Holly and matt want to use the "nonworking" spouse method to determine the amount of life insurance coverage they need. if their youngest child is 5 years old, how much do they need

Answers

Answer 1

The best answer for this question would be:

 

$150,000

 

Because in the method of the “non-working” spouse method, they are given a calculation of (18 - youngest child's age) × $10,000 (18 being the legal age)

 

Resulting that the solution would be:

 (18 - 3) × $10,000 = $150,000

Answer 2
Final answer:

Using the 'nonworking' spouse method, Holly and Matt need to calculate life insurance coverage based on the non-income earning spouse's life expectancy times the estimated annual child-rearing costs. With a youngest child of 5 years old, that means they need coverage for about 75 years of costs.

Explanation:

The 'nonworking' spouse method to calculate life insurance coverage stipulates that a life insurance policy should equal to the non-income earning spouse's years of life expectancy multiplied by the estimated annual child-rearing costs. Given that their youngest child is 5 years old and the average life expectancy could be assumed to be about 80 years, this means Holly or Matt should prepare a coverage base for about 75 years worth of child-rearing expenses. However, this is a rough estimation and does not take into account factors such as inflation and potential change in lifestyle.

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Related Questions

If a firm sells a total of 100 shares of stock, then
a. the supply of, and demand for, those shares determine the price per share.b. the firm is engaging in equity finance.c. each share represents ownership of 1 percent of the firm.d. all of the above are correct.

Answers

I'm pretty sure it's all of the above are correct, because when you share stocks everybody gets there percent from it.

If a firm sells a total of 100 shares of stock, then each share represents ownership of 1 percent of the firm, the supply of, and demand for, those shares determine the price per share, and the firm is engaging in equity finance. Thus, the correct option is (D).

A company's shares signify its ownership. When a person purchases stock in your firm, they become a shareholder.

Owners of a corporation elect their management team, and they participate in major choices like whether to sell the company.

A share is a unit of equity ownership in a corporation's capital stock in financial markets, and it can also apply to units of mutual funds, limited partnerships, and real estate investment trusts.

Therefore, the correct option is "D".

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One would expect that the cross price elasticity of ski poles and skis would be

a. positive since they are substitutes.

b. negative since they are substitutes.

c. positive since they are complements.

d. negative since they are complements.

Answers

The answer to this question is Letter D.

Price elasticity is the measure between the change of quantity demanded of the products and the change of its price. Price elasticity of demand or PED is always negative and can be inelastic or elastic.

Final answer:

The cross price elasticity for ski poles and skis is negative because they are complements; the price change of one affects the demand for the other in the opposite direction.

Explanation:

The cross price elasticity of ski poles and skis would be negative since they are complements. This reflects the principle that if two goods are complements, such as ski poles and skis, they are consumed together. If the price of one complement, like skis, increases, we expect the demand for the other complement, ski poles, to decrease. Conversely, a price decrease in skis would likely increase the demand for ski poles. Therefore, the cross price elasticity of demand for complementary goods is negative.

One of the important decisions made during an interview by an interviewer is: select one:

a. to discuss fees/credentials

b. to discuss his/her own unique experiences

c. to discuss the clients own unique experiences

d. to create shared experiences between helper and helpee

Answers

To create shared experience between helper and helpee

The study of economics is important because it enables us to

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The study of economics is important because it enables us to: become better decision makers.
Economics is the knowledge to obtain and manage resources around us. Sometimes, i order to manage a certain resource, we need to sacrifice the potential to manage another resource, so ecomics definitely help us to be a better decision makerss
Final answer:

A basic understanding of economics allows us to evaluate arguments, think critically, and understand global issues.

Explanation:

A basic understanding of economics enables us to evaluate arguments and distinguish between common sense and nonsense when reading articles or engaging in conversations about economic issues. It also provides us with new ways of thinking about current events, personal and business decisions, and politics. Learning about economics helps us understand the major problems facing the world today and prepares us to be well-rounded thinkers and good citizens.

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If a couple shows up at the sellers' door unexpectedly to see the home, what should the sellers do?

Answers

The sellers should welcome to couple in a more polite and courteous way, that will make them feel welcome and to be interested into looking at the home. It is also best the sellers will show them around the house in a more detailed and honest manner in order to make them think and to have information that would be of suitable to their taste and where it could also engage them into buying and to be interested with the house that has been brought by the market. It is also likely that the sellers should offer the price of the house in a more detailed manner so that they will know what's the cause of why the house is less or more expensive than of other houses that they have seen or looking at.

