Answer: A negative referral.
Explanation: Veronica has given a negative report of the laptop she bought from local salesperson to her family and friends therefore a negative referral has been given about the salesperson, which would discourage the family and friends from buying things from that local salesperson in the future.
Veronica telling her friends and relatives about the defective laptop she bought from a salesperson is an example of a negative referral. Negative referrals can influence potential customers negatively and damage a business's reputation.
Explanation:From the perspective of the salesperson, Veronica telling her friends and relatives about the poor performance of the laptop would be considered a negative referral. A negative referral occurs when a dissatisfied customer shares their negative experience with potential customers, thereby influencing their perceptions and potentially their buying decisions. In contrast to formal advertising or proactive word-of-mouth promotions by satisfied customers, negative referrals can significantly damage a business's reputation and sales.
Which of the following terms refers to the online means of communication, conveyance, and collaboration among interdependent and interconnected networks of people, communities, and organizations?a. open data partnershipb. social mediac. synchronous interactiond. asynchronous interaction
Answer:
C. Social media
Explanation:
Social media refers to the online interaction among networks of people, communities and organizations that are connected and dependent on themselves
Pamela is 47 years old and, to her friends, seems to be just drifting through life. She has a low-paying job which she does not get much satisfaction from, and yet she does not seem to really care. If Pamela were given the Ryff Well-Being Inventory, she would probably score the lowest on the dimension of
Answer:
Purpose in life
Explanation:
The Ryff Well-Being inventory was developed by psychologist Carol D. Ryff, the 42-item Psychological Wellbeing (PWB) Scale measures six aspects of wellbeing and happiness: autonomy, environmental mastery, personal growth, positive relations with others, purpose in life, and self-acceptance .
Purpose in Life: To get a high score the respondent's must have strong goal orientation and conviction that life holds meaning.
For Pamela not to care of her disatisfaction of her low-paying job is a reflection of how she thinks about life as meaningless and nothing to strive for. She would probably score lowest ion this dimension.
Martin, who wants to sell a house he owns, authorizes his concierge, Wilhelm, to find a potential buyer, and finalize a deal above a stipulated price. Wilhelm contracts Chris, a real estate broker, and instructs him to only find a potential buyer and send them over to Wilhelm for the sale. Martin then contracts ReNowait Goodhouses, a home improvement company to renovate the house. ReNowait completes its work and Martin pays them. Chris then searches for a suitable buyer and finds one in George. George buys the house and Chris is paid for his services. Who performs the role of the agent in this land sale transaction?
A) Wilhelm
B) Martin
C) Chris
D) George
Answer:
A) Wilhelm
Explanation:
Wilhelm performs the role of the agent as he is the one who martin contacts to find a potential buyer so Wilhelm is martins agent in this case and Wilhelm is the one in contact with the seller Martin so he is the agent and is finding buyers by contacting real estate agents on Martins behalf.
A bulk mail insurance advertising brochure sent by the insurer to every home in one zip code is an example of:_________.
Answer:
direct response marketing
Explanation:
Direct response marketing -
It is the method of sales , which require immediate response and encourages customer to take any action regarding the goods and services , is referred to as direct response marketing.
This method gives instant and quick result and not waiting is required.
Hence, from the given statement of the question, the correct term is direct response marketing.
A bulk mail insurance advertising brochure sent to every home in a zip code is an example of a direct mail advertising campaign, used to inform and persuade individuals to consider insurance products.
The bulk mail insurance advertising brochure sent by the insurer to every home in one zip code is an example of a direct mail advertising strategy. Direct mail involves sending promotional materials directly to a specific group of people to inform them about a product or service, hoping to generate interest or sales. In the context of the insurance company, the goal is often to provide enough compelling information to persuade individuals to consider purchasing insurance policies or learning more about what the company offers. This technique can be particularly effective if the mail content is tailored to appear personally relevant to the recipients, possibly offering them something like money-saving deals or newsworthy updates about insurance options relevant to their area.
Midtown, Inc. had the following transactions in 2018, its first year of operations:• Issued 31,000 shares of common stock. Stock has par value of $1.00 per shareand was issued at $20.00 per share.• Earned net income of $70,000.• Paid no dividends.At the end of 2018, what is total stockholders' equity?Select one:A. $690,000B. $70,000C. $31,000D. $620,000
Answer:
$
Par value of existing com m on stock (31,000 x $1) 31,000
Share premium (31,000 x $19) 589,000
Net income 70,000
Total stockholders' equity 690,000
The correct answer is A
Explanation:
The total stockholders' equity is the sum of par value of common stock, share premium and net income. Share premium is the excess of issue price over par value ($20 - $1) = $19.
