Answer:
Please see the explanation below
Explanation:
Bill of lading is the formal document which issues by the vessel/carrier company in regard to the invoice and packing list submitted with cargo..A bill of lading (BL or BoL) is a legal document issued by a carrier to a shipper that details the type, quantity, and destination of the goods being carried. Consignee address and details A bill of lading also serves as a shipment receipt when the carrier delivers the goods at a predetermined destination. In case of DGR that is dangerous goods, specified permits and form should be attached with it
Shipping papers for vessel shipments must include detailed cargo information, emergency contact details, consignee, and the origin and destination. For container ships, ballast water management is also critical to prevent environmental impacts from invasive species.
Explanation:For shipments transported by water, specifically for shipments by vessel, the shipping paper must include a comprehensive set of information in addition to the name of the shipper. This typically includes details about the cargo, such as description, quantity, and any hazardous material classifications if applicable. However, according to regulations that govern the transport of goods by sea, such as the International Maritime Dangerous Goods (IMDG) Code, additional vital information may include emergency contact information, the consignee, and the origin and destination of the shipment.
Depending on the type of ship and the nature of the cargo, other specific details may also be required. For instance, with container ships, the ballast water management plan and ballast water declaration may be essential due to environmental regulations concerning the spread of invasive species through ballast water discharge.
Mortagae brokers are the ones who bring the home buyers and the lenders together.
True / False.
Answer:
True
Explanation:
A mortgage broker helps a borrower connect with lenders who represent the best fit in terms of the borrower's financial situation and interest-rate needs. A mortgage broker, a mortgage broker determines a loan-to-value ratio, and gathers all the required information regarding borrowers ideal loan type and forward them to the ideal lenders. The loan-to-value ratio is defined as a lending risk assessment ratio that financial institutions and other lenders examine before approving a mortgage. They also track down the unnecessary fees tacked onto closing costs by lenders when issuing a mortgage, this is called garbage fees. There are also a type of loan called the liar loan, these involve the category of mortgages that refers to low-documentation or no-documentation mortgages, this can be acronym to "no job, no income and no assets" type of borrowers.
If the marginal propensity to consume is 0.75, the multiplier for taxes and transfer payments is:1. 3
2. 4.
3. 0.25.
4. 0.75.
Answer:
option (1) 3
Explanation:
Data provided in the question:
Marginal propensity to consume, MPC = 0.75
Now,
Tax multiplier = 1 - [1 ÷ ( 1 - MPC ) ]
or
Tax multiplier = 1 - [ 1 ÷ ( 1 - 0.75 ) ]
or
Tax multiplier = 1 - 4
or
Tax multiplier = - 3
And,
Transfer payment multiplier = MPC ÷ [ 1 - MPC ]
or
Transfer payment multiplier = 0.75 ÷ [ 1 - 0.75 ]
or
Transfer payment multiplier = 0.75 ÷ 0.25
or
Transfer payment multiplier = 3
Hence,
Answer is option (1) 3
Jeanie had always been interested in how individuals and businesses effectively allocate their resources in order to accomplish personal and
organizational goals. That's why she majored in economics and took on an entry-level position at an accounting firm. She is very interested in
further advancing her career by looking into a specialization that builds upon her academic background, and her interest in deepening her
understanding of how companies adjust their operating results to incorporate the economic impacts of their practices on internal and external
stakeholders. Which specialization could Jeanle follow to get the best of both worlds?
Jeanie should chose
accounting to get the best of both worlds.
Final answer:
Jeanie should choose accounting to get the best of both worlds.
Explanation:
To get the best of both worlds, Jeanie should choose accounting as her specialization.
With her background in economics and her interest in understanding how companies adjust their operating results to incorporate the economic impacts of their practices, accounting would be a great fit. Accounting involves the measurement, processing, and communication of financial information, and it plays a crucial role in helping individuals and businesses effectively allocate their resources to achieve their goals.
By specializing in accounting, Jeanie can deepen her understanding of how companies manage their finances, analyze the economic impacts of their practices, and contribute to the overall success of the organization.
Conflict in organizations Select one: a. can serve as an opportunity for growth. b. often has negative consequences, and therefore must be managed carefully. c. can clarify relationships and provide new ways to think about issues. d. can result in all of these effects.
