What agency ensures that gses are using sound financial practices and have adequate capital to engage in the mortgage business?

Answers

Answer 1
The correct answer is The Federal Housing Finance Agency.
This is the agency that deals with whether the government-sponsored enterprises are doing a good and legal job. At the moment, the head of the FHFA is Mel Watt, appointed by the former president, Barack Obama in 2013.

Related Questions

Achieving legal right to own property, earn wages, access education, and vote were the goals of the ________ in seneca falls

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Achieving legal right to own property, earn wages, access education, and vote were the goals of the convention in Seneca Falls.
The convention took place in 1848, and it was a landmark event for women and their rights to vote, have proper education, be paid to work, and have their own property. Elizabeth Cady Stanton wrote her Declaration of Sentiments, where she proposed what women wanted to gain here.

The mendes family bought a new house 11 years ago for $113,000. the house is now worth $151,000. assuming a steady rate of growth, what was the yearly rate of appreciation? round your answer to the nearest tenth of a percent (1.2% etc)

Answers

An equation is:
151,000 = 113,000 * ( 1 + p )^11
( 1 + p )^11 = 151,000 : 113,000
( 1 + p )^11 = 1.336283
1 + p = [tex] \sqrt[11]{1.336283} [/tex]
1 + p = 1.0267
p = 1.0267 - 1
p = 0.0267 = 2.67% ≈ 2.7 %
Answer: The yearly rate of appreciation is 2.7 %.

Considering wacc, if the federal government suddenly stopped allowing deductibility of corporate debt interest, what would happen to the value of all corporations that issue step in their capital structure:

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Considering WACC, if the federal government suddenly stopped allowing deductibility of corporate debt interest, what would happen to the value of all corporations that issue step in their capital structure is that the risk of the project are the same as that of those other assets of the firm and would remain during the duration of the project and the project would support the same fraction  of debt to value as the overall capital structure that remains constant for the life of the project. The weighted average cost of the capital or WACC is the company's average rate of return to compensate all its different investors and they represent the source of finance in the target capital structure of the company.

What does future consideration mean in job application?

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Final answer:

Future consideration in a job application is a request made by an applicant for the company to keep their information on file for potential future job opportunities. It is usually used when an applicant has the required skills but has not been selected for the current position. It serves as a reminder to employers about the applicant's potential for future roles.

Explanation:

In the context of a job application, future consideration refers to an applicant's request that a company keep their information on file for potential future opportunities. This usually happens when an individual applies for a job, possesses the required skills, yet is not selected for the current open position. The applicant may request future consideration, prompting the company to review their application when relevant positions become available.

For instance, in the first paragraph of an application, an applicant may explain their relevant skills and then end with a statement that they are submitting their current résumé for future consideration. This strategy keeps the focus on the organization's needs and subtly brings to attention the applicant's interest in future opportunities. It is a productive rhetorical technique that reminds the employers about the applicant's potential contribution to future projects.

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The term? "market" in economics refers to
a. a place where money changes hands.
b. an organization which sells goods and services.
c. a legal institution where exchange can take place.
d. a group of buyers and sellers of a product and the arrangement by which they come together to trade.

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i'm pretty sure it's option D

The extent to which an innovation can be imitated by a competitor depends on

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The extent to which an innovation can be imitated by competitors depends on the luxury wherein the machinery can be understood and recreate. This action does not offer enduring barriers, on the other hand it gives the visionary more time. This refers to Tacitness and Complexity of Knowledge

Jeremy is 7 years old and has been asked to balance a scale with weights that can be hooked to the arms of the scale. jeremy will probably _____.

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Since Jeremy is a child, he will not take note of the proper thing to do but only do it in a simple way of how he is asked. It is likely that he will only place the weights in the balance without even considering the distance from the center of the scale. It is not likely that he would think of that because he is still a child.

