How does fractional banking allow there to be an increase in the money supply?

Answers

Answer 1
Banks can lend up to 90% of money on deposit in the bank to other clients.
The other 10% that the bank does not lend is called the "fractional reserve".

Now, by lending this 90% to a client, the money supply may increase based on the procedure below:
First client deposits 100$ in the bank
Bank lends 90$ to second client who deposits these 90$ in another bank
This other bank lends 81$ from the deposited 90$ to a third client who deposits them in a new bank.
The new bank lends 72.9$ out of these 81$ to a fourth clients who deposits them in a different bank......and so the cycle continues increasing the money supply

Related Questions

A(n) _____ is an agreement regarding the use of land that "runs with the land". 2012books.lardbucket.org

Answers

The answer for the missing blank would be:

Easement

An easement is wherein a person establishes an agreement to use the other person’s estate. It is more an estate with the profit, and the profit can extend when you take something from a land.

I need to find a financial institution (just the website) that will give me information on shares, security trusts and RSA retail government bonds. I haven't found a single website with any of that information and I've tried all the banking sites, etc. Any advice?

Answers

It is best to scour government websites that have authority over stocks and trusts transactions.

Because the government has the ultimate authority to give permits in start-up corporations and other businesses, it is best to start your search in government websites and work on from there. 

You can start with the Securities and Exchange Commission (SEC) website. You can also visit the websites of Financial Industry Regulatory Authority (FINRA), Bureau of the Public Debt, Commodity Futures Trading Commission (CFTC), and National Futures Association (NFA).


  

The ________________ of a vg decides the block size for saving data since it cannot be safely changed later.

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the physical extent(PE)size  of a vg decides the block size for saving data since it cannot be safely changed later.
When we do a data saving, it transforms the data into several chunks to be stored on the program, which could be easily deleted and extracted out whenever we needed to.

A supervising broker has had his license revoked. what happens to the sales associates and broker associates who work within the brokerage under the direction of this broker?

Answers

The best answer for this question would be:

 

That the licenses revert to involuntary inactive status

 

Because brokers can work alone, and have the option of hiring agents to work for them. But since, a sales associate has achieved their rights have license as a broker, they have chosen to work under a broker company. The result of the confiscated license is that it would be temporarily inactive.

A check drawn by a credit union on its account at a federally insured bank would be an example of a:

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A check drawn by a credit union on its account at a federally insured bank would be an example of a cashier check. It is a type of check that is being issued by the bank being withdrawn from the own funds of the bank and being signed by the cashier of the bank. These are classified as guaranteed as funds since it is the bank that is held responsible for the payment of the amount. These are usually used in real estate and transactions pertaining to brokerage. This type of check has the name of the bank that issued it in an obvious location and it has improved security features like color shifting ink, security thread and watermarks.

When considering quantitative data, it is always numeric always nonnumeric may be either numeric or nonnumeric are always labels?

Answers

The term qualitative is used to describe data that relates to the quality of the subject under consideration. For example, if the subject of a study was a cell phone, then the qualitative data may include the color of the phone, its texture, its physical condition and other such properties.

On the other hand, quantitative data always has numeric values as it deals with the quantities involved. For example, when considering a cell phone, the numeric data will be its weight and its size.

A ____________ is generally priced at a flat rate and allows software to be used on all computers at a specific location.

Answers

The answer to this question is a site license. A site license is a type of software license where in the user is allowed to install a software to a several number of computers and use the software in a particular / specific site through a network. The software licensing is another term used for site license.

Jeeves consulting requires a performance evaluation method that is less time consuming to develop and administer and allows for quantitative analysis and comparison. an appropriate evaluation technique for jeeves consulting would be

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Jeeves consulting needs a performance evaluation method in quantitative analysis and comparison. Because of this, they need a technique evaluation that will be of help of assessing and evaluating a performance. What they should use is the graphic rating scales as it fits the method they need to use as it is a performance appraisal method in a way of having to show quantitative analysis and comparison. It enables to show effective performance and to show rates and differences of what is being compared. It is easier to use for it is less time consuming in the process of administering and developing.

Spending by which sector is the largest single component of spending in the u.s. economy?

