The interest rate is fixed is true about the interest rate of a Direct PLUS Loan.
Explanation:
The federal loans which can be used by college or technical graduates and parents of participating undergraduate students to find a way to pay for educational expenses is understood as Direct PLUS loans. Direct PLUS loans have a fixed rate mortgage and are not subsidized, meaning debt increases when the borrower is enrolled in school. It's usually known as a parent PLUS loan when it's provided to a teacher, and as a grade PLUS loan when it's rendered to a graduate student.
Answer:
the interest rate is fixed
Explanation:
apex
What is capitol gain?
Explanation:
It is the amount of profit gained by the organization by selling the stock, bond or other real estates.If the value of selling price is higher than the cost price then it means that the capital gain is achieved.The gain amount is calculated by subtracting the higher selling price with the lowest cost priceExample of capital assets are: mutual fund, stock, house, land, etcIf you achieve a capital gain, then you need to pay tax for it.Capital gain refers to the profit made from selling an asset for more than its purchase price. It is applicable to a variety of assets such as real estate, stocks, and bonds. Capital gains can be short-term or long-term, depending on the holding period of the asset.
A capital gain is realized when an asset is sold at a price higher than its original purchase price. It applies to various types of assets including real estate, stocks, bonds, and collectibles. There are two types of capital gains: short-term and long-term.
Short-term capital gain: Earned from the sale of an asset held for one year or less and typically taxed at ordinary income tax rates.Long-term capital gain: Earned from the sale of an asset held for more than one year and is usually taxed at a lower rate compared to short-term capital gains.
Capital gains are crucial for investors as they significantly impact investment decisions and tax planning. Proper understanding of capital gains can aid in optimizing after-tax returns on investments.
Internet commerce has made shopping easier by providing a variety of products at very competitive prices. Transactions are hassle free: you
need only a home computer. With the increasing use of the Internet for purchases, Internet fraud and abuse cases are on the rise. Many
consumers are falling victim to identity theft (stealing one's personal information), credit card theft, and phishing. Since the attorney general is
charged with protecting consumers from such violations, what actions can the attorney general take to address this situation?
Present a bill in the House of Delegates proposing severe legal action against Internet fraud.
O
Advocate limited use of the Internet for online transactions.
Aggressively probe consumer complaints, and fight their cases.
Review relevant cyber laws, and make recommendations to improve them.
Explanation:
Option 1: We can pass a bill in the "House of Delegates" to reduce or stop the internet fraud. Only if legal actions are taken, there is a chance to of reduction of fraud activities. But Option 4 seems to be very apt for the given situation.
Option 2: We cannot minimize the use of internet because, it is easy and also cost-effective though there are risks involved. So this option stands invalid
Option 3: Invalid option. Fighting cannot stop the crimes.
Option 4: Yes, cyber laws can be improved and make punishment severe to control cyber crimes.
Answer:
Aggressively probe consumer complaints, and fight their cases.
Review relevant cyber laws, and make recommendations to improve them.
Explanation: For Plato or Edmentum Users!
Why do people sometimes use credit to pay for items instead of just using cash?
People use credit to pay for items because of its convenience, versatility, and because it can serve as a deferred payment system. However, it can lead to high interest costs that exceed any gains from savings accounts.
Explanation:People sometimes use credit to pay for items for various reasons. For instance, credit cards, debit cards, and smart cards are all different ways to move money when you make a purchase, offering convenience and ease of use. The use of these payment systems does not necessarily change the quantity of money in the economy, as having more credit cards or debit cards does not mean one has more money – it's similar to how printing more checks doesn't increase the amount of money in your checking account.
Credit can also serve as a standard of deferred payment, allowing individuals to make purchases today that they will pay off in the future. Additionally, it can sometimes be easier to access the money from credit for transactions than to physically remove money from a savings deposit bank account, which often needs you to make a trip to the bank, or to an automatic teller machine.
However, there are downsides to using credit. For example, a person might carry a credit card debt, resulting in high interest costs that can exceed any gains from a savings account. As such, it's important to understand the advantages and disadvantages associated with credit before using it to pay for items.
