Unlike collateral, down payments

are used to secure credit.
decrease risk for lenders.
affect the interest rate.
reduce overall debt.

Answers

Answer 1
The answer is Reduce overall debt.


There is a significant difference between collateral and down payments.

Lets say that you want to borrow $ 10,000

Collateral will require you to put up a certain asset (such as house or car) that will be taken by the lenders if you fail to pay it back.
Down payment on the other hand, require you to pay a certain percentage of that total debt (let's say 10%) first-hand and reduce the amount you had to pay back in the future
Answer 2

Answer:

(D

Explanation:


Related Questions

The specialized cells that carry information throughout the body are known as

Answers

Dendrites are specialized extensions of the cell body. They function to obtain information from other cells and carry that information to the cell body. Many neurons also have an axon, which carries information from the soma to other cells, but many small cells do not.

explain the consequences of allowing a scientist to withhold information from other scientists and the public.

Answers

If the scientist is withholding information it can be a big obstacle from helping fix the issue that they are trying to figure out and also doesnt help get ideas + help from other scientists to speed up the "investigation".

The bush was not consumed means?
A the bush was burned up
B The bush only looked like it was burning
C The bush was not burned up
D The bush was not eaten

Answers

The correct answer is C)

Answer:

The answer is C I took the test

Explanation:

Hope this helps

A word for the study of the earth and its features

Answers

geology is the study of earth

(50points) The Congress desired to sell the lands of the Northwest Territory because they ___ for retiring debts incurred during the war. A had over invested B needed the money C couldn't trade them D were investing e wanted to purchase other things

Answers

the answer is B hope this helps :)

The Congress desired to sell the lands of the Northwest Territory because they needed money for retiring debts incurred during the war. The correct option is b.

What are the Northwest Territories?

The Northwest Territories formerly North-Western Territory and North-West Territories and shortened as Northwest Territory is a federal territory of Canada. At a land area of approximately 1,144,000 km2 and a 2016 census population of 41,790, it is the second-largest and the most populous of the three territories in Northern Canada. Its estimated population as of 2022 is 45,605.

Yellowknife is the capital, most populous community, and only city in the territory; its population was 19,569 as of the 2016 census. It became the territorial capital in 1967, following recommendations by the Carrothers Commission. The Northwest Territories, a portion of the old North-Western Territory, entered the Canadian Confederation on July 15, 1870.

Since then, the territory has been divided four times to create new provinces and territories or enlarge existing ones.

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Ethnic music of ______ is known for its beautiful, simple melodies.

Answers

Ireland. hope this helps

in ireland, this is the answer fashoo

How did the Gold Rush affect the following: U.S. population, the environment, and the treatment of minorities?

Answers

The gold rush caused a major population boom in California. The gold rush changed the environment, as well as the landscape. The mining destroyed areas of land and there were many dams constructed, which messed with rivers natural courses. It also impacted the treatment of minorities because it gave them more money. 

Explanation:

In 1848 gold rush caused more destruction. Violence and destroyed the tribes.

The gold rust affected the U.S. population as it created economic growth as there was an enduring impact by inducing significant industrial and farming development.The environment effect of gold has on the landscape of California, Rivers became clogged with sediment, mining cause damage to the land and dam were constructed which messed with the rivers.Gold rush also affected the treatment of minorities because it provided them more funds.

What program of active government intervention addressed the Great Depression, and how did it avert a social revolution in the United States

Answers

FDR's new deal program helped fight job loss and implemented programs such as social security which is still used today 

What is a compass rose

Answers

it is a compose on a map
a circle showing the principal directions printed on a map or chart.

What was the main reason the middle kingdom ended?

Answers

The middle kingdom came to a very sudden end. The Hyksos invaded and took over, and the last Egyptian ruler did not put enough effort into defense of the empire.

The main reason for the end of the Middle Kingdom of Egypt was the invasion of the Hyksos, external rulers of Canaanite or West Asian origin. This invasion, coupled with internal weaknesses and potential environmental factors, led to the decline and fragmentation of the Middle Kingdom, marking its end.

