A rich relative has bequeathed you a growing perpetuity. the first payment will occur in a year and will be $ 3 comma 000$3,000. each year after that, you will receive a payment on the anniversary of the last payment that is nbsp 4 % 4% larger than the last payment. this pattern of payments will go on forever. assume that the interest rate is 16 %16% per year.
a. what is today's value of the bequest?
b. what is the value of the bequest immediately after the first payment is made?
Today's value of the bequest is the $42,857.14. The need to know the period of time.
$46,285.71 is the value of the bequest immediately after the first payment is made are the finding of the present value.
What is present value?Present value is significant because it allows investors to determine whether the amount they pay for an investment is reasonable. The present value of a sum of money in the future is the value of that sum right now. The influence of time on money is measured by the present value. Present Value (PV) = FV / (1 + r) ^ n.
According to the given the amount are:
The PV of a growing perpetuity are:
PV = $3,000 / (0.15 - 0.08)
PV = $42,857.14
The first payment to occur and how many payments were made
PV = $3,000(1.08) / (0.15 - 0.08)
PV = $46,285.71
As a result, the $42,857.14 and $46,285.71.
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Consider why the wife of bath speaks directly to the other pilgrims in lines 249-258. what effect might this digression have on her audience
The Wife of Bath speaks directly to the other pilgrims in lines 249-258 to make a case for her own authority and expertise on the topic of marriage. She begins by stating that "Experience should be the judge in this matter" (line 249).
what effect might this digression have on her audienceShe then argues that she has more experience with marriage than anyone else in the group, having been married five times. She goes on to say that she has learned a great deal from each of her husbands, and that she knows what men want and need. Therefore, she claims, she is the best person to judge the case of the knight and the old woman.
This digression has a number of effects on the Wife of Bath's audience. First, it helps to establish her credibility as a speaker on the topic of marriage. Second, it allows her to subtly challenge the authority of the other pilgrims, who are mostly men. Third, it creates a sense of intimacy and connection between the Wife of Bath and her audience
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Volumetric thirst is associated with _____ while osmometric thirst is associated with _____.
Final answer:
Volumetric thirst is triggered by a decrease in blood volume, prompting mechanisms to increase blood pressure and water intake, while osmometric thirst results from an increase in blood osmolality, leading to thirst sensation and water conservation efforts through hormonal responses.
Explanation:
The question pertains to the mechanisms of thirst, specifically volumetric thirst and osmometric thirst. Volumetric thirst is associated with a decrease in blood volume, which can result from water loss through respiration, evaporation, or urination. In response, the body may increase blood pressure via vasoconstriction and promote water consumption. On the other hand, osmometric thirst is associated with an increase in blood osmolality, mainly due to a high concentration of solutes in the blood. This condition triggers osmoreceptors in the hypothalamus, leading to the sensation of thirst and the release of antidiuretic hormone (ADH) to conserve water. Both mechanisms are crucial for maintaining homeostasis, ensuring that both volume and osmolarity of the body fluids are preserved within their optimal ranges. The thirst response is a complex interplay of hormonal and neuronal responses that maintain fluid balance, particularly important in dehydration scenarios or fluid loss.
What is the starting point for total quality management
Answer:
The correct answer is: customer focus.
Explanation:
Customer focus is the milestone of quality management. It is the degree in which a firm satisfies the customers' needs and expectations on a regular basis. Customer focus measures the success of a company on giving its target clientele the product or service they request according to what the customers demand from it.
Carlos is a salesperson for an industrial equipment company. carlos calls on manufacturers and spends most of his time talking with system operators who work on the factory floor. while carlos is able to get the operators interested in his products, he is often unable to make a sale. carlos needs to:
What Carlos should do in order to make a sale with his products is to be able to determine the purchase decisions and their influencers for him to be able to make a sale with the products that he sells to his consumers.
If the market value of a firms assets is greater than the book true or false
Fred ran short on cash and borrowed $300 through a payday loan company. the company charged him a fee of $60 to borrow the $300 for 14 days. using the simple interest method calculate what interest rate was fred charged for the aforementioned loan.
Final answer:
Fred was charged an interest rate of approximately 1.43% for the payday loan.
Explanation:
To calculate the interest rate charged on the loan, we need to use the simple interest formula: Interest = Principal × Rate × Time. In this case, the principal is $300, the fee charged by the payday loan company. The interest charged is $60, and the time is 14 days. Plugging in these values into the formula, we have:
$60 = $300 × Rate × 14 days
Simplifying the equation, we get:
$60 = 4200 × Rate
Dividing both sides by 4200, we find:
Rate ≈ 0.0143
Therefore, Fred was charged an interest rate of approximately 1.43% for the payday loan.
