Correct/Complete question: A bank loan officer thinks people who speak with an accent are lazy; consequently, he refuses to grant them loans. The loan officer's belief is an example of _____ . His refusal to grant them loans is an example of _____.
a. stereotyping; attribution
b. attribution; stereotyping
c. discrimination; prejudice
d. prejudice;discrimination
Answer:
d, prejudice; discrimination
Explanation:
Prejudice is a preconceived opinion about a person or group of persons or race, tribe that has no basis, least of all experience with such persons or group of persons. It is what the bank loan officer has for people with accent.
Discrimination of the other hand is the denial of an opportunity or good or service based on prejudice.
An example of prejudice is 'Blondes are dumb.' Because one person had a dealing with a blonde and she turned out to be dumb, it became a general opinion formed by people through the years and any/every blonde is seen as dumb by default.
Failurre to give a blonde haired applicant a job becasue of her hair colour is discrimination.
I hope this helps. Happy holidays.
Maureen's supervisor was so impressed by her work that he named her the employee of the month. This praise from her supervisor is an example of a(n) _________ reward.
A. extrinsic
B. intrinsic
C. secondary
D. extraneous
Answer: Extrinsic Reward
Explanation:
Extrinsic Reward, is the reward an employee gets from his employer, as a result of their excellence in the area of their job.
Extrinsic Reward can be in the form of promotion, bonuses or public recognition of excellence by employer.
Maureen earned an extrinsic reward, as the employee of the month for her outstanding performance at her job role.
Slider processes rebate requests for a large building supply firm. Slider processed 420,000 rebates in March. All rebates are processed the same day they are received. March costs were labor of $28,000 and overhead of $14,000. What is the cost to process 1,000 rebates?
Answer:
process cost for 1000 rebate = $100
Explanation:
given data
rebates = 420,000
costs labor = $28,000
overhead = $14,000
to find out
cost to process 1,000 rebates
solution
first we get here total cost process that is express as
total cost process = costs labor + overhead .............1
total cost process = $28000 + 14000
total cost process = $42000
and process cost per rebate will be here as
process cost per rebate = [tex]\frac{42000}{420000}[/tex]
process cost per rebate = 0.10
so process cost for 1000 rebate will be as
process cost for 1000 rebate = 0.10 × 1000
process cost for 1000 rebate = $100
Alex wrecked his car on the way to work. His basis in the car was $20,000. He received $22,000 from the insurance company to replace the car. He only spent $15,000 on a replacement vehicle. What is the amount of the recognized gain?
Answer:
$2,000
Explanation:
Based on the information provided within the question it can be said that Alex's amount of recognized gain was that of $2,000. This is because his car that he wrecked is valued at $20,000. Since he got $22,000 it means he made a gain of $2,000 regardless of how much he spends on a new car. Since he can decide to buy whatever car he wants, he can spend more or less than the money he received.
Which of the following statements are true regarding the use of index funds as investment vehiciles for asset classes?
Answer:
IV) Index funds are broadly diversified
Explanation:
The use of index funds increase diversification since they hold all the securities in the index. By holding all the stocks of the index, the risk lowers (it approaches systematic risk) and the expected returns should be very similar to the expected market returns.
If the economy is in recession with high unemployment and output below potential GDP, then __________________ would cause the economy to return to its potential GDP
A. A tight monetary policy
B. Fewer loanable funds
C. A loose monetary polity
D. Higher interest rates
Answer:
option c is the correct answer: loose monetary policy
Explanation:
option c is the correct answer: loose monetary policy
monetary policy is refer to that policy in economic system of state which describe the supply and distribution of money by government. Therefore if loose monetary policy applied then it should easy accessible to all people and directly boost the economy.
Loose monetary policy refer to the cutting of high interest rate which benefit to all people.
Economy a times often experience recession. If the economy is in recession with high unemployment and output below potential GDP, then a loose monetary policy.
A recession is known to be a phase of a business cycle that is often characterized by low Gross Domestic Product and high levels of unemployment.In recession, the governments often deploy both fiscal and monetary policies. Monetary policy is a combination of tools that a nation's central bank makes available to promote sustainable economic growth .
