When considering creditworthiness, which person is likely to pay the GREATEST credit card finance charges if they all charge the same amount each month on their cards?
A) James, who always pays the minimum each month
B) Georgia, who sometimes pays more than the minimum amount
C) Mary Lou, who always pays the full credit bill each month
D) Mark, who usually pays his credit card bill in full, if he can afford to

ctrl + p i hope you are happy

Answer:

D)about 10 percent

Explanation:

Answer:D

Explanation:

A) file its found under file

The answer is A. file

Hello There!

A loan could be either a good or a bad thing, it really just depends on the person and how they're going to use the loan.

Good thing about loans:

-To the loan lender (person giving the money)

-Borrower (Person receiving the loan)

There are many good reasons to loans for both the lender and the borrower. Loans have many benefits if both parties agree to make sure that the contract of the loan stays even and works out at the end. That meaning that the lender makes more money than what they originally gave, or lend, and the borrower getting a lot of money instantly.

Bad things about loans:

-For the lender

-For the borrower

Even though there are good things about loans, there are also a lot of bad things that can come from loans, which is not beneficial to both the lender and borrower. It really depends if the lender gives out too much money, or the borrower doesn't pay back the loan in time and in full.

There are good and bad things about loans. But like I said earlier, it really depends on the person. If you are going to be a borrower and get a loan, I recommend that you have a plan on how you're going to pay back the loan, and how much money your going to take out of your income to pay that loan. If you have a plan on how you're going to pay back the loan, then you should be fine since you already know how much and when you're going to pay off the loan. Planning ahead of time when you get a loan makes the loan a really good advantage.

Here is a tip that I can give you about loans. DO NOT get a loan unless you know you're going to pay it back in FULL. Loans are a debt magnet if you can't pay it back in full and on time. If you know you can't pay the loan back, don't get it, just save up money from your income to pay for whatever you need to pay. Another tip I can give you is that you should NEVER get a loan for an unnecessary purpose. If you're getting a loan because you wanted to get really nice shoes for $700, don't do it, that's not playing smart. Just save up for whatever you want and get whatever you want with the money you saved it, you would be saving money since you're not going to be paying interest. If you get a loan for an unnecessary purpose, you're just making the lender make more money.

a. International business

Final answer:

International trade refers to the exchange of goods and services across national boundaries, and it is closely associated with the process of globalization. NAFTA is an instance of an international trade agreement aiming to reduce barriers to trade between the United States, Canada, and Mexico.

Explanation:

The buying, selling, and trading of goods and services across national boundaries is referred to as international trade. This practice is a significant part of the Gross Domestic Product (GDP) in many countries and has become more prominent due to the process of globalization. Globalization is characterized by the increased mobility of products, capital, and labor across borders, facilitated by advances in transportation and information technology, as well as by a reduction in trade barriers like taxes and tariffs. Option D

The North American Free Trade Agreement (NAFTA) is an example of an international trade agreement between the United States, Canada, and Mexico that aimed to reduce trade barriers and allow goods to flow more freely among these countries. However, the impact of such trade agreements can be complex, affecting both job creation and job loss depending on various factors like imports and exports dynamics.

Answer:

it depends on the person what is he/she selling?

Explanation:

If it is in high demand then yes most likely going to succeed in their business.

Explanation:

Entrepreneurs are the people who start their own business. They are the sole authority in the business. They are the ones, liable for all the losses and profits of the business. Entrepreneurs start their business with high motivation levels and innovative product. They usually come up in the market with a product which is so unique that it catches up the attention of a lot of people. They are skilled enough to start their business on their own. They enter the market to make a breakthrough, and most of the times Entrepreneurs succeed. This is because they are highly motivated, they are skilled, they have high decision making power, and above all, they have something innovative to be launched in the market. So they are likely to succeed.

A realistic goal is one that is not beyond your reach . It is a goal that is basically practical and feasible to pursue. The correct option is D.

A realistic goal is achievable, given your current circumstances, resources, and capabilities. Setting realistic goals helps ensure that they are attainable within a reasonable time frame and that you have the necessary means to work towards them.

Realistic goals take into account factors such as your skills, knowledge, available time, and any limitations or constraints that may impact your progress.

Thus, the ideal selection is option D.

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The best time to research a potential employer is before applying for a job. This includes checking their website and social media, talking to employees, and reading online reviews to understand the company's culture and tailoring your application accordingly.

The time to research a potential employer is before you apply for a job. Doing research can help you better understand the company's culture, mission, and values. This can be done by browsing their website, checking their social media platforms, reading online reviews, and talking to current or former employees if possible. This information can guide you in tailoring your application and preparing for an interview. This level of preparation can help you stand out as a candidate who is genuinely interested and informed about the company.

