"what is the difference between a credit card and a debit card? why are credit cards considerably more popular with u.s. consumers?"

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Answer 1
The difference between credit card and a debit card is that:
Debit cards are linked to your bank account, and money is withdrawn from the account as soon as the transaction occurs. While credit cards are not linked to your bank account, they are linked to the bank or institution that issued the card. Credit card are billed monthly.
Credit cards are considerably more popular with U.S. consumers because debit cards are linked to your bank account and if someone stole the card, all the money in your bank account will vanish. where credit cards are not linked to your bank account, it is charged monthly as much money as you want.

Related Questions

York casting services started the year with total assets of $110,000 and total liabilities of $60,000. the revenues and the expenses for the year amounted to $110,000 and $50,000â, respectively. during theâ year, the company did not issue any commonâ stock, but it distributed dividends of $45,000. calculate the amount of increase or decrease inâ stockholders' equity for the year.

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York assets started the  year with $110,000-$60,000= $50,000 net assets. So for the current year, the revenues were $110,000 and expenses were $50,000 so add $110,000 to the $50,000 = $160,000 - $50,000= $110,000 net for this year. Since the total dividends are $45,000 then $45,000/$110,000= %40.9 increase in the stockholder's equity for the year which is very good. 

You are a member of Congress and your aide reports that unemployment continues to rise. You are due to report to the floor to vote on several bills. To address unemployment, you vote for the proposed bill that aims to
A. increase spending on grants for small businesses
B. increase taxes on large corporations
C. regulate unemployment offices
D. regulate cell phone towers

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To address unemployment, I vote for the proposed bill that aims to regulate unemployment offices. 

Making a down payment on a loan will
A) discourage punctual loan payments
B) increase the length of a loan
C) make a borrower seem less stable
D) decrease the amount of interest paid

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D) decrease the amount of interest paid.

A multinational company that acts with _____ has offices, manufacturing plants, and distribution facilities in different countries that are run based on the same rules, guidelines, policies, and procedures.

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A multinational company that acts with DEFINE GLOBAL CONSISTENCY has offices ..................... Define global consistency is a strategies used by companies that have branches in other countries of the world to maintain same corporate governance in all these branches. Things are done in all these companies in the same way for similar situations. Define global consistency make thing easier for managers at the branches when it comes to decision making. 

The lowest courts that hear cases related to federal law are called _____.

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The three levels of the federal court system are the Supreme Court,the Appellate Courts and the Lower courts.
The federal court of claims is a specialized "lower court" for hearing cases involving the federal government (federal contracts, taxes, military pay and benefits, eminent domain, etc). 

At which level of an organization are employees continuously evaluating company operations to hone the firms abilities to identify, adapt to, and leverage change?

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At the beginning level.

Which brand recently acquired by microsoft was originally created in sweden?

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Donya labs, developers of Simplygon, which is a 3D computer graphic software. But in January 2017, it is acquired by microsoft and they announce that 3D is for everyone on windows 10 update. Simplygon is developed in Donya labs (that focuses on 3D optimization), Sweden. There are many processes for Simplygon optimization.

If the equilibrium wage is $9 in the market for hotel workers and $8 in the market for restaurant workers and both markets have similar elasticities of labor supply and demand, then a minimum wage of $4 in both markets will:

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In such circumstances, the supply of labor in both markets will fall. The equilibrium salary for both industries is already at least twice as much the $4 rate. With such a low salary, there's no incentive to supply labor, especially if the situation is not critical that will compel people to accept almost any salary level in order to survive.

How does the agile manifesto address planning?

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Agile manifesto employed the idea that responding to change is more important than following a plan. Agile manifesto consider planning an expensive commodity which must be avoided. It makes allowances for change by not planing because it believe that change improves a project and add additional value.

