Requires each executive department and agency to evaluate the credit worthiness of an individual.

Answers

Answer 1

Answer:

Public Law 109-115

Explanation:

According to the public law, there are several factors that the department and agency could use in order to determine the credit scores of those individuals.

For example, they need to conduct a background check to see whether those individuals have a history of escaping their debt in the past, the ratio of their earning vs their spending, and the collateral that they can afford to back their loan in order to determine their worthiness.


Related Questions

Elite southerners maintained their power over the yeoman majority by

Answers

Answer:

convincing yeomen of their shared interests.

Explanation:

Yeomen was the people who are considered to be 'middle class', they are not particularly poor but they do not have as much influence as the elite has.

By convincing the yeomen that they shared interests, the elite class can easily influence the middle class into doing something that benefit them by creating the narration that it is the best course of action for all class in society. Most of the yeomen did not even realized that they are only used as puppets by the elites.

The immune system can be strengthened by __________. select one:

a. engrossing one's self in work so that the feeling of productivity is enhanced

b. social support

c. any number of herbal supplements

d. avoiding foods that cause indigestion or heartburn

Answers

Answer:

Engrossing one's self in work so that the feeling of productivity is enhanced

Explanation:

Our immune system is essential for our survival. Without an immune system, our bodies would be open to attack from bacteria, viruses, parasites, and more. It is our immune system that keeps us healthy as we drift through a sea of pathogens.

This vast network of cells and tissues is constantly on the lookout for invaders, and once an enemy is spotted, a complex attack is mounted.

The immune system is spread throughout the body and involves many types of cells, organs, proteins, and tissues. Crucially, it can distinguish our tissue from foreign tissue — self from non-self. Dead and faulty cells are also recognized and cleared away by the immune system.

If the immune system encounters a pathogen, for instance, a bacterium, virus, or parasite, it mounts a so-called immune response. Later, we will explain how this works, but first, we will introduce some of the main characters in the immune system.

Final answer:

The immune system can be strengthened by various methods, including having a healthy lifestyle, proper diet and exercise. Among the options given, social support is the most beneficial since it aids in stress management which indirectly boosts the immune functioning.

Explanation:

The immune system can be strengthened by several methods that involve an overall healthy lifestyle. Among the options provided, the most scientifically backed option is (b) social support. Research indicates that strong social connections can help with stress management, which consequently improves the functioning of the immune system. In saying that, it's crucial to maintain a balanced diet and physical activity as well.

Engrossing oneself in work (a) does not necessarily strengthen your immune system, rather it can cause stress which negatively affects it. While some herbal supplements (c) do boost the immune system, saying 'any' is broad and some may have no effects or even harmful. Avoiding foods that cause indigestion or heartburn (d) can improve digestive health, but it may not directly contribute to strengthening the immune system. Always speak to a healthcare professional before making any drastic changes to your lifestyle.

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Which best describes a political party? a group with similar work ethics a group with the desire to help others a group with varied goals and ideals a group with similar beliefs about government

Answers

Answer:

Explanation:

It is a group with similar beliefs about government.

You would hardly like to belong and and campaign for someone whose ideals you do not agree with. So C is not correct, although it has happened.

I'm not sure what part helping others plays. Politics is about enacting beliefs. I would say B is not right.

The work ethic depends on the individual and how dedicated they are to seeing things done. I wouldn't pick A.

Answer: a group with similar beliefs about government

Explanation:  

A political party is known to be the coming together of different group of people who have the same views and beliefs in order to contest and win election. Furthermore, they have the same perspective about the way a nation is ruled. Thus, each political party has party policies and agenda and whenever they come to power, they execute the policies and agenda.

Professor garcia is examining human brain structures and brain development from birth to death. she takes the _____ perspective and her specialty area is _____ psychology.

Answers

Biological and Developmental fill in the blanks correctly.

The Biological Perspective, also known as biopsychology, studies human and animal behavior by focusing on biological forces. In order to study human brain structures and brain development, professor Garcia takes the biological perspective. Developmental psychologists study physical cognitive and social change throughout life span. Thus, her specialty area is developmental psychology.  