Answer: Option D
Explanation: Organizational conflict or even known as the corporate conflict is defined as the situation of dispute or confusion arising from the explicit or implicit divergence of interests, values, resources, and relationships between the institution's members.
These conflict usually results in hurdle of operating activities but if tackled carefully by the management it can result in strong relationships than before due clear understanding. These clear understanding between the employed eventually will result in growth of firm .
The maximum amount of investors allowed in "private funds" of all types is limited by the SEC to what number?
Answer:
100 accredited investors
Explanation:
Private funds classified as 3C1 funds can have a maximum of 100 accredited investors.
An accredited investor is someone that has a net worth of over $1 million, not counting his/her primary residence (house), or must at east have an annual income of more than $200,000, or $300,000 for a married couple.
The main advantage of keeping a fund private is that they are less regulated than public funds. This gives the fund greater freedom when deciding which investments to make.
Daggie's Sandwiches, Inc., sells the rights to use its name and sell its sandwiches in a given market area to aspiring businesspeople who are willing to pay agreed-upon fees and meet certain contractual terms. Daggie's:A. is offering investors the opportunity to form limited partnerships B. is a franchisor. C. creates private subsidiary companies. D. offers a tax-free investment potential.
Answer:
B. is a franchisor.
Explanation:
A franchisor is a business that sells the right to use its name and sell its product to another business.
A franchisee is the business that buys the right from the franchisor.
A limited partnership is a form of partnership where one or more of the partners have a limited liability.
A subsidiary company is a company owned by the parent company.
I hope my answer helps you.
Money that is set aside for the normal operating activities of the city, such as the police, is referred to as the ________.
Final answer:
The money set aside for city operational activities like the police is called the General Fund, which is part of the general tax revenue used for public services.
Explanation:
Money that is set aside for the normal operating activities of a city, such as the police, is referred to as the General Fund. The General Fund comprises revenues that do not have a specific designation and are used for various public services including education, health, and human services. In the context of public safety and criminal justice, a significant portion of the money within the General Fund is allocated to maintaining essential services such as the police force and the penitentiary system.
Furthermore, these funds are crucial for supporting the operational needs of a city, which include various services that benefit the residents, like fire protection, trash removal, and others that are funded by the general tax base rather than individual payments for each service. It is the money put aside by local or state governments from the tax revenues they collect to ensure that such public services remain uninterrupted and adequately financed.
Jayson is a NY licensed salesperson. A local moving company asks Jayson to recommend his moving company to clients looking to relocate. In exchange, the mover will pay Jayson $200 for every client who moves with his company.
What type of arrangement is this?
Answer:
a sales commission agreement
Explanation:
Usually a salesperson's salary includes:
a small fixed amount plus a commission based agreement, e.g. a salesperson will earn $150 per week + 3% commission over total salesentirely based on sales' commissions, e.g. another salesperson earns 4% commissions over total salesSalespeople usually do not earn a fixed salary since sales' commissions motivate them to sell more.
The Federal Reserve can influence the federal funds interest rate by buying securities, which ________ reserves, thereby ________ the federal funds rate
A) adds; raising
B) removes; lowering
C) adds; lowering
D) removes; raising
Answer: C) adds; lowering
Explanation:
Federal Reserve has the ability to influence the federal funds interest rate.
When the Federal reserves buys the securities (financial instruments such as marketable securities or non-marketable securities) they add reserves, which in return lowers the federal funds interest rate.
A client of yours expresses interest in giving trading authority to a third party on their account held at your Investment Advisory firm. Regulations from the NASAA pertaining to this scenario require which of the following?
Answer and Explanation:
NASAA = North american Securities Administrators Association
NASAA would require written authority in order for trading as expressed by client to a third party. The written authority is very important according to the regulations by NASAA.
If the supply of a product increases, then we would expect equilibrium pricea.to increase and equilibrium quantity to decrease. b.and equilibrium quantity to both decrease. c.and equilibrium quantity to both increase. d.to decrease and equilibrium quantity to increase.
Answer:
The correct answer is option d.
