Answer:
D) All of the above have been proposed
Explanation:
The problem with the too big to fail financial policy is that financial institutions that are considered too big started to assume greater investment risks since they were treated differently than other not too big banks.
For example, if the FDIC decides that a too big to fail bank is about to fail, they will use the purchase and assumption method to ensure that the bank's depositors don't suffer losses, but the government assumes the losses and the government is paid by all of us.
The Dodd-Frank Act makes it harder for the Federal Reserve to bail out financial institutions, but that is simply not enough. Big banks have played enough with the taxpayers' money and should be held responsible for their actions. They at like spoiled children that go around breaking things because their parents will pay for them.
In a placer deposit, gold settles out first when the stream current slows down because _____
Answer:
gold is denser than any other mineral
Explanation:
a placer deposit is an accumulation of valuable minerals formed by gravity separation from a specific source rock during sedimentary process .
minerals that form a placer deposit have high specific gravity and are chemical resistant and weathering. these minerals include gold, platinum, chromium, native copper, zircon, monazite, cassiterite, magnetite, ilmenite, and various gemstones.
Revenues and intangible benefits such as referrals and feedback a consumer brings to the seller over an average period of their relationship, less the amount the company must spend to acquire, market to, and service the customer is known as the _____.
Answer:
Customer Lifetime Value (CLV)
Explanation:
A customer's lifetime value, or Customer Lifetime Value (CLV), is the total amount of money that a customer is expected to spend during their lifetime on your business or on your products.
It is a prominent figure to understand because it helps you decide how much money to invest in the acquisition of new customers and the retention of existing products.
The Browns have a real estate agreement with Sell Fast Real Estate Company. A couple makes a ridiculously low offer on their home, which is five-bedrooms, five-baths in Malibu. The offer is $200,000 less than the Browns' asking price.
Does the broker have to present the offer to the Browns, even if it is obviously going to be rejected and waste everyone's time?
a) No, if an offer is clearly not going to be accepted, the broker, acting in the seller's best interest, does not have to present the offer.
b) Yes, according to the regulations of the Real Estate Purchase Agreements in c) California, all offers received by the broker must be presented to the seller, no matter how out of line with expectations.
d) Yes, the agent, acting in the seller's best interest, must present the offer. In discussing the property with other prospective buyers, there is a record of an offer having been extended, making the property appear desirable.
e) None of the Above
Answer:
The Browns have a real estate agreement with Sell Fast Real Estate Company. A couple makes a ridiculously low offer on their home, which is five-bedrooms, five-baths in Malibu. The offer is $200,000 less than the Browns' asking price.
Does the broker have to present the offer to the Browns, even if it is obviously going to be rejected and waste everyone's time?
Yes, the agent, acting in the seller's best interest, must present the offer. In discussing the property with other prospective buyers, there is a record of an offer having been extended, making the property appear desirable.
Explanation:
Appropriate use of the finite multiplier formula will______ when performing research on small populations.
a. reduce the sample but increase the cost.
b. reduce the calculated sample size and save money.
c. increase the calculated sample size and save money.
d. reduce the overall cost of the research.
Answer:
The correct answer is B
Explanation:
Appropriate use of the finite multiplier formula will reduce the calculated sample size and save money when performing research on small populations.
GOOD LUCK
In general, the basis of property to a corporation in a transfer that qualifies as a nontaxable exchange under § 351 is the basis in the hands of the transferor shareholder decreased by the amount of any gain recognized on the transfer.
True / False.
Answer
False
the basis of property to a corporation in a transfer that qualifies as a nontaxable exchange under § 351 is not the basis in the hands of the transferor shareholder decreased by the amount of any gain recognized on the transfer.
in what way are electronic communications sometimes different from other business communications?
They are more formal
They are more casual
They are longer
They are more professional
Electronic communications sometimes different from other business communications in a sense that they're more casual.