The Middle Kingdom of Egypt, a period in ancient Egyptian history that lasted from approximately 2050 BCE to 1710 BCE, came to an end primarily due to a combination of external and internal factors:Hyksos Invasion: The primary external factor was the invasion of the Hyksos, a group of foreign rulers believed to be of Canaanite or West Asian origin. They invaded Egypt, likely taking advantage of political instability and exploiting Egypt's weakened state.Internal Weakness: Prior to the Hyksos invasion, the Middle Kingdom saw periods of political fragmentation and instability. Weak central authority and regional governors known as nomarchs weakened the unity of Egypt.Natural Disasters: Some historians suggest that environmental factors, such as a prolonged drought, may have contributed to the decline of the Middle Kingdom. A scarcity of resources could have exacerbated social and political tensions.The combined effects of external invasion, internal divisions, and possible environmental challenges led to the decline of the Middle Kingdom. Eventually, the Hyksos ruled over parts of Egypt, marking the end of this period.

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Important animal resource of great plains indians

Answers

Buffalo was the main source of meat

Answer:

buffalo

Explanation:

The buffalo was the most important natural resource of the Plains Indians. The Plains Indians were hunters. They hunted many kinds of animals, but it was the buffalo which provided them with all of their basic needs: food, clothing, and shelter.

Plzzz Help!!!!! If you answer plz be right!!!!

The Caddos were an American Indian group in Texas that practiced agriculture and built permanent houses. What can be inferred about the group? (1point)
A it created large populations .
Bit formed a small and defenseless population.
Cit had no contact with other groups.
D it was nomadic for only half of the year.

Which of the following statements best summarizes the American Indians of Texas?
A all descended from the Pueblo group and continued their lifestyle. (1point)
B they hunted buffalo and lived in teepees.
C they practiced peaceful relationship with each other
D a wide variety of groups and cultures existed

At the times of early European exploration in the sixteenth century, what area of Texas did the Coahuiltecans occupy? (1point)
A eastern
B northern
C southern
D western

What big game first led American Indians to Texas? (1point)
A bison
B deer
C mammoth
D rabbit

Answers

1. A) It created large populations.
2. B) they hunted buffalo and lived in teepees 
3. B) Northern 
4. c) Mammoth 

Answer:

Option-(B): The Caddos were an American Indian group in Texas that practiced agriculture and built permanent houses, as it created  large populations . Bit formed a small and defenseless population.Option-(B): The American Indians of Texas were rich in culture as they had a number of resources for food and shelter but they mostly hunted buffalo and lived teepees.Option-(B): At the times of early European exploration in the sixteenth century. the northern areas of Texas was occupied by the Coahuiltecans.Option-(C): The first ever game led by the American Indians to Texas was of the mammoth's.

What was the significance of the Fredonian Revolt?A. It celebrated the independence of Texas from Mexico. B. It was the only revolt in Texas against the Mexican government. C. It was the last revolt in Texas against the Mexican government. D. It created the first republic in Texas to declare independence from Mexico.

Answers

The correct option is D.
Fredonian Revolt refers to the first attempt by Anglo settlers in Texas to separate politically from Mexico. The leader of the settlers, who led the revolt was Haden Edwards. The settlers announced their independence from Mexico  and created their own republic, which they called Republic of Fredonia.
The republic of Fredonia was the first republic in Texas to declare independence from Mexico.

who lived in the desert praying for god to deliver them from the romans.
A Zealots
B Maccabees
C Prophets
D Essenes

Answers

The answer is D. Essenes 
The Essenes, is the correct answer. 

Which did NOT invade Babylon

Answers

the Nubian's

hope this helps! 

Answer:

Babylon was invaded by the Achaemenid Empire led by Cyrus The Great. So, according to the question, you can infer that, except for the Persian Empire,  other nations didn´t invade Babylon. For instance, you can answer the question by stating that Japanese or Chinese didn´t invade Babylon. Keep in mind that is important to provide further details like an specific timeframe, i.e.: Century III BCE or II BCE.