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An investment advisor has access to a confidential report prepared by a respected securities analyst. Under NASAA's Statement of Policy on Unethical Business Practices, if he bases his recommendations to a client based on the information in this report:
A. He, as well as his client, could be guilty of violating the prohibition against insider trading
B. He must tell his clients that he has investment advice based on the analyst's report
C. He is acting unethically by using the report prepared by the analyst
D. He must compensate the securities analyst for the information if he receives any form of compensation for his investment advice based on the report
Answer:
The correct answer is C.
Explanation:
As per NASAA'S statement of policy on unethical business practices an investment advisor is acting unethically by using the report prepared by analyst.
Background:
NASAA stands for North American Securities Administrators Association. NASAA is an association of state securities administrators whose responsibility is to protect the consumers who purchase securities or investment advice. Its mission is protecting consumers who purchase securities or investment advice, and its jurisdiction extends to a wide variety of issuers and intermediaries who offer and sell securities to the public.
Answer:
C. He is acting unethically by using the report prepared by the analyst
Explanation:
NASAA stands for NORTH AMERICAN SECURITIES ADMINISTRATORS ASSOCIATION
According to the Statement on Policy and Unethical Business Practices, a broker-dealer or agent who engages in any practice that is deemed as unethical or dishonest may suffer suspension, denial, revocation of registration or any such action authorized by stature.
In answering the question, since the report is already tagged confidential (private, restricted or intended to keep secret), it will be unethical to use and as such using that information as the basis of recommendation to clients would be termed as unethical. The report should only be used for the intended private purpose.
This technique is an iterative process that identifies and defines the work to be completely accomplished in the near term, and plans the future work at a higher level.
a. Agile
b. Rolling wave planning.
c. Traceability
d. Decomposition.
If the inflation rate increases faster than their income. True or False
Answer:
The correct answer is True.
Explanation:
In this case people will most likely use a higher proportion of their incomes on basic needs.
It decreases the purchasing power of money: Inflation affects money as an accumulator of value and thus reduces purchasing power to people's income. In inflationary periods this fundamentally affects those people who have fixed incomes. In reality, there is a change in the distribution of income, since as income grows at a faster rate than prices, it can thus benefit from an inflationary process, but otherwise it causes damage.
According to Maslow, when Clorox wipes highlight the germ-harboring aspect of conventional sponges, it is addressing
a.the self-actualizing level of needs
b.the need for love and belonging
c.physiological need for health
d.the esteem need that accompanies keeping a clean house
Answer:
According to Maslow, when Clorox wipes highlight the germ-harboring aspect of conventional sponges, it is addressing
C. Physiological Need for Health
Explanation:
According to Maslow's Need of hierarchy, humans move from
Physiological Needs: Basic biological needs, like air, water, food, shelter, clothing, primary health needs etc
Safety Needs: Need of personal security, property, resources etc
Need of Belonging: Having friends, family, people to talk to with etc
Esteem Needs: Need for self respect, freedom, status, recognition etc.
Self-actualization Need: Reaching the heights where one can go and attaining the most highest form of something which one desires.
After reading all the above needs, it is very much clear in understanding that Clorox wipes highlighting the germ-harboring aspect of conventional sponges, is addressing the Physiological Need for Health.
The marketing of Clorox wipes targeting germs relates to Maslow's physiological need for health, as it addresses basic survival concerns such as maintaining a healthy environment.
According to Maslow's Hierarchy of Needs, when Clorox wipes underscore the germ-harboring aspect of conventional sponges, it addresses the physiological need for health. Maslow's Hierarchy begins with the most basic level of needs, which are physiological needs. These needs refer to the essentials for survival, such as food, water, and overall health. If these foundational needs are not met, they become the primary focus of motivation. In marketing, highlighting the health benefits of a product, such as the germ-killing capabilities of Clorox wipes, directly appeals to this fundamental need for health and well-being.
Which of the following refers to the principal-agent problem in the market for health care?
a. Doctors pursuing their own interests rather than the interests of their patients.b. Doctors pursuing only the interests of their patients rather than the interest of society.c. A conflict of interest between doctors and health insurance companies.d. Doctors pursuing the interests of health insurance providers rather than the interests of their patients.