Explanation:
An increase in the supply of a product will cause the supply curve to shift to the right. This rightward shift will cause the demand curve and supply curve to intersect at a lower price.
This will cause the quantity demanded of the product to increase and the price of the product to decrease.
A decrease in the supply will cause the quantity demanded to decrease and price to increase.
The effect of supply increase is indicated through the given figure.
In a bid to attract more customers in a market that has several competitors, Barrymore's Bakery slashed the prices of all its products by 50 percent. Managers at the firm reasoned that lower prices would draw in even more customers, making up for the reduction in price several times over. Which of the following pricing strategies are they using?
a. Market-skimming pricing
b. Market-penetration pricing
c. Captive-product pricing
d. Cash discount pricing
e. By-product pricing
Answer: Market-penetration pricing
Explanation:
Market-penetration pricing is a type of price setting method where a sales company reduces the prices of it's products to attract customers to it's products.
Barrymore's Bakery is applying penetration pricing method by introducing a 50% discount on all of it's products to draw customers to its products in a market filled with so many competitors.
Kevin is going over his company’s recertification policy. Which is the best reason to recertify?
A) To audit usage
B) To enhance onboarding
C) To audit permissions
D) To manage credentials
Answer:
c. To audit permissions
Explanation:
Recertification policies are used to determine which users have access to a particular resource(s) needed to perform their jobs as decided by designated review panel or managers. It can also be said to be a reappraisal of workers and their job function and the things needed to perfrom those job functions optimally.
Cheers
Fred is the purchasing manager at Marc's Auto Body and places orders for routine products such as office supplies and items needed for service and repair of vehicles. He typically purchases tools from the Snap-on dealer and orders a variety of nuts, bolts, and hardware from Grainger. He really likes purchasing from Grainger since he can utilize their website where he has an intranet portal to easily place orders and receive a company discount. Grainger makes it easy and convenient as well by providing a list of previously purchased items that Fred can select and simply click "reorder."
What type of purchase process does Fred use when buying these items from Grainger?
A) Straight rebuy
B) Modified rebuy
C) New-task purchase
D) Contracted purchase
Answer:
A) Straight rebuy
Explanation:
Based on the information provided within the question it can be said that the purchasing process that Fred is using is called a Straight Rebuy. In a business context, this term refers to ordering supplies for the first time or as a reorder from a supplier from an approved list . This list contains suppliers that have been approved due to ease of use, good quality products, or low prices. Which in this case Grainger has all of these traits, which is why Fred prefers them.
A company has a retention rate of 50%, sales of $25,000, beginning equity of $50,000 and profit margins of 10%, an asset turnover ratio of .75 and debt of $10,000. What is its sustainable growth rate?
Answer:
Sustainable Growth Rate: 2.5%
Explanation:
Sustainable growth rate is calculated by multiplying return on equity with retention ratio.
Logic behind above is that whatever portion of net profit is retained by the Company, is used in the Company's operations, which earns certain percentage of equity known as return on equity. By multiplying both return on equity with retention ratio, we assume that the practice will continue for foreseeable future and the Company will continue to grow at the calculated growth rate.
Growth rate = Retention ratio * return on equity
Retention ratio = 50%
Return on equity = Net profit available for distribution / Opening equity
Return on Equity = (25,000 * 10%) / 50,000
Return on Equity = 5%
Growth Rate = 5% * 50%
Growth Rate = 2.5%
The sustainable growth rate of the company is 3.75%.
Explanation:The sustainable growth rate of a company can be calculated by multiplying its retention rate, profit margin, and asset turnover ratio. The formula for sustainable growth rate is:
Sustainable Growth Rate = Retention Rate * Profit Margin * Asset Turnover Ratio
Using the given information, the company has a retention rate of 50% (0.5), profit margin of 10% (0.1), and asset turnover ratio of 0.75. Therefore, the sustainable growth rate is:
Sustainable Growth Rate = 0.5 * 0.1 * 0.75 = 0.0375 or 3.75%
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The better-off test for evaluating whether a particular diversification move is likely to generate added value for shareholders involves
A) assessing whether the diversification move will make the company better off because it will produce a greater number of core competencies.
B) assessing whether the diversification move will make the company better off by improving its balance sheet strength and credit rating.