There is _____ to say that a company's socially responsible actions significantly hurt its long-term economic performance.
When ladies' home journal ceased publication in 2014, it still had plenty of advertisers interested in buying space in the magazine?
As a member of a typical of traditional work group, joshua should expect to be responsible for:
The good feeling people get when they have done a job well is a(n) __________ reward.
Final answer:
Intrinsic rewards emerge from an individual's own sense of satisfaction and achievement, contributing to positive emotions, such as joy and pride, after completing a job well. These rewards are rooted in the psychological fulfillment one derives from their own efforts, as opposed to external rewards like money or praise.
Explanation:
The good feeling people get when they have done a job well is a intrinsic reward. Intrinsic rewards are derived from within the individual; they are personal satisfaction and gratification that come from accomplishing a task or learning something new. Unlike extrinsic rewards, such as money or praise from others, intrinsic rewards are self-fulfilling and provide an internal sense of achievement.
For instance, a businessman might comfort himself with the thought that hard work is its own reward, recognizing that the sense of pride and fulfillment he gets from putting in his best effort is valuable, even if external rewards are uncertain. This aligns with the affective events theory (AET), which suggests that job satisfaction stems from positive emotional experiences at work, influenced by an individual’s personality and actions, rather than just outside-in rewards. Therefore, when an individual takes pride in their work, it is an intrinsic reward that can motivate them and make them feel content and optimistic about their roles and challenges.
By what methods are your household's scarce resources allocated? identify those allocated by market price; by command; by first-come, first-served; and by equal shares. are any resources allocated by majority vote?
Household resources are allocated by various means such as market price, command, first-come, first-served, equal shares, and sometimes majority vote, depending on the type of resource and the context in which it is being distributed.
Resource Allocation in a Household
Resource allocation within a household can vary, depending on the resource and the context. Some resources are allocated by market price where goods and services are distributed based on who is willing to pay for them; an example might be luxury items or specialized food products. Resources can also be distributed by command, usually where the person who earns or controls the household income decides on the allocation of resources such as utilities or rent.
First-come, first-served is another approach that might be used for items that are in limited quantity but high demand among household members, like time in the bathroom in the morning. Furthermore, some resources are shared by equal shares, such as dividing food portions equally among family members at dinner.
There might also be instances where resources are allocated by a majority vote, for example, deciding on what movie to watch or where to go for a family vacation. In this case, family members vote and the option with the most votes is selected.
Laelle chocolates inc. is a confectionery company that manufactures candies. it does not use specific strategies to target children while marketing its products. instead, it uses the same strategies to promote its candies among all consumers in the market. this is an example of a(n) _____. question 15 options: multisegment targeting strategy individual targeting strategy undifferentiated targeting strategy concentrated targeting strategy
Jimmy invests 4000 in an account that pays 5 annual interest compounded semiannually what is his balance, to the nearest cent, at the end of 10 years
To calculate the balance at the end of 10 years with compound interest, we use the formula A = P(1 + r/n)^(nt). P is the principal amount, r is the interest rate, n is the number of times the interest is compounded per year, and t is the number of years. In this case, the principal amount is $4000, the interest rate is 5%, and the interest is compounded semiannually (twice a year). Plugging the values into the formula gives the balance to the nearest cent.
Explanation:To calculate the balance at the end of 10 years, we need to use the compound interest formula. The formula is A = P(1 + r/n)^(nt), where A is the future balance, P is the principal amount, r is the interest rate, n is the number of times the interest is compounded per year, and t is the number of years. In this case, the principal amount is $4000, the interest rate is 5%, and the interest is compounded semiannually (twice a year).
Plugging the values into the formula, we get A = $4000(1 + 0.05/2)^(2*10).
Calculating this expression gives us A = $4000(1.025)^20. Evaluating this expression gives the balance to the nearest cent.
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On january 1, 2016, mr. bravo formed a new corporate (bravo unlimited) by investing $12,000 cash in capital stock. prepare the general journal entry (without explanation) needed. if no entry is required then write "no entry required."