The total stockholders' equity is the sum of par value of common stock, share premium and net income. Total stockholders' equity is $690,000. Thus, the correct answer is option A.
What is stockholders' equity?Stockholders' equity refers to the assets that remain in a company after all liabilities have been paid. Total liabilities are subtracted from total assets to arrive at this figure. It can also be calculated by subtracting treasury stock from the sum of share capital and retained earnings.
The total stockholders' equity is calculated as:-
Par value of existing common stock (31,000 x $1) $31,000
Share premium (31,000 x $19) $589,000
Net income $70,000
Total stockholders' equity $690,000
Share premium is the excess of issue price over par value ($20 - $1) = $19.
Therefore, the correct answer is option A.
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_____ refer to all of the opportunity costs of using resources that belong to the firm.
Answer: Implicit costs
Explanation: Implicit costs is a form of opportunity costs that is based on resources that is already owned by the firm. They are implicit because the firm already owns them. They form part of opportunity costs because the firm needs to decide how to use them, thus losing out on other ways the firm could have used these resources. It is thus based on internal resources already owned instead of still needing to choose between alternatives to spend on resources externally.
B Corporation has an operating profit margin (EBIT/revenue) of 11%; an asset turnover ratio of 1.2; a financial leverage multiplier of 1.5 times; an average tax rate of 35%; and an interest burden of 0.8. B Corporation’s return on equity is closest to:
Answer:
The return on equity for B corporation is 19.8%
Explanation:
According to the Dupont formula the return on equity is a product of asset turnover ratio , financial leverage and profit margin.
So in order to find the return on equity we have to multiply the profit margin, asset turnover ratio and financial leverage multiplier.
0.11*1.2*1.5= 0.198=19.8%
The return on equity for B corporation is 19.8%
Marley Office Goods budgeted 12,000 and produced 11,000 tape dispensers during June. The resin used to make the dispensers is purchased by the pound. Standards and actual costs follow for June: Standard Actual Materials 2 pounds @ $5.00 a pound 20,900 pounds $4.90 a pound Labor .25 hours $15.00 per hour 2,700 hours $15.30 per hour Variable Overhead $3.25 per dispenser $36,500 Fixed Overhead $1.50 per dispenser $17,250. How much is the standard cost of one tape dispenser?
Answer:
standard cost = $18.50 per dispenser
Explanation:
given data
standard actual cost
Materials = 2 pounds @ $5.00 a pound 20,900 pounds $4.90 a pound
Labor = .25 hours $15.00 per hour 2,700 hours $15.30 per hour
Variable Overhead = $3.25 per dispenser $36,500
Fixed Overhead = $1.50 per dispenser $17,250
to find out
standard cost of one tape dispenser
solution
first we get here Materials cost and labor cost that is
Materials = 2 pounds @ 5 per pound
material = $10
and
Labor = 0.25 Hrs @ 15 per hour
labor = $3.75
and Variable cost is $3.25 and Fixed Cost is $1.50
so standard cost will be here as
standard cost = $10 + $3.75 + $3.25 + $1.50
standard cost = $18.50 per dispenser
A woman approached Senator Adlai Stevenson when he was running for president, saying, "Senator, you have the vote of every thinking person!" The Senator is often credited with responding: "That's not enough, madam, we need a majority!" Which concept does this quip best reflect?
rational ignorance
opportunity costdiffuse
costs and concentrated benefits
median voter theorem
Answer:
Rational Ignorance
Explanation:
Understanding everything is unlikely. A level of ignorance is unavoidable, and we all have to determine for ourselves what is worth learning and recognizing.
Rational ignorance lets each one of us determine the most valuable information.
Rational ignorance means picking to remain ill informed on a subject deliberately because the cost of obtaining the data is greater than the expected possible advantages.
In Texas, which judicial candidate race is considered the most expensive, where candidates are likely to raise over $1 million?