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Both pairs of numbers are equivalent when the mixed numbers are converted to improper fractions; 26 2/8 is the same as 210/8, and 80 3/4 is the same as 323/4.

When comparing the fractions 26 2/8 and 210/8, you must first convert the mixed number to an improper fraction. Similarly, for 80 3/4 compared to 323/4, let's do the same conversion.

To convert 26 2/8 to an improper fraction, multiply 26 (the whole number) by 8 (the denominator) and add 2 (the numerator): (26 × 8) + 2 = 208 + 2 = 210/8. Therefore, 26 2/8 is equivalent to 210/8.

For 80 3/4, the process is alike: (80 × 4) + 3 = 320 + 3 = 323/4. Subsequently, 80 3/4 is equivalent to 323/4.

Overall, both pairs are indeed equivalent after converting the mixed numbers into improper fractions, demonstrating a simple but practical application of fraction manipulation.

I believe it is B don’t be sure of it

Answer:

A financial reserve generally refers to (A) an amount of money that’s been set aside for emergencies.

Explanation:

edge 2021

Could be both

Mostly false

Answer is True.

New and continued funding is a result of Program Success.

When a program is launched, and is funded by the external source, it is hoped that the program gets success. And if the program turns out to be successful, the external source who is funding the program will continue the funding and may do some new funding as well.

For example, if Government funds your knitting program for village girls, and after some time, the program comes out to be a success, the government will continue the funding for this program and may also give fund for some new program like this.

So this statement stands True.  

A saving and investing plan involves an understanding of financial goals, choosing appropriate savings and investments, and determining the distribution of funds. Tracking changes in these investments over time can provide insights and teach important lessons about risk and investment selection.

In order to form a saving and investing plan, it's important to commence with an understanding of your financial goals. Based on this, you can choose suitable savings and investments. Let's say we select a regular savings account, a stock portfolio, and a mutual fund. By evaluating the risk and rate of return of these various options, you can decide how much to put into each one. For example, you might decide to put 50% in the savings account, 30% in the stocks, and 20% in the mutual fund.

Tracking your investments over time can provide insights into how your overall portfolio has changed in value. For instance, if the value of your stocks increased but your mutual fund decreased, your total portfolio could still be up or down depending on the magnitudes of these changes. Your learning from this exercise could be diverse - from getting a sense of your comfort with financial risk, to understanding the effort needed in selecting suitable investments.

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To create a saving and investing plan, one must consider their financial goals, risk tolerance, time horizon, and the types of savings and investment vehicles available.

Here is a simplified outline of a saving and investing plan that includes three types of investments or savings accounts:

1. Emergency Fund (Savings Account):

- Purpose: To cover unexpected expenses or financial hardships.

- Amount/Percentage: It is generally recommended to save at least 3-6 months' worth of living expenses. For this plan, let's allocate 10% of the monthly income to this fund until the target amount is reached.

2. Retirement Account (401(k) or IRA):

- Purpose: To save for retirement with tax advantages.

- Amount/Percentage: A common recommendation is to save 10-15% of one's income for retirement. Assuming an annual return of 7%, if $500 is contributed monthly, this could grow significantly over time due to compound interest.

3. Stock Market Investment (Index Fund or ETF):

- Purpose: To achieve higher returns than savings accounts or bonds over the long term.

- Amount/Percentage: Depending on risk tolerance and time horizon, one might allocate 20-30% of their monthly savings to stocks. For this plan, let's choose a diversified index fund with an average annual return of 10%.

Evaluation of Portfolio Performance:

- Emergency Fund: This is a low-risk savings vehicle, typically offering low returns (e.g., 1-2% interest per year). The value of this account will not decrease unless withdrawals are made.

- Retirement Account: The value of this account can fluctuate based on market conditions. Assuming a 7% average return, the account should increase in value over time, but it may experience short-term decreases.

- Stock Market Investment: This is a higher-risk investment with the potential for higher returns. The value can increase or decrease significantly in the short term but has historically trended upwards over the long term.

Hypothetical Performance Over One Year:

- Emergency Fund: Assuming a 1.5% interest rate and an initial deposit of $1,000, the value after one year would be $1,015.

- Retirement Account: With a $500 monthly contribution and a 7% annual return, the value after one year would be approximately $6,375.

- Stock Market Investment: Assuming a 10% annual return on a $300 monthly investment, the value after one year would be approximately $3,995.

Learnings from the Project:

- Risk Tolerance: By monitoring the performance of the stock market investment, one can learn about their risk tolerance. Market volatility can be a test of one's comfort with fluctuations in investment value.

- Work Involved in Selecting Investments: This project highlights the importance of research and due diligence in selecting investments. It involves understanding different asset classes, diversification, and the impact of economic factors on investment performance.