Ellie has been working for an engineering firm and earning an annual salary of $80,000. she decides to open her own engineering business. her annual expenses will include $15,000 for office rent, $3,000 for equipment rental, $1,000 for supplies, $1,200 for utilities, and a $35,000 salary for a secretary/bookkeeper. ellie will cover her start-up expenses by cashing in a $20,000 certificate of deposit on which she was earning annual interest of $500. refer to scenario 13-9. ellie's annual economic costs will equal
Ellie's annual economic costs amount to $135,700, which includes both explicit costs of $55,200 and implicit costs of $80,500. Therefore, the correct answer to the question is option d) $135,700.
To calculate Ellie's annual economic costs, we need to consider both explicit and implicit costs.
Explicit costs include:
Office rent: $15,000Equipment rental: $3,000Supplies: $1,000Utilities: $1,200Secretary/bookkeeper salary: $35,000So, total explicit costs = $55,200.
Implicit costs include:
Foregone salary from her previous job: $80,000Foregone interest from the certificate of deposit: $500So, total implicit costs = $80,500.
Ellie's annual economic costs = Total explicit costs + Total implicit costs = $55,200 + $80,500 = $135,700.
Therefore, the correct answer is d) $135,700.
The complete question is:
scenario 13-9.
Ellie has been working for an engineering firm and earning an annual salary of $80,000. she decides to open her own engineering business. her annual expenses will include $15,000 for office rent, $3,000 for equipment rental, $1,000 for supplies, $1,200 for utilities, and a $35,000 salary for a secretary/bookkeeper. ellie will cover her start-up expenses by cashing in a $20,000 certificate of deposit on which she was earning annual interest of $500.
refer to scenario 13-9.
ellie's annual economic costs will equal
a) $55,200
b) $75,200
c) $80,500
d) $135,700
By what food contamination caused by pathogens on a food handler body can be controlled by good personal hygiene, time-temperature control, reducing cross-contamination, and proper cleaning and sanitizing
Food contamination caused by pathogens on a food handler body can be controlled by “good personal hygiene”.
Further Explanation
Food contamination
It can be defined as the presence of dangerous chemicals and microorganisms in nourishment, which can cause diseases.
Food handler
Any individual who works in a business of food and who either handles food or surfaces that are probably going to be in contact with food, for example, cutlery, plates, and bowls. A food handler may do a wide range of things for a food business.
Personal hygiene for food handlers
Good personal hygiene can prevent food contamination. Microbes that cause food contamination can be on everybody even sound individuals. You can spread microbes from yourself to the nourishment on the off chance that you contact your nose, mouth, hair or your garments, and then food.
Personal hygiene tips for food handlers
Use these tips to prevent food contamination.
wash and dry your hands completely before dealing with food, and wash and dry them again much of the time during work. Use a clean towel to dry your hands or use air dryer Never smoke, bite gum, spit or eat in a portion of food handling. Never sneeze over food, or area where food is prepared. Wear a clean defensive dress, for example, apron. keep your extra garments and other individual things (counting cell phones) away from where food is arranged. Tie back or cover your long hair. Keep fingernails short so they could be clean easily. Change gloves routinely. If you feel unwell, and then don't deal with food.Answer details
Subject: Business
Level: College
Keywords
Food contamination Food handler Personal hygiene for food handlers Personal hygiene tips for food handlersLearn more to evaluate
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Jill has an escalator clause in her labor contract that gives her a raise equal to the change in the consumer price index (cpi). last year she earned $40,000 and the cpi was 100. if the cpi this year is 110, her new salary is:
Charles and nancy have decided to sell their family business and would like to transfer ownership to the next generation. which harvesting form would be best?
In a situation where Charles and Nancy have decided to sell their family business and would like to transfer ownership to the next generation, then out of the choices provided above, harvesting by selling to a strategic buyer would ideally be the best option for them. Therefore, the option D holds true.
What is the significance of harvesting?Harvesting can be referred to or considered as a method of making investments in and out of a business. Harvesting is done with an intention to derive possibly higher returns or take the advantage of any benefits that are there.
When Charles and Nancy decide to sell off their business to a strategic buyer, he or she will make sure that the business runs smoothly while eyeing for business growth to exponential levels.
Therefore, the option D holds true and states regarding the significance of harvesting.
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The missing options are added below for better reference.
A)cash flow distribution
B)initial public offering
C)private placement
D)selling to a strategic buyer
In a firm with a(n) _____ staffing policy, considerable resentment is caused among foreign nationals who are members of the international cadre and work with u.s. nationals, if pay is not equalized.