The aggregate demand curve shows that, if other factors are held constant, the higher the price level, the

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higher price level will result in a decrease in the quantity of real GDP demanded

Dr. frank is a 65-year-old college professor who is contemplating retirement. his health is deteriorating, but he wants to remain mentally stimulated and use the skills he has developed. if dr. frank adopts baltes's selective optimization with compensation model, he should:

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Since Dr. Frank still wants to remain mentally stimulated and use the skills he has acquired and developed, with the selective optimization that he adopted, he should chose an aspect of his job that would still fit him especially base on his health where he could adjust and keep him going in the same time, and chose whether which he likes best on jobs that could be offered in relation the line of his work.

?the management of zilo toys inc., a toy manufacturing company, believes that the longer the customers spend deciding what to purchase, the less likely they are to purchase more items. in order to determine the average time customers spend in purchasing toys from the store, the management employees time to observe the customers as they discuss which toys to buy. he then reports his findings to the management. in this scenario, tim is engaging in _____.

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In the scenario given above, Tim is engaging in OBSERVATION RESEARCH. Observation research, also called field research is a type of non-experimental research in which a researcher is observing an ongoing natural behaviour that is occurring in a natural setting. The result of analysis of this behaviour can help a company to serve its customers better. 

A foundry produces circular utility access hatches (manhole covers). currently, 120 covers are produced in a 10-hour shift. if labor productivity can be increased by 20%, it would then be:

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If labour productivity increased 20%, then the factor would be 1.2 x 120 = 144 manhole covers. In other words, labour productivity has a significant impact on how much of the material is made in the 10 hours. Productivity can be increased by such things as technical innovations to facilitate the manufacturing.

Felicia put $85 into an account that pays 3.8% interest, compounded semiannually. according to the rule of 72, approximately how long will it take for her money to double?

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Answer: 18.9 years

Explanation:

Answer:

18.9 years

Explanation:

Which technique might a scrummaster use to facilitate communication between the development team and the product owner?

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The technique might a scrummaster use to facilitate communication between the development team and the product owner is that to teach the team to talk in terms of business needs and objectives, teach the Product Owner about the technologies employed during the Sprints and facilitate collaborative meetings between the development team and the product.

You are appraising a 5 year old home. of the livable square footage is 3,500 with a cost of $95 to replace according to a cost-estimating service and the 400 square foot garage can be replaced at $60 a sq foot, calculate the reproduction cost of the structure

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The reproduction cost would be calculated by multiplying the living square footage by 95 and then adding that to the product of the garage times 60. Since different parts of the house have a different reproduction cost per square foot, we need to find the cost of each part and then add them together to get the whole. You need to use multiplication because each livable square foot has a cost of $95 and each garage square foot has a cost of $60. Another way to think about this is to say that we have 3,500 $95 parts. To calculate the reproduction cost of the livable space you would multiply $3,500 by 95 which gives you $332,500. To calculate the reproduction cost of the garage you would multiply 400 by $60 which would give you $24,000. To find the reproduction cost of the whole home we need to add the reproduction costs of the living area and the garage together, which would gives $356,500.

Final answer:

The reproduction cost of the structure is calculated by multiplying the livable area's square footage by its per square foot replacement cost, and doing the same for the garage, then adding both results together. The total reproduction cost of the structure is $356,500.

Explanation:

To calculate the reproduction cost of the structure, we need to determine the replacement cost for both the livable square footage and the garage separately. According to the provided information:

Livable area = 3,500 square feetCost to replace livable area = $95 per square footGarage area = 400 square feetCost to replace garage = $60 per square foot

First, calculate the cost of replacing the livable area:

3,500 sq ft × $95/sq ft = $332,500

Then, calculate the cost of replacing the garage:

400 sq ft × $60/sq ft = $24,000

Finally, add both costs to obtain the total reproduction cost:

$332,500 + $24,000 = $356,500

Therefore, the reproduction cost of the structure is $356,500.

What is it called when a single company is strong enough to control an entire industry?

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I believe it's called monopoly- the strong company has eternal access to supplies, property, even trademark and can have enteral control over a companies & a whole industry!
Monopoly

Hope this helps : )

___________ efficiency is gaining the most output with a given amount of input, but not relating output to consumer utility.

