Answer:
E) Oil imports declined as countries exporting oil reduced supply.
Explanation:
Oil is extremely important for industrialized nations and since Euphrasia is a mixed open economy, we can assume that it is an industrialized nation. Oil has become the most important energy source for more than 60 years and is the raw material for manufacturing plastic.
During the 1970s and early 1980s the American economy was shattered by an increase in the price of foreign oil and a decrease in its domestic production levels. The importance of oil is also why so many modern wars have been fought over oil production and reserves.
Upon the death or disability of a licensed real estate broker who was engaged in a proprietorship or who was the only licensed broker in a corporation or partnership, the estate, an adult family member, or an employee of the licensee conclude the broker’s business for ____ following the death or disability of the broker.
Answer:
180 days following the death or disability of the broker.
Explanation:
According to the real estate regulations, in the event of circumstances such as death or disability of a broker (a person who buys or sells real estate assets for others), an adult family member of the deceased can conclude the broker’s business for 180 days following the death or disability of the broker.
However If there is no adult family member available, then an employee of the deceased broker is selected.
Consider a market with a positive externality. The market will tend to ________ the good because the market participants tend to ignore the ________ of their decision.
Consider a market with a positive externality. The market will tend to under produce the good because the market participants tend to ignore the external benefit of their decision.
Explanation:
If a favourable externality occurs, total social benefit dominates marginal private benefit.
For example, free markets will supply amounts Q at price P when looking at the education market. Including external advantages, economically productive efficiency rises to Q1.
There are less developed and packed with positive externalities than the socially desirable amount. In an unregulated market, where favorable externalities arise, consumers pay lower prices and spend less than the economically productive product.
Final answer:
Consider a market with a positive externality. The market will tend to underproduce the good because the market participants tend to ignore the external benefits of their decision.
Explanation:
Consider a market with a positive externality. The market will tend to underproduce the good because the market participants tend to ignore the external benefits of their decision.
Externalities will generally cause competitive markets to behave inefficiently from a social perspective, absent a mechanism to involve all the affected parties. This is because market transactions reflect only private costs and advantages, not the costs or advantages to third parties.
Governments can intervene by subsidizing positive externalities to encourage more production of the good with beneficial externalities, thereby nudging the market towards a more efficient outcome that incorporates the social benefits in the production decision.
Coverage is open peril on the Jewelers Block Floater but there is no coverage for ___________ unless added as an optional coverage.
A. Loss of market
B. Wear and tear
C. Broken or smashed show windows
D. Off-hours
Answer:
The correct answer is C
Explanation:
Coverage is open peril on the Jewelers Block Floater but there is no coverage for Broken or smashed show windows unless added as an optional coverage.
The show window optional coverage provides theft coverage for articles in a show window if the window is broken or smashed, and different limits apply when the business is open or closed or alarmed or not.
GOOD LUCK
_____ refer to all of the opportunity costs of using resources that belong to the firm.
Answer: Implicit costs
Explanation: Implicit costs is a form of opportunity costs that is based on resources that is already owned by the firm. They are implicit because the firm already owns them. They form part of opportunity costs because the firm needs to decide how to use them, thus losing out on other ways the firm could have used these resources. It is thus based on internal resources already owned instead of still needing to choose between alternatives to spend on resources externally.
A bond with a face value of $100,000 was issued for $93,500 on January 1 of this year. The stated rate of interest was 8 percent and the market rate of interest was 10 percent when the bond was sold. Interest is paid annually. How much interest will be paid on December 31 of this year?
Answer:
So interest payment will be $8000
Explanation:
We have given face value of the bond = $100000
And bond is issued for $93500
Standard rate of interest = 8 %
And market rate of interest = 10 %
We have to find the interest paid
Interest payment will be given by
Interest payment = face value of bond × standard rate of interest
= $100000×0.08 = $8000
So interest payment will be $8000
On January 30, 2019, prior to the issuance of its financial statements for the year ended December 31, 2018, Crane declared a 100% stock dividend on its common stock. Net income for 2018 was $1130000. In its 2018 financial statements, Crane's 2018 earnings per common share should be: (rounded to the nearest penny)
Answer:
See below.