Answer:
Candidates to the Supreme Court of Texas
Explanation:
The Supreme Court of Texas is composed of a chief justice and eight justices. Supreme Court justices are elected for staggered six-year terms, that means that only a fraction of the Court is elected at each election (similar to US Senate). If a justice cannot complete his/her 6 year term, then the governor can designate a justice in order to complete the term (must be ratified by State Congress).
________ entails a sense of purpose for the firm that is higher than simply making a profit by selling products and services.
Answer:
Conscious Marketing entails a sense of purpose for the firm that is higher than simply making a profit by selling products and services.
Explanation:
The conscious marketing is such a marketing technique in which other people become advertiser of your business. They do such because of your best services or products.There are four principles of conscious marketing which are: Identification of greater goal of marketingConsideration of stake holdersCreating a conscious leadershipUnderstanding that all are decision are ethicalAnswer:
CONSCIOUS MARKETING PRINCIPLES entails a sense of purpose for the firm that is higher than simply making a profit by selling products and services.
Explanation:
Conscious marketing principles entails a sense of purpose for the firm that is higher than simply making a profit by selling products and services. It involves
-Recognition of marketing's greater purpose
-Consideration of stakeholders and their interdependence
-The presence of conscious leadership, creating a corporate culture
-The understanding that decisions are ethically based
Ronald defaulted on his home mortgage payments. The lender obtained a court order to foreclose on the property. At the foreclosure sale, Ronald's house sold for $29,000 and the unpaid balance of his loan is $40,000. What must the lender do to recover the $11,000 Ronald still owes?
Answer:
If the state allows it, the lender should seek a deficiency judgment.
Explanation:
First of all, 15 states don't allow deficiency judgments: Alaska, Arizona, California, Connecticut, Hawaii, Iowa, Minnesota, Montana, Nevada, New Mexico, North Carolina, North Dakota, Oregon, Washington, and Wisconsin.
A deficiency judgment is a lawsuit that a lender seeks in order to recover any amount of a loan that is not covered through a foreclosure sale. In this case, the lender will try to recover the $11,000 that Ronald still owes through a deficiency judgment.
Companies use infographics to provide business customers with detailed discussions of problems and solutions. deliver timely messages to business customers. raise their websites' unpaid search rankings. join a group of customers into a community. grab attention and convey complex information in a simplified form.
Answer:
Companies use infographics to grab attention, convey complex information, in a simplified form. and highlight trends or patterns
Explanation:
Infographics are visual elements that take complex information and make it easy to understand. They also highlight trends or patterns.
Infographics normally consist of images, charts, with little text. Infographics take data-rich concepts and turn them into a visualized story. These stories are rich in images, charts, and varied fonts and colors.
Answer:
Grab attention and convey complex information in a simplified form.
Explanation:
This type is called information infographics which is divided into sections with description header, numbering to give it a design flow for ease of comprehension.
Fiscal policy is defined as changes in federal ________ and ________ to achieve macroeconomic objectives such as price stability, high rates of economic growth, and high employment. Group of answer choices taxes; expenditures taxes; interest rates interest rates; money supply taxes; the money supply
Final answer:
Fiscal policy involves changes in federal taxes and expenditures to achieve key macroeconomic goals. It influences aggregate demand and supply, impacting economic growth and stability. Expansionary and contractionary policies can shift economic output and adjust the pace of economic activities.
Explanation:
Fiscal Policy and Macroeconomic Objectives
Fiscal policy is defined as changes in federal taxes and expenditures to achieve macroeconomic objectives such as price stability, high rates of economic growth, and high employment. It is one of the key tools used by the government to influence the economy and manage the business cycle. When the government alters its level of spending or its tax policies, it impacts aggregate demand and supply, leading to either economic expansion or contraction.
Fiscal policy, by shifting aggregate demand and affecting aggregate supply, plays a crucial role in steering the economic growth over time. If the government increases spending or decreases taxes, it can lead to an expansionary fiscal policy, stimulating economic growth. Conversely, when the government decreases spending or increases taxes, it can result in a contractionary fiscal policy, which can slow down economic growth. These changes are illustrated graphically as shifts in the aggregate supply and demand curves.
The Federal Reserve provided a loan to finance J. P. Morgan's purchase of Bear Stearns because Bear Stearns was too: A. interconnected with other banks to let fail. B. important to the check clearing process to let fail. C. large of a holder of U.S. Treasury deposits. D. big to let fail.
Answer:
D) big to let fail.
