You are considering a 5/1 ARM. What does the 5 represent?

Answers

Answer 1
The 5 is the number of years that the interest rate is fixed (at the initial amount set when you sign the mortgage contract)

The 1 represents the idea that the interest rate will change every year after the initial 5 years are up.
Answer 2
The 5 represents the number of years that a fixed interest rate will be applied to the loan. APEX Financial literacy

Related Questions

The area of a rectangle rug is (3x + 9) square units.Factor (3x + 39) to find possible dimension of the rug.?

Answers

Would be the (3x+39) factored out

3(x+13)


The possible dimension of the rug will be 3 and (x + 3).

What is expansion?

Expanded form is the term used in mathematics to refer to the process of expanding a number to convey the value of every digit and place value.

In mathematics, every real-world issue may be transformed into an equation, sometimes in the form of a factor, which must then be expanded to get a solution.

If you solve a factor by opening the bracket then you will go to get on some expanded term called expansion.

Area of rectangle = length × width

Given,

Area of rectangle rug =  (3x + 9)

So,

length × width =  (3x + 9)  

length × width = 3(x + 3)

So out of 3 and (x + 3), one would be the length and one would be the width.

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Which of the following sets shows all the numbers from the set {3, 4, 5, 6} that are part of the solution to the equation 5x + 4 < 29?

Answers

3 and 4 can equal x but 5 and 6 can't
You simply substitute each number in to see if it's true. First, try 3.
5x + 4 < 29 now becomes :
5(3) + 4 < 29.
Simplify.
15 + 4 < 29
Simplify again.
19 < 29
This statement is true, so 3 works.
Now try 4.
5(4) + 4 < 29
Simplify
20 + 4 < 29
Simplify again
24 < 29
This statement is true, so 4 works.
Now try 5.
5(5) + 4 < 29
Simplify
25 + 4 < 29
Simplify again
29 < 29
This is not true, so 5 doesn't work. This means 6 also doesn't work.
*** So your answers are 3 and 4 ***

Ryan is looking for the sum of the cube of a number, n, and 16.

What is the sum Ryan is looking for if n = 2?

Answers

24 because 2x2x2=8 and 8+16=24
The answer is 24 - I did the math

William has 8 1/4 cups of fruit juice.  If he divides the juice into 3/4 cup servings, how many servings will he have?

Answers

8 1/4 = 33/4

33/4 / 3/4 =

33/4 * 4/3 = 132/12

132/12 = 11

 he will have 11 servings


Answer: 11 servings

Step-by-step explanation:

To get the number of servings, all we need to do is divide 8 1/4 by 3/4

converting 8 1/4 to improper fraction will yield 33/4

8 1/4 ÷ 3/4

=33/4 ÷ 3/4

= 33/4 ÷ 4/3

The 4 at the numerator will cancel the 4 at the denominator. we will be left with;

=33/3 =11

Therefore, there will be 11 servings.

There are four muffins on each plate there are zero plates of lemon muffins how many lemon muffins are there

Answers

There are no lemon muffins. You know that there are 4 muffins because it was stated in the problem. It is also stated that there are 0 lemon muffins. So you can conclude that none of the four muffins that are on the plate are lemon muffins, therefore being another flavor.

What's equivalent to 3(8+7) 24+7 24+21 Please help

Answers

24 +21
The distributive property dictates that a(b+c)= ab+ac
So 3(8+7)= 3(8)+3(7)

classify the following triangle check all that apply ?APEX

Answers

It is acute and equilateral.
Because there is 3 acute angles, and equal angles/sides.
All of the angles are less than 90 degrees  ⇒  Acute

Three equal sides  ⇒ Equilateral

which of the following are exterior angles ?

Answers

Answer:

A, C, and E

Step-by-step explanation:

The exterior angles are ∠2, ∠3, ∠4 and ∠6.

The correct options are E, F, A, and C.

Based on the information provided, we can identify the exterior angles by their positions outside the triangle. From the given options, the exterior angles are: ∠2, ∠3, ∠4 and ∠6.