Explanation:
Assuming an initial outstanding common shares of 100,000
100% stock dividend means that another 100,000 shares have been issued,
Total outstanding shares then are = 100,000+100,000 = 200,000
Earnings per share = Net Income / Total shares
EPS = 1,130,000 / 200,000
EPS = $5.65/share
You can compute this by inputting any number of shares and increasing the total number by a 100%.
Hope that helps.
Answer:
jnjankdnakmkdamkd
Explanation:
Anti-pollution policies can be over-aggressively designed and implemented, resulting in:________.a) the social costs of pollution reduction becoming less than the benefits. b) too few resources being devoted toward reducing pollution. c) the social benefits of pollution reduction becoming zero d) the social costs of pollution reduction becoming greater than the benefits.
Answer:
D) the social costs of pollution reduction becoming greater than the benefits.
Explanation:
If anti-pollution policies are over-aggressive, that means that they are extremely strict and usually too expensive to comply with. For example, France plans to ban all internal combustion cars by 2030. That means that only electric cars or hydrogen powered cars will be sold in France starting 2030.
This type of policy is extremely aggressive and really hard to achieve successfully since electric cars or hydrogen powered cars are not cheap. Therefore the social costs of implementing that policy will probably be greater than the social benefits generated by the policy. In Europe cheap cars start around 10,000€ while electric cars start over 30,000€ (if you take away government subsidies the price rises).
Case 6-2 Bryan has just started an internship in which he uses a database frequently. The database contains information about the company’s employees. Bryan’s supervisor senses that he is anxious about using the database and drops by to give him a short tutorial. The supervisor explains that each employee’s information forms a separate ____.
Answer:
Record
Explanation:
A record here implies a collection of attributes containing fields that provides description of an employee.
While a database is an organized collection of raw data stored electronically, containing a collection of records or files.
In summary the database brings together records stored in separate files into a central record that provides data for many application.
You are a CFP® designee who has been approached by the general partner of Beverage King Industries (BKI) to provide financial planning services to the top executives at BKI. Your brother has a ten percent limited partnership interest in BKI. Can you accept this engagement?
A. No, because your integrity is impaired.
B. No, because your objectivity is impaired.
C. Yes, but only after proper disclosure.
D. Yes, because your integrity and objectivity are not impaired; no disclosure is needed.
Answer:
C.
Explanation:
Yes, but only after proper disclosure.
CFP Board designee are individuals who meet and currently holding certifications of CFR Board. Beverages king Industries (BKI) otherwise refers to a client of CFP designee.
For me to accept to provide financial planning services to the top executives at BKI. There must be proper disclosure of my brother's investment at BKI as this is professional service.
Final answer:
A CFP® designee can accept a financial planning engagement with a company in which a relative has an interest, but must disclose the familial connection to the client to maintain objectivity and integrity. Proper disclosure enables the client to make an informed decision on the engagement.
Explanation:
The question regards whether a CFP® designee can accept a financial planning engagement with potential conflict of interest due to a familial connection. In this scenario, the financial planner's brother holds a ten percent limited partnership interest in Beverage King Industries (BKI), the company seeking financial planning services for its top executives.
The correct answer is C. Yes, but only after proper disclosure. The CFP Board's Standards of Professional Conduct require that potential conflicts of interest must be fully disclosed to clients. Once the planner has disclosed the relationship to the general partner and the executives at BKI, they are able to make an informed decision about whether they still want to engage the planner's services.
It is the act of disclosure that preserves the integrity and objectivity of the financial planner. Without disclosure, there would be a question of objectivity since the planner could potentially benefit indirectly through the success of their brother's investment in the company.
Approximately how many free Americans remained loyal to the British during the war? a. 20 to 25 percent. b. 10 to 15 percent. c. 30 to 35 percent. d. 5 to 10 percent. e. 45 to 50 percent.
Answer:
The Correct Option is A: 20 to 25 percent.
Explanation:
In a report by an American historian, it was stated that about 450,000 Americans did not stop being loyal to the British during the revolutionary period. This population represents about 20 percent of Americans having European Origin, or approximately 16 percent of the entire population.
Answer:
a. 20 to 25 percent
Explanation:
The war referred to in this question is the American Revolution and the Free Americans who remained loyal to the British during the war were colonists who were in support of the British and were referred to as Tories or Loyalists.