C) assessing whether the diversification move will make the company better off by spreading shareholder risks across a greater number of businesses and industries.
D) evaluating whether the diversification move will produce a 1 + 1 =3 outcome such that the company’s different businesses perform better together than apart and the whole ends up being greater than the sum of the parts.
E) assessing whether the diversification move will benefit shareholders due to gains in earnings per share and faster stock price appreciation.
The better-off test for evaluating whether a particular diversification move is likely to generate added value for shareholders involves evaluating whether the diversification move will produce a 1 + 1 =3 outcome such that the company’s different businesses perform better together than apart and the whole ends up being greater than the sum of the parts.
Option D is correct
Explanation:
The stronger measure is explicitly satisfied by a corporate strategy focused on collaborative operations, as business entities are obtaining tangible benefits from other businesses within the organization. It also passes the entry cost criterion by reducing the cost of addressing internal entry barriers.
Either the new unit needs to benefit from its relationship with the company or vice versa.
Naturally, most businesses must ensure that some of the measures match their planned approaches.
Under the (GLBA) privacy rule, why is it important to differentiate between a consumer and a customer?
A. Only consumers receive a financial institution's privacy notice automaticallyB. Only consumers have any privacy rights under the lawC. Only consumers can opt outD. Only customers receive a financial institution privacy notice automatically
Answer:
D. Only customers receive a financial institution privacy notice automatically
Explanation:
Let us take an illustration of all the points, primarily A is inaccurate because simply customers acquire a financial institution's privacy note directly. B and C are unreliable because, depending on the bank's privacy practices, both consumers and customers may have rights under the law and be able to opt-out. So, the answer will be D as we know that, the Privacy Rule demands thou to provide a note to each of your "customers" regarding your privacy systems.
Under the GLBA privacy rule, differentiating between a consumer and a customer is crucial because only customers automatically receive a financial institution's privacy notice. While consumers have privacy rights, they must request the notices or become customers to receive them automatically.
Explanation:Under the Gramm-Leach-Bliley Act (GLBA) privacy rule, it is important to differentiate between a consumer and a customer because of the extent of privacy notices they receive. A consumer is an individual who obtains or has obtained a financial product or service from a financial institution for personal, family, or household reasons, but does not have a continuing relationship with the institution. A customer is a consumer with an ongoing relationship with the financial institution. This distinction matters because, according to the GLBA, only customers receive a financial institution's privacy notice automatically. Consumers, while they do have privacy rights under the law, do not receive these notices automatically unless they specifically request them or become customers by establishing a continuing relationship with the institution.
These privacy notices inform the individuals about the collection, sharing, and protection of their personal information, which is integral for transparency and trust in financial transactions. Protecting personal information is not just of concern to individuals but also to businesses, organizations, and governments that require security for their operations and data.
An online retailer uses complex data-mining software to evaluate the preferences and buying habits of its customers and makes decisions based on these findings. This is an example of the use of ______ in the decision-making process.
Answer: Analytics
Explanation:
The online retailer is applying analytics to evaluate buyers preferences and habits: this information gotten influences the decisions made by the retailer.
Analytics in decision making process occurs when a manager in an organization carefully analyses systematic statistical data to make decisions in the organization.
The use of analytics in decision making helps reduce errors and enables the manager make accurate decisions.
Edwards Auto Body uses a job order cost system. Overhead is applied to jobs on the basis of direct labor hours. During the current period, Job No. 337 was charged $425 in direct materials, $475 in direct labor, and $190 in overhead. If direct labor costs an average of $16 per hour, the company's overhead application rate is:________
A. $40 per direct labor hour.
B. $17.50 per direct labor hour.
C. $6.40 per direct labor hour.
D. $7.27 per direct labor hour.
Answer:
C) $6.40 per direct labor hour.