Explanation:

• Why do scientific theories change over time?
• How does that contribute to the continuous and ongoing nature of science? In other words, why is science a never-ending process?

PLease rite in a 150 word paragrahp for both

29PTS

Answers

Science is the best way 

7) This territory was the site of six Spanish missions and included the Sea Islands and the land between the Altamaha and Savannah Rivers.

Answers

the answer is Guale because if you search up the word, it will show you the definition 
This territory was called the Georgia colony. The people of the Georgia colony created their own rules to accompany their territory. This was called the Georgia charter. The official Georgia charter was created in 1732.

ASAP PLEASE! Which Asian country is a parliamentary democracy, with an emperor who is mainly a ceremonial figurehead, and real political power vested in the prime minister?

A)
China


B)
Japan


C)
Laos


D)
Vietnam

Answers

a japan
im one of those people who arent satasfied with a simple answer so ill give u this,
its a 

Answer:

japan

Explanation:

President Washington signed into law the Judiciary Act of 1789, which established the federal court system. What was the result of this act?

Answers

The result of the Judiciary Act of 1789 was that the Federal judicial power was superior to the State's juridical power.
One of the first acts of the new Congress was to establish a Federal court system through the Judiciary Act signed by President Washington on September 24, 1789. 

What was the Virginia plan?

Answers

the Virginia plan wanted states to be represented by the population.
this created the house of legislation. 
just like the new jersey plan wanted states to be represented equally,
therefore, this created the senate . 

hope this helps .
give brainliest .

Answer:

Each state would be represented by a number of representatives based on its population.

Explanation:

Please help will reward brainliest

Answers

So they would have babies that the slave owners could sell.
Ok to answer this question it goes this way,slave owners encourage marriage because they want to tax couples who are married including their children that why in this life today many people dont want to be treated like one so that their children wont pass alot when they grow up.

What are the 3 major Muslim empires? Which group built the largest Muslim empire.

Answers

The three major Muslim Empires: Ottoman, Mughal, Safavid. 
The three major Muslim Empires: Ottoman, Mughal, Safavid. 

Why was it difficult to maintain the crusade kingdoms

Answers

Politics. To defend a territory you need a state. Europe was not a state, neither was a viable one the kingdom of Jerusalem.
Final answer:

Maintaining the Crusader Kingdoms was difficult due to internal conflicts among European aristocrats, the failure to maintain strong alliances, the confusion and subsequent military coordination among Muslims, the challenges of long-distance administration, and a constant shortage of settlers and soldiers from Europe.

Explanation:

Difficulties in Maintaining the Crusader Kingdoms

The Crusader Kingdoms, established during the period of the Crusades from 1096 to 1291, faced numerous challenges to their stability and longevity. The Crusaders often alienated potential allies such as the Byzantine Empire by not returning cities or lands as promised. Moreover, the European aristocrats' thirst for individual power often led to internal conflicts, weakening the Crusader States against a common enemy. The Muslim response, although initially confused, became more coordinated and potent over time, as exemplified by leaders like Imad al-Din Zengi who recaptured Edessa, signaling the vulnerability of the crusaders' position.

Additionally, the long distances from Europe made it difficult to maintain a robust flow of settlers or soldiers to Outremer, necessitating the establishment of crusading orders and formidable fortresses like Krak des Chevaliers. Despite the economic and social integration to some extent, including the use of existing tax systems by Christian landlords and the continuity of Islamic and Jewish institutions, the Crusader States faced a shortage of manpower and a hostile surrounding population imbued with religious and cultural differences. This reality, compounded by competing priorities and political dynamics within Europe, made sustaining the Crusades overly onerous. As such, the crusading movement eventually waned, with other geopolitical factors, including the rise of nation-states, drawing more attention and resources away from the Holy Land.