Exterior angles are formed by extending one side of the triangle outward, and they lie outside the triangle itself. In this case, angles ∠1 and ∠5 are interior angles because they are inside the triangle, while angles ∠2, ∠3, ∠4 and ∠6 are exterior angles as they extend beyond the sides of the triangle.

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x varies directly as y, and x = 153 when y = 9. Find x when y = 13.

Answers

153/9 = x/13

153 x 13 = 1989

1989/9=221

x = 221

y = kx
9 = 153k
k = 9/153
k = 3/51

so if y = 13 then
13 = 3/51 x
x = 13 (51/3)
x = 221

answer
x = 221 when y = 13.

angelina is working with function machines. She has the two machines shown at right. She wants to put them in order so that the output of the first machine becomes the input of the second. She wants to use a beginning input of 6. In what order must she put the machines to get a final output of 5?

Answers

We are given two machines in series. The first machine receives an input of 6. We are asked to determine the order of the machines to get a final output of 5. Now, we have to illustrate the problem and arrange the machines in series, input 6 going into the second machine and indicate an output of 5. So we do a balance on machine 2:

In = Out

Input value is 6 and output is 5 plus (the remaining value) x

6 =  5 + x

We need to determine x:

6 = 5 + x 
1 = x

So there should be another output, it could be a waste stream of 1 from machine 2 to balance the system. 

Points (−7, 5) and (7, 5) on the coordinate grid below show the positions of two players of a football team: A coordinate plane is shown. There is a point at 7, 5 labeled Player 2. There is a point at negative 7, 5 labeled Player 1.

Answers

Answer:

you just  need to make your math to right a little more math

Step-by-step explanation:

The distance between the two soccer players positioned at (-7, 5) and (7, 5) in a Cartesian coordinate system is 14 units, calculated using the difference in x-coordinates.

The question is focused on understanding the Cartesian coordinate system and calculating distances between points on this grid. To determine the distance between two points on a soccer field, one can apply the distance formula derived from the Pythagorean theorem. If the positions of the two players are (-7, 5) and (7, 5), the players are aligned horizontally and share the same y-coordinate. Therefore, their distance apart is simply the difference in their x-coordinates, which can be calculated by subtracting the x-coordinate of player 1 from that of player 2 or vice versa. The result is the absolute value of the difference, |7 - (-7)| = 14 units, which is their horizontal separation on the field.

help again pleaseeeeeeejshfhfuuffufuf

Answers

I think it's the last one:
Grade number and type of instrument

Factors of 3a^2+13a-10

Answers

Hi there!

3a² + 13a - 10
(3a - 2)(a+5)

----------------------------------------------------------------

I hope that helps!

How many times will 1/5 go into 37

Answers

Well you need 5 1/5ths to make on whole, so all we need to do is 5×37, which is 185.

1/5 will go into 37 185 times.
1/5 will go into 37 185 times.
you need 5 1/5ths to make a whole, because in 5/5, there are 5 1/5ths. 5*37=185
Therefore, 5 goes into 37 185 times
hope this helps:))
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there is two boxes to fill out

Answers

For the first pattern, the pattern is add 2, then 3, 4, 5, and so on.
1+2=3, 3+3=6, 6+4=10, 10+5= 15
For the second pattern, you multiply by 3 each time.
1*3=3, 3*3=9, 9*3=27, 27*3= 81
Final answers: 15 for first sequence, 81 for second sequence


David and Amanda are trying to figure out how long they can live off their $12,350 savings if they spend $240 each month. They have each created an equation.

David's Equation Amanda's Equation
y = 12,350 - (240x) y = 12,350 + (240x)


Which person has the correct equation to model this linear relationship? (4 points)


a) Amanda's equation is correct, because their spending will be multiplied by the number of months and then added to their savings.

b) Amanda's equation is incorrect, because their spending will increase the amount of their savings.

c) David's equation is correct, because their spending will be multiplied by the number of months and then subtracted from their savings.

d) David's equation is incorrect, because their spending should be a fixed amount and should not be multiplied.

