Explanation:

Behavior modification here refers to a way to change the behaviors of an individual through employing conditioning principles such as giving reinforcements for the desired behavior and giving punishments when an undesired behavior is displayed. In the context of motivating employees, behavior modification can be used to increase the job performance of employees, by giving positive reinforcements when they show good work performance and by giving punishments when they do not achieve the set target performance.

Final answer:

Employee motivation can be increased through providing positive feedback, recognizing performance (Hawthorne effect), and by reinforcing expressive values. Professional development opportunities and maintaining a positive attitude and growth mindset also play crucial roles in boosting employee motivation.

Explanation:Increase Employee Motivation

Increasing employee motivation in the workplace is essential for boosting productivity and job satisfaction. Research suggests that motivation can be enhanced through both intrinsic and extrinsic rewards. One key technique involves providing employees with positive feedback and recognition for their work, which can bolster intrinsic motivation. The Hawthorne effect implies that performance improves when employees feel observed and valued by their supervisors. Additionally, employees may be motivated by the alignment of personal values with their work, elevating the importance of expressive values such as solidarity, loyalty, and patriotism, as strategic leaders may do to garner support and dedication from their followers.

Offering professional development opportunities is another way to motivate employees, as it demonstrates an investment in their growth, which in turn can benefit the entire organization. Moreover, having a positive attitude and embracing a growth mindset can further inspire coworkers and contribute to a healthy work culture.

Ultimately, understanding and responding to the different motivational drivers for each individual can lead to higher levels of motivation overall. Businesses must recognize the complex interplay between intrinsic rewards, such as personal growth and satisfaction, and extrinsic rewards, like pay raises and titles, to effectively increase motivation among their staff.

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The ________ is a large open international community of network designers, operators, vendors, and researchers concerned with the evolution of the internet architecture and smooth operation of the internet.

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The Internet Engineering Task Force (IETF)

Striking apparels has launched its new stock of summer wear. it plans to target shoppers between the ages of twenty and thirty to sell its products. daniel is responsible for sending out promotional emails and messages to these target customers. daniel belongs to the ________ department of striking apparels.

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Answer:

The answer is marketing.

Explanation:

Marketing is commonly defined as efforts to buy, advertise, distribute, and sell a product or service.

It is clear from the description in the question that Daniel works in the department since he is responsible to market Striking Apparel’s new products based on the target shoppers through social media and email marketing efforts such as sending out promotional emails and messages.  

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