Why do the individual voters have more power in a democracy than they do in an autocracy



One ruler knows what is best for the country


All the power stays with the local governments closest to the people


The people chose the leaders that will make laws and govern the country


Voters make wise decisions based only on facts not opinions


Which statement describes the Republic of India’s democratic form of government?


one dictator holds all the power


representatives from the Muslim faith and Hindu faith form a committee and make decisions


Power is divided between the national government and regional authorities


Power is divided between each nation of India


In Japan the emperor, a hereditary ruler, serves as the head of state, while the people participate in governing and elected officials make laws. What type of government does Japan have?

oligarchy


direct democracy


absolute monarchy


constitutional monarchy


The Chinese government is still run by the Chinese Communist Party. The government controls most aspects of Chinese life and the National People's Congress chooses a president and vice president. This would be considered which type of government?


autocratic


democratic


presidential democracy


Ty (:

Answers

1. The people chose the leaders that will make laws and govern the country 

2. representatives from the Muslim faith and Hindu faith form a committee and make decisions

3. constitutional monarchy

4. autocratic

Answer:

1. The people chose the leaders that will make laws and govern the country.

2.  representatives from the Muslim faith and Hindu faith form a committee and make decisions.

3. constitutional monarchy.

4. autocratic

Explanation:

1. In a democratic system, the will of the people is expressed voting - casting the ballot. In this system, the people choose their representatives by means of secret ballot.  

2. The Indian community is a highly religious community. There are two main religious systems - Muslim and Hindus. These share power based on the principles of equal representation of the different religious groups.

3.  A constitutional monarchy makes decisions on behalf of the people. Japan has a rich history of dynasties dating back to the 19th century.

4. In China, there is one political party. This silences the voices of other opposing views. There is a lot of limitations in areas like media etc.

Describe the type of society that would use a traditional economic system. How are the three basic economic questions answered in this system?

Answers

Answer:

The type of society that uses a traditional economic system would typically be an ethnic group or tribe. The traditional system is not typically used on a national level. Traditional economic systems answer basic economic questions by use of ritual, habit, or custom.

edg- 2022

Explanation:

Developing societies are those that rely on farming, fishing, hunting, collecting, or some mixture of these types of societies that would use a traditional economic system.

What is a traditional economic system?

Agricultural, hunting, fishing, and collecting are only a few of the primary economic activities that are governed by conventions and customs in a traditional economy.

In a traditional economy, everyone has informed about their duties and responsibilities as well as the available resources and how they will be shared among the community in order to perform a particular job.

The three basic economic questions related to production what to produce, how to produce, and how to distribute will be answered as it is based on the manufacturing and distribution of the product.

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How has the study of natural history changed over time

Answers

Final answer:

Natural history has evolved from static, unchanging views to a complex interdisciplinary study incorporating evolutionary theory and the deep time perspective. Early naturalists like Robert Hooke challenged traditional views, and the introduction of evolutionary ideas in the eighteenth century led to the modern understanding of Earth's dynamic processes. Continuous advancements in science have refined the study of natural history, providing insights into how nature shapes humanity.

Explanation:

The study of natural history has undergone significant changes over time, with early views often being static and unchanging. As scientific thought evolved, figures like Robert Hooke and naturalists in the eighteenth century began to challenge these views, suggesting that nature has undergone change throughout the ages. The discovery of fossils far from oceans and on mountaintops led to an understanding of Earth's dynamic geography, while ideas on evolution and extinction of species emerged. James Hutton's theory of gradual geological change and Charles Lyell's ideas further paved the way for understanding Earth's deep time. The acceptance of the greater age of Earth provided the context needed for the theory of evolution by natural selection, later solidified by Charles Darwin's work. Today, the analysis of the fossil record and archaeological findings continue to refine our understanding of natural history, using both empirical evidence and educated speculation.

Scientific advancements and the continuous reinterpretation of evidence, aided by technology and better methodologies, have allowed for more accurate reconstructions of prehistoric life. In recent times, conservation efforts have led to the collection of specimens, aiding zooarchaeologists and archaeobotanists in comparative analyses. Simultaneously, the studies of archaeologists, anthropologists, genetic scientists, and historians contribute to a more nuanced understanding of how nature shapes humanity, with significant implications for biological and cultural adaptations. The field of natural history, with its interdisciplinary approach, continues to illuminate our past and influence our future.