Agriculture in the united states uses about how many times more water than u.s. households? 5 times 10 times 47 times 2 times

Answers

Agriculture in the United States uses about 5 times more water than US households.
Although the citizens of the United States use a lot of water for their everyday needs such as drinking, cooking, bathing, cleaning, etc., agriculture needs much more. This is because fields and crops have to be watered daily, especially in case of a drought.

Answer:

5 times

Explanation:

Gradpoint

Which core domain are you exploring when you ask the question: does this person have opportunities to get to know the people in their neighborhood and be member of local organizations?

Answers

The core domains which this question is exploring are: social inclusion, interpersonal relationships, self determination and emotional well being. Core domains are usually explored in order to determine the quality of life of a person. Quality of life refers to the individual's perception of their positions in life in regard to the culture and the value system in which they live and in regards to their goals and expectations in life.

Read the advertisement. the edgewood deluxe mini refrigerator is perfect for small spaces. its fashionable stainless steel design makes the unit suitable for the most elegant offices and hotel suites. who is most likely the intended target audience? the general public children professional cooks businesses

Answers

The intended target audience is businesses

Answer:

businesses

Explanation:

Several of your classmates are volunteering at a nursing home for extra credit, and they tell you how much fun they are having helping with the "parties" and the weekly activities for the residents. although you have planned to do the article assignment for extra credit, you change your mind and decide to volunteer at the nursing home. your new attitude was formed because of

Answers

The new attitude was formed because of AN INTERACTION WITH OTHERS. Interacting with others involves communicating with others and reacting to information obtained from them. In the question given above, the fellow change his decision as a result of his interaction with his classmates.

Overall risk of a collision while using a cell phone increases by ____ percent.

Answers

Overall risk of a collision while using a cell phone increases by 400 percent.
These days, usage of cell phone increases too much and it is increasing day by day. While driving we have to avoid using cell phone. We see boards on roads where there is sign for not using cell phone while driving, but sometimes we uses phone while driving. This is increasing the overall risk of collision day by day. 

Select the objective observational statement:

A: She said, "You shouldn't speak that way to me. I don't like it."

B: He yelled angrily at her.

C: He couldn't stop moving—it was like he had too much sugar for breakfast.


D: She slammed the ball crazily into the air

Answers

A is correct.

please vote my answer brainliest. thanks!

Objective tends to refer to something that is free of judgment or personal values – in the case of the question, it pertains to the observational statements given. From the options available, the observational statement that can be considered as most objective would be (A) she said, "You shouldn't speak that way to me. I don't like it.".

The other options added descriptions that indicate a biased perception from the observer, such as crazily, angrily, and too much sugar for breakfast.

Based on the imagery of this stanza what season is the poet describing

Answers

What does the stanza say? 

Modernism's most influential school of architecture and applied art, with instructors who promoted new, synthetic materials, starkly simple designs, and the standardization of parts for the production of affordable, mass-produced merchandise and large-scale housing

Answers

The correct answer should be the Bauhaus school.
The modernistic school was founded by Walter Gropius in 1919, and it lasted until 1933. The word Bauhaus in German means 'construction house,' meaning that the school would deal with architecture, as well as fine arts and crafts. Here is an example of its architecture.

Judd owns a struggling farm that is not making a lot of money. He wonders if he is doing something wrong and brings in an expert to teach him better methods for running his farm. Judd most likely hired someone who works in
Plant Systems.
Food Products.
Agribusiness.
Natural Resources.

Answers

I'd go with Agribusiness, that sounds like it would be the most helpful, since Agribusiness deals with both produce and services.

Judd most likely hired someone who works in Agribusiness. Thus, option D is correct.

What is money?

Money is a good that is widely acknowledged as a measurement of business exchange. It serves as the medium for expressing qualities and pricing.

Agribusiness, often known as a spore or a disease-causing micro, refers to the industry, companies, and study area of the supply chain in the agricultural and the bio-economy. Numerous agriculture careers are in high demand, however, demand differs per position will help Judd.

The most typical method farmers profit from the farm is certainly through their animals. And while if animals get a few more costs and a larger overhead, their net income is typically extremely high. Therefore, option D is the correct option.

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Is the movie the accountant based on a book?

Answers

The Accountant is not based on a book. The Accountant is truly an original story. It was penned by screenwriter Bill Dubuque, who also transcribed the 2014 Robert De Niro led drama, The Judge. Dubuque’s script has been everywhere for a while, appearing on The Black List (an annual selection of the most popular unproduced scripts in Hollywood) in 2011, according to Nikki Finke of Deadline.

Identify which party is responsible for reporting directly to the fda the investigator's financial interests with the sponsor:

Answers

THE SPONSOR is responsible for reporting directly to the FDA, the investigator's financial interest with the sponsor. The investigator is expected to provide the sponsor with the necessary information and the sponsor will report this directly to the FDA.
Final answer:

The sponsor is responsible for reporting the investigator's financial interests with the sponsor directly to the FDA.