Answer: Option 2
Explanation:
Electronics communication as the name suggest is a mode of communication through electronic mediums such as e-mail, voice mail, messages, blogs and many more. Business communication on the other hand is an activity where knowledge is share between the people of various companies.
Electronic communications differ from business communications in a sense that they’re more casual. When employees or any other group of people interact via electronic medium, their engagement with other people is quite casual. Business communication on the other hand is quite professional and formal.
Electronic communications are sometimes different from other business communications because they are often more casual.
Electronic communications, such as emails, instant messages, and social media interactions, often carry a more casual tone compared to traditional business communications like formal letters or memos.
This informality stems from the nature of digital interactions, where speed and brevity are prioritized. In electronic communications, individuals may use abbreviations, emoticons, or informal language that would not typically be found in formal business documents.
Additionally, the instantaneous nature of electronic communications can lead to a more conversational style, with less emphasis on structure and formality.
While professionalism is still important in electronic communications, the informality allows for quicker exchanges and fosters a more relaxed atmosphere conducive to collaboration and relationship-building.
A high home inflation rate relative to other countries would ____ the home country's current account balance, other things equal. A high growth in the home income level relative to other countries would ____ the home country's current account balance, other things equal.
Answer:
The correct answer is: decrease; decrease.
Explanation:
A high inflation rate in the home country as compared to other countries implies that the price level will be relatively higher. This will cause the export demand to decrease and import demand to increase as the foreign goods will be cheaper than the domestic goods.
This increase in imports and a decrease in exports will cause the current account balance to decrease.
An increase in income will cause the demand to increase. A shift in the demand curve will cause the price level to increase. An increase in the price level will decrease the current account balance as mentioned above.
Suppose that factories in Chicago, Illinois, and Gary, Indiana, produce pollution thataffects people living in western Michigan. Even though the polluting plants and affectedindividuals can be identified, the externality cannot be resolved privately because of thelarge number of both polluters and affected individuals. This is an example of:
A)the assignment problem.
B)the free rider problem.
C)Crowding out of pollution
D)transaction costs and negotiating problems.
Answer:
D)
Explanation:
transaction costs and negotiating problems
Since the factories cannot come to common agreement and solve the pollution issue, the correct answer is transaction costs and negotiating problems
A major reason for the end of the Great Depression was an increase in government spending 1. for Social Security 2. for space exploration 3. for environmental protection 4. associated with the war effort
Answer:
4. Associated with the war effort
Explanation:
Economists and historians hold the view that the beginning of World War II in 1939 was a major event that ended the Great Depression. This is as a result of the Government's spending on the preparation forward at the very least accelerated the recovery from the depression.
For instance, it is believed that policies such as the rearmament policies helped to stimulate Europe's economy by reducing unemployment between 1937 and 1939 and the start of the war brought an end to the unemployment siege that was prevalent during the Depression
The reduction in the unemployment rate as a result of spending on the war was also witnessed in the United States as historians and economists believed that US' entry into the war n 1941 drastically reduced the rate of unemployment to below 10%.
What exactly was this spending associated with war efforts, the government in preparation for the war started enacting policies that established numerous contracts on arms and equipment with many private contractors and businessmen and these companies needed to employ people and also commit to these contracts to secure their gains and these were very key in ending the Great Depression.
In this example of the Keynesian adjustment process, the overall right-shift in Aggregate Demand after the multiplier effects are completed cause Real Spending GDP to increase to a level of $ ___________ billion dollars..
Answer:
500
Explanation:
In this example of the Keynesian adjustment process, the overall right-shift in Aggregate Demand after the multiplier effects are completed cause Real Spending GDP to increase to a level of $ 500 billion dollars.
Jim has $1,000 income from his job and $200 stock dividend income this month. This month Jim has rent and utilities of $300 and he spent $300 on groceries and $200 on clothing. What is his cash inflow this month?