Answer:
a. Doctors pursuing their own interests rather than the interests of their patients
Explanation:
A principal is an individual or a group that entrusts a certain responsibilities to someone else (known as the agent) in an entity . The agent therefore has superior information than the principal and therefore the former makes decisions on behalf of the latter. A conflict of interest can occur when the agent pursues his own interests for personal gains and ignores the responsibility he was hired to do hence creating Principal-Agent problem. Among these choices, doctors pursuing their own interests rather than the interests of their patients will lead to principal agent problem.
An updating amendment to form ADV must be filed by an investment adviser with the SEC within __ days of the firm's fiscal year-end.
Answer:
90 days
Explanation:
Form ADV is the “uniform form” which is used by "investment advisers". It is registered with SEC and also with state security authorities. It is the “primary disclosure document” that must be brought to advisory clients. One must update amendment to Form ADV every year, and must be filled by an investment adviser with SEC within "90 days" after the end of the fiscal year.
Once amendment submitted, one must update the responses to all items. It might also be filed promptly anytime during the year in case some changes need to be reflected.
The Converting Department of Tender Soft Tissue Company uses the weighted average method and had 2,100 units in work in process that were 70% complete at the beginning of the period. During the period, 26,500 units were completed and transferred to the Packing Department. There were 1,200 units in process that were 20% complete at the end of the period.
A. Determine the number of whole units to be accounted for and to be assigned costs for the period.
B. Determine the number of equivalent units of production for the period.
Answer:
A) 25,600 units
B) 25,270 equivalent units
Explanation:
the total number of units to be accounted for = units completed + units under process ending balance - units under process beginning balance = 26,500 units + 1,200 - 2,100 = 25,600 units
equivalent units = (2,100 x 30%) + (26,500 - 2,100) + (1,200 x 20%) = 630 + 24,400 + 240 = 25,270 equivalent units
Final answer:
The number of whole units to be accounted for is 27,400 and the number of equivalent units of production is 26,740 for the period, using the weighted average method in a production environment.
Explanation:
The task involves calculating the number of whole units to be accounted for and the number of equivalent units of production using the weighted average method in a production process.
To determine the whole units, we add the units at the start of the period to the units completed during the period and subtract the units that were still in process at the end of the period:
Units at the beginning: 2,100Units completed and transferred: 26,500Units in process at end of period: 1,200Whole units to be accounted for = Units at beginning + Units completed - Units in process at end
Whole units to be accounted for = 2,100 + 26,500 - 1,200 = 27,400 units
Equivalent Units Calculation
Equivalent units of production are computed by adding the full units completed to the equivalent units for the ending work in process:
Full units completed: 26,500Equivalent units for ending work in process: 1,200 units * 20% = 240 unitsEquivalent units of production = Full units completed + Equivalent units for ending WIP
Equivalent units of production = 26,500 + 240 = 26,740 units
Sam is a retiree with considerable resources, so he doesn't really spend much time on purchase decisions. His belief is that the most expensive brand is probably also the best in terms of quality. Sam uses price as a _____ indicator of quality.
Answer: completing the last sentence in question:
Sam uses price as a surrogate indicator of quality.
Explanation: From the question, Sam when making purchases, has a believe that the costlier goods posses more quality than other cheaper goods. Therefore he is indirectly taking price as a key indicator of quality or a replacement for quality.
Carlo is a director of Desserts Italiano, Inc. Carlo opposes a tender offer that is in the company's best interest because its acceptance would cost his position as a director. Carlo is most likely liable for a breach of Select one: a. the duty of loyalty. b. none of the choices. c. the business judgment rule. d. the duty of care.
Answer:
a. the duty of loyalty
Explanation:
Based on the information provided within the question it can be said that in this scenario Carlo is most likely liable for a breach of the duty of loyalty. This is the principle in which directors and officers of a corporation must act in the best interest of the corporation even if it is not in their best personal interest. Which Carlo' breached by not accepting the offer, which would have been great for the company.
Which of the following is a distinctive feature of metes and bounds descriptions?
