Answer: by the state or federal government
Explanation:
The state has public defenders who get appointed by the state or court to represent those individuals who can't afford to pay for a private lawyer.
Public defenders work full time for the government.
The state always want to ensure that every person get a fair trial whether they can afford or can't afford the lawyer , this is to ensure that a person get treated with Due Process, which means they get treated fairly in a any legal matters.
Which of the following period of time meets the definition of reasonable promptness as it pertains to an insurance company, under Regulation 919?
A: 5 daysB: 15 daysC: 20 daysD: 30 days
Answer:
The correct answer b) 15 days.
Explanation:
Insurance companies provide policies to insure belongings, property, or living things such as animals or people from unfavorable situations, for example, from an accident.
Insurance companies must meet a stipulated time to resolve a claim or other situation that the insured needs. The reasonable speed of an insurance company is 15 days, in which the insurer resolves the claims of its customers.
I hope this information can help you.
Sediments derived from the remains of the hard parts of once-living organisms are called __________ sediments.
Answer:
fossils
Explanation:
When an organism dies, its remains decompose and disintegrate rapidly by the action of bacteria, other animals, wind, rain, or sea waves. But if that corpse is buried in a short time by sediments, and it is safe from the intervention of biological and mechanical agents, the chances of fossilization increase greatly. Obviously it is much simpler than hard parts such as shells and bones, than soft parts such as muscles and viscera that despite their burial remain exposed to the action of bacteria. It all depends on how tight the protective envelope that surrounds the body. In exceptional cases those soft parts are also preserved, and exquisitely preserved insects have been found in amber, which is a fossil resin of trees, vertebrates in asphalt mines, or frozen mammoths in the Siberian peat.
Biogenic or organic sediments are sediments derived from the remains of the hard parts of once-living organisms, such as bones, shells, and other types of hard organic material. Over time, these sediments can become compacted into sedimentary rocks or other structures, like stromatolites which are formed from microbial mats.
Explanation:Sediments derived from the remains of the hard parts of once-living organisms are called biogenic or organic sediments. These sediments are composed primarily of organic material, such as bone tissue and other hard body parts that do not decay as easily as soft tissue. Over time, these organic materials can become buried and cemented together, forming layered structures known as sedimentary rocks, or in the case of microscopic organisms, structures like stromatolite.
For example, fossils, which are preserved remains or impressions of once-living organisms, are often found in these types of sediments. Microbial mats represent one of the earliest forms of life on Earth, forming structures called stromatolites, which are also examples of biogenic or organic sediments. The process of formation involves the precipitation of minerals by prokaryotes in a microbial mat, which forms a layered rock made up of carbonate or silicate.
Another form of organic sediments are shells of organisms like bivalves and trilobites, which can be found in sedimentary layers next to bodies of water. These hard parts get deposited, and with time, they get cemented together forming sedimentary rock. Also, sponge-like fossils, named Coronacollina acula, found in South Australia are examples of early animals with hard body parts getting fossilized and turning into organic sediments.
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Michael is an 80-year-old man who gets together with his friends over coffee every Friday morning. Their conversations typically revolve around friends who have died, what they have accomplished in their lives, and talking about funerals. In general, why do they do this when they did not talk this way when they were in their fifties?
Answer:
Michael and his friends talk about the subject of death, because of the normal fear of death that people experience in their latest years. It is something that directly affects them.
Talking about death and the people that has passed helps them feel better.
Explanation:
Experiencing the death of close people becomes something more often when someone is at their 80s. People deal with death more often than when they were young. Therefor talking about something accurate is to be expected.
Talking about things that are difficult, helps people deal with the experience of lossing loved ones.