Answers

C. David's equation is correct, because their spending will be multiplied by the number of months and then subtracted from their savings.

During an epidemic, the number of people who have never had the disease and who are not immune (they are susceptible) decreases exponentially according to the function f(x) = 15000e-^(0.05t) , where t is time in days. Find the number of susceptible people at each time below.

At the beginning of the epidemic

After 14 days

After 21 days

After 5 weeks

Answers

Solving this problem is just pretty straight forward. All we simply have to do is to plug in the value of t (in days) in the function, solve then we get the number of susceptible people.

 

A. At the beginning of the epidemic
t = 0

f(x) = 15000 e-^(0.05 * 0)

f(x) = 15000

 

B. After 14 days

t= 14

f(x) = 15000 e-^(0.05 * 14)

f(x) = 7,448.78 = 7,449

 

C. After 21 days

t = 21

f(x) = 15000 e-^(0.05 * 21)

f(x) = 5,249

 

D. After 5 weeks

t = 5 * 7 = 35

f(x) = 15000 e-^(0.05 * 35)

f(x) = 2,606.61 = 2607

To find the number of susceptible people during an epidemic at various time intervals, we apply the given exponential function for t=0, 14, 21, and 35 days. This yields 15,000 susceptible individuals at the start, approximately 7439 after 14 days, about 5141 after 21 days, and around 2430 after 5 weeks.

The student asks about the number of susceptible people during an epidemic at various points in time, given by the function f(t) = 15000e-0.05t, where t is time in days. To find the number of susceptible people, we substitute the given times into the function:

At the beginning of the epidemic (t=0): f(0) = 15000e0 = 15000.After 14 days (t=14): f(14) = 15000e-0.05*14 = 15000e-0.7 extapprox 7439.After 21 days (t=21): f(21) = 15000e-0.05*21 = 15000e-1.05 extapprox 5141.After 5 weeks (35 days, t=35): f(35) = 15000e-0.05*35 = 15000e-1.75 extapprox 2430.

This exponential function represents the number of people who remain susceptible as the epidemic progresses, assuming no one gains immunity other than through infection (no vaccination, and disease-induced immunity only).

What is X/60=700 ?

Plz help it's due tomorrow

Answers

42000 is the answet. that is all
The answer will be 42,000

When is factoring by grouping easier to use. How many terms must you have to have ?


Does anybody know??? :/ ;c

Answers

You must have 4 terms for factoring by grouping to be easier to use.

For example...
x^2 + 10x + 2x + 20
(x^2 + 10x) + (2x + 20)
x(x+10) + 2(x+10)
(x+2)(x+10)

The first line, the expression x^2+10x+2x+20, has four terms.

Note: Just because you have four terms doesn't automatically guarantee you can factor

To find 19+(11+37) Lennie added 19 and 11. Then he added 37 to the sun.what property did he use

Answers

Normally, when you apply the PEMDAS (Parenthesis, Exponent, Multiplication, Division, Addition, Subtraction) rule, you start with the operation inside the parenthesis. However, because it only involves one operation, which is addition, the order does not matter because of the Commutative Property of Addition.

Which unit rate is the lowest price per ounce? Choice A: 25 ounces of potato chips for $3.49 Choice B: 40 ounces of potato chips for $4.79 Choice A Choice B The unit rates are equal. The unit rates cannot be determine

Answers

choice A :  3.49/25 = 0.139 rounds to 14 cents per oz
choice B ; 4.79/40 = 0.119 rounds to 12 cents per oz

lowest price is choice B

Answer:

B is the lowest price per ounce

Step-by-step explanation:

choice A is 14 cents per ounce, and choice B  is 12 cents per ounce.

a right prism with a base perimeter of 9 units a height of 5 units and a total base of 16 square units has a surface area of how many square units?