Final answer:

The study of natural history has evolved from a static view of nature to a dynamic understanding of evolution and geological change. Key figures in this evolution include Buffon, Hutton, and Darwin, with the latter's theory of evolution by natural selection being a turning point.

Explanation:

The study of natural history has undergone significant transformations over time, evolving with scientific breakthroughs and the changing perspectives of humanity on nature and ourselves. Notably, the understanding of how nature shapes humanity has been heavily influenced by the work of anthropologists and naturalists. Early views, influenced by figures such as Aristotle, held that nature was static, but this belief was challenged over centuries, leading to the realization that Earth and its living inhabitants have undergone constant change.

In the eighteenth century, naturalists like Georges-Louis Leclerc, Comte de Buffon, and James Hutton proposed that species evolve and that geological changes occur gradually over time, concepts that contrasted with the catastrophic events model of Earth's history. The most significant leap in understanding came from Charles Darwin's theory of evolution by natural selection, which provided a scientific basis for species change over time.

Please help will reward brainliest

Answers

Press the first 2 answers
practicing African traditions, running away, and rebelling against their owners

Where is a person tried when they are accused of a federal crime

Answers

Final answer:

A person accused of a federal crime is tried in federal court and has the right to a trial by jury.

Explanation:

A person accused of a federal crime is tried in federal court. According to the Fifth Amendment, a person can be tried in federal court for a felony, such as a serious crime, after a grand jury issues an indictment.

It is important to note that the trial of all crimes, except in cases of impeachment, shall be by jury, as stated in the Constitution. This means that the person accused will have the right to a trial by a jury of their peers.

An individual found not guilty of all charges will be released, while someone found guilty of one or more offenses will receive a sentence determined by the judge based on guidelines.

Final answer:

A person accused of a federal crime is tried in a federal court, often after indictment by a grand jury. Trials by jury are mandated by the Constitution for federal crimes committed within a state, while Congress may direct the location if outside a state. The federal sentencing guidelines usually affect the sentence following a guilty verdict.

Explanation:

When a person is accused of a federal crime, they are tried in a federal court. According to the Fifth Amendment and the Supreme Court's interpretation, the grand jury process ensures that a person facing serious charges, such as a felony, will be indicted if there's sufficient evidence to proceed to trial. For non-federal crimes, states must use a process of indictment that is equally fair as the federal system, even if it is not a grand jury.

Federal crimes are those that violate federal law, and the trials for these crimes occur at the federal level rather than at the state or local levels. This distinction is important, as it also relates to the concept of double jeopardy, where a person cannot be tried twice for the same crime at the same level of government; however, a federal trial may proceed after a state trial if federal laws were also violated.

The Constitution stipulates that the trial of all crimes, except in cases of impeachment, should be by jury (Section 2 Clause 3). This includes federal crimes, where the trial should be held in the state where the crime was committed unless otherwise directed by Congress, as trial by jury is seen as a fundamental right within the judicial system.

If the crime was not committed within any state, Congress has the authority to determine the trial location. The federal sentencing guidelines typically influence the sentencing phase if the defendant is found guilty, which assigns point values to various offenses and facts in the case.


How do you judge whether a conclusion is successful?

a It revisits the thesis and may answer a question or recommend an action.
b A successful conclusion repeats the thesis and the support.
c A good conclusion restates the thesis word for word and adds one new fact.
d A conclusion is successful if it convinces readers that the author's ideas are correct.

Answers

The answer is A. it revisits the thesis and may answer a question or recommend an action
Yep, the answer is A. Trust me I did this test and the answer was right :D

What was the importance of the Battle of Kettle Creek

Answers

The Battle of Kettle Creek was fought during the American Revolution on this day in 1779. ... It was a small victory, but it was significant, and provided a morale boost for the American cause, after Savannah had fallen two months earlier.

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