What is Hemingway's intention in describing the arm wrestling incident between a young Santiago and the man in the Casablanca tavern? A. To give a break in the tension of the story B. To show that the other man let Santiago win C. To emphasize Santiago's strength and stamina D. To show that he's a betting man
Answer:
C. To emphasize Santiago's strength and stamina
Explanation:
Polygraph tests
a. are extremely effective in detecting guilt in those who are guilty and innocence in those who are innocent.
b. are difficult to fake.
c. can be fairly accurate when the suspect is naive and the examiner is competent.
d. can be admitted into evidence in all district courts throughout the United States.
Answer:
Option A
Explanation:
This is one of the easiest method of detecting the truth from someone.
A polygraph test is taken to determine the truthfulness in a story, used to determine if the person in question is actually telling the truth and holding nothing back.
From the above options in the question, option A best explains what a polygraph test is used for. Yes, it is an extreme test in detecting guilt in those who are guilty and innocence in those who are innocent.
A written statement for each child with a disability that is developed, reviewed and revised by the ARD committee, of which parents are active members is _________
Answer:
Individualized education plan
Explanation:
Individualized education plan is for children who receive special education services. It is a legal document designed to help students meet up with their plans that are beyond their abilities.
An Individualized Education Plan (IEP) is a document detailing the specific educational experience of a student with a disability. This tailored approach includes specific and measurable learning objectives and outlines the services the student will receive. Parents participate actively in the ARD committee that develops, reviews, and revises the IEP.
Explanation:The written statement for each child with a disability that is developed, reviewed, and revised by the Admission, Review, and Dismissal (ARD) committee, of which parents are active members, is known as an Individualized Education Plan (IEP). This document is designed to tailor a student's educational experience to suit their unique needs and includes specific and measurable learning objectives. It details the student's present academic and functional performance, outlines annual goals, and specifies the particular services the student will receive. By being part of the ARD committee, parents become active participants in making vital decisions about their child's educational program.
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"The cure for our conceit and stubborn pride Like Plato here with Galen, side by side; Through love the earthly form soars heavenward, The mountain dances nimbly like a bird: Love made Mount Sinai drunken visibly, So Moses fell and swooned immediately!"
Explanation:
The given excerpt is taken from "The Song of the Reed". This poem was written by Moulana Jalal al-Din Rumi in the late 13th century.
Rumi was a Persian Muslim poet and a Sufi mystic. Rumi's influence spread across the borders and was adored by all the Muslims all over the world. Rumi speaks of love and charity in most of his poems.
In "The Song of the Reed", Rumi speaks about nature and the love of God or Allah.
Which statement summarizes the main idea of reciprocal determinism?
a. Emotions are cognitive processes with behavioral antecedents.
b. How we cope with anxiety reflects our personality.
c. Our behavior, cognitive processes, and situational context all influence each other.
d. Our defense mechanisms are formed in childhood
Answer:
Option C
Explanation:
Reciprocal Determinism is a theory that explains the influence of nature, our environment and social environment has on our behaviors.
from the Options above, the best option that summaries the basis of what i have outline above, is option C, because our Behavior, cognitive processes and situational context are examples of our nature,environment and social environment that this theory talks about. And all this has influence on our behaviors as the theory explains.
The main idea of reciprocal determinism is option (c) "Our behavior, cognitive processes, and situational context all influence each other," which is a theory by Albert Bandura stating that these three factors have a reciprocal cause-and-effect relationship.
Explanation:The statement that summarizes the main idea of reciprocal determinism is option c. Reciprocal determinism is a concept introduced by Albert Bandura, and it suggests that behavior is not just influenced by the environment, but there is a continuous interactive relationship between an individual's behavior, personal factors (such as cognitive skills, attitudes, and biological events), and the environment.
Bandura's view contrasts with earlier theories by Skinner, which emphasized that the environment alone shapes behavior and Freud's view that personality is fixed in childhood. In reciprocal determinism, cognitive thinking, such as an individual's beliefs or personalities, can shape how they interact with their environment and vice versa.
If there is sufficient evidence to proceed, what is the next main phase that takes place after the inquiry in response to a research misconduct allegation?