Seemingly out of the blue, harriot comes home from work one day and says to her partner sherry, "i've found someone else. i'm moving out tomorrow." the type of breakup this example represents is

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the type of breakup this example represents is: sudden death
A sudden death breakup is a form of break up that seem to come out of nowhere without any form of build up.
The only reason this break up could happen is if the communication in that relationship is totally dead and they have no attachment toward one another

Marketing research indicates that youth aged _____ rent violent horror movies at a higher rate than any other age group.

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Marketing research indicates that youth aged _11-14____ rent violent horror movies at a higher rate than any other age group.

Final answer:

Marketing research suggests that high school-aged youth, particularly those aged 14 to 16, rent violent horror movies more frequently than any other age group. This is illustrated by examining popular video game and movie titles and their target demographics.

Explanation:

The subject of this question pertains to market research trends, specifically within the realm of entertainment and media consumption among different age groups. A look at popular video games and movie titles geared toward children and teens presents a significant amount of violent content. It is important to note that this does not inherently imply all youth or adolescents are attracted to violent media, but can suggest a proportionate correlation between age and this specific form of media consumption. Based on marketing research and the behavioral predictors indicated, youth aged 14 to 16 - typically high school age - tend to rent violent horror movies at a higher rate than any other age group. It's critical to inform that consumption of violent media does not necessarily result in violent behavior, as mentioned by psychological researchers.

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Alice is a 52-year-old typist working in the same law firm as 28-year-old juliet. both are considered excellent at their job, even though alice is older and has some delay in her reaction time. what is it that permits alice to perform her job the same as juliet?

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The likely reason as to why Alice has perform her job the same as Juliet because she likely has developed her selective optimization, in which it helps a person who is on an old age to be healthy and having an improvement of their well being. This is likely the cause as to why Alice can perform the same job as Juliet.

Which of these employee's primary duty is to see that the shop is run efficiently and that customers are satisfied with the services performed? A. Business owner B. Service consultant C. Shop foreman D. Service manager

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D. Service Manager, I just took the test.

In a business setting that is ran in a shop, there is usually an occupation that specifically handles the satisfaction of the visiting customer. This is a job that is commonly done by (D) service manager.

A service manager usually has a team of employees who help her or him to ensure that the services are delivered in accordance to the requirements set by the business to make the customers satisfied.

A black worker is shown how to perform her factory job by a white male supervisor. according to the contact hypothesis, this situation would be unlikely to reduce prejudice because ________.

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The answer to this question is that this question would be unlikely to reduce prejudice because the two individuals do not have equal status. Prejudice is an idea of a person to treat a person that is unfavorable or with bias that is sometimes based on the persons race, religion, sex, and other issues.   

Final answer:

The unequal power dynamics, lack of common goals, and insufficient support in the interaction hinder the effectiveness of reducing prejudice, as per the contact hypothesis.

Explanation:

The situation would be unlikely to reduce prejudice because of:

Unequal power dynamics: The contact hypothesis, as proposed by Pettigrew and Tropp (2006), suggests that for prejudice reduction to occur, conditions like equal standing between groups, common goals, and support from authorities are crucial. In this case, the white male supervisor holds a position of power over the black worker, creating an unequal dynamic.

Lack of common goals: If the two groups do not share common goals, cooperation, which is essential for reducing prejudice, might be lacking. The supervisor instructing the worker on a specific job task may not entail shared objectives beyond that immediate task.

Insufficient support: Without support from the institution or authorities, the contact may not lead to the desired reduction of prejudice. In this scenario, the absence of broader institutional backing for the interaction may hinder its effectiveness in combating bias.

Biology a food manufacturer doing market research on the possible customer demand for a new fast food item is an example of ________.

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I would say the answer should be market research or research done to determine or estimate customer demand for a new fast food item which I believe would take into account such things in the demographics of age of potential customers, and income brackets among other things.