It is estimated that about 450,000 Americans were loyalists or Tories during the American Revolution. This represented about 20-25% of the Americans who are of the European Origin.
Companies use infographics to provide business customers with detailed discussions of problems and solutions. deliver timely messages to business customers. raise their websites' unpaid search rankings. join a group of customers into a community. grab attention and convey complex information in a simplified form.
Answer:
Companies use infographics to grab attention, convey complex information, in a simplified form. and highlight trends or patterns
Explanation:
Infographics are visual elements that take complex information and make it easy to understand. They also highlight trends or patterns.
Infographics normally consist of images, charts, with little text. Infographics take data-rich concepts and turn them into a visualized story. These stories are rich in images, charts, and varied fonts and colors.
Answer:
Grab attention and convey complex information in a simplified form.
Explanation:
This type is called information infographics which is divided into sections with description header, numbering to give it a design flow for ease of comprehension.
In Texas, which judicial candidate race is considered the most expensive, where candidates are likely to raise over $1 million?
Answer:
Candidates to the Supreme Court of Texas
Explanation:
The Supreme Court of Texas is composed of a chief justice and eight justices. Supreme Court justices are elected for staggered six-year terms, that means that only a fraction of the Court is elected at each election (similar to US Senate). If a justice cannot complete his/her 6 year term, then the governor can designate a justice in order to complete the term (must be ratified by State Congress).
Carlo is a director of Desserts Italiano, Inc. Carlo opposes a tender offer that is in the company's best interest because its acceptance would cost his position as a director. Carlo is most likely liable for a breach of Select one:
a. the duty of loyalty.
b. the duty of care.
c. none of the choices.
d. the business judgment rule.
A manufacturer of running shoes is implementing lean operation concepts into their production process. Which critical success factor would assure a smooth transition into the new program?
Answer:
Understand consumers' needs and desires
Explanation:
Lean operation concepts is a Japanese manufacturing concept that tries to eliminate or at least reduce wastes or "muda". Any activity that consumes resources without adding value to the manufacturing or sales processes is considered a waste. The main benefit of lean operations is that companies tend to search and implement continuous improvement. The process itself doesn't stop since companies and their processes continuously evolve or change since consumers' needs also change.
Dee's Fashions has a growth rate of 5.2 percent and is equally as risky as the market while its stock is currently selling for $28 a share. The overall stock market has a return of 12.6 percent and a risk premium of 8.7 percent. What is the expected rate of return on this stock?
Answer:
12.6%
Explanation:
Using the Capital Market Pricing Model (CAPM) to compute the expected rate of return on Dee's Fashion stock.
Expected rate of return = [tex]R_{f} +\beta (R_{m} -R_{f} )[/tex]
Where R(f) = risk free rate of return, or market return less risk premium = 12.6% - 8.7% = 3.9%
[tex]\beta[/tex] = the risk of the stock relative to the market risk. In this case, beta = 1, since the company is equally as risky as the market (as noted in the question)
R(m) = return of the stock market = 12.6%
Therefore, the expected rate of return on the stock
= 3.9% + 1 * (12.6% - 3.9%)
= 3.9% + 8.7%
= 12.6%.
The return is the same as the stock market return because the stock is equally as risky as the market.
A developer would most likely obtain which of the following types of mortgage on a new subdivision?
Answer:
Blanket Mortgage
Explanation:
This type of mortgage would suit developers because of their intention to create many individual parcels out of a large tract of land in order to be resold gradually. Blanket mortgage is a loan type that are used for buying more than one real estate property. This loans are popular with builders and developers because they buy huge lands and sell them in small bits over a period.
The supply of pineapples in Hawaii increases, causing pineapple prices to fall. Lower prices mean that Hawaiian households will increase what?
Answer:
Lower prices means - Hawaian households willl increase DEMAND of them .
Explanation:
At lower prices , more amount of pineapples are demanded .
This is because of LAW OF DEMAND : There is inverse relationship between price and quantity demanded of a good , other factors (income , other goods , income , tastes) remaining constant .
So , lower prices increase the quantity demanded of pineapples & there is EXPANSION in quantity demanded , DOWNWARDS movement along the downward sloping demand curve .