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When creating a budget, you should use...
Gross pay because you should include all of your income when making a budget.
Net pay because it is the only value provided on your pay stub.
Gross pay because it takes into account any deductions to your income.
Net pay because it takes into account any deductions to you income.
Answer:
The correct answer is letter "D": Net pay because it takes into account any deductions to you income.
Explanation:
Individuals' budgets must be based on their net income. Calculating their net income implies subtracting federal taxes from the gross income of employees' pay stubs. The amount represents the money that will be sent to the workers' bank account or their checks which means that amount is what they will have in their pockets.
When creating a budget, it is recommended to use net pay because it reflects the amount of money you will have available for expenses and savings.
Explanation:When creating a budget, it is recommended to use net pay because it takes into account any deductions to your income. Net pay is the amount you receive after taxes, contributions, and other deductions have been taken out. Gross pay, on the other hand, is the total amount of money you earn before any deductions.
Using net pay allows you to have a more accurate representation of the amount of money you have available for expenses and savings. It reflects the actual amount of money you will have in your bank account.
Here's an example:
Your gross pay is $2,500 per month, but after taxes, insurance, and retirement contributions, your net pay is $2,000. When creating your budget, it is important to base it on your net pay of $2,000, as this represents the actual income available to you.
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A car was purchased for $4500 down and payments of $375 at the end of each month for 5 years. Interest is 9.72% compounded monthly. What was the purchase price of the car?
Answer:
$21,080.2
Explanation:
The price of the car will be the down-payment plus the future value of 375 paid each month for 5 years compounded monthly at 9.72%.
The formula for calculating future value is
PV = P × 1 − (1+r)−n
r
PV is $350
r is 9.72 % or 0.0972 % per year or 0.0081
t is five year or 60 months
FV = 350 x (1-(1+0.0081)-60
0.0081
Fv =350 x 1-0.61628715419
0.0081
FV =350 x( 0.38371284581/0.00810
FV =350 x 47.371956
FV =16,580.20
The value of the car = $4500 + 16,580.20
=$21,080.2
The five restaurants in your town have monthly rent costs of: $6,350, $5,745, $11,870, $15,255, & $26,432. What is the mean monthly rental cost?
Answer:
$13,130.4
Explanation:
Mean is a measure of average. It is used to calculate the average of a given set of data.
Mean = Sum of Terms/Number of Terms
Monthly Mean Rental Cost = Total rental cost / Number of rents
= ($6,350 + $5,745 + $11,870 + $15,255, + $26,432)/5
= $65652/5
=$13,130.4
Answer:
The five restaurants in your town have monthly rent costs of: $6,350, $5,745, $11,870, $15,255, & $26,432. What is the mean monthly rental cost?
Mean = ∈fx/x
Mean= 6350+5745+11870+15255+26432/5
Mean= $13130.4
Explanation:
Lindsay needs to purchase a car. The car she is planning on purchasing costs $8,000 and she has $2,000 that she will be using as a down payment. She is offered credit terms of 3% APR for a term of 3 years. Please calculate the following:
To purchase the car, what is the amount that Lindsay will need finance? (1 point)
In one year, how much interest will Lindsay pay on this loan? (1 point)
After three years, in order for Lindsay to OWN the car, what will the actual cost of the car be in dollars? (3 points)
(down payment+amount financed+interest=actual cost of car)
Answer:
Lindsay will have to take a loan of 6000$, with annual interest after first year of 180$ and actual cost of the car equal to 8180$
Explanation:
Since Lindsay already has 2000$ as a down payment, which is initial up-front payment for purchases of expensive goods, like car or a house, she would need only 6000$ more in form of the loan. Since the annual interest rate is 3%, after one year her annual interest in absolute value would be 6000*0.03= 180$. Therefore, total cost for purchasing of a car is 2000+6000+180=8180$
Which of the fallowing is a liability ?
Answer:
Liabilities are defined as a company's legal financial debts or obligations that arise during the course of business operations.