Answers

the sectors are international, household, business, and government.  The largest spending is consumption spending. That being said the answer would be household. 

Salespeople bringing suggestions for a new fast food item to the headquarters of their food manufacturer is an example of ________

Answers

Salespeople bringing suggestions for a new fast food item to the headquarters of their food manufacturer is an example of: Idea Generation
idea generation refers to developing facts and data into an abstract concept that will lead to an idea. This is the step that salespeople need to solve before they can move to constructing that abstract concept into an executable idea.

What literary device can be used for "her voice is full of money" the great gastby?

Answers

It is a case of a representation since Fitzgerald is making an aberrant correlation between two apparently detached or dissimilar to objects. Somebody's voice is not typically connected with his/her riches/status; in fact, we do interface accents, lingo, and vernacular with social classes, however for the most part, the tone of somebody's voice is not contrasted with his or her social class.

What quality best describes a producer with an absolute advantage?
A. Efficient
B. Fast
C. Accurate
D. Prolific

Answers

the anwer is efficient. fast writers may be in too muchh of a rush, accurate writers may focus on only one story, prolific writers may create too many of the same story

The correct answer is:

efficient

This four qualities which are, efficient, fast, accurate, prolific are referring to one best quality which is for being very productive. Speaking of producer meaning is to produce plenty and it is 100% efficient, and it is an absolute advantage.

Explanation:

The producer that needs a smaller quantity of inputs to produce a good is said to have an absolute interest in performing that good. Comparative advantage refers to the capacity of a party to produce a different good or service at a lower consistency cost than another.



A person who is the subject of an employment termination report is entitled to

Answers

According to Texas Commission on Law Enforcement or TCOLE 217.8: Contesting an Employment Report,  a person who is the subject of an employment termination report is entitled to file a petition contesting information included in the employment termination report. The written petition for modification of the report must be filed with the executive director on a form currently prescribed by the commission and a copy must be served on the law enforcement agency.

If you are sharing the road with an impaired driver it is safest to be

Answers

An impaired driver refers to someone who is under the influence of alcohol and is driving. If you are sharing the road with such a person, it is safest to drive behind such a person. You can take further action by parking beside the road, note down the vehicle's number and then call the appropriate patrol or emergency to inform them about the driver. This will ensure that such a driver is gotten off the highway. 

If you are sharing the road with an impaired driver it is safest to be drive behind them.

What do you mean by impaired?

An impaired person is a person who, because of a hearing or speech impairment, cannot readily understand or communicate in spoken language. Which includes persons who are deaf, blind, speech impaired, or hard of hearing.

Impaired driving means operating a motor vehicle while you are affected by- alcohol, sleepiness, having a medical condition which affects your driving, taking legal or illegal drugs, distractions such as using a cell phone or texting. Thus, impaired driving is dangerous as it the causes more than half of all car crashes.

However, it is safest to stay behind an impaired driver when you are sharing the road with them. As it is much easier to watch what they do when you are behind them, and much harder for them to hit you.

Hence, the answer was given and explained above.

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Which accounting assumption or principle is being violated if a company is a party to major litigation that it may lose and decides not to include the information in the financial statements because it may have a negative impact on the company's stock price?

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The accounting assumption is the full disclosure. For a business, the full disclosure rule requires an organization to give the important data with the goal that individuals who are acclimated to perusing monetary data can settle on educated choices concerning the organization. 
A disclosure is an extra data connected to an element's money related proclamations, normally as a clarification for exercises which have fundamentally affected the substance's monetary outcomes.

On december 1, victoria company signed a 90-day, 6% note payable, with a face value of $15,000. what amount of interest expense is accrued at december 31 on the note?

Answers

To calculate the accrued interest:

Just multiply the interest rate by the balance to determine the annual interest expense. Divide the annual interest expense by 12 to calculate the amount of interest to record in a monthly adjusting entry.So fotr this problem, if a $15,000 note payable has a 6 percent interest rate, multiply 10 percent, or 0.06, by $15,000 to get $900 in annual interest. Divide $900 by 12 to get $75 in monthly interest.

Therefore, the accrued interest is $75.