What were the chief weaknesses of the democrats in the 1968 election

Answers

Answer:

- Lots of Riots

- Soviet Union Threats

- Civil Rights movement

Explanation:

At that time, there are a lot of societal instability occurring in united states , that resulted in  lots of riots and anxiety among the people.

At that time, the democratic party held the majority power in congress and the house representatives. Because of this, the people believe that the democratic party cannot do their job properly. This become a massive hindrance for them in the next election.l

Botswana announced this week that it is lifting its ban on the hunting of what animal?

Answers

Answer:

Elephant

Explanation:

Botswana announced in late May 2019, it would lift the ban on hunting elephants.

That's a controversial move aimed at promoting tourism and attract foreign money into the country. Many see that decision as being short-sighted and putting in danger the big mammal, which has already been killed just for its ivory.

Botswana is a small country in terms of population, only about 2 million people... and has the biggest African population of elephants (about 130,000).

Frank, an auto mechanic and father of two young children, described how one of his favorite hobbies helped support his family: I love picking up broken items that others have thrown away and fixing them. One of my favorite times of the year was called “Clean up Week” when people would throw away broken appliances and other large items to be taken to the local dump. I sometimes had up to six broken vacuum cleaners in my shop and it felt so good to take parts from each to create one working vacuum. I would spend hours in the shed puttering and felt so proud of myself when I managed to successfully fix something. My problem-solving skills saved us money! I once found a TV with no picture and another with no sound. I set them on top of each other - problem solved! What Learning Pattern best fits Frank’s description above?

Answers

Answer.

Technical reasoning.

Explanation:

Logical reasoning tests (also known as critical reasoning tests) are designed to assess a candidate's ability at skills such as how to interpret patterns, number sequences or the relationships between shapes.

As such they have much in common with diagrammatic tests, as well as abstract reasoning tests and inductive reasoning tests. There are also verbal versions of logical tests, examples of which we'll cover in more detail below.

Logical reasoning tests assess a candidate's ability to use structured thinking to deduce from a short passage which of a number of statements is the most accurate response to a posed question. This involves the ability to isolate and identify the various components of any given argument.

Logical reasoning tests are frequently used during the application process at investment banks, accountancy & professional services firms and consulting firms, among others.

The tests are usually provided by an external supplier, such as SHL or Kenexa.

The Different Types of Logical Reasoning Test

The most common form of logical reasoning test you'll come across is the diagrammatic version, which we'll cover first. As some employers also like to use verbal logic tests, we cover how to tackle those, with example questions, in the second section.

The films of this director, known for his themes of spiritual malaise and psychological torment, became especially downbeat in the 1970s.

Answers

Swedish director Ingmar Bergman

Three-year-old aspen said to her mother, "me goed to the park. is you goed too?" she is displaying errors in

Answers

Final answer:

Aspen's incorrect sentence structure reveals errors in syntax, commonly seen in toddlers learning language rules. The usage of 'goed' instead of 'went' is a result of overregularization, representing her developing syntactic understanding.

Explanation:

Three-year-old Aspen's statement, "Me goed to the park. Is you goed too?" showcases errors in syntax, which is the arrangement of words and phrases to create well-formed sentences in a language. Syntax errors occur when language rules are incorrectly applied. Aspen's attempt to construct past tense verbs by adding '-ed' demonstrates a common developmental stage known as overregularization. Option B

At her age, she is attempting to use the rules she has learned, but she is applying them to all verbs instead of using the correct irregular forms (e.g., 'went', 'were'). This illustrates her emerging understanding of language rules, though she has not yet mastered all the exceptions. These errors are typical in language acquisition for children around two to three years old and indicate the child's growing grasp of grammatical structure.

Chantel's friends all prefer long hair and low-rise jeans. they have encouraged her to adopt the same look. chantel now prefers this mode of dress and criticizes others who dress differently. chantel's attitude was acquired through

Answers

Answer:

peer pressure, cultural adaptation.