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The answer to this question is Productive efficiency.

Productive efficiency is where businesses and firms use their management processes in order to be efficient and to be productive than before. In production efficiency, it is a state where the company utilizes their own resources and least amount of waste in the resources.  

Which type of shopping is characterized by activities oriented toward a specific, intended purchase or purchases?

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The type of shopping that is being identified above is acquisitional shopping because this is where consumers have the intention of visiting or going to the store to shop in a way that they would purchase products and acquire for services. It could be seen above as the shopping is characterized because of the consumers will of having to purchase a specific product.

Compounding refers to the growth process that turns $1 today into a greater value several periods in the future.

a. True

b. False

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The above statement is TRUE. Compounding is the process by which the worth of an investment increases because the earnings on an investment, which is made up of the capital gains and interest earn interests as time passes. 

“jeremy, can you possibly give me a ride to the airport this sunday,” your friend ben asks. not thinking that this is a big deal, you agree to do this favor for ben. “oh, that’s great! thanks so much. and by the way, i forgot that the plane leaves at 8:30 am so i’ll have to be be at the airport by 6:30 am. pick me up at 6:00. see you then,” ben adds. you are still likely to do the favor for ben because you have just been a victim of the _____________ technique.

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you are still likely to do the favor for ben because you have just been a victim of the: lowball technique
The lowball is a selling technique in which an item is offered at a lower price than actually intended AFTER we increase the basis price. This technique often works because people have the tendency to conform to additional favor is it convinced to do another favor before

The persuasion method used by Ben in the given scenario is the foot-in-the-door technique, where a small initial agreement makes subsequent larger requests more likely to be agreed upon.

In the scenario provided, the tactic used by Ben to obtain the favor of a ride to the airport is an example of the foot-in-the-door technique. This social psychology principle relies on the idea that agreeing to a small initial request increases the likelihood of agreeing to a second, larger request. The person becomes self-perceptive and committed to the notion of being someone who helps others, which makes it easier for them to conform to further requests. In contrast to this, the door-in-the-face technique involves making an unreasonably large request first, which is then followed by a smaller, more reasonable request.

The integration theory that asserts that technological and economic development lead to more and more supranational structures as states seek practical means to fulfill certain activities is __________.

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The integration theory that asserts that technological and economic development lead to more and more supranational structures as states seek practical means to fulfill certain activities is: Functionalism
Functionalism is a mental state where somone focus on what they should do rather than what they're made of. This allow someone to see the whole society around him/her as one big complex system

Harmony is defined as the simultaneous combination of –, which results in intervals and –

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Harmony is defined as the simultaneous combination of notes, which results in ensuing relationships of intervals and chords. Harmony usually produces a pleasing sound to the ears, because of the combination of simultaneously sounded musical notes. With the good relationship of intervals and chords, a musician can simply produce a harmonic sound.

Which one component in a high-end gaming computer is likely to draw the most power?

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It would most likely be the GPU.

When a manufacturing company uses a standard costâ system, an unfavorable variance is a contra expense.

a. True

b. False?

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The statement above is FALSE. A contra expense account is one that is expected to have a credit balance instead of the usual debit balance. An unfavourable variance refers to a situation in which the actual costs are greater than the expected costs. An unfavourable variance is not a contra expense. 

Food should be stored at least which distance from the floor?

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I think the correct value to fill in the blank would be 6 inches. Food should be stored at least 6 inches off the floor and 18 inches from the walls in order to decrease the possible condensation in the food that is brought by the differences in the temperature between the surface and the container of the food. 
Final answer:

Food should be stored at least six inches off the floor. The six-inch rule ensures the prevention of contamination from the floor and allows for better cleaning.

Explanation:

According to food safety regulations, food should be stored at a minimum of six inches off the floor. This is to ensure that the food is kept safe from any contaminants, pests or moisture that may be on the floor. Furthermore, the six-inch rule allows for adequate cleaning under the storage area, making sure the food remains in a hygienic environment.