Tim and Tammy are updating their financial plan and are concerned that they might not have enough life insurance coverage for their family, which includes two children, ages 4 and 10. They have determined that their annual income is $56,000 and their net worth is now $150,000. What is the amount of life insurance they should carry using the easy method? Multiple Choice $599,200 $274,400 $560,000 $392,000 $56,000
Answer:
$274,400
Explanation:
Data provided in the question:
Annual income of Tim and Tammy = $56,000
Net worth of Tim and Tammy = $150,000
Now,
Using the easy method
Step 1;
Multiply the annual gross income by 70%
⇒ $56,000 × 0.70
⇒ $39,200
Step 2 :
Multiply the above result with 7
⇒ $39,200 × 7
⇒ $274,400
therefore,
we get the amount of life insurance as $274,400
Under what driving conditions can 2019 Kicks’ available Rear Cross Traffic Alert (RCTA) warn the driver if a vehicle is approaching from either side?
Answer:
While backing up the vehicle.Explanation:
Nissan is a Japanese automobile manufacturing company. Kicks is its subcompact SUV currently in production since 2016. RTCs is a unique feature of this car. It is a driver assist technology, it scans both the rear sides of the car and warns the driver if a vehicle is approaching from either side while parking the vehicle. Others features offered with the car are Automatic Emergency Braking with Pedestrian Detection, Rear Automatic Braking and Blind spot warning, Lane Departure Warning, High Brake Assist
Coronado Industries has equipment with a carrying amount of $2590000. The expected future net cash flows from the equipment are $2620000, and its fair value is $2039000. The equipment is expected to be used in operations in the future. What amount (if any) should Coronado report as an impairment to its equipment?
Answer:
Nil or Zero impairment
Explanation:
According to IAS 36 impairment of assets, an asset is impaired when the carry amount is lower that the recoverable amount. The recoverable amount is the higher of the value in use or the fair value less cost to sell. The value in use is the present value of the future cash inflows expected from the use of the asset.
Carrying amount = $2,590,000
Fair value = $2,039,000
Expected future net cash flows from the equipment = $2,620,000
The recoverable amount equals expected future net cash flows from the equipment since this is higher than fair value. This is $2,620,000
Since this is higher than the carrying amount and as such, the asset is not impaired.
Coronado report nil as an impairment to its equipment.
Overton, Inc. had the following transactions in 2017, its first year of operations: • Issued 15,000 shares of common stock. Stock has par value of $0.01 per share and was issued at $39.00 per share. • Earned net income of $300,000. • Paid dividends of $15.00 per share. At the end of 2017, what is total stockholders' equity?
Answer:
total stockholders' equity = $660000
Explanation:
given data
Issued = 15,000 shares
par value = $0.01 per share
issued = $39.00 per share
net income = $300,000
Paid dividends = $15.00 per share
to find out
total stockholders' equity
solution
we get here common stock that is express as
common stock = 15,000 × $39
common stock = $585000
and
dividends is = $15 × 15000
dividends = 225000
so
total stockholders' equity will be
total stockholders' equity = common stock + net income - dividends
total stockholders' equity = $585000 + $300,000 - 225000
total stockholders' equity = $660000
Retained earnings $52,000 Accounts Payable $15,000 Supplies 37,000 Common stock 25,000 Equipment 72,000 Note payable (due in 18 months) 35,000 Accounts Receivable 8,600 Interest payable 7,000 Unearned revenue 6,000 Cash 22,400 What is the amount of current liabilities?
Answer:
$22,000
Explanation:
Current liabilities are debts that a company must pay within a twelve month period.
This company's current liabilities are:
Accounts payable $15,000 Interest payable $7,000Total current liabilities = $15,000 + $7,000 = $22,000
Since the note payable is due in 18 months, it is not considered a current liability.
How can you minimize your risks of heart attack and stroke? a. Consume fewer grams of saturated and trans fats. b. Consume more fruits and vegetables and fewer servings of nuts. c. Quit smoking and consume less fish. d. Quit smoking and eat more trans fat. e. Consume more calories and get more exercise.
Answer:
a. Consume fewer grams of saturated and trans fats.