Explanation:

The party responsible for reporting the investigator's financial interests with the sponsor directly to the FDA is the sponsor themselves.



In the case of clinical trials, the sponsor is typically a pharmaceutical company or organization that funds and supports the study. They have a legal and ethical obligation to disclose any financial interests or conflicts of interest that may exist between the investigators and the sponsor.



This reporting ensures transparency and helps to maintain the integrity of the research process.

Suppose that at the baseball game, you consumed 3 hot dogs (each priced at $5) and 4 sodas (each priced at $3). the 3rd hot dog provided a marginal utility of 20, while the 4th soda provided a marginal utility of 15. in order to maximize utility, should you have changed your consumption?

Answers

In such circumstances, I would have changed my consumption. I'd have stopped at the 3rd hot dog because consuming something beyond that would decrease my marginal utility, from 20 to 15. It's better to shop at the third hot dog.

If the rate of inflation is higher than your interest rate on your savings account are you gaining buying power

Answers

The parameter that determines your buying power is you money value. You money has a time value to it. To expound, your $5,000 will not be worth $5,000 after 10 years. It would have to increase because of inflation rate. In a nutshell, inflation is the increase of prices. This happens when an economy of a country is progressively increasing. More people are employed, they have higher salaries and more opportunities come their way. As a result, they get more comfortable in life and have the means to buy things. Because of increased demand, the price has to increase. Inflation rate is the increase of prices in the market.

Interest, on the other hand, is the increase of your money when you invest it in a bank or stocks. This is also related to inflation rate. However, interest is just the increase the bank has to offer for you. 

Thus, in order to gain buying power, your interest rate should be higher than the inflation rate so that their would be no deficit. If inflation rate is higher, then that means that your $5,000 today is even worth less than $5,000 after 10 years.

If your savings account interest rate is lower than the rate of inflation, your buying power decreases. The value of your currency and the real interest rate on savings diminish as inflation outpaces your interest earnings. Seeking investments that exceed the inflation rate is crucial to maintain purchasing power.

If the rate of inflation is higher than your interest rate on your savings account, you are not gaining buying power. Inflation erodes the value of currency, and high inflation rates reduce the real interest rate you earn on your savings. For example, if inflation is at 3% and your savings account yields 2% interest, you're effectively losing 1% in purchasing power each year. Therefore, even though you may see the numerical balance in your savings account grow, what that balance can buy in terms of goods and services is decreasing if the inflation rate surpasses the interest rate.

Consider the scenario of saving money under your mattress. With a 2% inflation rate, your money's value diminishes by 2% each year. That's because the money stashed away is not earning interest to combat the effects of inflation. Similarly, money in a checking account that does not offer interest depreciates at the rate of inflation. The aim is to find an investment that provides a return above the inflation rate so you can increase or maintain your purchasing power over time. The same principle applies to lenders and borrowers: lenders lose while borrowers gain when inflation rates are high as it affects the real rate at which money is borrowed and repaid.

The office of the federal reserve bank of new york charged with implementing federal reserve open market policy actions is known as the

Answers

The office of the federal reserve bank of New York charged with implementing Federal Reserve open market policy actions is known as the Trading Desk.

The board of government for Federal Reserve System is appointed by the President of the United States, as The Central Bank of the United States is the Federal Reserve System and it is all under the government.

how taxation and legislation impact positively to the company's success and negatively can lead failure on the company

Answers

Taxation and legislation can positively contribute the company success because it will provide a restriction for each competitor from doing illegal actions that could hurt each other.
It can negatively lead to failure on the company because it took a huge chunk of company's profit which will restrict the company's growth.

The sata/600 standard is also known by what other name?

Answers

The SATA/600 standard is also know as SATAIII or SATA 6Gb/s.

SATA (Serial Advanced Technological Attachment) is a standard that is developed to connect any optical drivers or storage devices to the computer.

SATAIII is the third generation of SATA and can run at 6GB/s.

A company with a labor agreement under which union membership cannot be required as a condition of employment is considered a

Answers

A company with a labor agreement under which union membership cannot be required as a condition of employment is considered an open shop.
This means that the employees do not have to join a trade union in order to work there at this particular company. So regardless of the fact whether these workers are members of the union or not, they will be employed and paid equally.