Explanation:

After hearing the this list of words, night, snore, tired, bed, pillow, yawn, dark, toss, turn, blanket, subjects were asked to write down the words they heard. they frequently included the word sleep. this illustrates

Answers

Answer:

Constructive Memory

Explanation:

Constructive Memory is an apparent memory of an event that didn't not happen in reality, however it is unconsciously constructed to fill in the gap. When the participants heard these words like night,snore,tired,bed,pillow,yawn,dark,toss,turn,blanket,subjects wrote the word sleep repeatedly to fill in the gaps for the words they didn't remember and all the words initially described are related to sleep. This illustrates the idea of constructive memory in the participants.

Forming a hypothesis is the second step in a scientific investigation. this step is derived from two goals of psychology-description and ________.

Answers

Explanation is the correct answer.

Scientific investigation is the way researchers and scientists found to produce evidence to answer the questions about the world around us by using a systematic approach. Perceiving the question is the first step in any scientific investigation. The second step is forming a hypothesis. This step is derived from two goals of psychology-description and explanation.  

Final answer:

The second step in a scientific investigation is to formulate a hypothesis, which is derived from the goals of description and explanation in psychology.

Explanation:

The second step in a scientific investigation is to formulate a hypothesis. A hypothesis is a tentative explanation for the observation(s) made. It is derived from two goals of psychology: description and explanation. The goal of description in psychology is to accurately depict the behavior or phenomenon being studied, while the goal of explanation is to understand the underlying causes or mechanisms behind the observed behavior.

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Many people prefer to shop online instead of in traditional retail settings What are the advantages of purchasing goods online? Check all that apply
A. faster delivery
B.the ability to find cheaper prices than many stores in person
C.the convenience of receiving an item without going to a store
D.the ability to research an item before making a purchase
E.the ability to test an item in person

Answers

Answer:

the ability to find cheaper prices than many stores in person

the convenience of receiving an item without going to a store

the ability to research an item before making a purchase

Explanation:

One of the advantages of buying an item online instead of the traditional retail setting is the convenience of receiving an item without going to a store

A Traditional retail setting could be described as a method of sales where a seller displays her goods at her shop for customers to come to purchase any item they would need.

An online retailing would be described as a vendor displaying his goods on the net for people to buy. Most times they come with their prices attached or would provide means they can be contacted. Most online sales are door to door delivery and this provides the following advantage;

-> Convenience: a lot of persons use online shopping due to the convenience they provide in their door-to-door services. In the future, they would be more patronized because of this. it has caused some traditional retail sellers to consider it as part of their services.

Buying things and getting them delivered to you is a whole lot of convenience and this is one area online shopping defeats traditional retail marketing.

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Arousal can be defined as an imbalance between demand and response capabilities.

Answers

Answer:

That statement is false

Explanation:

imbalance between demand and response capabilities is called stress, not arousal. (for example, a person can experience a stress if there is an imbalance between the time that he/she spend to work with the time that that person use to relax and have fun)

Arousal is different from this definition because  occurs when we have some sort of excitement because of the things that we do or the situation that we face.

What countries are in stage 3 of the demographic transition model

Answers

Answer:

It would be countries such as china, brazil, mexico, taiwan

Explanation:

The main characteristics of stage 3 in the demographic transition model are  low death rate, high education for people regardless of race and gender,  and lesser tendencies to own children,

All of these characteristics have been spotted in all of those countries ever since the globalization era through internet + social media.

Final answer:

Stage 3 of the demographic transition model is typically characterized by countries that are thoroughly industrialized with decreasing birth rates, increasing life expectancy, and a shift in population age distribution. An example of such a country is Mexico.

Explanation:

The demographic transition model is a theory that uses birth rate and death rate to show the economic level of a country over time. Stage 3 of the demographic transition model is characterized by decreasing birth rates, increasing life expectancy, and decreasing death rates. This stage typically occurs once a country is thoroughly industrialized. Some examples of countries in Stage 3 include Mexico according to UN data.