Explanation:
The overhead application rate is used to estimate the manufacturing overhead for a specific project or reporting period.
overhead application rate = direct labor cost per hour / (total direct labor costs / total overhead costs)
overhead application rate = $16 / ($475 / $190) = $16 / $2.50) = $6.40
Bob read a newspaper story that indicated a dramatic increase in money market accounts and certificates of deposit during the last three months. The story reported that all other major components of the U.S. money supply remained unchanged. Based on this information, Bob can conclude that for the past quarter:
A. Both the M-1 and M-2 money supplies were stable.
B. The M-1 money supply has increased, but the M-2 money supply was stable.
C.The M-2 money supply has increased, but the M-1 money supply was stable.
D. Both the M-1 and the M-2 money supplies have increased.
Answer:
C.The M-2 money supply has increased, but the M-1 money supply was stable.
Explanation:
M1 includes currency in circulation, checkable demand deposit and travellers check.
M2 includes all components of M1 and near money. Near money includes certificate of deposit, savings deposit, mutual funds and money market funds.
I hope my answer helps you
A cost received by a subsequent process from a prior process is referred to as a: Select one:
a. cost of goods transferred out.
b. cost of beginning work-in-process.
c. cost of ending work-in-process.
d. transferred-in cost
Answer: Option A
Explanation: Cost of goods transferred out or process costing is an business approach that monitors and builds up direct expenses and assigns indirect expenses to a production process. Consumer costs are delegated, usually in a big batch, which could include the output of a whole month.
It is a form of operational costing used to assess a product's cost at each manufacturing process or point. CIMA describes phase costing as "the relevant costing method where products or services benefit from a constant or repeated series of activities or procedures.
1) are short-term funds transferred between financial institutions, usually for a period of one day
2) actually have nothing to do with the federal government
3) provide banks with an immediate infusion of reserves
Answer:
Federal funds
Explanation:
The 3 characteristics in the question are the characteristics of federal funds.
Federal funds are funds that bank and entities exchange between each other to maintain bank reserves at the federal reseeve as well as to meet daily transactions. It can be called an overnight borrowing because the funding can only be borrowed for one day and must be returned within such albeit with some rate. The current rate is 10percent.
Cheers.
Julia is a U.S. citizen. She establishes a website that posts threatening messages about celebrities. Her website is.
Answer:
b. not protected by the First Amendment
Explanation:
Based on the information provided within the question it can be said that the Julia's website is not protected by the First Amendment. This is because the Supreme Court has never interpreted freedom of speech to allow the inclusion of obscenities. Which "threatening posts about celebrities" would fall under the category of obscenity and not be protected under the First Amendment.
In the circular flow model, _____ can firms can produce the output they sell to households only by buying.
Answer:
Resources
Explanation:
In the model of circular flow, which is an economic model, it states the flow of the money via the economy. This model shows or defined the circular flow of the income among the business sector and the household sector.
So, in this model, the firms could produce the output in order to sell the output to households, only by buying or purchasing the resources. As the resources is defined or described as the supply or the source from which the benefit is produced or created and has some utility.
Therefore, the resources are the one which is purchased and the firms could produce the output.
Approximately two-thirds of 3PL customers think their providers supplyA. tactical or operational services.B. strategic or integrative services.C. trucking and warehouse servcies.D. a firm that can supply a competency that is not core to the firm.
Answer:
The correct answer is (A)
Explanation:
The third-party logistics is one of an important factor to improve and expand the business. Most of the third party customers believe that their service providers provide them with complete tactical and operational service which is important and a critical aspect to attract more customers. Overall, 3PL does provide customers with tactical and operational service according to the latest reports and data surveys.
The correct answer is A. tactical or operational services.
To understand the answer, let's first clarify what 3PL stands for and the types of services it encompasses. 3PL stands for Third-Party Logistics, which refers to companies that provide logistics services to businesses. These services can range from operational to strategic, including transportation, warehousing, inventory management, and other value-added services.
Other options are incorrect because:
B. strategic or integrative services - These services involve a higher level of engagement with the client's business, including network design, supply chain strategy, and integration of logistics services into the client's business processes.
C. trucking and warehouse services - These are specific types of operational services that fall under the tactical category. They are fundamental services provided by many 3PLs but do not encompass the full range of services that 3PLs can offer.
D. a firm that can supply a competency that is not core to the firm - This option describes the role of a 3PL provider in general, which is to offer services that a company chooses not to perform internally because they are not part of its core competencies.