Explanation:
What is the expansionary fiscal policy of the government?
A. when the government’s expenditure exceeds its revenue
B. when the government’s revenue exceeds its expenditure
C. when the government increases the interest rate
D. when the government decreases the interest rate
Answer:
D. when the government decreases the interest rate
Explanation:
Fiscal policy can be defined as the use of taxes, government spending and transfers to stabilize an economy. Expansionary fiscal policy of the government is when the government of a country decreases its taxes and increases its expenditure. the word "fiscal" refers to tax revenue and government spending.
when the government reduces its interest rates, consumers pay less interest, they have more money to spend and there will be drastic effect to that because there will be more spending in the economy. businesses also benefits from this decreased interest as they will be motivated to buy equipment and obtain loan to boost their businesses and pay less interest.
A good piece of advice for subject lines is to be
growth tutorial: plato
how might the lack of this aspect of infrastructure affect health
Answer:
how might the lack of this aspect of infrastructure affect health?
Infrastructure on its own is one way of development, ways at which lack of it will affect health include;
it will deter the link between rural areas and the urban area
lack of infrastructure will help to increase the chances of breeding parasites which affects health
lack of infrastructure also affects personal hygiene as lack of water and other basic amenities affects health greatly.
Explanation:
Answer:
Lack of running water leads to poor sanitation and exposure to more waterborne diseases.
Explanation:
Plato answer
Type the correct answer in the box. Spell all words correctly. Identify Karla’s job based on the given scenario. Karla is a sales manager. She uses a system that streamlines sales tasks such as information sharing, and order tracking. This system helps track the success of her on-floor sales personnel. She uses sales force .
Answer:
Karla is a manager of sales. She
employs
a system that facilitates sales activities including order tracking and information exchange. Her on-floor sales staff's performance is monitored by this system.
She applies pressure sales force Management.
Explanation:
What steps do SERM companies take to ensure that the customers leave with more than an experience?
Answer:
1. Understand your customers
2. Create familiarity through more ways to engage
3. Create a common enemy
Gross wage refers to the wage an employee earns before deductions are subtracted.
True
False?
Answer:
True
Explanation:
Gross wage is the pay before adjusting for taxes and other deductions. The term gross means before deductions. For example, when calculating profits, gross profits means the earnings before deducting expenses.
Net wages contrast gross wages. While gross wages do not include deductions, net wages is the income after adjusting for all deductions. Calculating the gross wage will include involves adding basic pay and other earnings such as commissions, allowances, and bonuses.
what payroll deductions might change depending on the state you live in
describe the relationship between supply and demand in your own words
Answer:
Supply: In economic terms, supply is the amount of resources or products that are provided by the company or an organization to the public or the targeted marketed. For example a toy making company would be providing toys to people with children, who are in need of toys.
Demand: It is an economic concept that states the need of a product or service. People or organizations have needs which are fulfilled by products and services. For example, the need for toys of people with children is known to be their demand which is then fulfilled by companies.
the reasonable woman standard recognized that women have different ideas rhan men of what constitutes appropriate behavior. what are the implications of this disrinction? do you think it is a good or bad idea to make this distinction?
Solution:
The implications might be that men act in a particular way but the behavior of the woman might be the different which may create a problem. The variation in this behavior of males and females might persuade the organizations to educate both males and females regarding the way they both see the different behavior.
There would be no issue if both the males and females work cordially together at the work place. Though this differentiation leads to many complications, this might be considered as a good thing as every human being is different and unique in the terms of ideas.
3. Which word relates to problem solving!
a. brain-storming
b. cheating
c. laziness
d. all the above
Answer: The correct answer to this question is an
option a. brain-storming.
Explanation: Brainstorming is a problem-solving method that involves the instinctive contribution of creative ideas and solutions. Brainstorming helps when one's stabbed in any hurdles and if any problem comes and he is unable to find the solution for that. When you get confused about preferences and you do not know which step to take first then also Brainstorming helps us. Brainstorming combines an informal approach to problem-solving with lateral thinking, a method for developing new concepts to solve problems by looking at them innovatively.