- Investment Strategies: The plan demonstrates the importance of having a diversified portfolio that balances risk and return. It also shows the power of compound interest over time, especially in tax-advantaged retirement accounts.

In conclusion, the overall portfolio's value should increase over time, assuming the stock market and retirement account investments perform according to historical averages. The emergency fund provides stability and liquidity, while the retirement account and stock market investments offer growth potential.

This project teaches the importance of regular contributions, diversification, and long-term planning in achieving financial goals. It also underscores the need to reassess one's portfolio periodically and adjust it according to changing financial circumstances and market conditions.

Elements of your business plan

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ANSWER:

the answer is Elements of your business plan

~batmans wife dun dun dun...aka ~serenitybella

Answer:

The factor that can lead to loss of confidentiality is poor password practice

Explanation:

A poor password practice leads to weak passwords which endangers the confidentiality of information. a password is said to be weak if it can be easily guessed by man or computer.

Good passwords aren't easily guessed by man or computer they are usually up to 8 characters long, they are always alphanumeric and also contain special characters. and one key Good password practice is changing of passwords every 90 days or less. any password not created this way is said to have been created by a poor password practice

The shareholders elect the board of directors.

Mercantilism was based on trade, and focused around taking resources from a colony to the home country to convert into finished goods and sell in the market.

Answer:

Mercantilism is an early political and economic system in the 16th through 18th centuries in Europe which was based on international trading of raw materials and manufactured goods. These raw materials and manufactured goods can be found anywhere by blocking off competition from other nations, importing as little as possible

Easy Access Credit refers to very short-term and usually very high interest loans. It's a fancy way of saying payday loans, pawnshop transactions, or title loans.

The correct answer is B, sole proprietorship.

A general partnerships is very similar to a proprietorship. One of the biggest detractors from both a partnership and a proprietorship is that the owners are personally responsible for the debts of the company.

Answer:

sole proprietorship ( B )

Explanation:

partnership is a kind of business that involves the pooling of resources together by two or more partners with the aim of successfully setting up a business venture.

In a partnership business depending on the number of partners and the agreement between partners. the partners have an unlimited liability as seen with sole proprietorship module of business. although a partner or some partners might be excluded from the unlimited liability status if they are in the partnership as "silent partners"

public corporations,Board of directors and limited partnership all have limited liabilities on the investors/partners involved with the company.

The Federal Reserve System is designed to regulate the money supply in our country. Answer is C

Answer:

B) regulate the money supply.

Explanation:

The question is incomplete, however, I can give you a general context, and an answer.

The main function of the Federal Reserve is to control inflation.

From the 1980s, monetarism, an economic school of thought that advocates for low inflation, and a stable money supply, has come to dominate, not only the actions of the Fed, but also the actions of most central banks in the world.

Before Monetarism took hold, Keynesianism was more relevant, and it argued for the use of expansionary monetary policy to reduce unemployment. This keynesianist era lasted from the 1930s until the 1970s, when an economic period known as Stagflation occurred in the United States and Western Europe. In Stagflation, both inflation and unemployment are high, and economic growth is low.

Stagflation forced the Fed to adopt Monetarism, and abadon Kenynesianism as the guiding theory to its actions.

However, whether a central bank is monetarist or kenynesianist, its primary function is to regulate the money supply. A keynesianist will probably expand the money supply more rapidly than a monetarist, but they are both controlling the money supply, hence, the correct answer is B)

Saving provides financial security, Buy a Car, and you can  Buy a House.

A. listen carefully to each other and ask questions to clarify

Active listening is one important factor to conflict resolution. The other answer choices are irrelevant or unhelpful for the task.

Answer:

I think is A

Explanation:

because the other doesn't match with the question.

This is a bad financial move for several reasons:

Mark and Ryan's decision to buy a TV on credit could be a good debt move if they manage their finances responsibly and are confident they'll be able to repay the debt. However, if unexpected expenses arise or if they don't manage their budget well, this could become a bad debt situation. Responsible financial management is key.

Whether Mark's decision to buy the TV on credit is a good or bad debt move depends on several factors. If Mark and Ryan are confident they'll have the means to repay this debt in the near future without jeopardizing their ability to cover immediate and necessary expenses like rent, tuition, and books, this could be viewed as a good debt move. It allows them to enjoy the luxury of a new TV now, and pay for it later.

However, credit purchases come with risks, and these risks could make this a bad debt move. For instance, if unexpected costs arise, or if they fail to manage their debt properly, they could face financial difficulties. Also, this kind of debt tends to carry higher interest rates, which could increase their financial burden.