A. The resolutionB. MediationC. An investigationD. Arbitration
Answer:
C. An investigation
Explanation:
In case of presence of sufficient evidence to proceed after the initial inquiry in response to a research misconduct allegation, the next main phase is to conduct an investigation that assesses the available evidence and investigates any other evidence that might not have been found until now. The investigation is conducted under the supervision of the institutional board or committee to ensure transparency. Investigation is only initiated when there is sufficient evidence and an inquiry has been made.
Choose the best answer. ______ began humanist thought and culture with his Transcendentalist philosophy.
Answer:
Explanation:
Transcendentalism emerged from "English and German Romanticism, the Biblical criticism of Johann Gottfried Herder and Friedrich Schleiermacher, the skepticism of David Hume",[1] and the transcendental philosophy of Immanuel Kant and German Idealism. Therefore, Immanuel kant started the humanist thought and culture together with his Transcendentalist philosophy.
Answer:
Immanuel Kant
Explanation:
Immanuel Kant born in 1724, in the Baltic city of konigsberg now belongs to Russia and renamed kaliningrad, a philosopher who tried to figure out how human beings could be good and kind outside religion.
Kant’s formula, which he revised several times, is known as the “categorical imperative”, which states that we should act only in a way that we think anyone else in the same situation should also act: “Act only on that maxim which you can at the same time will to become a universal law.” So it would be wrong to lie, because we could not possibly will that everyone lied. Kant said that it was “categorical” – an absolute duty – to act on this principle of “ universalisability” He also said that it was our duty to treat other people as ends in themselves , never as means to an end, that is, we must not use them for our own purposes.
Cheryl and Troy are closing on their home on Tuesday. Their brokerage represents the GoodHome Insurance Company. The couple have not yet decided what company will be handling their homeowner's insurance. Are they obligated to use GoodHome due to its affiliation with the brokerage?
Answer: No. They are not obligated to use GoodHome as insurance due to their affiliations with its brokerage.
It is the sole responsibility of Cheryl and Troy to decide whatever insurance they want to use.
In previous studies, Dr. Schulenberg has established that finding meaning in one’s everyday work activities can lead to greater success in the workplace (e.g., productivity, creativity). He is curious as to whether this can happen in the college classroom. Specifically, he is curious whether finding meaning in one’s classroom experience can lead to greater academic performance. In the spring semester, he has his teaching assistant randomly assign half the class to write a paragraph each class period about how the material has meaning for their lives (meaning group). The other half writes a paragraph about what they did to prepare for class (preparation group). He does not know which of his students are writing which paragraph, and the students are not aware they are responding to different writing assignments. To measure academic performance, he gives the students a midterm essay exam and a final exam. Imagine that in Dr. Schulenberg’s study, he notes that all of the students do extremely well on the midterm exam. When he looks at the results of the final exam, he notices that all the students’ exam scores went down. Given this information, which of the following threats might be present in his study?
Answer:
The correct answer is: Regression threat
Explanation:
A regression threat is a statistical phenomenon or situation that happens when you take a study or if you measure different subjects and you measure them at the extreme. You're not looking at the true relationship over the entire population on what you should be looking at.
Republicans captured most statewide offices in texas for the first time in __________.
Answer:
1998
Explanation:
Texas is the biggest holder of the republican party in America. Since 1994, every statewide elected office has held by a Republican. Both houses of the Texas Legislature feature Republican winning. The Republican party in Texas has not been an easy one it only grew popular in 1947. The Republicans won the Texas Senate in the early 1990s with the rise of George W. Bush as governor in 1994. In 1998 all the statewide became Republican along with winning the House for the first time in 2002.
The early "school" or approach to psychology called behaviorism emphasized which of the following ideas?
the scientific study of mental processes in humans and anim
the scientific study of the cognitive process involved in human and animal intelligence
the scientific study of observable behaviors rather than mental processes
the scientific study of how associations are formed between mental events and overt behaviors
Answer:
the scientific study of observable behaviors rather than mental processes
Explanation:
John B. Watson is considered one of the fathers of the school of behaviorism in psychology, he introduced this concept in a publication made in 1924.