These countries typically see a shift in population age distribution, with the elderly forming a much larger share of the population and the workforce transitioning to be more urban and industrial rather than agricultural. Countries also show differences in industry structure, with high-income economies having only about 2% of GDP coming from agriculture while for the rest of the world it averages around 12%.

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The tendency or inclination to sin is called _______ . justification bad habits concupiscence hardship

Answers

Concupiscence it is called concupiscence

Answer: Concupiscence

Explanation: I was just doing Bible and this was the question, and I got it right. I hope I helped you have a great day/night!

Moving cookies from the cookie jar on the kitchen counter to the back of the pantry to reduce the likelihood of eating them is an example of

Answers

Answer:

Food issue.

Explanation:

This action represents a food issue because people aren't able to reduce the cookie eating by themselves. So, in order to achieve that objective, they need to be obligated to do it somehow.

This is a big problem, because they can't control themselves.

What was the main consequence of early proprietary medical schools

Answers

Answer:

Standards were low.

Explanation:

Proprietary medical schools are not affiliated with any credible universities and tend to be owned by private individuals.

Because of this, they did not receive any funds by the government and the majority of their students passed the schools without learning how to conduct proper medical exam utilizing the latest technology.

Psychodynamic theories emphasize that personality involves a dynamic interaction between
a. persons and situations.b. conditioning and observational learning.c. conscious and unconscious mental processes.d. unconditional positive regard and self-actualization.

Answers

Psychodynamic theories emphasize that personality involves a dynamic interaction between conscious and unconscious mental processes.

In psychology, a psychodynamic theory is a view that explains personality in terms of conscious and unconscious forces, such as unconscious desires and beliefs.

The Aborigines have suffered years of injustice in Australia. Which is an accurate description of some of the ways in which Australian society has tried to right the wrong of inequality and injustice? A. All Aborigines have been assimilated into the Australian culture. B. Europeans didn't appropriate any of their lands or resources. C. The Aborigines lost control of the sacred site, Uluru, and now lease it from the Australian National Parks and Wildlife Service. D. The promotion of awareness of the Aboriginal culture began to be emphasized though education, the arts, and through tourism.

Answers

Answer:

D. The promotion of awareness of the Aboriginal culture began to be emphasized through education, the arts, and through tourism

Explanation:

The Aborigines in Australia were a subject of a systemically performed genocide for a long period of time. That led to significant decrease in their populations, loss of their land, loss of their sacred sites, loss of their culture, and even their gene-pool. Only small percentage of the Aboriginal population managed to keep its traits, both cultural and genetic, and after the Australian government finally saw that it was making something terrible toward the indigenous people, it started to turn things around. In order to try and make up for the past injustices, the Aborigines were granted all rights and were made equal. Also, through the education system, the government has been trying to introduce everyone with their culture, their arts, as well as promoting them through the tourism, which is also good for the economic status of the Aborigines.

What are 3 branches of government and their functions?

Answers

Answer:

it is Judical, Legislative, uh and executive?

Answer:

Listed Below

Explanation:

Legislative: Makes laws (Congress, House of Representatives & Senate)

Executive: Carries out laws (president, vice president, Cabinet & most federal agencies)

Judaical: Interprets laws (supreme court & other federal courts)

-

Hope this helped :)

___ is the process of changing behavior by changing the consequences that follow behavior.

a. consequential modification

b. behavioral substantiation

c. valence manipulation

d. expectancy feedback

e. reinforcement

Answers

3. Reinforcement

That’s the answer

The ________ establishes the legislative, executive, and judicial branches of the federal government.

Answers

Answer:

The US Constitution

Explanation:

Our United States Constitution establishes three branches of government. The three branches are the legislative branch, the executive branch and the judicial branch.

The Constitution establishes the three branches of the federal government: legislative, executive, and judicial, ensuring a checks and balances system among them.

The Constitution establishes the legislative, executive, and judicial branches of the federal government. As delineated by the Constitution, the legislative branch consists of Congress and is responsible for creating laws.

The executive branch, headed by the President, enforces the laws, while the judicial branch, which includes the Supreme Court and other federal courts, interprets the laws and the Constitution.