The key point here is responsible financial management. If Mark and Ryan budget correctly and ensure they can make their payments on time, then financing the TV could be a workable decision. If not, it could cause more stress and financial difficulties in the long run.

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Daryl is the founder of a successful smartphone application. He is detail oriented and has high expectations of his employees. He rewards them with bonuses for a job well done but employees do not know him well. Daryl is a Transactional Leader.

Transactional Leader is a leader who rewards his employees for a job well done as well as punish them for a job bad done. There is a distance between the leader and the employees. Leader helps their employees in doing good work and also rewards them when they do good, but they have a formal distance and relationship with each other. He expects high from his employees. That is why he rewards them or punish them as well.

Answer:

TRANSACTIONAL LEADER

Explanation: Took test on Plato; Got 100%!!

a change in government regulations because the government maintains this value

Answer: a change in government regulations

Explanation:

Fiat money refers to any money or currency without intrinsic value but which the government declares as legal tender such as gold and silver. Fiat money is determined by the government and it keeps its value as a result of government stability and the nation's economy. A change in government regulations can cause a change in the value of fiat money due to the stability of government and the economy.

Answer:

Violation of intellectual property rights is known as infringement. The most common infringements are appropriating someone else's property rights without authorization and using something else's property without paying for it.

For example a patent infringement happens when a company uses someone else's patent for producing their owns products or services, e.g. copy cell phone technologies.

Another common example is copyright infringement that happens when someone downloads a movie, song or software from the internet without paying a fee.

Answer:

Johnathan’s company utilized a design that was previously used by a competitor and passed it as their own.

Explanation:

They paid for cheap labor to make the products, but paid more money for American made products.

In a situation where Walmart started a campaign encouraging people to buy products that were made in America, it incurred more cost of production due to unavailability of cheaper labor in the United States.

The costs of production can be referred to or considered as the costs that are incurred by a manufacturer or a producer to produce finished goods that can be made available in the market for being sold. These costs include the capital, labor, land, and entrepreneur.

According to the general knowledge, the costs of production are very high in the United States, and much cheaper in Asia. Thus, Walmart would be impacted with significantly higher costs of production for selling the goods made in America.

Therefore, the significance regarding the costs of production has been aforementioned.

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Noninstallment credit is paid in a lump sum and not in installments. It most often very short term!

non-installment credit is also known as revolving credit. There's no set payment plan because you're borrowing a set limit

The driver of any vehicle about to enter a freeway or highway must yield the A. Right-of-way to all traffic.

Most states give the right of way to the vehicle that is traveling on the highway. The vehicle entering must yield to those vehicles, but there are a few states that indicate both drivers must attempt to adjust their speed and location to avoid a collision.

Using your rearview mirror. Using your side mirror and looking over your shoulder.

Explanation When entering any roadway, you must be aware of traffic conditions. Use your side mirror and look over your shoulder to help you see and anticipate traffic when entering a freeway.

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The correct answer is A. Right-of-way. The driver of any vehicle about to enter a freeway or highway must yield the right-of-way to all traffic.

The correct answer is A. Right-of-way. The driver of any vehicle about to enter a freeway or highway must yield the right-of-way to all traffic. This means that the driver must give priority to other vehicles on the road and wait for them to pass before entering the freeway or highway.

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Maslow's Hierarchy Of Needs is a theory that describes the needs that motivate human behavior. There are five different kinds of human needs.  The five needs are described as physiological, safety, belonging and love, social needs or esteem, and self-actualization

Maslow's theory of motivation is a five-tier hierarchy of needs starting with physiological needs and culminating in self-actualization, emphasizing the fulfillment of lower needs before higher needs can be addressed, although research shows these needs can be pursued simultaneously.

Maslow's Hierarchy of Needs

Abraham Maslow's theory of motivation, often referred to as Maslow's Hierarchy of Needs, is a model that outlines a five-tier, hierarchical pyramid of needs. This pyramid starts with the most fundamental physiological needs and progresses through safety, love and belonging, esteem, and finally reaches self-actualization. According to Maslow, individuals must satisfy lower-level deficiency needs before they can focus on higher-level growth needs. The hierarchy suggests that basic needs like food and shelter must be met to pursue higher-level needs such as relationships and self-fulfillment. However, research has shown that human motivation is complex and these needs can be pursued simultaneously rather than strictly sequentially. Maslow's model emphasizes the importance of the whole person and has significant implications for education and learning, highlighting a holistic approach to student development.

Maslow's hierarchy is not only a foundational theory in understanding human behavior but also a tool to apply to one's personal goals and development. Recognizing these common motivations among people reveals a basic human connection. It is important to note that this theory also indicates the possibility of reaching beyond self-actualization to a state of transcendence, interconnecting all beings.