Answer:
They identify an enclosed area, beginning and ending at the same point
Explanation:
A prominent constitutional kind of land record in the US, metes-and-bounds classifications are generally related wheresoever survey areas remain unusual in appearance as well as size. The field edges are run out through distances as well as courses, and masterpieces, real rather unnatural, are determined near the angles rather corners. They identify an enclosed area, beginning and ending at the same point that is a distinctive feature of metes and bounds descriptions.
"___________ are not taxable because they are considered a return of excess premium."
Answer:
DIVIDENDS DISTRIBUTED BY A MUTUAL INSURANCE COMPANY are not taxable because they are considered a return of excess premium.
Explanation:
Dividends distributed by corporations are generally taxed as ordinary income, but dividends distributed by mutual insurance companies are considered a return of premium and therefore are not taxed.
Mutual insurance companies are companies which are owned by its policyholders.
Dan is sent on a foreign assignment to London. On his return, he is rewarded with a flattering story about his experiences in the company newsletter and a meeting with executives to discuss opportunities for using what he learned in key assignments. The firm's recognition of Dan's service can be best described as a form of _________.
A. expatriationB. validationC. accreditationD. cross-cultural preparationE. adjustment
Answer: validation
Explanation: Validation is the method of creating documentary evidence that demonstrates that a research, procedure, or operation conducted and then processed retains at all times the desired level of conformity.
In the given case, the firm has to evaluate the experience that Dan has and have to decide if his knowledge get the firm its desired results. Thus, we can conclude that the given case depicts validation.
___ is the courts do not consider legitimate competitive behavior permissible if it results in the breaking of a contract.
Answer:tortious interference
Explanation:
tortious interference is a law term that comes to mind when there is a breach of contract resulting from the competitor's actions. Tortious interference in Tort law(an area of law) deals with the situation in which there is damage to property emanating from intentional or negligent acts of the defendant, in this case the competitor in business. In which case the actions(competitive behaviour) of defendant is not justifiable and permissible and simultaneously breaches contract of plaintiff, it becomes tortious interference.
Suppose that Jay-Z and Beyonce are duopolists in the music industry. In January, they agree to work 47. ether as a monopolist, charging the monopoly price for their music and producing the monopoly quantity of songs. By February, each singer is considering breaking the agreement. What would you expect to happen next?
A. Jay-Z and Beyonce will determine that it is in each singer's best self interest to maintain the agreement
B.Jay-Z and Beyonce will each break the agreement. The new equilibrium quantity of songs will increase, and the new equilibrium price will decrease.
C. Jay-Z and Beyonce will each break the agreement. The new equilibrium quantity of songs will decrease, and the new equilibrium price will increase.
D. Jay-Z and Beyonce will cach break the agreement. The new equilibrium quantity of songs will increase, and the new equilibrium price also will increase.
Answer:
B) Jay-Z and Beyonce will each break the agreement. The new equilibrium quantity of songs will increase, and the new equilibrium price will decrease.
Explanation:
A duopoly (two suppliers have dominant control over a market) is not the best possible scenario, it is actually he second worst possible scenario after a monopoly. Whenever a monopoly breaks, customers will end up winning because competition will increase (at least a little bit) therefore increasing and diversifying supply and decreasing the price of the goods or services.
Economically, it would be expected for Jay-Z and Beyonce to each break the duopolist agreement, increasing the supply of music, thereby decreasing the price and increasing the equilibrium quantity of songs.
Explanation:This question pertains to economics, more specifically, the theory of duopolists.
One can picture a duopoly as a model of strategic decision making where two entities control a market. In this scenario, Jay-Z and Beyonce have formed a combined monopoly; however, each may then find it advantageous to break the agreement.
Putting it into typical economic perspective, the most logical answer would be B. If Jay-Z and Beyonce were each to break the agreement, this would result in an increased supply of music. According to basic economic principles, an increase in supply, under constant demand, will cause a decrease in the equilibrium price, hence, leading to an increase in the equilibrium quantity of songs, which supports the argument for option B.
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The story discussing an experiment where a bell was rung, a dog was served food, and (Pavlov's) dogs salivated illustrates:Learning through classical conditioning. (T/F)
Answer:
True
Explanation:
Classical conditioning is mode or form of learning in which a conditioned stimulus becomes related to an unrelated and unconditioned stimulus to produce a type of behavioral response called conditioned response.