Explanation:
To minimize your risks of heart attack and stroke it is needful to consume less trans fat because eating trans fat is most likely to increase your risk of developing heart disease and stroke.
Saturated fats can also spike the risk of having heart disease because it increases the LDL cholesterol level and by extension the level of likelihood of developing stroke and/or heart disease.
Very early in 2018, while developing software for sale to others, after achieving technological feasibility but before the commencement of commercial production, X Company incurred $320,000 to produce product masters and to test the software. X Company es
Answer:
Costs incurred after reaching technological feasibility but before commercial production, such as the production of product masters, are capitalized and amortized.
The amount of amortization will be the greater amount when calculated under both the straight-line method and the volume of output approach.
Under straight-line, amortization will be 10% of $320,000 or $32,000.
Under the volume of output approach the ratio of current sales,$120,000, to the total of current and estimated future sales, $120,000 + $680,000 or $800,000, is multiplied by the $320,000 carrying value of the amortizable costs to determine amortization of , $120,000/$800,000 × $320,000 = $48,000.
Since it is larger, $48,000 will be the amount of amortization in 2018.
In addition, X will determine if the carrying value of the software exceeds its net realizable value is $612,000, which exceeds the carrying value of the software indicating no need for further amortization
Explanation:
a. The regular payback is useful as an indicator of a project's liquidity because it gives managers an idea of how long it will take to recover the funds invested in a project.
b. The regular payback does not consider cash flows beyond the payback year, but the discounted payback overcomes this defect.
c. The discounted payback method recognizes all cash flows over a project's life, and it also adjusts these cash flows to account for the time value of money.
d. The regular payback method was, years ago, widely used, but virtually no companies even calculate the payback today.
e. The regular payback method recognizes all cash flows over a project's life.
Final answer:
The question pertains to the comparison of regular payback and discounted payback methods in business finance, where the latter accounts for the time value of money and all cash flows over the project's life, unlike the regular payback method. Net Present Value (NPV) is highlighted as the most widely used method for investment decisions despite some limitations.
Explanation:
The subject of this question is a business finance concept known as payback period, which is the time taken for a project to recoup its initial investment through its cash flows. Specifically, the question contrasts two methods: the regular payback method and the discounted payback method. The regular payback method calculates the time it will take for the initial investment to be repaid from the project's cash flows, without considering the time value of money. However, it ignores cash flows after the payback period and does not consider the time value of money (TVM). The discounted payback method, on the other hand, takes into account the time value of money by discounting future cash flows to present value before calculating the payback period. This method considers all cash flows over the project's life, adjusted for TVM.
Net Present Value (NPV) is also mentioned in the context as the most prevalent tool for investment decision-making, despite its limitations in certain decision contexts. NPV involves discounting all future cash flows back to their present value and provides a broader evaluation than payback methods, considering the entire lifespan of a project's cash flows.
A bulk mail insurance advertising brochure sent by the insurer to every home in one zip code is an example of:_________.
Answer:
direct response marketing
Explanation:
Direct response marketing -
It is the method of sales , which require immediate response and encourages customer to take any action regarding the goods and services , is referred to as direct response marketing.
This method gives instant and quick result and not waiting is required.
Hence, from the given statement of the question, the correct term is direct response marketing.
A bulk mail insurance advertising brochure sent to every home in a zip code is an example of a direct mail advertising campaign, used to inform and persuade individuals to consider insurance products.
The bulk mail insurance advertising brochure sent by the insurer to every home in one zip code is an example of a direct mail advertising strategy. Direct mail involves sending promotional materials directly to a specific group of people to inform them about a product or service, hoping to generate interest or sales. In the context of the insurance company, the goal is often to provide enough compelling information to persuade individuals to consider purchasing insurance policies or learning more about what the company offers. This technique can be particularly effective if the mail content is tailored to appear personally relevant to the recipients, possibly offering them something like money-saving deals or newsworthy updates about insurance options relevant to their area.
A central bank that follows a dual mandate A. places equal weight on two coequal objectives. B. will first achieve its primary goal before it pursues it secondary goals. C. mostly uses open-market operations and occasionally uses the discount rate. D. uses open-market operations and discount lending equally. Is it better for an economy to operate under a hierarchical mandate or a dual mandate?