Therefore, the statement that approximately two-thirds of 3PL customers think their providers supply tactical or operational services aligns with the general understanding of the role of 3PL providers in the market. This makes option A the most accurate answer to the question.
The _____ directs managers to maximize profit and shareholder wealth and recognizes only legal limitations on the pursuit of profit.
Answer:
The economic model of corporate social responsibility (CSR)
Explanation:
The economic model of corporate social responsibility directs managers to maximize profit and shareholder wealth and recognizes only legal limitations on the pursuit of profit.
Final answer:
The profit maximization mandate directs managers to focus on increasing profit and shareholder wealth.
Explanation:
The statement in question suggests that the chief directive for managers is to maximize profit and shareholder wealth, within the bounds of legal constraints. This view highlights the classic economic model of a firm's objectives, emphasizing profitability as the primary goal.
It corresponds with the perspective of economist Milton Friedman, who famously argued that the only social responsibility of business is to use its resources in endeavors that enhance its profits, so long as it operates honestly and within the framework of free competition.
Managers are expected to prioritize shareholder interests, making decisions that will benefit stockholders, often at a short-term perspective. However, this framework also assumes that businesses must contend with market forces, which can include the potential for hostile takeovers if profit maximization is not achieved, essentially serving as a check on corporate efficiency and executive performance.
Moreover, while the onus is on businesses to maximize profits, they must also consider the broader impact of their actions. Exploiting customers, suppliers, or society can lead to long-term losses, either through a loss of trust or through government intervention and regulation. Thus, rational pursuit of maximal value for shareholders inherently respects other stakeholders to ensure sustainability and legitimacy over time.
What is a potential disadvantage of direct selling? A. Consumers must go out of their way. B. Some customers view direct selling negatively. C. Commissions for salespeople are usually low. D. Personal attention tends to be lacking. E. Product demonstrations are difficult in this type of selling.
Answer: Some customers view direct selling negatively.
Explanation:
Direct selling is a kind of sales which involves the marketer to personally going to customers to convince them about a certain product.
Some customers negatively view direct sales and prefer going online to get products they need for consumption. For example, some customers believe that some product sold via direct sales maybe inferior or bad for the marketers to go about selling them.
A major goal of integrated marketing communications is to send a consistent message to _____.
Answer:
Customers
Explanation:
The goal of integrated marketing communications is to revamp the traditional marketing approach by encouraging cohesion and synchronicity among the various modes of communication used by businesses to reach consumers/customers.
Integrated Marketing Communications (IMC) aims to send a consistent message to consumers through a coordinated use of various marketing strategies. This ensures that the impression of a company's brand or product remains consistent across all platforms.
Explanation:A major goal of Integrated Marketing Communications (IMC) is to send a consistent message to consumers. IMC aims to use all aspects of marketing communication such as advertising, sales promotion, public relations, direct marketing, and social media in a unified manner. This is to ensure that all the various marketing tools are coordinated to maximize the impact on consumers.
For example, a company using IMC may develop a message about its product and use different marketing strategies to relay that message. If the company’s message is about the product's reliability, they wouldn’t want an advertising campaign that focuses on price or a sales promotion that emphasizes its newness. The message must remain consistent across all platforms, ensuing that the company's brand and product are displayed in a similar light throughout the entire marketing campaign.
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According to the California Insurance Code, what term is used to describe a fact so important it could affect the policy premium?
Answer:
Materiality
Explanation:
Materiality is the term used to describe the fact which is so important that could affect a given policy premium according to the California Insurance Code.
Frisky Flight is a regional airline based in El Paso. Frisky uses a computer system to set prices for its tickets. The price for any given flight changes over time-based on demand for that and other similar flights, the predicted weather, and other factors. This is an example of
a. competition meeting.
b. price cutting.
c. skimming.
d. profit maximization.
e. dynamic pricing
Answer: (E) Dynamic pricing
Explanation:
The dynamic pricing is basically refers to the demand pricing and also the time based strategy where all the products and the services are setting the flexible prices for the goods according to the current demand in the marketing.
According to the given scenario, it best illustrate about the dynamic pricing example where we can easily implement the data and it also producing the meaningful information or data.
Therefore, Option (E) is correct.