A float plan should contain what information

Answers

A float plan is very important to have before you go out on a boating trip. There are several things you need to have recorded for the float plan,and always give a copy to someone else in case of an emergency. The person who you leave the plan with should contact the Coast Guard, police, or area rescue agencies if you are not back at the predetermined time, 

The float plan should always include the following:

1.) a detailed route
2.) describe the vessel in great detail
3.) registration number of the vessel
4.) length, make, horsepower, and engine type
5.) the planned departure time
6.) the planned return time
7.) who will be with you onboard
8.) contact information for you and the other passengers onboard
9.) medical information about yourself and other passengers

A float plan should contain the following information.

Specifies the vessel's dimensions, make, horsepower, and engine type, as well as its registration number.Include the trailer and tow vehicle's make, model, and license plate information.includes information about the passengers' names, addresses, and contact numbers in case of emergency.

A float plan is a document that provides crucial information about a boating trip to help ensure safety and facilitate search and rescue efforts if needed. Details on the owner/operator, including name and description. Size, kind, color, engine, and other details about the vessel. Onboard safety apparatus. Details of the trip, including the start and end dates, the final destination, the suggested route, and any rest stops. Name, description, and information about the travelers.

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Ich e6 has broader requirements than fda or hhs concerning confidentiality of medical records and access by third parties. if investigators are complying with ich e6 guideline, they must:

Answers

They must obtain the informed consent of the subject which grant them direct access to the subject's original medical records for verification of medical trial procedure and/ or data without violating the confidentiality of the subject to the extent permitted by relevant law and regulations.
Answer
if investigators are complying with ICH E6 guideline, they must clearly disclose to subjects in the informed consent form that the monitor, auditor, IRB/IEC, and the regulatory authorities may have access to the subject's medical records.

Explanation;  
The FDA regulations allow subjects or the legally acceptable representatives to receive either a signed or unsigned copy. Therefore, they  must obtain the informed consent of the subject which grant them direct access to the subject's original medical records for verification of medical trial procedure and/ or data without violating the confidentiality of the subject to the extent permitted by relevant law and regulations

A second job interview would most likely be in which stage of knapp's relational model? integrating intensifying bonding experimenting initiating

Answers

Final answer:

A second job interview aligns with the intensifying stage of Knapp's relational model due to the deeper engagement and increased personal interaction it signifies between the interviewer and interviewee.

Explanation:

A second job interview would most likely be in the intensifying stage of Knapp's relational model. The intensifying stage is characterized by increased personal disclosure, emotional expression, and a deeper sense of connection. As both the interviewer and interviewee have already gone through the preliminary stages of initiating and experimenting where initial impressions are formed, a second interview implies that both parties are interested in deepening their engagement and finding more common ground, hence the transition into the intensifying stage before moving on to further stages of integrating or bonding if the job offer is extended.

From the textbook material, when all activities of the value chain are conducted within the boundaries of the firm, the firm is said to be

Answers

The answer is vertical integration. It is the company's responsibility for the creation of required sources of info or of the channels by which conveys its yields. The level of vertical incorporation has a tendency to relate to the quantity of industry esteem chain arranges in which it specifically takes an interest 
All exercises are directed inside the limits of the firm. The organization possesses woods, develops and cuts timber, factories it, fabricates a variety of various paper and development items, and disperses them to retail outlets and vast clients. Weyerhaeuser's esteem included is 100 percent.

What do you call a franchise ownerâs share of earnings that is given as a payment to a parent company?

Answers

franchise royalty fee. 

Your hospital is planning neonatal resuscitation program® training and trying to decide who should be included. for every delivery, what is the minimum requirement for care of the newborn at birth

Answers

For every delivery, someone capable of initiating resuscitation should be present at every delivery and available to care for the baby. The initial steps of resuscitation are to provide warmth, position head to open the airway, dry and stimulate. If most of the skilled people have additional responsibilities in each delivery room you should start to recruit additional help when it is anticipated the likely need for more advanced resuscitation base on the presence of any of the known perinatal risk factors. 

Answer:  The correct answer is :  The people included in the training must be present at each delivery and must also be able to care for the baby.

Explanation:  The person who is called to attend the newborn is to ask these questions before resuscitation: Is the baby pregnant at the end? Does the baby breathe or cry? Does the baby have a good tone? After performing the resuscitation should be checked: the breaths, the heart rate, to see if the resuscitation was effective.

