Lloyd’s of London was one of the first institutions to offer insurance to merchants and joint-trade companies. A major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. What were these risk-takers known as? joint-stock companies investors underwriters merchants capitalists NextReset

Answers

Answer 1
These risk-takers were known as underwriters, or members. They would do what you described. They would take responsibility and would be given a premium in return.
Answer 2

LIoyd's of London or just Lioyd's, is the insurance and reinsurance market in London. In contrast to most competitors, it is not an insurance company, on the contrary, it is a corporate body managed by Lloyd's Act of 1871 and functions as a partially integrated market. Within it, multiple financial supporters associate themselves in order to pool and expand the risk. These "underwriters" or "members" are both corporations and private individuals. They take the risk in exchange for compensation fee.

The correct answer is underwriters.


Related Questions

who was the Creole priest who led the fight for Mexican independence?

Answers

Father Miguel Hidalgo called for Mexicans to fight for independence. 
Miguel Hidalgo y Costilla led the fight for Mexican independence in the Bajio region. 

What did the xiongnu gain when they defeated the
Han chinese...

glass beads, horses, silk, sophistication, or fish?

Choose all that apply.

Answers

silk and sophistication

Answer: They gained silk and sophistication

Explanation:

In batson v. kentucky (1986) and j.
e.
b. v. ala. ex rel (1994), the supreme court ruled that potential jurors cannot be excluded because of their:

Answers

Answer:  "gender" .
_______________________

After escaping from exile, napoleon gathered volunteers from the french countryside and siezed power from who

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The answer is from King Louis XVIII. Napoleon went back to Paris on March 20, 1815. Paris greeted him with a party, and Louis XVIII, the new king, flown to Belgium. With Louis only just away, Napoleon relocated back into the Tuileries. The period recognized as the Hundred Days had started. Napoleon, trying to upsurge his upkeep, began creating minor reforms, promising a more liberal, democratic society. 

Why were time zones and standardization of tracks important for railroads?

Answers

Answer:

They offered greater efficiency in production, safety, and scheduling.

Explanation:

The establishment of time zones and the standardization of tracks were two important developments for railroads. Before the standardization took place, each town had its own time zone, which made it very difficult for the railroad to establish its departure and arrival times. It also made it difficult for people to make their plans. With standardization, railroads became more efficient.

"how did blockades and profiteering contribute to economic hardship for american soldiers"

Answers

Blockades led to shortages and stopped trade and also outside contact for America and the profiteering raised prices in the colonies.By cutting off from outside contact (Atlantic Coast), which extremely upset American exchange; a couple of homesteaders exploited these deficiencies by offering rare things at irrationally high costs (profiteering).

Write a short paragraph comparing and contrasting the arguments that Roosevelt and Twain made about the occupation of the Phillipines?



Answers

after the united states bought the Philippians  archipelago from the Spanish in a sum of 20 million dollars, the US occupation of the Philippines has been significant for molding the nation towards its independence. One of its major proponents is American leaders like Roosevelt and Twain who granted the Philippine Islands sovereignty.

Roosevelt thought that the U.S. was helping the Philippines by bringing democracy and American industry to a nation that otherwise, Roosevelt thought, would suffer. Twain disagreed and wanted America to stay out of the Philippines, he thought they have the ablitiy to figure out their own problem and thrive without American Influence.

From whom did gerald gardner, the father of witchcraft, learn the craft?

Answers

Gerald Gardner learned of Wiccan from many different sources. He was introduced to the occult through Rosicrucianism, which was founded by George Alexander Sullivan. Gardner disagreed with much of what was taught by the order and eventually found the New Forest coven which he believed was the remanent of a pre-Christian Wiccan cult. Gardner became fond of the group, especially the Wiccan priestess Edith Woodford-Grimes. During his time with New Forest, he traveled back and forth to London, where he eventually came in contact with Aleister Crowley and his teachings of Thelema. Gardner combined the knowledge and rituals he had learned throughout his journeys to create Gardnerianism.
Gerald Gardner known for being the father of witchcraft, he learn the craft to Dorothy Clutterbuck. In the year 1939, Dorothy Clutterbuck initiated Gerald Gardner into a craft she claimed was passed down to her coven from Old George Pickinghill. So the answer is Gardner learn the craft by the help of Dorothy Clutterbuck.

How did slavery change when Texas gained its independence from Mexico?