A) $1,200
B) $400
C) $600
D) $500
Answer:
A) $1,200
Explanation:
The cash inflow is that amount which increases the cash balance i.e cash has come whereas cash outflow is that amount which decreases the cash balance
In the given situation, the cash inflow would be
= Income generated from his job + stock dividend income
= $1,000 + $200
= $1,200
And, the cash outflow would be rent & utilities and other types of expenses which decrease the cash balance as the cash is gone
Joan Kerry, an American national, worked as a senior manager in her firm's headquarters in New Jersey. When her firm opened a new office in San Francisco, she was transferred to California
Soon, she started feeling like an immigrant in her own country owing to the differences in attitudes and lifestyle between New Jersey and California. Joan is most likely experiencing ________.
A) segregation
B) subculture shock
C) social distance
D) power distance
Answer:
B) Subculture shock
Explanation:
Culture shock is where one feels out of place due to a difference in their present environment from their previous environment brought about by differences in the attitudes and practices of people in their present environment. Joan is clearly experiencing subculture shock since her feeling of disorientation stems from the difference in practices and attitudes of Californian people, fitting our description of subculture shock. It is "subculture" since the people in California are still Americans though different from New Jersey inhabitants. She is not experiencing segregation as we are not told that she is in any way receiving a different sort of treatment from others based on any grounds whatsoever.
Demand-pull inflation occurs when a. there is a negative GDP gap. i. prices rise because of an increase in aggregate spending not fully matched by an increase in aggregate output. ii. there are increases in per-unit costs of production. iii. there is a negative price gap. b. A negative GDP gap is associated with demand-pull inflation. i. international inflation. ii. cost-push inflation. iii. output inflation. c. A positive GDP gap is associated with demand-pull inflation. i. output inflation. ii. cost-push inflation. iii. international inflation.
Answer: i. prices rise because of an increase in aggregate spending not fully matched by an increase in aggregate output.
Explanation:
Demand pull inflation is caused by an upward pressure on prices with little to less supply. There is an imbalance between the aggregate demand and supply. When demand surpasses the supply then it causes demand pull inflation. This results in higher prices. Also, when there is low unemployment then it causes people to have more disposable income that leads to more purchases then actual supply.
Firms will be willing and able to produce more output only when prices rise because the______cost of production is rising.
Answer: Opportunity cost
Explanation: Firms would be very willing to produce goods with rising prices because the opportunity cost of production would also rise with the price.
The opportunity cost of production is the cost of producing a product as against other products, or what a company stands to gain when it produces a particular product instead of other products.
Therefore an increase in price of a product means that it would be very profitable to produce that product.
Match the following:
1. Complement Butter and margarine
2. Substitute What happens to the demand for butter, if the price of margarine increases?
3. Demand Increases Ice cream and ice cream cones
4. Demand Decreases What happens to the demand for ice cream cones, if the price of ice cream increases?
Explanation:
1. If butter complements margarine for instance, and there occurs a sudden increase in the price of butter leading to lower demand, this would affect the demand for margarine negatively leading to a fall in the demand for margarine.
2. If this goods are substitutes the demand for butter will increase when the price of margarine rises.
This is because it is only natural for people to switch to the next best alternative (substitute) that fills the same purpose or needs.
3. Remember Ice cream and ice cream cones complementary goods; meaning the demand for one increases the demand for the other and vice versa.
4. If the price of ice cream increases, demand would also decrease for ice cream as consumers are usually sensitive to price.
This decrease in the demand for ice cream would also affect ice cream cones since they complement each other, leading to a decrease in the demand for ice cream cones.
1. Complement = Ice cream and ice cream cones
2. Substitute = Butter and margarine
3. Demand Increases = What happens to the demand for butter, if the price of margarine increases?
4. Substitute = What happens to the demand for ice cream cones, if the price of ice cream increases?
B owes $145,000 on her mortgage loan and back property taxes of $5,400. The bank foreclosed on the property, selling it for $140,000 at a sheriff’s sale. The costs associated with the proceeding were $1,200. If the bank wants to recover the balance of what B owes, it can
The bank can seek a deficiency judgment against B for $11,600, the difference between the total debt owed ($150,400) and the amount the bank recovered from the property sale ($138,800) after deducting the sale costs.