Raymond estimates that the fixed costs associated with opening a new bank branch are $500,000. he expects the branch to attract 1,000 new customer accounts in the first year, each of which will cost $50 per year to service. he also expects to generate $100,000 per year in revenue. for raymond, the total cost of opening the new branch and remaining open for one year will be

Answers

Raymond's assets:$500.000 in cash
Raymond's revenue: $100.000 per year (revenue is not need in calculation as it's the aftermath.)
1,000 customers * $50 per year

Raymond's assets

1.000 customers * $50 per year
= $50.000 + net: $500.000 = $550.000 (for opening new branch and remaining open for one year)

The is $550.000


The federal income tax is described as a progressive tax system because

Answers

The federal income tax is described as a progressive tax system because: individuals who make more money, pay more taxes.
With this taxation income, the government are planning to spread the wealth in the country and used the excess of money from the upper income bracket to support those in the lower bracket

Microsoft studies correlations between its successful workers and the schools and companies they arrived from, an application of business analytics.
a. True
b. False

Answers

The statement about "Microsoft studies correlations between its successful workers and the schools and companies they arrived from, an application of business analytics" is true. The answer is letter B. An example is a paper called Diamonds in the Data Mine by Gary Loveman, the CEO of the Harah's gambling empire. He wanted to know how data-mining software was used to study numerous amounts of casino customer data to target profitable sponsors. So the statement above aids in the recruitment of these sponsors using data-mining software such as microsoft.

The concept of stakeholder management focuses on

Answers

The goal of the stakeholder management is to develop appropriate management strategies in order to engage the stakeholders to work on the project and finish the project effectively. A project stakeholder is an individual, group, or organization, who may affect, be affected by a decision, activity, or outcome of the project.So, the concept of stakeholder management focuses on the management strategies regarding the project stakeholders.

What is the single equivalent discount rate of the trade discount 5/4/1?

A. .00002
B. .90288
C. .09712
D. .99998

Answers

The correct answer should be C. 09712
The correct answer is:  [C]:  " 0.09712 ".
___________________________________
Explanation:
___________________________________
First, find the complement of each discount rate;  then, multiply each complement. Subtract the final result from 100% .
__________________________________________
100% – 5 = 0.95 .

100% – 4 = 0.96 .

100% – 1 = 0.99 .

0.95 * 0.96 * 0.99 = 0.90288 .
_____________________________________________________
          1.0000 –  0.90288 = 0.09712 ; which is:  Answer choice:  [C] .
_____________________________________________________

What challenges do you expect to arise from living and working in a complex urban environment? how will you meet them? (300 words)?

Answers

A complex urban environment poses a lot of challenges for individuals living in there. An urban setting usually is home to a lot of economic activities and brings about a lot of equations to solve. You'll have to deal with traffic congestion, pollution, criminality, etc. The best way to deal with all the challenges is to get to know the setting well to adapt your lifestyle accordingly. You may want to get a job near your place or home work. That will save you time, money, as well energy you need everyday. You may also want to live where the industrial activity is lowest to avoid air pollution and any related pollution type. As for safety, make sure you behave in a cautious manner and get along with people well. The bottom line is you'll need to have a thorough knowledge of the environment to be able to cope effectively in there. 

Rent control is an example of a _____________________. it sets the price of rent __________________ the equilibrium price and results in a ______________ of apartments.

Answers

Rent control is an example of a PRICE CEILING. It sets the price of rent BELOW the equilibrium price and results in a DECREASED SUPPLY of apartments. A price ceiling refers to a government imposed maximum price which a supplier can set for his products. Reduction in rent price will make the consumers to demand more while the suppliers will supply less. 

What is included in phase ii of casualty assistance?

Answers

Phase II of casualty assistance includes the return and disposition of the soldiers remains.

After the coordination between CAO with the person authorized to direct disposition (PADD) decision is made regarding the place and manner of the funeral and burial of the soldier. Sometimes these decisions can be complicated by many factors. 

This is very sensitive and emotional time for the family of soldier during this phase. When the soldier is interred, phase II is complete. 

Final answer:

Phase II of casualty assistance includes medical humanitarian assistance and financial support such as in-kind aid, and conditional and unconditional cash transfers, with programs like SNAP and WIC providing essential services.

Explanation:

Phase II of casualty assistance typically refers to the provision of ongoing support to the victims of emergencies, such as conflicts, natural disasters, epidemics, or situations where they are excluded from healthcare services. This phase can include a variety of forms of aid, which may encompass medical humanitarian assistance, and offering critical healthcare services and supplies to those in need.

Moreover, this phase may involve different types of financial support, such as in-kind aid, conditional cash transfers, and unconditional cash transfers. These financial mechanisms are designed to help victims meet their basic needs and recover from the emergency. Specific programs that operate within these principles include the Supplemental Nutrition Assistance Program (SNAP) and the Women, Infants, and Children Program (WIC), both of which provide nutritional assistance to eligible individuals and families to ensure food security and support nutritional health.

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