This structure creates a three-branch system to institute a system of checks and balances between the legislative, executive, and judiciary.

Each branch checks and balances each other, with the judicial branch ensuring that no branch oversteps its authority and violates the separation of powers. State governments mirror this structure at the state level, as outlined in each state's constitution.

A burglar is caught in the middle of burglarizing a residential home of a well-known area muslim imam (priest). as the burglar runs from the scene of the crime, he yells a racial slur at the homeowner. the offender's identity is unknown. this is a hate crime.

a. True

b. False

Answers

The scene of the crime, he yells a racial slur at the homeowner. the offender's identity is unknown. this is a hate crime is a false statement.

What is the statement?

Statements are sentences that express a fact, idea, or opinion. Statements do not ask questions, make requests or give commands. They are also not utterances. Statements are sentences that express a fact, idea, or opinion. Statements do not ask questions, make requests or give speech acts. They are also not exclamations.

Burglarize or burgle are two verb forms for the crime. In American English, the word burglarize—which was created by adding the -ize suffix to the word burglar—is more frequent. Burgle, which is more frequently used in British English, is created by taking the -ar suffix off of burglar.

Prowler is another term for a burglar. A cat burglar is a burglar who is extremely cunning and skillful. Old-fashioned terms for burglars include picklock, sneakthief, and housebreaker. Burglars are one type of thief, but thief is a far more broad term.

Therefore, Thus option (B) is correct.

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Which of the following statements is true?

The Senate acted as a mediator and was able to initiate compromise between the Northern and Southern states.
The first half-century of racial politics in the United States closely followed Madison’s prediction of tyranny in the states unconstrained by national majorities.
The winning strategy in dealing with the South was for northerners to focus on the plight of the slaves.
The first half-century of racial politics in the United States countered Madison’s prediction of tyranny in the states unconstrained by national majorities.

Answers

Answer:

I would think the last one, I am probably wrong though

Explanation:

Take another look at this chart. If you were planning a budget, which amount would you use to record your income? $16.00 $22.50 $67.50 $90.00

Answers

Answer: Total income = $90 - $22.50 =   C. $67.50

Final answer:

When planning a budget, you should record your income using the amount listed in the 'Income' section of the chart. In this case, the correct amount would be $16.00.

Explanation:

To record your income when planning a budget, you would use the amount that represents your income. In the given chart, the amounts listed under 'Income' are the ones that should be used. The options provided are $16.00, $22.50, $67.50, and $90.00.



Therefore, the correct amount to record your income would be $16.00.

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Christina is energized by being around people. Which Big Five trait describes this?neuroticism

openness to experience

contentment

extraversion

Answers

Christina is energized by being around people.

Christina displays the trait of "extroversion".  

Other people would describe her as an "extrovert".

The personality trait as described in the given sentence is extroversion or extraversion.

Option D is the correct answer.

What is a personality trait?

Personality traits are the characteristics possessed by an individual.

Extroversion is one of the personality traits of an individual who is comfortable in socializing with other people apart from own self. In the provided sentence, Christina feels very energetic while being with other people.

Therefore, the extroversion is the personality of Christina as depicted in the sentence.

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Which two Southern states are large producers of petroleum? West Virginia Florida Louisiana Alabama Arkansas

Answers

Hello! :)
West Virginia and Louisiana are two of the largest crude oil producers in the U. S.
Hope this helped and I hope I answered in time!
Good luck!
~ Destiny ^_^

Juvenile delinquents who are asked to identify· triggers of their aggression· , offered techniques to reduce· their anger· and encouraged to find· peaceful· solutions to a moral dilemma· are likely participating in which program· ?

Answers

Answer:

I believe is Anger Management

Much of the steady increase in federal government expenditures since 1960 has been caused by
A. Increases in entitlement programsB. Higher interest rates caused by an increase in the discount rateC. The provisions of the Gramm-Rudman- Hollings ActD. Increased purchases of United States govern- ment securities by foreign investorsE. The growth of the United States trade imbalance

Answers

Answer:

b

Explanation:

the answer is b

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