If B owes $145,000 on her mortgage loan and back property taxes of $5,400, and the bank sold the foreclosed property for $140,000 at a sheriff's sale with associated costs of $1,200, the bank can try to recover the balance of what B owes through a process called deficiency judgment. Here's how the calculation would work:
Total debt owed by B = Mortgage ($145,000) + Property Taxes ($5,400) = $150,400.
Total amount recovered by the bank = Sale price ($140,000) - Sale costs ($1,200) = $138,800.
Deficiency amount (what B still owes) = Total debt ($150,400) - Total amount recovered ($138,800) = $11,600.
The bank can seek a deficiency judgment against B for the deficiency amount, which is the difference between the debt owed and the amount recovered from the sale of the property.
Your boss asks you to email a spreadsheet that is similar to a checkbook register, since it reflects changes in the company's cash position last month. When sending the email, you MOST LIKELY will attach the file named ________.
Answer:
As per our research complete question is
Your boss asks you to email a spreadsheet that is similar to a checkbook register, since it reflects changes in the company's cash position last month. When sending the email, you MOST LIKELY will attach the file named ________
A) Operating_Budget
B) Income_Statement
C) Balance_Sheet
D) Statement_of_Cash_Flows
E) Capital_Budget
Explanation:
The correct answer is D) Statement_of_Cash_Flows .
A cash flow statement is the financial statement that represents the cash generated or used by a company in a given period. It is part of all annual reports issued by a company . This statement includes transaction that effects a company cashflows. Expenses and income accrued and provision expenses are not part of this statement.
The real wages of workers will tend to be high when
Answer:
When labor productivity is high.
Explanation:
According to neoclassical economic theory, real wages are equal to the marginal product of labor (MLP). The marginal product of labor is the extra output produced by one extra unit of labor (one extra worker).
If the MPL is high, this means that workers are very productive, and therefore, are paid a high real wage accordingly.
This is why countries with high labor productivity like the U.S. or Switzerland also have very high real wages.
In comparison to the buying pattern of final consumers, the purchasing behavior of organizational buyers is
Answer:
first and foremost influenced by the economic needs that they have for quality and reliability.
Explanation:
Based on the information provided within the question it can be said that the the purchasing behavior of organizational buyers is first and foremost influenced by the economic needs that they have for quality and reliability. Since consumers want to purchase a product they can trust that will not fail after purchase and will get the job that it is suppose to do, done.
Answer: is primarily influenced by economic needs.
Explanation: Customers usually evaluate their purchasing power before actually deciding which product to purchase and why. Purchasing power is the financial ability the customer has to buy a product or service. Economic factors are the main influence of any buying decision. This is naturally because people need cash to buy what they want. So they cannot buy what they cannot afford. Thus a factor to look at within this section is affordability. Other factors to consider are also the quality of the products as well as how reliable they are.
A homesteaded property is located in Pensacola, Florida, in Escambia County. The city tax rate is 8.8 mills, the county tax rate is 9.2 mills, and the school district tax rate is 6.5 mills. The homeowner is a widower and has qualified for homestead exemption. The home has been assessed at $183,500.. How much will the owner pay in property taxes?
Property taxes in Pensacola, Florida are calculated by combining city, county, and school district tax rates with the assessed property value.
Explanation:Property taxes are calculated by multiplying the assessed value of the property by the tax rates of the city, county, and school district. In this case, the total property tax amount can be computed by adding up the taxes from each entity. The homeowner in Pensacola, Florida, will pay property taxes based on the assessed value and the millage rates of 8.8 mills for the city, 9.2 mills for the county, and 6.5 mills for the school district.