Answers

Mexico at first did not allow the people of Texas to own slaves. After winning independence and however, Texas allowed slavery. Once slavery was allowed, after a few years of independence, texas asked to enter the US as a slave state.

So Texas went from a territory of Mexico that had slavery banned to a state in the US with slavery (after independence)

hope this helps

What geographical feature allowed the Greek poleis to develop independently of one another?

Answers

Poleis is the plural of polis, a city, so the question is about the ancient Greek cities. 

The geographical feature was the whole geography of the Greek territory, which divided the land into easily defended but not easily attacked places: the islands and the valleys - the Greek peninsula has many islands which separate the valleys, and there are many islands along its shores. 
 The geographical feature that allowed the Greek poleis to develop independently of one another was the whole geography of the Greek territory. This divided the land into easily attacked but not easily defended places: the valleys and the islands. The Greek peninsula owns many islands which are separated from the valleys.

What was the goal of the american colonization society (acs)?

Answers

The goal of the American colonization society was founded in 1817 as a to promote unfettered black migration to Africa.

What do you mean by the American colonization society?

The goal of the American colonization society was founded in 1817 as a substitute for emancipation in the United States to send free African-Americans to Africa.

The group founded a colony on the west coast of Africa in 1822, and Liberia became an independent country in 1847.

The ACS sought to encourage free blacks to go to Africa. A colony on the west coast of Africa called Liberia was founded by the ACS, and by 1830, some 1,100 Americans had gone there. The majority of free African Americans were suspicious of the ACS's intentions.

Therefore, the goal of the American colonization society was founded in 1817 as a to promote unfettered black migration to Africa.

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Final answer:

The American Colonization Society's goal was to relocate free African Americans out of the United States towards Africa as members didn't believe in racial equality. They raised funds for this project and played a significant role in the creation of the west African country, Liberia.

Explanation:

The goal of the American Colonization Society (ACS), founded in 1816, was to relocate the free African Americans out of the United States, particularly towards Africa. The ACS members, prominent individuals who didn't believe in racial equality, targeted the roughly 200,000 free Blacks for this movement.

Their primary work was to raise funds for this colonization project, with a significant success being acquiring $100,000 from the federal government in 1819. The ACS's effort in this process led to the creation of Liberia on the west African coast, with its capital, Monrovia, being named after President James Monroe.

While some believed this was a solution to the issue of slavery, it contrasted starkly with others who sought for equality and the complete abolition of slavery within the United States.

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how did the colonists prove they were equal to the british army

Answers

They proved to them by winning some battles

Because of the unusually high number of deaths in proportion to the number of troops engaged, ________ was the "bloodiest engagement" of the revolutionary war.

Answers

srry dont get it askk more i might get those

What does the Novikov claim the United States planned during the second work war!

Answers

 "The United States knew if they would get to the end, they will win because the enemy will get tire." During the second World War, Novikov claimed the plan of the United States is that knew if they would get to the end, they will win because the enemy will get tire. hope this helps

How did william lloyd garrison's anti-slavery society fight against slavery?answers?

Answers

What William Lloyd Garrison did in order to fight against slavery is by printing and distributing pamphlets regarding anti-slavery. One of these is that he wrote "The Liberator" which is a paper for anti-slavery. William Lloyd Garrison is a known journalist and abolitionist and that he is very outspoken regarding issues of slavery. In addition, he also founded the American Anti-Slavery Society

Answer:

The American Anti-Slavery Society was an abolitionist society founded in 1833 and dissolved in 1870.

Throughout its existence, the Society acted in multiple ways: it promoted rallies, published newspapers and distributed propaganda, sent speakers to promote abolitionist ideals and directed petitions to Congress requesting the suppression of slavery. These activities often provoked violent opposition from groups that attacked the speakers and burned the printing presses, but also counted on the support of associations such as the Boston Female Anti-Slavery Society.

The American Anti-Slavery Society was definitively dissolved in 1870, after the ratification of the Fifteenth Amendment to the Constitution of the United States, which prohibited discrimination based on race, color or previous condition of servitude in the exercise of the right to vote.

describe the similarity in the religious practices of classical civilizations in mesoamerica and south america

Answers

They contained elements of both monotheism and polytheism" would be a similarity between classical Mesoamerican and South American religions.

Classical civilizations in Mesoamerica and South America had similar religious practices characterized by polytheism, human sacrifice, ritual bloodletting, and the veneration of natural deities. They also created complex calendars and aligned their architecture for religious and agricultural purposes.

