For individuals in their golden years who are approaching? retirement, a mix of? ________ percent common stocks and? ________ percent bonds is a relatively common recommendation from financial planners.
The answer to this question is that a mix of 60 percent of common stocks and 40 percent of bonds is the common recommendation of financial planners.
Those who are approaching retirement and want to invest or save for their retirement a mix of stocks, bonds, and amounts of savings will do in order for them to achieve their goal in having a retirement fund. Mixing in this kind of fund is also known as asset allocation. Asset allocation is a strategy in investing where in the investor balances the risks and reward by focusing on the investment goal of the person / investor.
A governor decides that he or she wants to explore a run for president. after six months, the prospective candidate cannot seem to generate any widespread interest or raise funds so he or she drops out of consideration for the presidential election. this scenario is an example of which stage of the presidential processes?
The answer to this question is Prenomination stage of Presidential process.
Prenomination is the first stage in the process of electing a President. Prenomination is a stage where the parties choose which candidate shall represent to run for Presidency. In order to run for Presidency the following are the criteria to run as President; must be a natural born citizen of the United States, at least 35 years old, and have at least 14 years or being a resident of the United Stated of America.
Question help mantua motors is evaluating a capital investment opportunity. this project would require an initial investment ofâ $38,000 to purchase equipment. the equipment will have a residual value at the end of its life ofâ $3,000. the useful life of the equipment is 5 years. the new project is expected to generate additional net cash inflows ofâ $12,000 per year for each of the five years. mantuaâ motors' required rate of return isâ 14%. the net present value of this project is closest to
NPV = 12,000 * [(1-(1.14)^-5) / 0.14] – 38,000
NPV = 12,000 * [(1 – 0.519)/0.14] – 38,000
NPV = 12,000 * (0.481/0.14) – 38,000
NPV = 12,000 * 3.436 – 38,000
NPV = 41,232 – 38,000
NPV = 3,232
We need to consider the residual value of 3,000 that the company will have at the end of 5 years. It serves as an additional cash flow, thus, we need to add its PV to the NPV.
Present Value factor of the 3,000 is:
PV Factor = 1 / (1+r)^n
PV Factor = 1 / (1+0.14)^5
PV Factor = 1 / 1.925
PV Factor = 0.519
3,000 x 0.519 = 1,557
We add this to the NPV.
3,232 + 1,557 = 4,789
Once the organization structure is in place, a supervisor must identify the tasks to be done, combine them into jobs, and then formalize the process through a
An organization's ___________ describes what the organization hopes to become in the future.
Assume initially the economy is at full employment. if aggregate demand increases, the aggregate price level and costs will ______, and ultimately, the short run aggregate supply curve shifts to the _______.
The name given to the fraction of deposits that a bank is legally required to hold in its vault, or as deposits at the fed, is __________.
Describe the critical characteristics of information. how are they used in the study of computer security?
The critical characteristics of information in computer security include confidentiality, integrity, and availability, which guide the protection of data. These principles are upheld with technical, policy-based, and procedural methods to defend against cybersecurity threats and ensure the resilience of information systems.
In the realm of computer security, understanding the critical characteristics of information is essential. These characteristics include confidentiality, integrity, and availability, often referred to as the CIA triad. Confidentiality ensures that sensitive information is accessed only by authorized users. Integrity guarantees that the data remains accurate and unaltered during transfer or storage. Availability ensures that information is accessible to authorized individuals when needed. Computer security professionals use these principles to create systems that protect against unauthorized access, alteration, and disruptions, therefore ensuring that the security of an information system is preserved.
Ensuring Confidentiality, Integrity, and Availability
Confidentiality: Protecting information by granting access only to those who are authorized.
Integrity: Keeping data consistent and accurate by allowing only authorized alterations.
Availability: Ensuring that systems and data are available to users when required.
In the study of computer security, these qualities are upheld through a combination of technical measures, policies, and protocols that aim at protecting against cybersecurity threats such as network breaches, malware, and cyber-attacks. This involves regular system upgrades, monitoring for vulnerabilities, especially zero-day attacks, and implementing multiple layers of defense in depth strategies.