Explanation:
Once JP Morgan decided to purchase Bear Stearns, the FED agreed to offer JP Morgan a $29 billion credit line against an estimated $30 billion worth of mortgage related assets owned by Bear Stearns.
This was a political decision since the collateral was not really worth $30 billion, a lot of it were just junk securities. But Bear Stearns was viewed as too big to fail, which means that its bankruptcy could cause a ripple effect that could damage the whole economy.
Actually the whole economy was damaged, although those who supported the idea of giving more money to those who ruined you, say that the damage would have been worse if the bailouts hadn't occurred.
Which two statements are true about batch size, lead time, and utilization? (Choose two.)
a. Higher team member utilization leads to longer lead times
b. As batch size increases, lead time decreases
c. Large batches move through the system faster
d. Batch size is influenced by the Product Owner, utilization is influenced by the Development Team
e. There is no direct relationship between lead time and utilization
The statements 'Higher team member utilization leads to longer lead times' and 'Batch size is influenced by the Product Owner, utilization is influenced by the Development Team' are correct. High team member utilization can create bottlenecks, resulting in longer lead times while batch size and team member utilization are typically handled by the product owner and development team respectively.
Explanation:The two statements that are true about batch size, lead time, and utilization are: 'a. Higher team member utilization leads to longer lead times' and 'd. Batch size is influenced by the Product Owner, utilization is influenced by the Development Team'.
High team member utilization can result in longer lead times as an overworked team can easily become bottlenecked, slowing the overall process. Meanwhile, the batch size is usually determined by the product owner based on the requirements and the available resources, while the utilization (the percentage of time a team member is working) is largely determined by the development team based on their capacity and ability to do the work effectively and efficiently.
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Higher team member utilization can result in longer lead times, and batch size is determined by the Product Owner while utilization rates are managed by the Development Team. Increasing batch sizes often lead to longer, not shorter, lead times.
Explanation:When considering batch size, lead time, and utilization in a production or development environment, it is important to understand their relationships and the truths about how they affect each other. The two statements that are true concerning these concepts are:
Higher team member utilization leads to longer lead times. This is because when team members are highly utilized, there is less capacity to absorb variability or unexpected work, which can lead to delays and longer lead times.Batch size is influenced by the Product Owner, utilization is influenced by the Development Team. Product Owners often determine what goes into a batch (via prioritization and scope of work for a given period), whereas Development Teams manage their own capacity and how heavily they are utilized.Contrary to statement b, increasing batch sizes can often lead to increased lead times because larger batches take longer to process and move through the system.
Furthermore, statement c is misleading since although large batches may move but they are not necessarily faster and can be prone to causing delays in the system.
Lastly, statement e is incorrect as there is indeed a relationship between lead time and utilization, as higher utilization can lead to longer lead times.
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You work for a marketing consulting firm. The company has hired two interns for the summer. You have been appointed to mentor Hilary, one of the interns. Hilary is a brilliant young woman, but she has no professional work experience. Her first day on the job, Hilary fires off an unprofessional e-mail to your supervisor, which receives a disappointing response. Recognizing her mistake, Hilary asks you for professional e-mail tips.
A) Resist humor and sarcasm.
B) Be concise.
C) Instantly respond to a sender's message.
D) Care about tone.
Answer:
A, B & D
Resist humor and sarcasm.
Be concise
Care about tone.
Explanation:
E-mail tips to give a new intern should be to resist humor and sarcasm, be concise and care about the tone of the email.
The correct options for professional email tips to provide to Hilary are: A) Resist humor and sarcasm, B) Be concise and D) Care about tone.
Important professional e-mail tips based on the options provided.
A) Resist humor and sarcasm: In a professional setting, humor and sarcasm can often be misinterpreted due to the lack of verbal and non-verbal cues. What may seem humorous or sarcastic to one person might be offensive or confusing to another. It is best to communicate in a clear and straightforward manner to avoid any misunderstandings.
B) Be concise: Professional emails should be concise and to the point. This means including all necessary information without any unnecessary details. Being concise shows respect for the recipient's time and helps ensure that the message is clear and actionable.
D) Care about tone: The tone of an email can significantly impact how the message is received. A professional tone conveys respect and seriousness about the subject matter. It is important to choose words carefully and avoid language that could be perceived as too casual, aggressive, or emotional.