The religious practices of classical civilizations in Mesoamerica and South America exhibited many similarities. Both areas developed polytheistic religions where gods often possessed dual male and female traits and were intimately connected with natural forces such as rain, storms, and fire. The importance of agriculture, particularly maize, was reflected in their religious practices with rituals designed to ensure bountiful harvests. Human sacrifice played a significant role in appeasing deities and ensuring cosmic balance. Temple architecture and city planning, as seen in the great pyramids of Mesoamerica and aligned cities, indicated a sophisticated understanding of astronomy used to create complex calendars for ritual and agricultural purposes. Artifacts such as the Calendar Stone and the dual serpent representations point to a shared iconography and set of rituals. Lastly, both civilizations practiced bloodletting and made offerings as a form of sacrifice to honor their gods and maintain cosmic harmony.

The president addresses the nation directly during a __________. science forums

Answers

The most popular form of address of the president to the nation is a press conference, so that is the best answer. It consists of the president talking to the media, and being recorded on a video for life-transmission, and taking questions from the media. 

A presidential press conference is often accompanied by a simultaneous Sign Language interpretation. 

Final answer:

The president directly addresses the nation during the State of the Union address, which is a constitutionally mandated event where the president presents the policy agenda to Congress and the public. It also serves as a platform for advocacy and engaging the electorate in support of legislative priorities.

Explanation:

The president addresses the nation directly during a State of the Union address. This event is a key opportunity for the president to share the policy agenda and initiatives with both Congress and the public, reflecting on the country's current status and laying out future goals. The Constitution mandates this yearly speech, forming part of the president's constitutional responsibility and is considered a significant exercise of the president's "bully pulpit" power.

State of the Union addresses have evolved over time, and while traditionally meant to inform Congress, they now serve the broader purpose of reaching the electorate, with the intent to gather support for the president’s legislative agenda. Presidents also use this platform to celebrate achievements, articulate policies, and provide a national forum for advocacy and education. Discussions and suggestions from various executive departments contribute to the substance of these addresses, making them comprehensive representations of the administration's priorities and vision for the nation.

Moreover, the president can call Congress into a special session for urgent matters, although this power is seldom used. The State of the Union is not only a constitutional tradition but a modern tool for presidents to "go public" and engage with a wide audience, including the public, through a nationally broadcast event.

Rom the end of the civil war to the 1890s, the ________ party was the party of the north, while the ________ party was the party of the south

Answers

The Republican party was the party of the north.

The Democratic party was the party of the south.
Final answer:

In the period from the end of the Civil War to the 1890s, the Republican party was the dominant party of the North, while the Democratic party was dominant in the South.

Explanation:

From the end of the Civil War to the 1890s, the Republican party was the party of the North, while the Democratic party was the party of the South. The Republican party, led by Abraham Lincoln, was viewed as the party that brought an end to slavery, gaining significant support from both newly emancipated African Americans in the South and the population in the Northeast. On the other hand, the Democratic party, which initially supported slavery before the Civil War, regained control in the South after the removal of the Union army in 1877.

The positions of these two parties have continually evolved over time, due to shifting demographics and changing social, economic, and political factors. It is important to note that although these generalizations hold true for the period in question, political allegiance can be complex and multifaceted, changing with the particular historical and cultural contexts of each era.

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The welfare reform legislation passed by congress in 1996, which gave the states more authority over welfare programs

Answers

Example of new federalism

What roles did women, native americans, and african americans play during the revolutionary war?

Answers

thousands of active women took part as an important role in the British and american armies.

American movie producers could afford to sell films cheaply in europe during the 1920s because

Answers

In the 1920s, the competition of American cinema was very strong for European film producers, since a single country and its films could not compete with the United States (Hollywood), which had around fifteen thousand theaters, becoming the most powerful filmmaker company in the world, at the time. American producers had huge and safe profits, so they could sell their films cheaply in Europe because their overseas earnings were plentiful. This led many European film producers and critics to think that if all the filmmakers from the European countries were united, they would create a market that could finally compete with the United States.

Because most foreign income was pure profit.

What were five states in the united states that were admitted between 1803 and 1848?

Answers

Ohio (1803), Louisiana (1812), Indiana (1816), Mississippi (1817), Illinois (1818), Alabama (1819), Maine (1820), Missouri (1821), Arkansas (1836), Michigan (1837), Texas and Florida (1845), Iowa (1846), and Wisconsin (1848) were all admitted between 1803 and 1848

What is the capital city of canada (the national capital)? your answer?