Answers

the answer is 80 because of 16 times 5 that's how you get your answer
 
hope this helps :)

solve the inequality 6x<18

Answers

Divide both sides by 6 to isolate variable

6x/6<18/6
x<3

Final answer: x< 3

if angle ABC measured 90, what is the measure of arc AC

Answers

Arc AC is also 90 degrees because 90 is the angle of the arc, so they will be the same angle measure
hope this helps:)
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The measure of arc arc [tex]AC[/tex] will be [tex]90^0[/tex] .

What is arc ?

Arc is the part or segment of the circumference of a circle which is drawn between two points and an angle. And length of arc is known as arc length.

i.e.  Arc length [tex](L)=\frac{\theta}{r}[/tex]

And "The measure of an arc is equal to the measure of the central angle that intercepts it".

We have,

[tex]\theta = 90^0[/tex]

So,

From the above mentioned statement i.e.,

"The measure of an arc is equal to the measure of the central angle that intercepts it".

We can say that,

The measure of arc [tex]AC=90^0[/tex]

Hence, we can say that the measure of arc arc [tex]AC[/tex] is [tex]90^0[/tex].

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What is the surface area of the right cone with a radius of 8 and height of 15?

A. 184 pi units^2

B. 304 pi units^2

C. 248 pi units^2

D. 496 pi units^2

Answers

A. Surface area= πrl+πr^2. So, 120π+64π=184π.

The surface area of the right cone with a radius of 8 and slant height of 15 is,

SA = 184π units³

What is Multiplication?

To multiply means to add a number to itself a particular number of times. Multiplication can be viewed as a process of repeated addition.

Given that;

Radius of cone = 8

Slant height = 15

Since, The surface area of the right cone is,

SA = πr (r + l)

where,

r is the radius of the cone

l is the slant height of the cone.

Hence, We get;

SA = π × 8 (8 + 15)

SA =  π × 184

SA = 184π units³

Thus, The surface area of the right cone with a radius of 8 and slant height of 15 is,

SA = 184π units³

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Find two positive fractions with a quotient of 5/6

Answers

Alright, so if we divide fractions we get
(x/y)/(a/b)= (x/y)*(b/a). If the x is 5 and the a is 6, as well as y and b being the same therefore cancelling out, we can write it easily. For example, we can write (5/100)/(6/100) or (5/60)/(6/60)

PRE-ALGEBRA HELP PLEASE!

Answers

PART A) the initial value of the function is 150 at 0 weeks, that means that there are still 150 songs to be downloaded at the beginning.
The rate of change is -30 songs each week, that is because the amount of songs left to be downloaded decrease by 30 each week.

PART B:
lets use 2 points of the graph p1(0, 150), p2(1, 120)
calculate the slope:
m = (y2- y1)/(x2 - x1) = (120 - 150)/(1 - 0)
m = -30
and now use line equation in form point-slope:
y - y1 = m(x - x1)
y - 150 = -30(x - 0)
y = -30x + 150

The slope is -30/1 or -30

The equation is y = -30x + 150

Given the exponential function A(x) = P(1 + r)x, what value for r will make the function a growth function?

Answers

The value of r has to be greater than 0. r>0

Answer:

The function is a growth function when [tex]r>0[/tex].

Step-by-step explanation:

We are given,

The exponential function is [tex]A(x)=P(1+r)^x[/tex], where P= initial value and r= rate of change.

Now, we know,

1. The function is an exponential growth if their is positive rate of change.

2. The function is an exponential decay if their is negative rate of change.

Since, it is required to make the function a growth function.

We need the positive rate of change for the function A(x),

That is, [tex]r>0[/tex]

Hence, the function is a growth function when [tex]r>0[/tex].

Steve earned 60 dollars and spent 2/3 of it. How much did he spend?

Answers

This is very easy! all you have to do is divide 60 by 3 then multiply that number by 2 to get your answer.

60* 2/3 = 60/1 x 2/3 =120/3

 120/3 = 40

he spent $40

Which of the following coordinates of point C would make triangle ABC similar to triangle LMP ? Look at pic attached :) thank you .