Option C, Instantly respond to a sender's message, is not always practical or necessary. While timely responses are important in a professional setting, it is also crucial to ensure that the response is well thought out and contains all the necessary information. It is better to take a little time to craft a proper response than to reply instantly without due consideration.
Therefore, the best advice for Hilary to improve her professional email communication is to resist humor and sarcasm, be concise, and care about the tone of her emails. These tips will help her to communicate effectively and maintain a professional image in her correspondence.
Planning a meal that includes many different-colored foods is an example of which characteristic of a healthful diet? adequacy moderation balance variety
Answer:
Variety
Explanation:
Planning meal beforehand , is a very important and healthy practice , in order to incorporate the meal with all the healthy elements i.e. , which enable to get sufficient amount of nutritions , i.e. , proteins , carbohydrates , fats etc. , is referred to as a variety of healthy diet.
Hence, from the given information of the question, the correct term is variety.
A client has been given atropine to cause mydriasis and cycloplegia. What is the expected outcome for this client?
Answer:
dilation of the pupil and loss of accommodation
Explanation:
Mydriasis is the dilation of the pupil of the eye. The dilation causes vision to be blurry.
Cycloplegia on the other hand is the loss of accommodation of the pupil and it is caused by the paralysis of the cilliary muscle of the eye. This paralysis causes the eyes to lose its ability to focus on things nearby.
Looking at this two conditions from the administration of atropine, the expected outcome of the client is blurry vision and inability to focus or see things close by(farsightedness).
I hope this helps.
Municipal bonds that are issued to pay for essential public projects are exempt from federal taxation.
True or False?
Answer:
True
Explanation:
A municipal bond is also known as Muni. It is a debt security used for funding capital expenditure for a county. These bonds are free from federal taxes but can be taxed by local or state bodies under various circumstances. These bonds are popular among people from higher income tax brackets. These bonds are issued when people loan money to municipal boards in exchange of interest payment for a specific period.
Which are employed by a service firm and assigned to work at a business or an organization
Answer: Leased employee
Explanation:
Leased employee are employed by a service firm and assigned to work at a business or an organization.
They are contractual employee and paid on the basis of what is deemed in contract.
Before advertising agencies emerged early advertisers would purchase sections in newspapers and magazines and sell it to various merchants for a profit. These sellers were known as space brokers.
Answer:
True
Explanation:
Space brokers can be considered a primitive type of advertising agent. Space brokers bought space in newspapers in bulk, and therefore received a discount. They assumed the risk of not being able to sell the spaces and lose money while the newspapers benefited from sure sales. When the space brokers sold the space to their clients, they could charge them the normal newspaper rate (without discount) and they would still make money. This is similar to modern day advertising agencies that collect fees from media companies for placing ads.
Bennett and Wood Inc. an interior designing firm, uses its print ads to help customers connect with them. The ads provide the company's e-mail and Web site details for customers to inquire about their services. In such a scenario, which of the following is Bennett and Wood Inc. using? a. Linkage media b. Letter shop c. Spiffs d. Broadsides e. Statement stuffers
Answer:
a. Linkage media
Explanation:
Linkage institutions are a part of the American political process that is mostly casual yet important, linking average citizens with their members.
There are four major types of organizations that are linked: media, interest groups, political parties, and elections.
Across today's world, the media is everywhere. Be it TV, papers, magazines and books, the Digital world, social networks, or other outlets, people will find out a lot of the political system.
It's the people who run for office, what their agenda and plans could be, and even the outcome of the election.
Answer:
A) Linkage media
Explanation:
Linkage media refers to one media outlet being linked to another. The print ads are part of print media (e.g. newspapers, magazines) and they include information that refers or directs potential customers to internet media (e.g. company's website and email).
Under what driving conditions can 2019 Kicks’ available Rear Cross Traffic Alert (RCTA) warn the driver if a vehicle is approaching from either side?
Answer:
While backing up the vehicle.Explanation:
Nissan is a Japanese automobile manufacturing company. Kicks is its subcompact SUV currently in production since 2016. RTCs is a unique feature of this car. It is a driver assist technology, it scans both the rear sides of the car and warns the driver if a vehicle is approaching from either side while parking the vehicle. Others features offered with the car are Automatic Emergency Braking with Pedestrian Detection, Rear Automatic Braking and Blind spot warning, Lane Departure Warning, High Brake Assist
Imagine that Jack and Jill buy $500 worth of milk and $200 worth of crayons and coloring books each year for use in their day-care business. Jack and Jill also hire a day-care attendant at a salary of $14,000 per year. If Jack and Jill sell $100,000 worth of day care to parents each year, what is the contribution to GDP by Jack and Jill's Day Care? A. $114,700 B. $100,700 C. $100,000 D. $700
Answer:
The correct answer is option C.