The amount by which a project increases the value of the firm is given by which of the following?A. The project's accounting rate of returnB. The project's net present value (NPV).C. The project's internal rate of return (IRR).D. The project's present value.
Answer:
B. The project's net present value (NPV)
Explanation:
A. The accounting rate of return is computed below:
= Annual net income ÷ average investment
where,
the average investment would be
= (Initial investment + salvage value) ÷ 2
It is used to measure the profitability based on the return after computing it.
B. In this net present value approach, it subtracts the initial investment from the discounted cash inflows of the present value. If the sum is positive than the project, otherwise it is not beneficial to the company.
C. The internal rate of return is the return in which the net present value is zero, meaning that the initial investment is equal to the present value of the annual cash flows after taking into account the discount factor
D. The present value does not give the absolute value about the increasing amount of the project
Above all the explanations, the appropriate answer is B.
The __________ is the one statewide elected executive office that is not constitutionally mandated.
Answer:
Commissioner of Agriculture
Explanation:
It was created by statue in 1907, and the candidates of the commissioner of AG must be practicing farmer.
Among other tasks, regulates the use of pesticides in agriculture and ensures their proper use.
Amelie was recently promoted to manager of international relations at her company. Executives chose her for this position because she displays a knack for adapting to a variety of cultural communities and is able to interact well with diverse types of workers. Which of the following does Amelie display in this scenario?
A) High cultural competency
B) High analytic skills
C) High intelligence quotient
D) High cultural complex
Answer:
(a) High cultural competency
Explanation:
Cultural competency is the ability to comprehend, speak with and viably collaborate with individuals crosswise over societies.
Cultural competence incorporates. monitoring one's very own reality of the world. creating uplifting frames of mind towards social contrasts. picking up information on various social practices and world perspectives.
Final answer:
Amelie shows high cultural competency by being able to understand and adapt to various cultural backgrounds and effectively interact with diverse workers.
Explanation:
Amelie displays high cultural competency in this scenario. Cultural intelligence, sometimes referred to as cultural competence, is an individual's capability to understand how a person's cultural background influences behavior and to interact effectively with people from different cultural backgrounds. Amelie's ability to adapt to a variety of cultural communities and to interact well with diverse types of workers suggests that she possesses the skill to function effectively in situations characterized by cultural diversity, which is the essence of high cultural competency.
Esteban's job responsibilities were recently changed as part of a decentralization effort taking place at his place of employment. He is to decide when a file's status is to be altered, rather than only altering files at his supervisor's discretion. Esteban is pleased that his judgment is now utilized and valued by his employer. Esteban's job has been:______
a. encompassed.
b. enlarged.
c. expanded.
d. enriched.
e. explored.
Answer:
The correct answer is d. enriched.
Explanation:
The enrichment of tasks is a system that seeks to redesign jobs, increasing motivation and job satisfaction among workers. Therefore, the main objectives of the enrichment of the tasks are:
Increase the effectiveness of work organization. Provide jobs that are stimulating for the person.The advantages achieved by implementing this system in the organization of the company are:
Feeling of satisfaction and motivation among workers: it breaks with the monotony and / or repetitiveness of the work. Workers are given a greater capacity for autonomy and responsibility in the tasks they carry out: as responsibility increases, workers may be encouraged to participate more frequently in decision-making, as well as in the solution of technical or organizational problems (proposals and suggestions). Better use of workers' capacities: with the new distribution of tasks, synergies may arise during collaboration between departments or even within the same. Improvement of personal relationships at work: greater collaboration during the performance of different tasks leads to increased communication and dialogue among all, thus achieving a better working environment. Greater involvement of workers: it is necessary that individuals know their role within the organization, the importance of the task they perform, as well as the results of it. Simplification of company structures: by redesigning jobs and their functions, a simplification of the organizational pyramid is achieved, resulting in a horizontal structure or flat organization. This allows workers to make their own decisions that report to a single manager, there is no intermediate link that limits the innovative capacity of the worker.When producers operate in a market characterized by negative externalities, a tax that forces them to internalize the externality will:
a. give sellers the incentive to account for the external effects of their actions.
b. increase demand.
c. increase the amount of the commodity exchanged in market equilibrium.
d. restrict the producers' ability to take the costs of the externality into account when deciding how much to supply.