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notion of sustainable work practise
Answer:
In order to create sustainable work practices, companies have to:
- Make sure that they provide value for the customers.
They had to make the customers feel that spending their money to purchase company's goods or services is totally worth it. Companies shouldn't trick customers with misleading advertising or putting materials that can harm the customers
- Make sure that the company treat their employees well.
This include things such as paying them fairly and giving the employees with the opportunity to balance their work and personal life.
Without this, employees wouldnt' stay in the company for long and they have to spend unnecessary expense to train new employees.
- Make sure that the company's practice do not destroy the environment
Company exist in the same environment as the customers. Damaging the environment will create negative situations for the customers around them. Not doing this could damage company's reputation and hurt its sales.
Sarai spends her day checking through boxes of built product to ensure accuracy in production. She makes sure there is enough product to meet the demand. Based on her tasks, which is most likely her career
Explanation:
The role of QC is
To check whether the product is delivered with the expected qualityTo check for expectations and complaints from the customerLook for new policy changes and compare that with the day today production.Reads blue prints and specification of the productMonitors operationsInspects and test the productIdentify re-works and again continue the process of QCAccept or reject the finished goodAnswer:
Logistics and Inventory Control
Explanation:
just took test!
2. Are there any true communist economies today? Which economies call themselves communist, and
what are they actually, if not communist?
Answer:People's Republic of China
Democratic People's Republic of Korea (North Korea)
Socialist Republic of Vietnam
Lao People's Democratic Republic (Laos)
Republic of Cuba
Explanation:
9) In a free market economy, the market clearing (equilibrium) price in the above table would be:
A) $1.
B) $3.
C) $4.
D) $5.
10) According to the above table, a surplus exists when
A) the price is $1 per unit.
B) the price is $2 per unit.
C) the price is $3 per unit.
D) the price is greater than $3 per unit.
Answer:
B) $3
Explanation:
A restaurant supply store is trying to determine how many boxes of a certain commonly used item to order. They estimate that that the demand for the item averages 30 boxes per week. The ordering cost is $10 per order and it costs $20 to hold one box in inventory for one year. The lead time for orders is always 1.5 weeks and inventory is managed with a continuous review policy. Show all your work for all parts.
(8 pts.) a) Determine the economic order quantity (that is, how many boxes they should order to minimize their cost) and the corresponding total annual cost.
(4 pts.) b) Calculate the reorder point and state when they should place an order.
(6 pts.) c) Suppose the store orders every two weeks (rather than your answer to part a). How large is an order on average and what is the total annual cost? How much more does this cost than using the best order size?
Answer:
Part a:
EOQ = 40 units
Part b:
Re-order point = 45
Place an order when inventory falls to 45 units.
Part c:
Annual cost= Q*H/2+ D*S/Q = $861
The difference in cost= 861- 791 = $70 more than best order size.
Calculate the reorder point and state when they should place an order.
Explanation:
Demand per week = 30 boxes
Weeks per year = 52
Annual demand = Demand per week × Weeks per year
Annual demand = 30 boxes × 52 weeks
Annual demand = 1,560 boxes per year
Task a:
Determine the economic order quantity (that is, how many boxes they should order to minimize their cost) and the corresponding total annual cost.
Part 1: Economic Order quantity
EOQ = [tex]\sqrt \frac{2CoD}{Ch}[/tex]
Where Co = Ordering cost = $10
D = Annual demand = 1,560
Ch = Holding cost = $20
EOQ = [tex]\sqrt \frac{2(10)(1,560)}{20}[/tex]
EOQ = 39.49 units = 40 units
Part 2: Total annual cost at EOQ level:
At Economic Order Quantity (EOQ), the total annual ordering cost and holding cost are all equal:
Annual ordering cost = (Annual demand × Ordering cost per order ) ÷ EOQ
Annual ordering cost = (1,560 × $10) ÷ 40
Annual ordering cost = $390
Annual holding cost = ((1,560 × 20)/40) ÷ 2
Annual holding cost = $390
Part b:
Calculate the reorder point and state when they should place an order.