According to behaviorism, psychology should focus in measurable and observable data instead of emotions and ideas that couldn't be observed and measured.
The aim of behaviorism was to make psychology an objective science that would focus on hard data and observable behaviors, the behaviorists considered this approach as a revolutionary one.
Therefore, we can say that the school of behaviorism emphasized the idea of the scientific study of observable behaviors rather than mental processes.
Note: All the other options given have to do with mental processes and therefore, non observable ones, thus, they can not be the correct answer to this question
Behaviorism emphasized the study of scientifically observable behaviors and the conditioning process linking stimuli with responses, without focusing on internal mental processes.
Explanation:The early school or approach to psychology called behaviorism emphasized the scientific study of observable behaviors rather than mental processes. Behaviorism, which became prominent with the work of psychologists such as John B. Watson and B. F. Skinner, proposed that psychology should be an objective science without consideration for internal thoughts or feelings, which are not observable. Due to its empirical approach, behaviorism focuses on the principles of learning, specifically on the process of conditioning, linking environmental stimuli directly with behavioral responses.
After exposure, your employer must provide you with a copy of the evaluating healthcare professional's written opinion within 15 days. What information must this report contain?
Answer:
Explanation:
whether or not you received the vaccination
Final answer:
Employers must provide a written report within 15 days after employee exposure, which includes recommendations and any medical conditions related to exposure. It should not contain unrelated personal medical information. Companies also report adverse drug experiences quickly to ensure safety monitoring in healthcare.
Explanation:
When an employee is exposed to a potential health hazard in the workplace, the employer must provide a copy of the evaluating healthcare professional's written opinion within 15 days after the assessment. This report is crucial for understanding both the immediate and long-term risks posed by the exposure and the necessary steps to mitigate them.
The written report provided by the employer must include several important elements. Firstly, it should contain recommendations regarding medical follow-up for the exposed employee. It may also outline any medical conditions related to the exposure that require further evaluation or treatment. Importantly, the written opinion should not reveal specific findings or diagnoses unrelated to occupational exposure.
In the context of pharmaceuticals and healthcare, adverse events after drug approval must be monitored and reported. Companies are required to submit serious and unexpected adverse drug experience reports within 15 days. Understanding these procedures highlights the importance of safety monitoring in healthcare and provides assurance that there are systematic processes in place to protect employees and patients after exposure to health hazards.
According to Baumrind, parents interact with their children in one of four basic ways. Parents who are not involved with their children are described as _____ parents.
Answer:
Neglectful parents
Explanation:
Neglectful parents also called parents who do not involved with children. These parents are not responsive towards the need of a child. These types of parents have not many demands from their children. These parents are often neglectful towards their children. But we can say that these parents have a little bit of emotional involvement with their children.
Thus the parents who are not involved with their children in their needs and other basic forms of the characteristics of children are called neglectful parents.
An approach to psychology that sees people as inherently good and motivated to learn and improve is called____.
A. Gestalt psychology
B. Behaviorism
C. Freudian psychology
D. Humanistic psychology
Answer:
D. Humanistic psychology is the correct answer.
Explanation:
An approach to psychology that sees people as inherently good and motivated to learn and improve is called Humanistic psychology.The principal beliefs of humanistic psychology are to treat everyone with kindness and respect and to make the things desirable and better for every people.Humanistic psychology attempts to support people to achieve their potential and enlarge their happiness.humanistic psychology focuses on every person's potential and emphasized the significance of growth, progress and self-efficacy.A PWC must be operated in a reasonable and prudent manner. It is illegal to:__________
A) Weave your PWC through congested waterway traffic.
B) Swerve at the last possible moment in order to avoid collision (as in spraying another person or vessel, or playing "chicken").