Answer:
A) places equal weight on two coequal objectives.The problem a central bank may have by dealing only with a hierarchical mandate is that it may focus only on that specific goal and not properly take care of other variables; If it focuses only in unemployment, it may increase inflation too much; If it only focuses on inflation, it might increase unemployment.Explanation:
The Federal Reserve's Dual Mandate is to regulate monetary policy in order to foster economic conditions that achieve both stable prices and maximum sustainable employment.
The FED's current dual mandate was given to them by Congress through the Federal Reserve Act of 1977.
1-in-6 wins Alan decides to use a different strategy for the 1-in-6 wins game of Exercise 85. He keeps buying one 20-ounce bottle of the soda at a time until he gets a winner. (a) Find the probability that he buys exactly 5 bottles. Show your work. (b) Find the probability that he buys no more than 8 bottles. Show your work.
Answer:
a) [tex]P(X=5) = 0.06691[/tex]
b) [tex]P(X \leq 8) = 0.791784[/tex]
Explanation:
Given data:
Probability of success = 1/6
1) Probability of buying 5 same bottles is calculated as
from information given we have
percentile x = 5
Probability of success = 1/6
hence from geometric distribution calculator we have
geometpdf (1/6, 5) = 0.06691
[tex]P(X=5) = 0.06691[/tex]
2) probability of buying not more than 8 bottles
percentile x = 8
geometpdf(1/6, 8) = 0.791784
[tex]P(X \leq 8) = 0.791784[/tex]
a). The probability of buying exactly 5 bottles would be:
[tex]P(X = 5) = 0.06691[/tex]
b). The probability of buying bottles not more than 8 would be:
[tex]P(X[/tex] ≤ [tex]8) = 0.791784[/tex]
a). Given that,
The winning probability = 1/6
To find,
The probability of buying exactly 5 bottles with percentile [tex](X = 5)[/tex] employing geometric distribution calculator [tex]1 - P^{x-1} p[/tex]
[tex]= (1/6, 5)[/tex]
[tex]= 0.06691[/tex]
b). The probability of buying bottles not more than 8
[tex]= (1/6, 8)[/tex]
[tex]P(X[/tex] ≤ [tex]8) = 0.791784[/tex]
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Prior to working at a VITA/TCE site, ALL VITA/TCE volunteers (greeters, client facilitators, tax preparers, quality reviewers, etc.) must:a.Annually pass the Volunteer Standards of Conduct (VSC) certification test with a score of80% or higher.b.Sign and date the Form 13615, Volunteer Standards of Conduct Agreement, agreeing to comply with the VSC by upholding the highest ethical standards.c.Pass the Advanced tax law certification.d.All of the abovee.A and B
Answer:
E) A and B
Explanation:
All the people that volunteer for the VITA/TCE Program must first take the standards of conduct training program and then pass the certification test. Volunteers must at least pass the Basic course test, but can qualify for the Advanced, Military or International course.
If the volunteer takes the course and the exam through Link and Learn Taxes on IRS.gov, the Volunteer Standards of Conduct Agreement (Form 13615) is updated with the volunteer's personal information.
A nonequity strategic alliance exists whena. the partners agree to sell bonds instead of stock in order to finance a new venture. b. two firms join together to create a new company. c. two partners in an alliance own unequal shares in the combined entity. d. two or more firms have a contractual relationship to share resources and capabilities.
Answer:
D) two or more firms have a contractual relationship to share resources and capabilities.
Explanation:
As a more general term, a strategic alliance is an agreement between two or more independent companies to work together in a specific market (or a group of specific markets).
A non-equity strategic alliance refers to a type of strategic alliance where the participating companies share their resources and capabilities together, but they do not form any type of independent company and no participating company invests in the other participating companies.
A nonequity strategic alliance is a contractual relationship between two or more firms to share resources and capabilities. It does not involve creating a new company, and the ownership shares in the combined entity can be unequal.
A nonequity strategic alliance exists when two or more firms have a contractual relationship to share resources and capabilities. In this type of alliance, the partners do not necessarily join together to create a new company, and the ownership shares in the combined entity can be unequal. It is a collaborative agreement between companies to achieve mutual goals and benefits.
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