Sam has been convicted of burglary, theft, possession of drug paraphernalia, and destruction of private property. this was the result of an incident where he broke into the jones' home, causing damage to the sliding door in the process. he stole approximately $500 worth of items, and was caught trying to sell a stolen dvd player at a pawn shop. he explained that he was a heroin addict and was stealing in order to be able to buy drugs.
We have an intuitive appreciation for those who are able to earn a profit. We can see that resources flow to those who successfully coordinate inputs and serve customers. For this written assignment you are to examine the other side—the side of losses. The market system is a system of both profit and loss. Why is loss essential to the market process? What function does loss have? What role does it play? What is the downside if we used government to shield companies from incurring losses? Explain.
Excise taxes are collected by which levels of government? i. Local government ii. State government iii. Federal government
d. ii State government and iii Federal government only
Optimize network of suppliers, plants, and distribution centers is an outcome of the _______________ scm function.
Optimizing the network of suppliers, plants, and distribution centers is an outcome of the logistics planning and management function in Supply Chain Management. The objective is to offer high quality goods and services at the least possible cost.
Explanation:The outcome of optimizing the network of suppliers, plants, and distribution centers is part of the Supply Chain Management (SCM) function. Specifically, it is a result of the logistics planning and management function within SCM.
The objective of the logistics function is to coordinate all efforts to move goods and services from producers to consumers in the most efficient manner possible, offering high quality products and services at the lowest possible cost. It includes network design, material handling, transportation, warehouse management, and inventory management.
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Benjamin co. has three products a, b, and c, and its fixed costs are $67,200. the sales mix for its products are 3 units of a, 4 units of b, and 1 unit of
c. information about the three products follows: a b c projected sales in dollars $192,000 $192,000 $64,000 selling price per unit $55.00 $30.50 $32.00 contribution margin ratio 30% 25% 50% (a) calculate the company's break-even point in composite units and sales dollars. (b) calculate the number of units of each individual product to be sold at the break-even point.
The two general approaches to negotiation are ________ bargaining and ________ bargaining.
The two general approaches to negotiation are integrative bargaining and distributive bargaining.
What is bargaining?A type of negotiation known as bargaining or haggling in the social sciences occurs when a buyer and a seller of a good or service argue over the cost or particulars of a transaction. The deal is finalized if the negotiations result in an agreement on the terms.
A method of negotiation in which the parties work together to resolve their conflict in a way that benefits both of them. This tactic focuses on creating agreements that are advantageous to both parties and are based on their respective interests.
Every employee has a voice and a chance to address the issues that matter most to them during negotiations. But it's not just the workers' opinions that are heard; employers have an opportunity to express their concerns and come to a mutually beneficial conclusion.
Therefore, Negotiations are integrative bargaining and distributive bargaining.
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Preferred stock of leaping dolphin inc. pays 8% on the $100 par value. what is the value of the stock if the appropriate discount rate is 6%?
Calculate the value of the stock:
The dividend on preferred stock is received constantly for perpetuity. So, the value of preferred stock can be calculated by dividing the dividend with the required rate of return. If the dividend rate is 8% on par value of $ 100 and required rate is 6% the value of preferred stock will be P = (100x0.08)/0.06 = 8/0/06 = 133.3333333
Warren brought his television in for repairs. after warren left the store, gunmen came in to rob the proprietor. as they ran out, warren's television was knocked over and destroyed. warren demanded that the proprietor of the store compensate him for the fair market value of the television. the bailee:
In the given case, Warren demanded that the proprietor of the store compensate him for the fair market value of the television. The bailee is not liable, since the damage was caused by the act of a third party.
What is he bailee?A bailee is someone who receives property from the owner (known as a bailor) and holds it for the owner for a specific purpose, such as custody or repair.
The bailee, also known as a custodian, is entrusted with possession of the good or property by another person known as the bailor. This legal relationship, known as a bailment, is based on a contractual agreement between the bailor and the bailee.
Therefore, In the given case, Warren demanded that the store's owner compensate him for the television's fair market value. Because the damage was caused by the act of a third party, the bailee is not liable.
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sam uses public transport to commute to work. however, he has always wanted to own a car and believes commuting by car will save time. this scenario exemplifies sam's _____.
While placing his order, a customer tells the waiter to avoid bell peppers of any kind or color in the food since he is allergic to the vegetable. in spite of informing the server of his choice, a slice of bell pepper sits right on top of the dish he ordered. in addition to a service breakdown, this could lead to:?
An allergic reaction should not be treated lightly because this can actually result in death of the victim. So in this casem this could actually lead to serious illness or death of the customer. Which adds a very huge liability for the restaurant or organization.