C) Jump the wake of another vessel unreasonably or unnecessarily close to that vessel or when visibility is obstructed.
A PWC must be operated in a reasonable and prudent manner. It is illegal to all the three mentioned points.
Explanation:
Weaving a PWC through congested waterway traffic may lead to fatal accidents due to narrow water path ways or some kind of obstruction. One must look for the clear waterway traffic to weave.
One should not operate in a manner that requires swerving at the last possible moment to avoid collision as doing so, again, may result in fatal accidents. It is always better for the operator to play safe while weaving a PWC as there is a very low chance of survival if, unfortunately, one meets with water accidents.
Again, it is never a good idea to jump the wake of another vessel unreasonably or unnecessarily close to that vessel or when visibility is obstructed as the visibility might be just an illusion which may result in unknowingly welcomed fatal accidents.
The question concerns the proper operation of a Personal Watercraft (PWC), with the stated violations including weaving through traffic, last-minute swerving, and dangerously jumping wakes. Such actions are illegal due to the risk they pose.
Explanation:A PWC or Personal Watercraft must be used in accordance with specific rules to ensure safety and legality. According to these rules, actions that are considered illegal when operating a PWC include: A) Weaving your PWC through congested waterway traffic; B) Swerving at the last possible moment to avoid collision (such as spraying another person or vessel, or playing "chicken"); and C) Jumping the wake of another vessel unreasonably or unnecessarily close to that vessel or when visibility is obstructed. These practices are illegal because they can result in dangerous situations and potential accidents.
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Soft music and dim lighting in a restaurant generally lead consumers to slow down, stay in the restaurant for a longer time, and buy more drinks and dessert. In this case, the tendency of the diners to spend more time and money can be best explained by the _____.
Answer:
Behavioral influence decision-making perspective.
Explanation:
This behavioral influence suggests that costumers react to enviromental pressures. In this case, a person is more likely to stay at a place with soft music and dim lights given that they might feel relaxed or feel that they are in a place which allows to talk and spend their time.
They are, therefore, being influenced by the enviroment in their decision-making. If the place were to have loud music, they might react differently because it's the enviroment the one that guides their decision making as costumers, in this particular case.
"We use digital technology to maintain relationships. Most of our ongoing relationships are characterized by ____________, which means that we use more than one medium to maintain our relationships."
Answer:
Media multiplexity
Explanation:
Media multiplexity deals with how people talk to each other online, about what they talk about and how they utilize other types of media to continue the conversation.
In other words it deals with the overarching structural network that people use to communicate.
The type of medium a person uses alters the ties that people have.
Which comment would be made by a behaviorist? a) ""Human behavior is very complicated."" b) ""I can explain human behavior by looking at the reinforcers."" c) ""Each person perceives reality differently."" d) ""I want to understand people's inner motivations.""
Answer:
I want to say your answer would be C- Each person perceives reality differently.
Explanation:
Sorry if its wrong
Andy and Jeff have decided to move in together after being friends for a couple of years. While moving into a larger apartment won’t save them any money, they feel that with their busy schedules they’ll benefit from sharing a living space and seeing each other more often. Which type of reward seems to be motivating their choice?
Answer: Intrinsic reward
Explanation: Andy and Jeff have been friends for many years and they feel the pleasure of sharing living space and seeing each other more often because they feel inner satisfaction. This means that no external reward is the cause of their decision; on the contrary, moving into a new apartment will not save them money. The intrinsic reward is therefore not tangible, material but purely internal, spiritual, friendly, whatever, which is not really a reward for an achievement, but a reward for reasons of inner satisfaction and need, and this comes from individual intrinsic motivation. And this is something that naturally suits someone like Andy and Jeff, their intrinsic motivation drives them into internal reward actions, and on the inside makes them rewarded.
Final answer:
Andy and Jeff are motivated by social support to live together, cohabitation can be seen as a step towards marriage, and sliding not deciding influences their decision-making process.