​the growth of the federal bureaucracy can be linked to

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The growth of federal bureaucracy can be linked to centralization whereby the federal agencies are developed and expanded to handle all the functions of the state such as defence, revenue and taxes, immigration, environmental policy and is or should be expanded to meet the needs of a growing population if through birth or immigration. This growth will occur where the government sees the value of these services and realizes that the provision of these services is a key element in the smooth functioning of a modern democracy.

A subtle form of racial discrimination in housing is "racial steering." racial steering occurs when real estate agents show prospective buyers homes only in neighborhoods already dominated by that family's race. this violates the fair housing act of 1968. according to an article in chance magazine (vol. 14, no. 2 [2001]), tenants at a large apartment complex recently filed a lawsuit alleging racial steering. the complex is divided into two parts, section a and section

b. the plaintiffs claimed that white potential renters were steered to section a, while african americans were steered to section

b. the table below shows the data that were presented in court to show the locations of recently rented apartments.

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The table represented below is how the people were divided in the household.

As you can see, the white people have more privileged to stay in the household. And the consistency of having the black people rented are of minimum. This violates the policy because of it's unfair system to the people and the division of the homes.

_____ processes include defining and authorizing a project or project phase.

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Initiating processes include defining and authorizing a project or project phase.

Initiating process is the process used in Project management.

There are five process groups in project management: Initiating Process Group, Planning Process Group, Executing Process Group, Monitoring and Control Process Group and Closing Process Group.

Robert's coworkers have decided to organize a strike against their employer. they say they won't report to work until they receive a pay increase. robert doesn't really feel this is fair because he knows the budget has been cut, and the employer is trying to discuss other ideas with the workers. robert decides to participate in the strike anyway. robert's actions can best be explained by:

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Final answer:

Robert's actions can be best explained by the concepts of free riding and the collective action problem. Despite understanding the economic situation of his employer, he decides to participate in the strike, hoping to benefit from potential wage increases without having to bear the cost of understanding and accommodating his employer's economic challenges.

Explanation:

Robert's actions can best be explained by the concept of free riding and the collective action problem associated with it. The term 'free rider' refers to someone who benefits from resources, goods, or services without paying for the cost of the benefit. In the scenario, Robert knows the budget has been cut, and he understands his employer's position. Nevertheless, he decides to participate in the strike, hoping to enjoy the potential benefits (pay increases) without participating in the cost (forging an understanding with the employer).

Furthermore, Robert's situation also presents an instance of an implicit social contract between employers and employees. Despite understanding the challenging economic situation of his employer, Robert decides to behave contrary to this understanding because of the potential for a better outcome. This behavior is illustrative of the dynamics of the implicit contract which assumes that loyalty to an employer pays off in the long run, providing security against wage declines in bad times.

In summary, Robert's behavior is not an uncommon phenomenon in labor unions or employee groups. It's rooted in socio-economical dynamics, shared responsibilities, and perceived fairness in the workplace.

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True or false? marketing is responsible for defining a marketing qualified lead (mql) and sales is responsible for defining a sales qualified lead (sql).

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The answer is FALSE. 

Both teams must work together to come up with a common definition of the terms.

1) Determine how to classify leads
2) Assess and determine on how identified leads will be contacted (by salesperson or by automated email marketing) 

A marketing qualified lead is defined as a lead of interest. It means that the lead fits the predetermined qualifications. Its reaction to email marketing will determine whether this MQL will become a SQL. 

A sales qualified lead is defined as a hot lead. It means that the salesperson must contact the lead within 48 hours because the probability of closing a sale is high. 


You have a workbook that contains sales data for different regional sales reps of a company. which task is the least likely to be done while the worksheets are grouped?

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The least likely task to be done while the worksheets are grouped when you have a workbook that contains sales data for different regional sales representatives of a company, is to make sure that you ungrouped sheets if ever you want to perform a task on only one worksheet because if you forget to ungroup sheets you could potentially ruin several worksheets by overwriting data on all worksheets instead of just the active worksheet.

In recent years, polls show that ______ of respondents have favorable opinions about congress as a whole.