Answers

The triangle ABC is similar to triangle LMP. The order here is very important. The letters correspond to one another
A corresponds to L (first letters of each sequence) 
B corresponds to M (second letters of each sequence)
C corresponds to P (third letters of each sequence)

In a similar fashion, the segments also correspond to one another. 
AB corresponds to LM (first two letters of each sequence)
AC corresponds to LP (first and last letters of each sequence)
BC corresponds to MP (last two letters of each sequence)

------------------------------------

AB corresponds to LM. AB is 4 units long. LM is 2 units long. So AB is twice as long as LM. This ratio (of 2:1) will be applied to every paired corresponding value.

Also, the right angle is at angle M for triangle LMP. The right angle will be at angle B for triangle ABC (since B corresponds to M). The answer will have an x coordinate of 7. So the answer is either choice B or choice C.

If we move 4 units down from point B, we land on (7,-10). That isn't listed as an answer choice. Let's try moving 4 units up from point B. We land on (7,-2). This is an answer choice

So the final answer is choice C) (7,-2)
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Two identical loudspeakers, speaker 1 and speaker 2, are 2.0 m apart and are emitting 1700-hz sound waves into a room where the speed of sound is 340 m/s. consider a point 4.0 m in front of speaker 1, which lies along a line from speaker 1, that is perpendicular to a line between the two speakers. is this a point of maximum constructive interference, a point of perfect destructive interference, or something in between? One of two complementary angles is 8 degrees less than the other.Which of the following systems of equations represents the word problem?x + y = 90 and x - y = 8x + y = 90 and 90 - x = 8x + y = 90 and y = 8x The volume of 10,000 drops of a liquid is 1 fluid ounce.What is the volume of 10 drops? At what speed do a bicycle and its rider, with a combined mass of 100 kg , have the same momentum as a 1600 kg car traveling at 5.2 m/s ? A molecule in which the central atom has no lone pairs and forms four single bonds is said to have a ________ shape. Dogs are more sensitive to smells than humans because _____.a. dogs tend to be microsmaticb. humans have more olfactory receptors than dogsc. dogs have many more olfactory receptors than humansd. each individual olfactory receptor is more sensitive in dogs than in humans A pure silver ring contains 5.151022 silver atoms. how many moles of silver atoms does it contain? express the number of moles to two significant figures. A(n) ______ reduces the pressure of compressed oxygen inside the oxygen cylinder to a level more appropriate for patient care. If someone is trying to weigh his/her options to make a decision about whether to take a new job in a different city, he/she is likely to prefer talking with a friend who has this style of communication. Block A, with a mass of 4.0 kg, is moving with a speed of 2.0 m/s while block B , with a mass of 8.0 kg, is moving in the opposite direction with a speed of 3.0 m/s. The center of mass of the two block system is moving with velocity of? explain how the metric system is based on a system of tens Rewrite the following paragraph, eliminating all insignificant details. Monica opened the car door, got out, and closed the door again. She walked toward the house, kicked the snow off her boots, turned the doorknob, went inside, and closed the door behind her. PLEASE HELP!!!Fill in the blank in the following sentence with the appropriate noun below. Es la esposa de mi padre, pero no es mi madre. Es mi ________. A.sobrina B.madrina C.ta D.madrastra Which of the following risks is the least likely to affect an individual who has been smoking for only a few months?A.lung cancerB.shortness of breathC.yellowing teethD.reduced sense of smell Compare and contrast solutions and suspension and give a common example of each type of mixture. Gary mails 10 to 3 power flyers to clients in one week. How many flyers does Gary mail What is an example of moderate physical activity? A.Walking the dog B.Washing the dishes C.Swimming D.Jumping rope A neuron can fire up to a limit of about ____________ times per second USING SEMICOLONS AND COLONS CORRECTLY Correct the punctuation in the following sentences by re-writing the sentence, adding semicolons and colons where they are needed and by changing other punctuation and capitalization as needed.Cesar Chavez understood the plight of Mexican American farmworkers after all he had been one himself. Linda made $238 for 17 hours of work. At the same rate, how many hours would she have to work to make $168? Steam Workshop Downloader