If a business decreases the price of its product and the product is elastic what happens to the total revenue of the business

Answers

The revenue then increases. Decreasing your costs implies you'll gather more income from each buy a client makes. Expecting your volume, normal exchange size, and recurrence remains the same, raising your costs will acquire more income for a similar measure of exertion.

Why did the economies of many african nations fail after they gained independence?

Answers

They had limited their trading with colonial nations that controlled them and only to their home countries as well. Another factor is that they were left with no other resources, that the other countries had failed to teach Africa as well, when they were independent, which caused them to have a failure in terms of infrastructure and system.

Based on the graph below, if January and February are the two coldest months, what can you conclude about the selling of French fries and cold weather?

Answers

January and February are the 2 worst months to make a large profit by selling french fries. The most sold are during September and November. These months are much warmer than January and February.

January and February are the 2 worst months to make a large profit by selling french fries. The most sold are during September and November. These months are much warmer than January and February.

Which graph is the graph of the function?

The graph of a feature f is the set of all factors in the plane of the form (x, f(x)). We can also outline the graph of f to be the graph of the equation y = f(x). So, the graph of a feature is a special case of the graph of an equation.

What does the axis of a graph constitute?

An axis is a line to the aspect or backside of a graph; it's far labeled to give an explanation for the graph's meaning and the devices of measurement. The x-axis, the horizontal line at the lowest of a graph, may be labeled to present facts about what the graph represents.

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Companies such as ibm and sperry rand launched the computer industry when they brought the first mainframes to market in the ________.

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The first mainframes were brought to the market in the 1960s. Mainframe computers are computers which are used mostly by big companies for large data processing and critical applications such as population census, transaction processing, etc. It is a very large computer and the first of its kind entered the market in the 1960s.

Timothy will be going for a job interview for the first time. Despite preparing well for the interview, he still seems very nervous. What do you think Timothy should do to feel confident?

Answers

Take a deep breath and trust that his preparation will pay off! He can also visualize all the times in his life when he has had success. That will boost his confidence level. 

Answer:

Deep breath

Take a deep breath through your nose before answering each question. Sending oxygen to your brain will soothe you, and you'll gain time to think and organize the answer in your head. This will make you feel more confident in your response and will be less likely to ramble.

Maintain a comfortable posture

Maintain a proper but comfortable posture. Do not slouch or be excessively rigid. If posture is often a problem, practice a comfortable position that feels good and does not make you feel self-conscious. You should be relaxed, avoiding thinking about whether your posture is appropriate or not.  

To be genuine

Be genuine. It is not worth trying to convince the recruiter that it is someone else. It is best to be true and let your personality play to your advantage. By being genuine, you will feel more comfortable and more easily focus on your responses rather than being too shy or bold.

Know the effects of your nervousness

You should try to know how your nervousness usually expresses itself. Do a self-analysis to see how you react when you get nervous. Most likely you will find a pattern: Forget what you were going to say? Its too much? Does your mouth or knee shake? By knowing how you will respond, you can prepare to face the problem. Thinking about the answer before you speak, putting your hand on your leg, or taking a handkerchief, you know that you will have an answer to problems, which may even contribute to the effects not even manifesting themselves.

Think positive

Remember that if they called you for the interview, it was because they liked you and your profile turned out to be interesting: don't forget that your CV and cover letter were selected from many other candidates. Whenever you feel nervous, keep in mind that you have something that the company wants and that is valued - be comfortable and think positive.

Explanation:

​_____ give the project managers an opportunity to seek input and conduct brainstorming sessions.

Answers

Project Status Meetings give the project managers an oppurtunity to seek input and conduct brainstorming sessions

You deposit $8,000 in an account that is compounded quarterly at an annual rate of r (in decimal form). a = 8,0001 + r460 what is the limit of a as the interest rate approaches 8%? (round your answer to two decimal places. if an answer does not exist, enter dne.)

Answers

The limit would be 8036.8.

A sofa is on sale for $187.20, which is 26% of the regular price. what is the regular price?

Answers

First, 26/100 = 0.26%
Last, (sofa price)
$187.20/ 0.26% = $720 was the initial price of sofa.
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