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The congress is the legislating body of the federal government which is consisting of two chambers, the Senate and the House of Representatives. Recently, polls have shown that fewer than 35% of the respondents gave favourable opinions about this legislating body. This lack of trust must be because of the scandals or news about corruption tainting this legislation.


Answer: Fewer than 35% 

Compared to the whole-report technique, the partial-report procedure involves _____.
a. a shorter rehearsal period
b. a smaller stimulus set
c. a smaller stimulus set and a smaller response set
d. a smaller response set

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D. A smaller response set

We are reading a book that contains an account of early space flights. what kind of of pronoun is that in the sentence

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There are two pronouns in this sentence - the word 'we,' and the word 'that.' Since you didn't indicate which one it is you need to determine the type of, I will just explain both of them.
The pronoun 'we' is a personal pronoun, meaning that you would use this word to refer to yourself and others. Some other personal pronouns are: I, you, he, they, etc.
The other pronoun in the sentence is 'that,' and it is a relative pronoun. This means that it connects two parts of a sentence by referring to a noun in the first one. Here, the word 'that,' which can be substituted with the pronoun 'which' and have the same meaning, refers to the noun 'book.'
Indefinite pronouns are those such as somebody, anyone, etc. Interrogative pronouns are used in questions - which, who, etc. Demonstrative pronouns are used when you are pointing to something - Give me that book.

"That" is relative in the sentence

Lisa and lena own a shop together. they are partners in their business of 2 years. lisa is a designer; lena is a seamstress. lisa worries that if lena becomes disabled, that would affect their business. she inquires about purchasing disability buy-sell insurance. what does her agent tell her about that type of policy?

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The agent of Lisa would likely tell her about the process and the rules in regards of the disability buy and sell insurance. The agent would likely explain that if she acquired this type, the insured person would likely be protected when the person has exhibit a disability and that having this type of insurance have benefits and are likely to be tax free.  

A salesperson with sales intelligence will most likely be able to create value for a prospect by having an understanding of the

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........ by having an understanding of the culture and vision of the prospect's firm. Sales intelligence will helps the salesperson to tailor his product to fit into his prospect's company visions and goals. This will make the prospect to consider the advertised product necessary and needed for his use and push him into buying the product.

The manner in which luis delivers bad news to his employees will have little to no effect on his credibility.

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That statement is false

The manner in delivering bad news will determine the response of Luis' team members.
The most credible leaders tend to have the capability to deliver bad news in a way that motivate the team members to overcome the obstacles and increase their efficiency

Which of the following is used by the federal government to provide Social Security and Medicare benefits?

federal payroll tax
property tax
sales tax
FICA

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I believe the answer to this question is federal payroll tax.

FICA is used by the federal government to provide Social Security and Medicare benefits. Thus, the last option is the correct answer.

What is FICA?

FICA is a federal payroll tax in the US. The Federal Insurance Contributions Act is what it is called, and it is taken out of every paycheck. Our insured wages or self-employment are precisely recorded by Social Security thanks to the nine-digit number. We accrue Social Security benefit credits when we work and pay FICA taxes.

The Federal Insurance Contributions Act is a payroll deduction made by the federal government of the United States to Social Security and Medicare, two government programs that offer benefits to retirees, those with disabilities, and the offspring of deceased workers.

Therefore, the federal government uses FICA to provide Social Security and Medicare benefits.

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All you need to succeed in the fashion and design industries is a great sense of fashion.
a. True
b. False

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The answer is A. False

In integrated pest management traps and glue boards are used primarily to

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Integrated pest management (IPM) is a program that controls pests and helps pesticide applicators manage insects, plant diseases, weeds, and vertebrate pests.
In IPM traps and glue boards are primarily used to capture rats and mice without poison.
In order to protect the environment in the future non-chemical techniques should be considered and used whenever possible.

Answer:

eliminate pest

Explanation:

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