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Person who signs the loan contract with the borrower and promises to repay if the borrower does not

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he will face consequenses
for example if a person borrows from a bank he will probably enter banrupcty

Which situation describes a company experiencing a loss? click or tap a choice to answer the question. the explicit costs are higher than the implicit costs. total cost is higher than total revenue. total revenue is more than total cost. the total cost is equal to the implicit costs?

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A company is experiencing a loss, IF THE TOTAL COST IS HIGHER THAN THE TOTAL REVENUE. Total cost refers to the summation of all the money spent to get a product into the market while total revenue refers to the amount of money that a company make from the sale of its goods or services. The total revenue should be higher than the total cost in order to record a profit, if the situation is otherwise, a loss has been experienced. 
Final answer:

A company experiences a loss when the total cost (including both explicit and implicit costs) exceeds the total revenue. The economic profit is calculated by subtracting explicit and implicit costs from the total revenue. If the result is negative, the company is experiencing a loss.

Explanation:

A company is experiencing a loss when their total cost is higher than total revenue. To understand the concept, let's delineate between explicit costs and implicit costs first. Explicit costs are out-of-pocket expenses for inputs to its production process within a certain timeframe. Examples include wages, rent, and materials. Implicit costs are opportunity costs of using resources owned by the firm already. They represent potential revenue lost.

To calculate the true economic profit of the company, we need to subtract both the explicit and implicit costs from the total revenues. Here's the formula: economic profit = total revenues - explicit costs - implicit costs. For example, if a company has total revenue of $200,000, explicit costs of $85,000, and implicit costs of $125,000, the equation would be: economic profit = $200,000 - $85,000 - $125,000 = -$10,000. Here, the company is experiencing a loss as the result is a negative profit.

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Personal financial statements are a good way of measuring our current finances and giving us information about our financial activities.

TRUE OR FALSE



PLZ HURRY

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True! Personal financial statements could be financial income and financial reports and statements, that helps checks the fiscal period for companies.

Hope this helps.
The answer is TRUE!!!!!!!!!!!!!!!!!!!!

What is difference between engineering management and project management?

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Engineering management- Has the responsibility of managing a group of people that works solely for them. 
Project management- Are often responsible for gathering people to accomplish the task, but they may only work for them for the duration of the project. 

Answer:

Difference between Engineering management and Project management

Explanation:

Engineering management

Engineering management required a combination of both skills Technical and soft.Engineering management is the act of allocating resources, directing and controlling.

Project management

Project management is the sum total of all activities such as organizing, Implementing, Planning, and controlling the project in order to meet the client's expectation from beginning to the end within a Budget, time period and with the same quality.

Brizan has just lost his job. he is proactive in trying to resolve this source of stress: he immediately uses the internet to look up other jobs in his field and plans to eliminate non- essentials from his budget to make his savings last longer. which type of coping approach is brizan using?

Answers

Brizan is using the problem focused technique. It is a way of managing stress where in the individual tries to eliminate stress by choosing or focusing on the reason why the problem has occur and not the stress or problem itself. It is a way of handling the situation in order to cope up not only with stress but to resolve the problem that has been done or occured.
Final answer:

Brizan is using a problem-focused coping strategy to manage his stress by proactively seeking new employment and planning to reduce expenses.

Explanation:

Brizan is utilizing a problem-focused coping approach to manage his stress after losing his job. This type of coping involves actively trying to solve the problem that is causing stress.

Brizan demonstrates this by immediately searching for new job opportunities and adjusting his budget to extend his savings, which are practical actions aimed at altering or managing the stressor itself. Unlike emotion-focused coping, which would involve efforts to reduce negative emotions without directly addressing the source of stress, problem-focused coping is about dealing directly with the situation that is causing stress.

What type of policy covers unusual hazards typically not covered under ordinary accident and health insurance?

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The answer is Special Risk Policies. A special risk is a sort of extra security strategy intended to cover people that have wellbeing or different qualities that speak to a higher-than-normal hazard to the insurance agency. A unique hazard strategy will in all likelihood cost more for a similar measure of scope than somebody with a standard hazard circumstance will.
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