Part 1: Re-order point
Re-order point = (Annual demand÷week)×lead time
Re-order point = (1,560 ÷ 52) × 1.5
Re-order point = 45
Part 2: When they should place an order.
Place an order when inventory falls to 45 units.
Part c
Suppose the store orders every two weeks (rather than your answer to part a). How large is an order on average and what is the total annual cost? How much more does this cost than using the best order size?
Order size= 30 per week* 2weeks= 60 units
Annual cost= Q*H/2+ D*S/Q = $861
The difference in cost= 861- 791 = $70 more than best order size.
an organization is gathering, recording, and analyzing data about its target market. this activity is known as
Explanation:
A research will be conducted with the direct customer for releasing a new product or new version of the product.This is the systematic way of collecting dataThis helps entrepreneurs to make decisionIt is the study of market design in tandem with the acceptance in the marketHelps the business man to better identify the market opportunitiesAlso it is possible to learn market strategies from the research.Today most state corporate statutes are at least partially based on the .
Today most state corporate statutes are at least partially based on the revised model business corporation act.
Explanation:
A fundamental gathering of legislation drawn up by the American Bar Association's Business Law Section's Committee on Corporate Laws and adopted by twenty-four states is understood as a MBCA or Model Business Corporation Act. It has shaped the forming of U.S. corporate law principles.
MBCA's expanded adoption added considerable clarification to several ambiguity and other problems related to corporate law. The New Model Business Corporation Act (RMBCA), a updated version of the MBCA, now governs most states.
provisional money manager who makes risk
investment from pool of equity capital to obtain
high rate of return on investment
The answer is Venture capitalist.
Explanation:
The Venture Capitalist is the provisional manager who makes risk investment from pool of equity capital to obtain high rate of return on investment.
Venture capital funds invest in early stage companies in exchange for equity or an ownership stake in those companies.
Venture capitalists provide the financing interest of generating a return through an exit event such as company selling shares to public for the first time in an public offering.
The venture capitalists get significant control over company decisions. in addition to a significant portion of the companies ownership.
Macro Economics help
Macro Economics help is the following
Explanation:
1.Macroeconomics studies the short run and long run effects on GDP and GNP to analyze how efficient the economy is behaving.
2.Macroeconomics Help
AD-AS Model. Aggregate Demand. Aggregate Labor Supply. Aggregate Production Function. Aggregate Savings. Aggregate Supply. Asset Market Equilibrium. Bond Pricing and Yields.3.Economic growth – positive and sustainable growth (The UK, long-run trend rate is around 2.5%)
Low inflation (UK target 2% +/-1) –
Low unemployment / Full employment (e.g. around 3%)
Current account – balance of payments. Satisfactory position (i.e. avoid unsustainable current account deficit)
Low government borrowing/public sector debt.
Exchange rate stability
the branch of agriculture that deals with the distribution of farm produce is?
Answer:
Farm tools and machinery. Agriculture engineering is a branch of agriculture that deals with use and maintenance of farm tools, machinery and structures. Marketing agricultural produce. Agriculture economics is a branch of agriculture which deals with the utilization of scarce resources.
Explanation:
Why would a broker or agent need to do a title search on a piece of property that is being sold?
Answer:
A title search is done to insure that there are no leans are owed on the property. Its to insure that the property is clean of any debt.
what are some risks and how do you plan to reduce or eliminate them when having a business
Explanation:
1. Buy insurance: Though insurance is an expenses, it safe guards you and yours business from huge loss.
2. Income from multiple sources: Always do not depend on single income. Make sure that income comes from multiple sources so that you can make your business alive.
3. Have a savings: Entrepreneurs should save money as how much as they can. We cannot know when there will be a profit and when there is a loss. We can only forecast to a particular extent.
4. Limits on Loan: Keep your loans manageable: Do not step into huge loans where it will be difficult for you to manage when there is a sudden lose.