A buzzer sound and feeding are not in any way related but the training of dogs by Pavlov to make sure that every time the buzzer goes of, they knnow its time to feed shows the association of a conditioned stimulus (feeding) with an unconnected and unconditioned stimulus (buzzer sound).
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Ally Manufacturing has an average accounts payable balance of $420,000. Its average annual cost of goods sold is $10,220,000. It receives terms of 2/15 net 30 from its suppliers. Is Ally managing its accounts payables well? A. Yes, since it, on average, chooses not to take the discount, but pays when payment is due. B. Yes, since it, on average, takes the discount, and pays at the end of the discount period. C. Yes, since it, on average, stretches payment beyond the due payment date. D. No, since it, on average, does not take advantage of the discount period and pays well before payment is due.
Answer:
B
Explanation:
Since it, on average, takes the discount, and pays at the end of the discount period.
In the United States, the institution that is charged with determining the size of the monetary base and with regulating the banking system is the:
Answer:
Federal Reserve System
Explanation:
Based on the information provided within the question it can be said that the Institution that is charged with this responsibility is the Federal Reserve System. This is the central banking system within the United States of America which was created in December 23, 1913. This System is responsible for determining the size of the monetary base and with regulating the banking system like mentioned in the question.
A competitive car wash currently hires 4 workers, who together can wash 80 cars per day. The market price of car washes is $5 per wash, and the price of workers is $60 per day. The car wash should hire a fifth worker if it would increase total production to at least
a.92 cars per day.
b.100 cars per day.
c.104 cars per day.
d.110 cars per day.
Answer:
b) 100 cars per day.
Explanation:
With the information above, we can conclude that each worker washes 20 cars per day, and earns a wage of $60 per day.
So the total labor costs per day is $60 wage per worker X 4 workers = $240
The total sales revenue per day is: 80 cars washed per day X $5 per wash = $400.
So, we can see that with four workers, the firm has a good profit of = $400 - $240 = $160.
If the firm hired a fifth worker, labor costs would increase to $320 ($240 + $60), the amount of cars washed would increase to 100, and the sales revenue would increase to $500 (100 x $5).
So, profits would increase to $180 ($500 - $320) if the firm hired a fifth worker.
However, productivity should still be stable, so a worker who washed less than 20 cars per day should not be hired, this is why the A option is wrong.
Hamilton Company reported an increase of $370,000 in its accounts receivable during the year 2018. The company's statement of cash flows for 2018 reported $1 million of cash received from customers. What amount of net sales must Hamilton have recorded in 2018?a. $630,000b. $1,370,000c. $1,000,000d. $370,000
Final answer:
Hamilton Company's net sales in 2018 are calculated by adding the increase in accounts receivable ($370,000) to the cash received from customers ($1,000,000). Therefore, the correct net sales amount is $1,370,000.
Explanation:
The question relates to the calculation of net sales for Hamilton Company given the increase in accounts receivable and the cash received from customers reported in the statement of cash flows. To determine net sales, one should consider both the cash received from customers and the change in accounts receivable during the period.
The increase in accounts receivable suggests that there were additional sales made on credit that have not yet been received in cash. Therefore, to calculate the net sales, we add the increase in accounts receivable to the cash received from customers:
Cash received from customers: $1,000,000
Increase in accounts receivable: $370,000
Net sales = Cash received from customers + Increase in accounts receivable
Net sales = $1,000,000 + $370,000 = $1,370,000
Therefore, the correct amount of net sales that Hamilton Company must have recorded in 2018 is $1,370,000, which corresponds to option (b).
For what client would the administration of an epidural block be most appropriate. What procedure is this client most likely to be having?
A client who is employed in the second stage
Explanation:
A second phase consumer who is working. The nerve block is a means of applying anaesthesia at a certain stage along the nerves to and from the region under which pain or muscle weakness is desired. There can be different types of nerve blocks.
Epidural anaesthesia throughout the space in which the nerves arise from the spinal cord is also an injection of this drug. During work and delivery, its use is common. The function of the brain requires anaesthesia in general.