Professionals in this field also rely on various tools and techniques to verify information security and employ critical thinking to evaluate evidence of potential threats. Adhering to established security standards is crucial in maintaining the robustness of organizational information systems, which consist of hardware, software, and human elements, all potentially vulnerable to cyber risks.
Your local chain grocery store has out of season produce. what is the best way to foster sustainable agriculture in your own community? question 7 options:
There are a lot of ways to foster sustainable agriculture in your own community and these are:
- Support Community Supported Agriculture (CSA’s) groups
- Eat plant-based foods
- Become aware of food and nutrition policies at the federal, state and local levels
- Support local farms
Leo's lawn care purchased equipment on january 1. the cost was $15,000, and the equipment had a residual value of $4,000. the equipment was given a useful life of 7 years. after the end of two years, it was determined that the equipment would be obsolete in 3 more years, and the residual value would still be $4,000. what will be the depreciation under the straight-line method to the nearest dollar for the third year?
For the 1st case: It was stated that the initial value is $15,000, salvage value is $4,000 and the useful life is 7 years. Therefore the depreciation per year assuming straight line depreciation is:
Depreciation = ($15,000 - $4,000) / 7 years
Depreciation = $1,571.43 / year
Since this 1st case covered 2 years, then the value after 2 years is:
Value after 2 years = $15,000 – ($1,571.43 / year) * 2 years
Value after 2 years = $11,857.14
For the 2nd case: After 2 years the useful life is adjusted and there would only be a remaining life of 3 more years whie the salvage value is still at $4,000. The depreciation after 2 years is:
Depreciation = ($11,857.14 - $4,000) / 3 years
Depreciation = $2,619 / year
Therefore the depreciation for the third year is $2,619. While the remaining value after 3 years is $11,857.14 - $2,619 = $9,238.14
As the name monopolistic competition implies, a firm’s decisions in this setting will in certain ways resemble ______________ and in other ways resemble________________ .
Janet works as a senior software developer in a multinational it firm. she prefers to work as an individual contributor and volunteers to work on challenging projects. the firm encourages janet and other people like her by assigning them to projects that require a great deal of innovation. the firm motivates janet by appealing to her need for __________.
The firm motivates Janet by appealing to her need for achievement as she is a type of individual who always volunteers on projects that are challenging of which she has a sense of determination in tackling things like this which will make her even more motivated if she has achieved and finished the work to be done.
Describe the key inputs used when developing a short-term investment policy
Lauren went to see a therapist, and during their first session they established clear goals coupled with assignments to be done regularly to reach the goals. lauren's therapist was using _____ therapy
What are the pros and cons of the current highway funding structure as related the taxes paid by motor carriers?
Final answer:
The current highway funding structure for motor carriers has pros like stable funding and allocation based on usage, but also cons like administrative burdens, inefficiency, and potential revenue shortfalls.
Explanation:
The current highway funding structure as related to the taxes paid by motor carriers has both pros and cons.
Pros:
Stable funding: The taxes collected from motor carriers provide a stable source of revenue for highway construction and maintenance.
Allocation based on usage: The taxes paid by motor carriers are often proportional to the amount of wear and tear they cause on the highways, ensuring a fair distribution of funding.
Cons:
Administrative burden: Collecting taxes from motor carriers can be costly and time-consuming due to the need for enforcement and compliance measures.
Inefficiency: Some taxes, like toll road tax, are less efficient since they require additional infrastructure and can cause traffic congestion.
Insufficient revenue: The current funding structure may not always generate enough revenue to meet the needs of highway construction and maintenance, leading to potential budget shortfalls.
The best way for an employer to find out if a potential employee can do a job is by
An employer can be able to predict if a potential employee can do a job by looking at their skills and experience.
When a person applies for a job, they list their skills and the other jobs or roles they may have performed up to that point.
When an employer looks at these skills, they will be able to predict whether the person can do the job needed.
In conclusion, they can look at skills and experience.
Find out more on what employers look for at https://brainly.com/question/15762905.
Neighbors have gotten into a quarrel over a big black walnut tree that sits on mr. jones' property. the tree's limbs extend over to mr. simpson's property, and the fruit from the tree falls everywhere, leaving a big mess. mr. simpson wants the limbs removed from his property. does he have a legal reason to want this done?