Answer:
A) give sellers the incentive to account for the external effects of their actions.
Explanation:
The effect of levying a tax that represents the cost of the externality could lead to one of two outcomes:
Firms that are causing the externality add the cost of the externality in the final price of their products.Firms that are causing the externality attempt to reduce or eliminate the externality, so that prices remain the same, and competitiveness is not lost.For example, the most common example of an externality is pollution, therefore, the industrial sector operates in a market characterized by negative externalities. If the government levied a tax on factories accounting for the pollution they produce, these factores either would increase prices, or try to reduce pollution.
Neither an easement appurtenant nor an easement in gross can ever be transferred separately from the dominant estate.
Answer:
False
Explanation:
An appurtenant easement gives the right to use adjoining property for a specific purpose, and it is transferred to the following owner of the dominant estate automatically.
An easement in gross gives a third party a right to use another person's land. The easement in gross is valid until the owner or the land dies or the owner of the easement dies. An easement in gross can be apportioned to others by the owner of the land, therefore it can be transferred.
Dr. Tylka is studying the way that people value relationships. For the purpose of her study, she defines an interest in relationships as "the number of people with whom you have had a conversation that is not related to work activities in the past 48 hours." This process of defining the variable of interest is called ________.
Answer:
Operationalization
Explanation:
Operationalization refers to the process of defining the measurement of a phenomenon that is not directly measurable, though its existence is inferred by other phenomena. Dr. Tylka studies the way that people value relationships but she derived a subjective social variable that was based on her own personal opinion and feelings. Her opinions was inferred from her previous studies whose existence was deduced by other phenomena.
Jenna is searching for a job that suits her tastes about where to live. Mary is looking for a job that makes best use of her skills.
a. Jenna and Mary are both frictionally unemployed.
b. Jenna and Mary are both structurally unemployed.
c. Jenna is frictionally unemployed, and Mary is structurally unemployed.
d. Jenna is structurally unemployed, and Mary is frictionally unemployed.
Answer:
a. Jenna and Mary are both frictionally unemployed.
Explanation:
Frictional unemployment is short-term in nature and arises as workers search for their first jobs or are moving between jobs. An example of frictional unemployment is a fresh graduate searching for their first employment. Frictional unemployment is the natural unemployment in the economy. It is caused by factors that lead to economic under-performance.
Shifts in the economy cause structural unemployment. It occurs when the skills available are not suited for the current job openings. Jenna and Mary have not been affected by changes in the economy. Their unemployment is natural and temporally.
A bank pays "interest" (the rental price paid for use of the money) on savings accounts, CD’s and on some types of__________________..
Answer and Explanation:
Checking accounts.
Bank pays interest on savings account, certificate of deposits and checking accounts. These pay may vary but are paid by the bank to their client. Percent of interest is set by the central bank or the state bank of the country.
The text suggests marketing efforts should be guided by five sustainable marketing principles. In the video, Bert Jacobs, co-founder of Life is Good, discusses the company's commitment to improving children's lives; he says, "We look at clothing and t-shirts and anything that we make as a tool and a vehicle to accomplish something deeper and more meaningful in our lives." Which sustainable marketing principle is best represented by that statement?
Answer:
Sense-of-mission marketing
Explanation:
Sense-of-Mission Marketing is fundamentally a marketing principle that requires an institution to define its mission in such a way that it has a wider social context instead of simply being brand-oriented or product-related.
This idea has resulted in a new generation of progressive businessmen who are heavily trained business executives with a sense of personal responsibility and enthusiasm for a greater purpose.