Explanation:
The type of reward motivating Andy and Jeff's choice to move in together is social support. Despite the lack of financial benefit, the emotional reward of companionship and the convenience of shared living space is what drives their decision.
Research suggests that cohabitation is viewed as a step toward marriage for many couples, indicating a potential long-term commitment after living together.
Sl iding, not deciding, a phenomenon where couples transition into cohabitation without formal discussions, plays a role in their decision-making process.
According to Bandura, how can aggressive and violent behavior be substantially reduced?
a. providing appropriate non-violent role models
b. physically punishing children for aggressive behavior
c. allowing children to blow off steam in socially acceptable ways
d. controlling the sale of guns and weapons in our society
Answer:
Providing appropriate non violent role model.
Explanation:
Albert Bandura was a social psychologist who worked on observational learning behavior. He discussed how children's behavior can be influenced by observation. The children who watched the aggressive movie act in an aggressive manner. The learning that occurs through watching and imitating and does not influence my personal experiences are called social learning. Thus if children watch or imitate non-violent behavior or action they behave in a non-destructing way.
Thus modeling and imitation are the way through which children can learn a behavior whether it is violent or non-violent.
If you breakdown and have to exit the vehicle, exit away from traffic flow and move off the road in the direction of ___________ traffic.A. ongoingB. oncomingC. movingD. dangerous
Answer:
If you breakdown and have to exit the vehicle, exit away from traffic flow and move off the road in the direction of oncoming traffic.
Explanation:
The tip above is an essential safety rule for drivers and passengers when their vehicle suffers a breakdown. Everyone, including the driver, should exit the vehicle away from traffic flow. That means instead of opening and exiting through the doors on the left side (the driver's side in America), it is safer to exit through the right. Also, if you need to walk somewhere, do so facing the oncoming traffic -- walking against the traffic flow. That way, you can not only hear by see any possible dangers and react to keep yourself safe. When you walk in the same direction as the ongoing traffic, the cars will approach you from behind. You will only be able to hear, not see, any dangers, and that makes it more difficult to protect yourself.
The correct word for the given blank is:
If you break down and have to exit the vehicle, exit away from traffic flow and move off the road in the direction of oncoming traffic.
The safety rules for drivers and passengers are essential to maintain the traffic flow. In the above example, the vehicle break downs the traffic flow. The driver including other passengers should move away from the traffic flow.
In the case of the driver, the person should exit from the right, as the driving wheel is on the left.
Thus, a person or passenger should move in the direction of oncoming traffic flow. The cars will approach from behind and cannot see any danger, thereby more difficult to protect.
Therefore, the correct answer is oncoming.
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A key difficulty facing insurance companies is that people know more about their health than do insurance companies, and that those people who are seriously ill are the most likely to want to obtain health insurance. What is this phenomenon called?
Answer: asymmetric information
Explanation: This phenomenon happens when there is a knowledge gap between two parties, meaning when one party has more knowledge about a subject matter than the other. For example a property owner who wants to sell a particular property has more information about the property than the buyer. This problem is common in the financial industry, for example a loan officer has all the information and conditions that surrounds giving out a loan than the customer taking the loan. This situation could lead to making decisions with negative repercussions.
The scenario where people have more information about their own health than insurance companies, thus leading to high-risk individuals being more likely to seek insurance, is referred to as the Adverse Selection Problem. This creates an information imbalance disadvantageous to insurers that can be mitigated by grouping individuals into risk categories or through government regulations.
Explanation:The situation where people know more about their health than insurance companies, leading to those who are seriously ill being more likely to want to obtain health insurance, is known as the Adverse Selection Problem. Under this circumstance, insurance buyers have more vital information about whether they are high-risk or low-risk compared to the insurance company. This poses an asymmetric information problem for the insurer, as high-risk buyers tend to purchase more insurance without notifying the insurance company about their elevated risk. Examples are common in life and health insurance where someone buying the insurance probably knows more about their family's health history than an insurer can reasonably discover, even with a costly investigation.