The correct humerus will not be decreased by local aesthetics and the orthopaedic operation would not be done by means of a epidural. The injection for penetration is typically anaesthetised.
Selecting a sample of paid notes and tracing interest to the general ledger account is a test of the PCAOB assertion for
A. accounting.
B. valuation or allocation.
C. completeness.
D. existence or occurrence.
Answer:
C.completeness
Explanation:
Occurrence means transactions and events that have been recorded or disclosed have occurred and relate to the entity.Existence means whether or not accounts balances and related disclosures related Assets, liabilities and equity interests exist in the financial statements.
Completeness means there are no unrecorded transactions, events and disclosures and all transactions that have occurred has been included in the general ledger/financial statements
Valuation or allocation means that assets, liabilities and equity interests are included in the financial statements at appropriate amounts and any resulting valuation or allocation adjustments are appropriately recorded and related disclosures have been appropriately measured and described.
In this question, interest on sample of paid notes have been traced to the general ledger account, to check that whether the interest on the selected sample has been included in the general ledger and financial statements.Thus the answer shall be C.completeness
Which of the following is true of price elasticity of demand?
A. The price elasticity of demand is only defined by the competitive conditions in a country.
B. Demand is said to be inelastic when a large change in price produces a large change in demand.
C. Demand is said to be elastic when a large change in price produces a small change in demand.
D. Price elasticity tends to be greater in countries with low income levels.
Answer: Option c
Explanation: Elasticity is an economic term that describes a transition in consumer and vendor actions in response to a price change for a commodity. How the market for the commodity responds to a price change dictates the elasticity or in-elasticity of the demand for that product.
An inelastic commodity is the one that even after a price change, buyers continue to buy. A good or service's elasticity may change depending on the number of close alternatives accessible, its overall cost, and the length of time that has passed since the increase in price occurred.
Thus even if there is a slight change in demand due to change in price then the commodity is said to be elastic.
Option B is correct: demand is inelastic when a large change in price does not lead to a large change in demand. The price elasticity of demand reflects how sensitive the quantity demanded is to price changes.
Explanation:Of the provided choices regarding price elasticity of demand, option B is the correct statement. Demand is said to be inelastic when a large change in price does not produce a correspondingly large change in the quantity demanded. Conversely, demand is said to be elastic when a small change in price produces a large change in quantity demanded. The price elasticity of demand measures the responsiveness of quantity demanded to changes in price, with elastic demand having an elasticity greater than 1, inelastic demand having an elasticity less than 1, and unitary elastic demand having an elasticity exactly equal to 1. It is not simply defined by competitive conditions in a country nor does it generally correlate with income levels of the country in a straightforward manner.
Caleb is a manager at Computer-Care Company. He is expected to consider the effort of each decision alternative on all parties and select the one that optimizes the satisfaction for the greatest number of people.
This is an example of the:
a. utilitarian approach.
b. individualism approach.
c. moral-justice approach.
d. justice approach.
e. soft-line managerial approach.
Answer: Utilitarian Approach.
Explanation:
Utilitarian Approach is a method of decision making where a decision is made whose outcome positively affects a greater number of individuals.
Caleb is trying to determine a Utilitarian approach that would have a positive outcome for a greater number of people.
How will a decrease in the federal government's budget deficit affect the equilibrium interest rate in the bond market?
Answer:
Interest rate decrease
Explanation:
When the federal budget deficit increases, the Government Issue more treasury bonds to raise funds which increase the equilibrium interest rate in the bond market. Similarly, if the budget deficit decreases, the government stops issuing more bonds which decrease the equilibrium interest rate. It’s a simple concept of demand and supply which determines the interest rate.
The rationing function of prices means that
A) buyers and sellers synchronize their decisions through the price system
B) all goods and services are produced by large firms
C) government is responsible for setting the prices of basic foods.
D) businesses determine what goods consumers should purchase.
Answer:
A) buyers and sellers synchronize their decisions through the price system
Explanation:
Buyers are affected by the price mechanism and generally demand less at higher prices while sellers offer more when the price is higher. This provides a rationing mechanism that is not controlled by a central authority.