Explanation:
The GDP of an economy includes only the final goods and services produced in the economy in the given period of time.
In the given example , the day care shows the service provided by Jack and Jill.
The crayons and color books, milk, attendants are all intermediate goods and services.
So their values will not be included in the GDP.
The GDP will only include the value of daycare sold which is $100,000.
Final answer:
The contribution to GDP by Jack and Jill's Day Care, including their expenditures and revenue from services, totals $114,700, which means option A ($114,700) is the correct answer.
Explanation:
The contribution to GDP by Jack and Jill's Day Care is calculated by adding all their expenditures and the salaries paid to their employees to the revenue generated from selling their daycare services. Jack and Jill spent $500 on milk, $200 on crayons and coloring books, and paid a $14,000 salary to their daycare attendant. Their revenue from daycare services is $100,000. Therefore, the total contribution to GDP is the sum of these amounts: $500 (milk) + $200 (crayons and coloring books) + $14,000 (salary) + $100,000 (revenue) = $114,700.
Within joint command organizations, leadership and ethics considerations require us to _____ and consider not only personal experiences, but also the lessons learned from others' experiences - both positive and negative. a. seek out professional assistanceb. acknowledge our own prejudicec. know all of the factsd. critically think about
Answer: D. Critically think about
Explanation:
Joint command organizations, leadership and ethics considerations require us to critically think about and consider not only personal experiences, but also the lessons learned from others experiences.
Lionel works in the corporate office of a chain of organic supermarkets. The company’s marketing makes clear that one of its core principles is ""building better communities by supporting family farms and local agriculture."" This statement represents a(n)
Answer: Espoused values
Explanation:
The statement is an example of the espoused value of the company Lionel works in.
An espoused value of an organization is the moral and corporate values an establishment operates with and would run with for many years.
Which sentence shows that the company is using backward integration?
Ryan heads a cell phone manufacturing company. After (seeing the growing
market demand for cell phones, Ryan decides to open retail outlets to sell cell phones.) He gains the advantage of being able to sell the cell phones at a cheaper rate compared to his competitors. On the other hand, Louis manages a sugar factory. After being in the manufacturing industry for five years, he decides to expand the business to achieve greater profits. (Louis ventures into the field of growing sugarcane to have good quality raw materials for his sugar factory, and have less dependence on the suppliers.)
Answer: Louis ventures into the field of growing sugarcane to have good quality raw materials for his sugar factory and have less dependence on the suppliers
Explanation:
If Louis Buys his own raw materials for his sugar factory he would not have to pay more to a supplier when it would be cheaper to have ypur own
Answer:
Louis ventures into the field of growing sugarcane to have good quality raw materials for his sugar factory, and have less dependence on the suppliers.
Explanation:
Backward integration is the process in which an organization acquires a company that supplies the raw material that it uses to manufacture its products. This is a type of vertical integration that allows an organization to guarantee the availability of the raw material it needs.
According to this, the sentence that shows that the company is using backward integration is: Louis ventures into the field of growing sugarcane to have good quality raw materials for his sugar factory, and have less dependence on the suppliers as he got into this to produce the raw material he needs to produce sugar.
With respect to market segmentation, the 80-20 principle has been applied to segmenting markets based on
Answer:
This principle is based on the idea of Vilfredo Pareto, an Italian economist that stated 80% of the results are concentrated in 20% of the activities executed. In Business, this idea is extrapolated as 80% of results come from 20% of the clients.
Explanation:
Comprehensive coverage under the Personal Auto Policy pays for damage to the insured auto caused by all of the following except:
a. hail.
b. collision with a bird or animal.
c. nuclear accident
d. Falling tree branch from the neighbor's property
Answer:
c. nuclear accident
Explanation:
Personal Auto Policy is the most common policy for the insured. However, Nuclear accident is not covered under this policy. The policy covers hail, collision with animals and birds as well as falling tree branches.