Ways to Solve Adverse Selection ProblemRather than facing the Adverse Selection Problem, insurance companies opt for either not selling insurance to high-risk buyers or grouping buyers into risk groups and charging them accordingly. Regulations also play a significant role, with the government influencing the insurance industry with laws that require low risk people to buy insurance. Another approach is selling insurance through an employer, thus mixing together high-risk and lower-risk individuals, reducing the fear of attracting only those with high risks.
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A social network structure refers to ________.
A. the formal norms and rules of a group that members must abide by
B. the informal connections among individuals within groups
C. the extent of diversity in a formal group
D. the varying skills and knowledge that the members of a group poses
Answer: B) the informal connections among individuals within groups
Explanation:
Social network is defined as the connections or links that is established between the individuals through contact and interaction on a social platform.These links are formed in informal way in a group for different purpose like business, relationship, friendship etc.
Other options are incorrect because no particular regulations are used for building group.Social network does not display diversity, distinguishable information and skills of individual in any group. Thus, the correct option is option(B)
During this stage of résumé review, employers use the résumé to guide interview questions:_______
A. Stage 1
B. Stage 2
C. Stage 3
Answer:
Stage 3
Explanation:
On the Stage 1 recruiter scans through resumes all applicants' resumes and shortlists them. On the Stage 2, he or she looks at shortlisted resumes in more detail and decides whom to invite for an interview.
Meanwhile, on the Stage 3, recruiter or another company's representative uses applicants resume to formulate the first set of questions. For example, about specific job related experiences or training applicant has.
"The second substage of preoperational thought, occurring between approximately four and seven years of age, is characterized by the use of:"
Answer:
The intuitive thought substage.
Explanation:
This is a part of Jean Piaget's (1896-1980) theory of cognitive development. It is a theory about the development of human intelligence.
Between ages 4 and 7 children become very curious and ask many questions, beginning the use of primitive reasoning. It is called like this because at that stage kids have a vast amount of knowledge but do not know how they acquired it. Characteristics of preoperative thought are centration, conservation, irreversibility, class inclusion and transitive interference.
The second substage of preoperational thought, for children ages 4 to 7, is characterized by increased symbolic representation and pretend play.
Explanation:The second substage of preoperational thought, occurring between approximately four and seven years of age, is characterized by the use of symbols to represent words, images, and ideas. This stage in Piaget's theory of cognitive development is marked by the prevalence of pretend play and an increase in the use of language. Children in this stage, however, do not yet possess the ability to perform mental operations such as logically deducing or reasoning, which is the hallmark of later stages of cognitive development.
Experience rating utilizes _______ in determining the rate the insurer will charge for group coverage in each year of coverage.
The correct answer would be, Actual loss experience of the group.
Experience rating utilizes Actual loss experience of the group in determining the rate the insurer will change for group coverage in each year of coverage.
Explanation:
When an employer adjusts premium for workers' compensation coverage based on the loses the insurer has experienced from that employer, then this adjustment is called as the experience modifier or experience rating.
In this rating, at the end of the year, the insurer charge for group coverage the actual loss experienced due to that group.
This rating helps the insurer to determine that a particular policymaker will file a claim or not. It also helps in determining which company has produced more workers' claims in a specified period of time.
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Nicolas has autistic disorder and is mute. A therapist working with Nicolas initially gave him a piece of chocolate any time he made a sound with his lips. This slowly changed until Nicolas only received a piece of chocolate for saying complete words, and eventually only for saying complete sentences. In this example, Nicolas developed speech skills through the use of a. classical conditioning. b. modeling c. shapingd. negative reinforcement.
Answer:
C. Shaping
Explanation:
Shaping is the process of reinforcing something to get a desired outcome. In this case, the desired outcome is Nicolas' speech improvement.
Answer:
SHAPING
Explanation:
the therapist helps Nicholas by giving him a reward every time he talks.