Answers

The capital of Canada is Ottawa, Ontario. It was named the national capital by Queen Victoria on December 31, 1857, but the government did not move there until 1866. The capital of Canada was Kingston Ontario from 1841 to 1844

Answer:

Ottowa

Explanation:

What contributed to the chesapeake's political and social stability?

Answers

What grade are you in

The Chesapeake's political and social stability was largely due to its profitable tobacco economy, a structured governance system, the spread of African American social networks, peaceful relations with Native Americans, and economic incentives such as the head-right system.

Several factors contributed to the political and social stability of the Chesapeake region, which includes the colonies of Virginia and Maryland. Empowered by a profitable tobacco economy, these colonies established a governance system consisting of a governor, a council, and the House of Burgesses as early as 1619. This political framework, alongside economic incentives such as the head-right system, provided a degree of order and predictability.

The region's stability was also underpinned by the development of African American family and kin-based social networks, which, despite the harsh conditions of slavery, provided a cohesive social structure within the enslaved community. Moreover, Maryland enjoyed relatively peaceful relations with the Native American populations compared to Virginia, avoiding prolonged conflicts and benefiting from trade with its neighbor and support from the founding Calvert family. Additionally, the introduction of tobacco as a cash crop and its subsequent demand in Europe ensured a steady source of income, further reinforcing stability.

How did the european countries attempt to proffit from thier african colonies after ww1?

Answers

They heavily taxed indigenous Africans and required them to pay in cash.
They replied more heavily on African colonies to provide resources to help Europe.

When Caesar Augustus came to power, this form of government disappeared from Rome.

Answers

republican  that should be your answer

"republic" that should be your answer.

Make a list of 10 important ways colonial life was different from your life today

Answers

Colonial life was vastly different from today's life with significant differences in communication, manual labor, transportation, technology, healthcare, education, political and social structures, women's roles, and relations with indigenous peoples.

When considering how colonial life was different from life today, there are numerous factors to consider. Here are 10 important ways that life in the colonial period differed from the modern era:

Communication: The colonial era lacked modern forms of communication such as the internet, phones, and email, relying instead on letters that could take weeks or months to be delivered.

Labor: Manual labor was more common, with many tasks that are now mechanized having been done by hand, including agriculture and manufacturing.

Transportation: Travel was by foot, horseback, or sailing, making trips that take hours today last days or weeks.

Technology: Everyday items and tools were more primitive and often handmade, contrasting with today's mass-produced goods.

Healthcare: Medical knowledge and technology were far more limited, often leading to higher mortality rates from diseases that are now curable or preventable.

Education: Formal education was less accessible, especially for certain demographics, and many people were taught to read at home or not at all.

Political structure: The colonies were governed by foreign powers, with colonists having less say in government compared to modern democratic practices.

Social structure: Society was highly stratified, with rigid class distinctions and limited social mobility.

Women's roles: Women had fewer rights and were expected to focus primarily on domestic responsibilities.

Indigenous relations: Colonists' interactions with Native Americans were often contentious, marked by land disputes and cultural misunderstandings.

What do you think the main idea of the poem is?
What is the “White Man’s Burden”?

Answers

The speaker says to take up the White Man's burden, which is to send the best men abroad and your sons into exile to serve your captives. These "newly-caught" people are wild, angry, and both devilish and childish.

Which example seems most like a formal discussion?

a debate between students about a topic from history
a chat among a group of friends about their favorite music
a phone call between students about their weekend plans
a conversation between a mother and son about his grades

Answer: A debate between students about a topic from history

Answers

It is the first one.

Answer:

a debate between students about a topic from history

Explanation:

Conversations of Mothers about grades are hardly formal talk, same goes to weekend plans. Chatting already implies that this is not a formal conversation.

This all is quite different than two students discussing about a period in history, a historical character, or something similar. In this case, the discussion is academic and most likely to be formal than the other situations.

The name of the city of St. Petersburg was changed following the Russian revolution

Answers

"To celebrate the leader of the Bolsheviks now in power.

Saint Petersburg has changed its name many times. During World War I, when Russia and Germany were fighting each other, Russians thought the name Sankt Peterburg sounded too German, so Tsar Nicholas II, on August 31 (August 18, Old Style), 1914 decided that the city was renamed Petrograd.

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