Which of the following is true regarding the refrigerant piping on a rooftop package unit
The rooftop package unit is composed of refrigerant piping either in single circuit or multiple circuits. A single circuit system is made up of one compressor, one condenser, one evaporator circuit, and one metering device. This means that the refrigerant piping of a rooftop package unit which do not contain refrigerant lines is field installed.
Therefore the correct answer is:
“No refrigerant lines are field installed”
Midland school district needs $56,483. the taxing authority has determined that the total assessed value of all the real estate in the district is $8,825,470. find the property tax rate to the nearest hundredth of a percent.
Because of problems associated with conflicts over schedules, budgets, and available resources (including employees), ____ departmentalization often evolves from a simple form to a more complex form.
List the reasons that good candidates for corporate board positions are hard to find.
If someone has no way to make money but to sell his own labor, then he must be a member of what social group?
A positive economic profit signals that the investors of a firm should divert their funds to alternative ventures.
a. True
b. False
On june 8, alton co. issued an $90,000, 6%, 120-day note payable to seller co. assuming a 360-day year for your calculations, what is the maturity value of the note?
a. $90,450
b. $90,000
c. $91,800
d. $95,400
Executives at mary kay cosmetics' european operations are conducting a study analyzing why households have stopped purchasing certain products. these executives are engaging in
The executives are conducting market research to understand why households have stopped buying certain products.
Explanation:The executives at Mary Kay Cosmetics' European operations are engaging in market research in order to understand why households have stopped purchasing certain products. This analysis is a part of their effort to identify the reasons behind the decline in sales. By conducting this study, they can gather data and insights to make informed decisions and develop strategies to address the issue.
So far this season, the average combined attendance for the washington nationals and baltimore orioles ranks fourth of the five major league markets with more than one team. research done by the washington post shows attendance in the baltimore-washington region trails los angeles, new york and san francisco-oakland but is slightly ahead of chicago. major league baseball would be using _____ data if it used this research to determine how competition affects attendance figures.
I think the correct answer to this would be:
“Secondary Data”
Secondary data are data which is previously collected for purposes other than the current one and is an important source of information. In this case, Major League Basketball would use the data gathered by Washington post for a different study.
Bradford company budgeted 4,000 pounds of material costing $5.00 per pound to produce 2,000 units. the company actually used 4,500 pounds that cost $5.10 per pound to produce 2,000 units. what is the direct materials quantity variance
The direct materials quantity variance for Bradford company is $2,500 unfavorable because they used 500 pounds more material than budgeted for 2,000 units, at a standard cost of $5.00 per pound.
Explanation:The direct materials quantity variance is calculated by taking the difference between the actual quantity of material used and the standard quantity allowed for the actual production, multiplied by the standard cost per pound. In this case, Bradford company budgeted for 4,000 pounds but actually used 4,500 pounds, all for the production of 2,000 units. The standard cost per pound is $5.00.
To calculate the variance, we use the following formula:
Variance = (Actual Quantity - Standard Quantity) × Standard Cost
So, the variance is:
Variance = (4,500 pounds - 4,000 pounds) × $5.00/pound
Variance = 500 pounds × $5.00/pound
Variance = $2,500
Therefore, the direct materials quantity variance is $2,500 unfavorable, since the company used more materials than budgeted, which incurs an additional cost.
The famous ebbinghaus forgetting curve indicates that how well we remember information depends on
The Ebbinghaus forgetting curve shows that memory retention depends on factors such as retention interval, review, interference, and context.
Explanation:The famous Ebbinghaus forgetting curve indicates that how well we remember information depends on several factors:
Retention Interval: The length of time between learning and retrieval affects memory. For example, we are more likely to forget information quickly if the retention interval is short. Review: Regularly reviewing information helps reinforce memory. Without review, forgetting can occur. Interference: New information or experiences can interfere with the retrieval of old memories, causing forgetfulness. Context: Memory is often tied to the context in which the information was learned. Changing the context can make it difficult to recall. Learn more about Memory retention here:
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How do distributions of income and wealth reveal the way power is distributed in a society?
Ceilidh's team members feel attracted to the team and motivated to remain part of it. ceilidh's team can be characterized as ____.